HCH March 2, 2007 Issue - Chattanooga Bar Association

Real Estate Section, page 9
Hamilton County Herald
Recipe,
page 20
VOLUME XCIV NUMBER 10 CHATTANOOGA, HAMILTON COUNTY, TENNESSEE — SINGLE COPY 50¢ FRIDAY, MARCH 2, 2007
50 years
ago...
What was happening
in Chattanooga
in 1957
Saturday, March 2
The John B. Steele
gymnasium at City
High School was literally
packed Saturday
night for the finals of
the 9th District basketball
tournament.
Central boys won 48 to
46.
Sunday, March 3
Proposed legislation
has been drawn to
remove by law any stigma
from the name of
Bonny Oaks School,
which was originally a
reform school for
Hamilton County, but
for a long time has been
a home for dependent,
neglected and abandoned
children. The
bill presented proposes
the school be named
officially “Bonny Oaks
School.”
Monday, March 4
Expansion of the
Chattanooga-Hamilton
County Planning
Commission to a 15member
body serving
all municipalities of the
county and coordinating
their future planning
was begun
Monday with the addition
of three new members:
Mayor W.E. Dodd
of Signal Mountain;
R.L. Proctor, city manager
of East Ridge; and
A.F. Porzelius of
Ridgeside.
Thursday, March 7
City police cleared
up the February 22
break-in and vandalism
of the old Edgewood
Country Club on
Brainerd Road with the
apprehension of five
teenagers. Police Chief
Ed Brown said they
admitted damaging the
club. Their ages ranged
from 14 to 16.
Inside...
COLUMNS
I Swear.......................4
Pettus Read...............6
LEGAL INFO
Legal Notices.............8
OTHER INFORMATION
Ct. of Appeals ............6
Recipe......................20
CBA executive director talks about family, faith and her battle with cancer
By Sara Wexler
Lynda Minks Hood, executive
director of the Chattanooga
Bar Association, went to
work at an early age—and doesn’t
seem to be slowing down any
time soon.
Bar association encourages local students to take a look at the law
By Sara Wexler
All Hamilton County middle,
high school and homeschooled
students are invited to
participate in three contests
sponsored by the Chattanooga
Bar Association.
The contests are in conjunction
with Law Day USA, a
day set aside each year on May
1st to educate Americans about
the country’s laws and legal systems,
as well as its citizens’
rights.
The theme for this year’s
Law Day is “Liberty Under Law:
Empowering Youth, Assuring
Democracy.”
“The 2007 Law Day theme
prompts us to listen to the voices
of young people and consider
how the law can better serve
their needs and interests,”
according to the CBA. “It also
encourages us to assure that our
youth are equipped with the
knowledge and skills necessary
to effectively make their voices
heard within our democracy.”
High school students are
invited to submit entries for the
CBA’s essay contest. The contest
will be judged on a local
level, and the top two winners
will advance to the state level.
First place winners will
receive a $100 savings bond and
a $1,000 scholarship from the
CBA and the Chattanooga Bar
Foundation. The winners’
schools will also have the privi-
Lynda Minks Hood
She began helping her dad,
Dr. Jack B. Minks, an
optometrist, in his office
during the summer of her eighth
grade year.
“I wanted to work for Dad,”
she said. “It was great. I learned
a lot, but more importantly, it
lege of displaying a traveling trophy
for a year. Second and third
place winners will also receive
$100 savings bonds.
Fourth and fifth grade students
are eligible for the Law
Day art contest. The poetry
contest will be open to all sixth,
seventh and eighth grade students.
All art and poetry entries
will be judged in part for their
creative use of the theme in relation
to the law, the justice system
and daily life in our country
and community.
The winners of the art and
poetry contests will be honored
and displayed at the CBA’s Law
Day Celebration luncheon on
May 9 at the Sheraton Read
House.
“The future of our nation is
in the hands of our young people,”
according to the CBA.
“We all can and should play a
role in assuring America’s future
by addressing the needs of youth
and by focusing on the issues
affecting them today.
“Many young people will
come into contact with the legal
system, whether through family
court, foster care, or the juvenile
justice system. In addition, all
youth need to understand their
rights and responsibilities under
the law to become effective
participants in our nation’s
civic life.”
For more information,
including rules and criteria,
was time spent with my dad that
I will cherish.”
Hood liked it so much that
she worked there every summer
through college. While her
duties varied from general office
help to writing out prescriptions
and putting lenses in glasses, her
favorite task was helping the
patients her age.
Born in Scotsboro, Ala.,
Hood spent her elementary years
in Cleveland, Tenn., before she
and her family moved to Signal
Mountain when she was 10. “I
feel like a native of
Chattanooga,” she said.
After graduating from Girls
Preparatory School, Hood
attended UT Knoxville, where
she majored in early childhood
education.
“I loved it,” she said. “Your
junior and senior year you have
to teach—inner-city schools,
public schools—you really have
to go the gamut. It was a wonderful
experience—and I had a
fun time doing that.”
Still, Hood wasn’t sure she
wanted a career in education, so
when an opportunity arose to
work at a Signal Mountain bank,
she jumped at it.
“I stayed in banking for a
long time, because I really
enjoyed meeting people,” said
Hood. “There were constantly
people coming in. It was the
place everyone came to just talk.
I was in my element.”
When her family bought a
clothing store, Hood left bank-
please contact Lynda Minks
Hood, executive director of the
Chattanooga Bar Association, at
Jay
Edwards,
page 4
ing to help out.
But then her father, who
passed away in 2002 of heart disease,
became ill. The family sold
the store, and the next phase in
Hood’s career came about unexpectedly.
She got a call from March of
Dimes, one of the organizations
with whom she volunteered.
They were in the middle of one
of their huge fundraising walks,
and had been left short-staffed
when a worker moved out of
town on short notice. Hood
agreed to help out.
“Well, I loved it,” she said.
“Because, again, I was around all
these people. At that point I was
just coming down to help. They
just didn’t have anybody to fill
in. And I said, ‘you know what, I
think I would like to have this
job, since you’re looking for
someone.’”
Hood was in charge of the
Cleveland, Athens and
Sweetwater areas, as well as
managing two major fundraising
events in Chattanooga. In fact,
her leadership brought one of
the biggest events to date to
downtown Chattanooga.
She had hired what she
believed was a “popular” local
country band, Confederate
Railroad, to perform at the
Cajun Cookout. A few days
before the event, Hood got a call
from the city’s Chief of Police.
Continued on page 2
756-3222. Entries must be
received by April 16, 2007. ❖
Historic federal courthouses
San Juan, Puerto Rico U.S. Post Office and Courthouse (1940),
completed in 1914. Supervising architect: James Knox Taylor.
Still in use by the U.S. District Court for the District of Puerto
Rico.

2 Friday, March 2, 2007 HAMILTON COUNTY HERALD
Hood Continued from page 1
“He said ‘Lynda, do you
realize who you have coming?’
And I said, ‘Oh, sure, a really
good local band, why?’ He said,
‘Lynda, they’re the number-one
band—they won the Country
Music Award.’”
Hood told the chief she
would do whatever was necessary
to make sure everything on
her end was in place. In the end,
they increased police patrolling
in Miller Plaza and even called
in the S.W.A.T. Team.
“We ended up having about
20,000 people downtown,” said
Hood. “They came from everywhere.
I’m still pretty proud of
that event and the way it
turned out.”
Hood was still enjoying herself
at the March of Dimes when
she got a call from someone
at the Chattanooga Bar
Association to see if she would
be interested in applying for the
executive director position. Out
of a pool of around 150 applicants,
Hood went through several
interviews before being hired.
That was 13 wonderful years
ago, said Hood.
“I love this position because
everybody’s different,” she said.
“There’s a new president every
year. I always miss the outgoing
president because I really have
enjoyed working with them and
getting to know them. However,
I look forward to working with
someone new and different.”
In fact, the 2006 outgoing
president, Joe White, awarded
Hood and her assistant, Wanda
Paschal, the President’s Award,
given to the person or persons
who most helped the president
during his or her year.
And as always, Hood is
looking forward to working with
the new president, Jim Haley.
“It’s going to be an exciting
year working with Jim because
he has a great focus on the membership
and the whole community,”
she said. Haley plans to
encourage more attorneys to
donate time to public education.
He would also like the bar to
provide resources to attorneys
who are under great stress.
Hood agrees with Haley’s
goals, adding that the stress is
brought on by the pressure of
dealing with other people’s problems
and working incredibly
long hours.
Which is why, while Hood
stresses that she loves working
with attorneys, she doesn’t feel
as though she would enjoy the
long hours of the profession herself.
If she did, she would not
have as much time for all her
family.
“Family and church come
first,” she said.
Both of which helped her
through her breast cancer diagnosis
and subsequent treatment
10 years ago.
Her daughter Lauren was
only 14 months old when Hood
got the news.
“Hearing it was a little gutwrenching,”
she said. “You don’t
think that’s going to happen to
you. And when it does, you need
to focus.”
Hood placed her focus on
her daughter.
“I thought, ‘I’m going to
fight this as hard as I can,’” she
said. “As in everything, if you
take the emphasis off yourself
and focus on others around you,
your problems tend to diminish
in scope and impact. My daugh-
ter needed me and I was determined
to be here for her.”
She also credits Signal
Mountain Presbyterian Church
for helping her through tough
times. But mostly, Hood thanks
her husband, Michael.
“He was my rock through
this whole chapter in my life,”
she said. “Three weeks after the
surgery and one week after my
first round of chemo, I was crying
hysterically about my hair
falling out from the ‘red devil
chemo.’ He looked at me and
calmly said, ‘You mean to tell me
you lost body parts and didn’t
even give it a second thought
and you’re crying over losing
hair that will grow back?’ And
from that moment, I got everything
into perspective and continued
my fight to beat this.
“It was also unbelievable
the support we got from that
church—where I wasn’t even a
member at that time,” she said.
“They had a healing service for
me within two days of finding
out that I had breast cancer.
They called every week to pray
with me, and Dr. Dudley was
right there with Michael and me
that morning of my eight-hour
surgery.”
But it wasn’t just the church
that saw her through—it was
faith.
“I have never really asked
why this happened to me,” said
Hood. “I figured there was a reason.
There were several things I
had been praying for before I
knew I had this, and over the
course of time every prayer has
been answered through this.
And I know that this was the
only way they could have been
answered.
“So I am able firsthand to
teach Lauren a lot of things
about faith. It was like, ‘How do
I know I have that faith?’ You
grow up a Christian, but how do
you really know? But I know now
and I don’t ask that question
anymore.”
After surviving her stage IV
cancer, Hood now cherishes
each day.
“It makes life great,” she
said. “You appreciate everything.
And all those little petty things
you just put aside. It is not
important. That’s just how I look
at it. There is too much to worry
about, and the small stuff doesn’t
even register on my scale anymore.”
A stepmother of two grown
children, Mary Beth and
Lindsay, Hood now lives with
her daughter and husband,
Michael, national sales manager
at WTVC.
“I am the only mom in the
neighborhood who gets out and
roller blades, and jumps on the
trampoline in the rain,” said
Hood. “You’ve got to have fun
and enjoy life. Lauren and I ride
our bikes and go on picnics,
work in the yard, go to movies. I
love to play golf—that’s something
Lauren and I are looking
forward to do together this year.”
Hood also enjoys scrapbooking,
and repainting rooms
in her house every few months.
“And, believe it or not, I
love to pressure-wash and mow
the lawn,” she said. “I mowed
our lawn for the first time—ever
in my life—this past summer and
I absolutely love it. It’s kind of
my time, an hour and a half of
downtime that I can use to just
think—or not think. In fact, the
pressure washer was a birthday
present from my family!”
Between roller-blading and
pressure washing, Hood serves
on the boards of St. Peter’s
Episcopal School, the
Partnership for Families, Adults
and Children; and First Things
First.
She is a member of the
National Association of Bar
Executives, the Tennessee and
American Society of
Association Executives, the
Public Relations Society of
America, the Association of
Fundraising Professionals, the
National Association of Female
Executives, and the Rotary Club
of Chattanooga.
She is a graduate of
Leadership Chattanooga and
was active in the Diplomat
Corps of the Chattanooga Area
Chamber of Commerce, receiving
the Diplomat of the Year
award in 1985 and 1992.
Clearly Hood loves to stay
busy nearly as much as she
enjoys spending time with peo-
ple. But, her favorite activity is
spending time with her family.
As for the future, she doesn’t
see slowing down any time
soon. But maybe when Lauren is
older?
“No, I don’t see that either,”
she said. “I see a future where I
can also enjoy her children — I
look forward to one day in the
distant future being a grandmother.
A future where I can
help Lauren out and have a blast
doing it—that’s what I see.” ❖

HAMILTON COUNTY HERALD Friday, March 2, 2007 3
under
analysis
By the Levison Group
Mitch Margo
Mark Levison
Charles Kramer
S.E. Farris
I received great news today. My
firm upgraded my laptop computer.
It’s black, commercial grade, and
non-descript. In fact, it is deceptively
similar to my old computer.
We have a really first-rate IT
team that is available to me 24/7, and
they put my new computer on a contraption
that slants the keyboard. I’m
sure they were thinking ergonomics
and watching out for my neck.
I asked why I needed the contraption
and they explained to me it
was a docking station. I learned that
with the release of a button I can now
disconnect my computer and take it
with me. I was very pleased with
that, and would have been even
more pleased if I ever took my computer
anywhere.
The truth is, when I’m in town,
I’m either in the office, in court,
meeting with clients or at home.
When I’m at home I don’t want to be
at work. Okay, I admit, when I travel,
I do take my computer with me—
sometimes.
They also gave me a slick, new
traveling case. I appreciate that,
because despite my best intentions,
that’s where my computer usually
remains when I take it with me.
When I’m on business trips I’m working
for a particular client. I’m meeting
with people and taking depositions—that
kind of thing.
I don’t need a computer that
reminds me of other things I need to
do. I want to concentrate on helping
the client who is paying for my time.
All the conveniences one could ever
use
by Mark Levison
As far as vacations go, I never
take a computer. I work hard enough
at work and I deserve time off when
I’m off. Don’t get me wrong, when
I’m on vacation, or assignment for a
particular client, I often receive work
faxes at my hotel and my cell phone
is always ringing.
This is the lot of lawyers in the
21st century. Modern electronic
“conveniences” have made us all
instantly accessible, but I do my best
to separate work from other things—
which leads back to my new
computer.
It seems as though every three
years I get upgraded. Somebody far
smarter than me has determined this
is important. I don’t say that jokingly,
I mean it. I’m sure there are good
reasons to replace computers every
three years, but I’m probably not one
of them.
I did ask our helpful and dedicated
IT crew that was “changing
out” the computers what my new
computer could do for me that the
old one could not. Let me make this
very clear: They are all very
enthused about me getting a new
computer. Their faces lit up, as they
told me how much better my life was
going to be because of my improved
hard drive.
I appreciate that kind of love for
a job. Of course, I don’t remember
most of what they told me, but I
know they said I now have a wireless
card. The phrase “wireless card”
seems almost like an oxymoron to
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me. It makes me think about a card
with a wire on it, or maybe somebody
taking a card out for a walk on a nice
wire leash.
But at any rate, I am savvy
enough to know what “wireless card”
actually means—I think. It means I
can pull my computer out in spaces
where the internet is being mysteriously
beamed through the air, and I
don’t have to plug it in. This whole
concept does not seem positive to me.
We already have too many
things in the air that we can’t see.
Really, the list is endless and frightening.
Think about it. It wasn’t that
long ago that we didn’t even know
about germs in the air. Now we’re
convinced things we can’t see are
everywhere, and constantly invading
our personal space.
Let’s not forget air pollution,
and now we’re told that sunlight is
toxic. If something as natural as sunlight
is a hazard to my health, I can’t
even imagine the potential damage
caused by TV waves, radio waves,
electric waves, microwaves, and now
I guess we have internet waves.
I’m smart enough to know the
internet doesn’t land everywhere, so
I’m envisioning myself walking in
and out of an internet beam (kind of
like on Star Trek). It might be causing
clothes to shrink because lately
my suits have gotten tight on me.
The next concern I have about
my wireless card is I can use it at
places like Starbucks. As you probably
already guessed, when I’m at
Starbucks, I want to drink vente
decaf vanilla soy lattes with cinnamon
and chicory, or maybe a triple
mocha frappuccino espresso tazo tea,
or something cool like that. I don’t
want to do legal work.
Finally, despite the IT team’s
exuberance about how fully loaded
my new laptop is, the only other
advancement I recall them explaining
was a burner. Again, not really
good news for me. I have enough
issues with the burners on my glasstop
stove at home. I don’t want to
worry about getting third-degree
burns from my computer.
I asked one of our IT people,
“Why would I ever use a burner?”
She told me that a CD holds lots of
information these days, which I can
burn on my computer and take the
disc with me. After she saw the puzzled
look on my face, she added, “Of
course, you’ll probably never have
any reason to do that.”
I told her we were in agreement,
and that if I ever did need a CD
burned, I promised to get help from
my secretary. It seemed to me that,
given my level of computer proficiency,
that would be the prudent
course of action.
By the way, for my birthday, I
recently received a Sirius radio, an
iPod, a magical attachment so I can
use the iPod in my car, a digital camera
and a color printer to work in
conjunction with my computer. I’ll
get back to you on the usefulness of
those conveniences.
© 2007 Under Analysis LLC
Mark Levison is a member of the law
firm Lathrop & Gage L.C. You can
reach Under Analysis LLC in care of
this paper or by e-mail at
comments@levisongroup.com. ❖
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4 Friday, March 2, 2007 HAMILTON COUNTY HERALD
Diversions
Alan Shepard: Sounds dangerous
Recruiter: It is! Extremely dangerous!
Alan Shepard: Count me in!
— The Right Stuff, 1983
In space, no one can hear you
scream. — Alien, 1979
You have probably heard about
these tourist flights to space that are
popping up all over the world. Yes, for
a price you too can show you have
“the right stuff.”
Russia’s Federal Space Agency
and its major space rocket manufacturer,
Energia, have a space tourism
project, and are offering a two-week,
$100 million package tour, to include
a visit to the International Space
Station (ISS) and a tour around the
moon.
U.S.-born Italian Denis Tito,
60, went to the ISS on April 28,
2001, and South Africa’s Mark
Shuttleworth, 27, visited one year
later, on April 25, 2002. The men
each paid $20 million for their weeklong
trip. There have been others
since.
If, like me, this doesn’t quite fit
into your budget, there are other,
Across
1 With 20-Across, Hilda, to
Horace
7 Helmut’s laments
11 California’s Fort ___
Dunes
14 Get in shape
15 Brest milk
16 Alumna bio word
17 “The Road to Ensenada”
singer Lyle
18 Mallorca, for one
19 Gabor of “Green Acres”
20 See 1-Across
23 Church service
26 Umbrella part
27 Former Israeli minister
Moshe
28 Dentists’ org.
29 Shout out
31 Not just anger
33 Hitchcock classic
35 Popular ISP
36 Territory
37 Actor who played Horace
40 Res ___ loquitur
43 Aficionado
44 Make lovable
48 Leading
50 CIA predecessor
51 China’s Chairman ___
52 Heart of France
53 Co.’s AKA
55 Prepare to be
photographed
56. With 71-Across, classic
BBC show
60 Journal execs.
61 Geek
62 Pattern of scanning lines
on a TV
66 Filming site
67 “That’s clear”
68 Egg on
69 Sign of success
70 NFL hikers
71 See 56-Across
Down
1 Mo. metropolis
2 “Yoo-___!”
3 SASE pt.
4 Mason Locke “Parson” ___
(“The Life of Washington”
author)
5 Tutsi foe
6 Selects, with ‘’for’’
7 Possible defense for a 38-
“…and let me play
among the stars.”
by Jay Edwards
shall we say, non-first-class trips to
consider. Virgin Galactic is one group
already selling tickets for a ride on
one of its sub-orbital spacecraft, at a
reported cost of $200,000. More than
100 space tourists have signed up,
showing that the lure of the great
beyond is still strong.
When I was a kid, it seems we
all wanted to be an astronaut—or
Captain Kirk or even Will Robinson.
Brave, adventurous heroes who, even
though they were “lost in space,”
were lucky enough to see up close
what the rest of us could only
dream of.
Now Billy Bob Thornton has a
new movie out called “The
Astronaut Farmer.” I haven’t seen it
yet, but I hear he plays a “little bit
crazy” ex-astronaut who has built his
own rocket that he plans to take an
unsanctioned ride in.
The timing of this movie
seemed coincidental to me, with the
news last month about real-life astronaut
Lisa Nowak’s little-bit-crazy
antics in the parking lot at Orlando
International Airport, where she
attempted to kidnap U.S. Air Force
I Swear Puzzle
Captain Colleen Shipman regarding
some sort of lover’s triangle.
Shipman told the police she
had arrived at the airport around 1
a.m., but had to wait two hours for
her luggage. Happens to everyone I
guess. But on this day, lost luggage
was going to be the least of her
worries.
When she got outside to the
parking lot, she noticed a woman in
a trench coat who appeared to be following
her. She ran to her car and got
in just before her pursuer arrived and
began banging on the windows, trying
to open the car doors.
The assailant was Nowak, who
said she just needed a ride home and
then began to cry. Shipman cracked
her window a couple of inches to talk
to her. When she did, Nowak
sprayed her eyes with pepper spray,
which probably ruined any hopes she
had for that ride home.
Shipman, her eyes burning,
drove to a toll booth where she
reported the incident to the police.
An officer spotted Nowak at a bus
stop, wearing a different coat.
When he approached her, she
stuffed some items in a trashcan,
including a wig and a BB pistol. He
also found in the bag she was carrying
a steel mallet, a folding knife, three to
four feet of rubber tubing, some large
plastic bags and about $600 in cash.
Nowak was identified by
Shipman as her assailant and she
has since been charged with attempted
murder.
Now, giving Ms. Nowak her
Hilda and Horace by Victor Fleming
1 2 3 4 5 6 7 8 9 10 11 12 13
14 15 16
17 18 19
20 21 22
23 24 25 26 27
28 29 30 31 32
33 34 35 36
37 38 39
40 41 42 43 44 45 46 47
48 49 50 51
52 53 54 55
56 57 58 59
60 61 62 63 64 65
66 67 68
69 70 71
Down
8 Item once studied by
Horace
9 Port near Kilauea
10 Take a ___ (try)
11 Sentence for a misdemeanant,
maybe
12 38-Down’s motive, maybe
13 Earth’s lowest lake
21 Give it a shot
22 It may be run
23 Orienteering aid
24 Web-site pop-ups
25 For instance
29 1969 movie starring Omar
Sharif
30 News exec Arledge
32 “___ Gold” (Peter Fonda
film)
34 Refuse to testify, say
35 Behave
38 Possible client for Horace
39 Caregivers, in brief
40 Deighton’s “The ___ File”
41 More like a peacock
42 “Appears that way”
45 Comic Philips
46 Walkman batteries
Victor Fleming’s puzzles have appeared in many publications,
including the New York Times and Games Magazine.
47 Crab ___ (dim sum
ingredient)
49 Kind of humor often
employed by Horace
50 Churlish sort
54 Indicates
55 “GoodFellas” Oscar winner
57 ___ we forget
58 Chicago paper, for short,
with “the”
59 Mandlikova of the courts
63 As late as
64 Nice summer
65 Juan Carlos, e.g.
Last week’s solution
S H U T A N E T L A L A W
T A C O B A T H A R I S E
A I L S O D O R T O A S T
G R A C E V A N O W E N
A L E W E D I D I T
L S D S P L E N D A E N A
E P I S A O L T I N T S
V I C T O R S I F U E N T E S
E N T E R T A N K A N E
L A U D E T E N T E L D L
A L M A A T A I L L
M I C H A E L K U Z A K
E T H A N I T E N N E V E
B O O Z E T O R O A R I D
B O W E D I N O W R O D S
right as an American to innocence
until proven otherwise, I still have
grave concerns about plopping down
my $20 million, or even my
$200,000 to take a rocket ride with
someone who, let’s just say, may not
be completely focused on the task at
hand.
However, according to a published
report on CNN this week, it
turns out that NASA does in fact
have a detailed written procedure in
case an astronaut becomes mentally
unstable and decides for the good of
mankind, or whatever reason, to kill
everyone on board by opening a
hatch or pushing some secret rocket
explosion button that only they
know about.
Very “rocket-scientist”— technical,
these official documents say
the astronaut’s crewmates should
bind his wrists and ankles with duct
tape, tie him down with a bungee
cord and inject him with tranquilizers
if necessary.
“Talk with the patient while
you are restraining him,” the instructions
say. “Explain what you are
doing, and that you are using a
restraint to ensure that he is safe.”
A week ago, I was preparing to
teach a class at the Bowen School of
Law where Professor Rob Steinbuck
teaches ethics (course title: “Legal
Profession”). Rob and I conspired to
spice up one of the sessions with a little
fiction.
I had shared with Rob an anthology
entitled “Legal Briefs”—a collection
of short stories, written by lawyernovelists.
John Grisham has in it a
story entitled “The Birthday.” Lisa
Scottoline is represented by “Carrying
Concealed.” Among the other lawyerauthors
in this book are Steve Martini,
Richard North Patterson, Jeremiah
Healy and the editor of the project,
William Bernhardt.
In my Law & Literature seminar
(usually taught only in the fall), I use a
story from this book, “The Divorce” by
Little Rock’s own Grif Stockley. “The
Divorce” features Grif’s novels’ protagonist,
Gideon Page of Blackwell,
Arkansas, and a domestic relations case
that almost becomes his undoing.
(WARNING: If you have not read
“The Divorce” and want to, then do
not read the rest of this column, as I am
about to spoil the plot.)
Page takes the case of Lydia
Kennerly, an apparently battered wife
who he finds attractive and who, in a
way, comes on to him. Against his better
judgment, while under the influence
of some liquid spirits, Gideon
finds himself unclothed in a hotel room
with Lydia, at which time her husband
Al barges in, takes a few photographs,
then disappears.
In any event, as you might imagine,
Al’s visit spoils the mood, and
nothing truly conjugal happens
between lawyer and client. The next
day, Lydia shows up in Gideon’s office
saying that Al wants $10,000 or else he
will take his photos to the newspaper
and the Committee on Professional
Conduct.
So, the ethics class was to read
this short story and I was to lead a discussion
regarding the ethical issues
raised in it (Arkansas Rule of
Professional Conduct 1.8(j) provides
that “A lawyer shall not have sexual
relations with a client unless a consensual
sexual relationship existed
between them when the client-lawyer
relationship commenced”).
In preparation for the class, I did
some research and ran across an actual
case from Canada that contained some
Yes I’m sure there would be
some explaining going on.
The checklist says astronauts
can be restrained and then offered
oral Haldol, an anti-psychotic drug
used to treat agitation and mania,
and Valium. If the astronaut still will
not cooperate, the drugs can be
forcibly given with a shot to the arm.
It may be just me, but if I were
bound to my space chair with duct
tape, my plan to kill everyone having
been foiled, I don’t think the Valium
would have to be forced. In fact, it
would be more like, “How many of
those can you spare, pal?”
“And do you have anything
stronger than Tang to wash them
down with?”
The report concludes by saying
that crewmembers are instructed to
stay with the tied-up astronaut to
monitor vital signs.
Looking on the bright side,
maybe while all this is going on I
could sneak into the cockpit and take
the controls.
Duct tape for everybody!
Of course, if an incident like
this were to take place, I would
expect a full refund, or at least triple
on my frequent flyer miles. ❖
I Swear. . .
Sexing up the
ethics class
by Vic Fleming
of the elements of the Stockley story.
And a fresh case it was. Written up in
the Toronto Star on Feb. 3, 2007, under
the headline “Sex with client sinks
top lawyer.”
While there is a darkly humorous
aspect of the Canadian case, the incident
itself, and virtually all like it, are
quite sad. The ethics class seemed in
agreement that lawyers having sex
with their clients is an issue that should
have a pretty darn absolute rule. There
are boundaries over which one does
not cross, and this is clearly over the
line.
In addition to the case from
Canada, I shared with them the case of
In re Bergren, 455 N.W.2d (S.D.
1990), wherein a lawyer had sex with
two clients and acknowledged that
each of them probably believed that
they would receive a discounted legal
bill in return. The court there held that
the respondent’s conduct was prejudicial
to the administration of justice and
reflected adversely on his fitness to
practice law. He was suspended for a
year. The respondent in Bergren was
relatively new to the profession, young
and apparently showed no remorse.
The Canadian lawyer was older,
had been practicing for many years and
was full of remorse and contrition.
According to the Star, he “offered an
emotional apology to his colleagues,
family and ex-lover.” In the article,
written by Tracey Tyler, who is identified
(I kid you not) as the “Legal Affairs
Reporter,” the commencement and
duration of the two and a half year
episode is summarized, and I will not
repeat the details. But I cannot resist
concluding with an excerpt from
Tyler’s article:
“The relationship ended abruptly
after A.B. asked X.Y. to meet him at an
Ottawa restaurant, where he informed
her that during the time that they had
been sexually involved, he had also
had affairs with two other women ….
In a move that might be worthy of
entry in the annals of unromantic gestures,
A.B., just before disclosing those
affairs, presented X.Y. with a copy of
section 2.04 of the law society’s Rules of
Professional Conduct. It deals with
conflicts of interest between lawyers
and clients. He wanted X.Y. to
acknowledge that she had read it ….”
A.B. was suspended for six
months.
© 2007 Vic Fleming ❖

HAMILTON COUNTY HERALD Friday, March 2, 2007 5
Diversions
Your daughter and HPV
By Kay Bona
A lot of controversy is given
to this subject lately. And for
good reason.
It is a virus growing at a
lightening-fast rate, and up until
major television stations started
running ads about HPV, or
Human Papilloma Virus, not
many people were even aware of
its existence or what a dangerous
and life-threatening problem it
has created among our young
women.
Maybe you have noticed the
new commercial ads on Gardasil.
If you haven’t, it is a vaccine created
for the treatment of HPV.
Recently Merck, the producer of
the vaccine, has introduced into
Friday nights are Christian
Bowling Nights at the AMF Fort
Lanes in Ft. Oglethorpe. I went
with a group of friends and had a
great time—in spite of everything
Christian Bowling Night apparently
entails.
Since CBN was advertised
as taking place between from 10
p.m. until one in the morning,
my friends and I got there at
around quarter ‘til 10. Nobody
was bowling. The teenagers
working the counter seemed to be
figuring out which groups would
bowl on which lanes.
Finally, they called our
names and told us which lane we
could bowl on. The only problem
was, we had reserved three
lanes. We split the difference and
decided that we could get by on
two lanes, which, 30 minutes
later, we found ourselves using.
My friend and I started getting
hungry and headed toward
the food counter. We were intercepted—even
blocked—by a
young girl who insisted that she
take our order at our lane instead
of us having to travel to the
counter.
Fine. I gave her my order
while my friend mulled over the
menu. The young lady headed to
put my order in, but then
detoured when she saw her coworkers
dancing on a counter.
She ran off to join them.
My friend put her order in
directly with the cook and got her
food about 15 minutes before I
did. The food was undeniably
and surprisingly good, though.
Apparently part of CBN—
apart from the black-lights they
turn on while you bowl—is
mediocre Christian music.
Believe me, there is good
Christian music out there, but
you will not find it at the AMF
Fort Lanes on a Friday Night.
But you will still enjoy yourselves,
as long as you and your
friends make your own fun.
•••
Chris Bohjalian is one of my
favorite authors. Well, his book
legislature a mandate that girls
between the ages of 9 to 11
receive it. You can imagine the
uproar this has caused among
some parents.
HPV is a family of more
than 100 viruses that affect different
parts of the body. Some
strains of HPV cause warts on
the feet, hands, and other parts
of the body, while other strains
are sexually transmitted and
cause warts affecting the genital
area.
There are more than 30
strains genital infections and,
depending on the type, symptoms
can be in the form of wartlike
growths or abnormal cell
changes, especially in a woman’s
cervix.
TT hh ee SS cc ee nn ee
o f t h e
S c e n i c C i t y
By Sara Wexler
Midwives is one of my favorite
books, but I’ll admit that many of
his other novels are merely
mediocre.
Regardless, I was really looking
forward to reading—and
reviewing—his latest book, titled
The Double Bind.
And I loved the book. It was
as masterfully told as Midwives,
with an ending that gave me
similar chills. But I have no idea
how to write about The Double
Bind without giving the whole
thing away.
The novel takes place seven
years after the main character,
Laurel, was brutally attacked
while biking in the Vermont
woods. Now a case worker at a
homeless shelter, Laurel finds herself
researching the life of one of
her deceased clients, a mentally ill
man who chronicled his life
through his photography.
Her research gets personal,
however, when she finds photographs
of her hometown and one
of a lone biker on a familiar
Vermont road.
Readers might recognize
some characters in A Double
Bind—as part of a back-story,
Bohjalian weaves into his tale the
events from F. Scott Fitzgerald’s
The Great Gatsby.
As Laurel unravels the mystery
of how a man born to
wealth—a man who had a successful
career photographing the
famous—ever becomes homeless,
the reader gets insights into the
psychological drama unfounding.
Still, I never would have figured
out the ending, which made
me immediately go back and reread
the prologue. The book
opens by detailing the events of
Laurel’s attack, and is chilling
largely because the language is so
bare and the tone matter-of-fact.
But now that I know how it
ends, I’ll never be able to read the
prologue to The Double Bind
without getting chills all over
again.
These strains are broken
down into “low and high risk,” of
which the high-risk strain can
potentially cause cervical cancer.
This is why the sudden
perked-up ears. It is a very common
virus among young people,
and most do not even know they
have it. It is estimated that 20-
40 million Americans are
infected.
HPV is transmitted by close
genital contact, so nearly always
sexually transmitted, although
there have been rare cases of it
being contacted through tanning
beds and public toilet seats.
A person diagnosed with
HPV may not ever know exactly
how or when they contacted it.
Incubation can be from a few
weeks to a year. Sometimes a
wart may pop up immediately,
other times you may not know it
exists until you have an abnormal
pap smear. This makes it
almost impossible to retrace the
steps to the infectious person or
object.
There are ways of treating
HPV/ warts, ranging from prescription
creams to burning the
warts with acid or by laser, freezing
them with liquid nitrogen, or
surgical removal. Treatment
most often cures the virus.
Now comes the Merckmade
vaccine, Gardasil. But not
without issues. Some argue we
are opening the door for children
to be sexually active. Some
are concerned of the long-term
Loose lips sink sequels
By Dave Barry
Tribune Media Services
I finally finished the script
for the sequel to the movie
“Titanic.” I am calling it — and
let the legal record show that I
thought of this first — “Titanic
II: The Sequel.”
I am darned proud of this
script. I have been working on it,
without sleeping or eating,
except for two grilled cheese
sandwiches, for the better part of
the last 35 minutes. I realize that
sounds like a lot of work, but
bear in mind that writer/director
James Cameron spent nearly
twice that long on the script for
the original movie, which was
titled “Titanic I: The Original
Movie.”
As you know, “Titanic I”
garnered a record 56 Academy
Awards, including Best Major
Motion Picture Lasting Longer
Than Both O.J. Trials
Combined; Most Total Water;
Most Realistic Scene Of Bodies
Falling Off The End Of A
Sinking Ship And Landing On
Big Ship Parts With A Dull
Clonking Sound; and Most
Academy Awards Garnered.
The movie has made a huge
star out of Leonardo DiCaprio,
who has shown the world that
he is not just a pretty face; he is
a pretty face who, if he had been
in my high school, would have
spent a lot of time being held
upside-down over the toilet by
larger boys.
The phenomenal success of
“Titanic I” also has served as an
elegant rebuttal to the critics of
writer/director Cameron,
although this has not prevented
him from going around
Hollywood physically hitting
these critics on the head with his
Oscar statuette.
Cameron was especially
angry at Los Angeles Times film
critic Kenneth Turan, who said
Cameron’s writing was trite and
devoid of subtlety; this prompted
Cameron to take out a full-page
newspaper ad saying, quote,
“Bite me.”
I certainly don’t want to
take sides in this issue, other
than to say that James Cameron
is easily the most talented
human being in world history,
including Michelangelo and
Shakespeare and all four Beatles
combined.
I say this out of a sincere
desire to have Mr. Cameron pay
a hefty sum for my script for
“Titanic II: The Sequel.”
Here it is:
(The movie opens with the
Titanic II getting ready to sail.
As the ship’s horn blasts a
mighty departure toot, up runs
spunky young Jack Dawson,
played by Leonardo DiCaprio.
There is seaweed on him.)
JACK: Whew! I just made
it!
ROSE: Jack! I thought you
had drowned! To death!
JACK: No! Fortunately, the
bitter North Atlantic cold was
unable to penetrate my protective
layer of hair gel! Who are
you?
ROSE: I’m Rose!
Remember? You gave your life
for me in “Titanic I.”
JACK: But Rose was played
by Kate Winslet!
ROSE: She didn’t want to
be in another movie with you,
because your cheekbones are so
much higher! So the part went
to me, Demi Moore!
JACK: Whatever.
(The scene shifts to the
ship’s bridge.)
CAPTAIN: Ahoy, First
Mate! Commence starboard
computer animation! Full speed
ahead!
FIRST MATE: Sir! We’re
getting reports of gigantic icebergs
directly ahead! Shouldn’t
we go slow?
CAPTAIN: Don’t be silly!
What are the chances that we’re
going to hit another...
(There is a loud crunching
sound. Big pieces of ice come
through the window, along with
several penguins.)
CAPTAIN: Dang!
FIRST MATE: Sir! The
computerized sinking animation
has commenced!
(The scene shifts to the
Poop Deck, where the water is
effectiveness of it, and still others
challenge its safety.
After all, Vioxx was jerked
off the market after findings that
it caused potential heart attacks
(another Merck drug). Some
have suggested the possibility
that Merck may be pushing the
mandatory measure to help pay
for the Vioxx blunder. We sure
hope this is not the case.
As of Feb. 20, 2007, Merck
did announce that it would stop
lobbying legislature to make the
vaccine mandatory until further
studies. However, I suspect that
if you have a young female
infant, eventually she will be
receiving a vaccine of some type
to prevent HPV. ❖
rising fast. Jack and Rose are
helping women and children
into a lifeboat, when an evil villain
appears with a gun.)
VILLAIN: Out of the way!
I’m taking this lifeboat all for
myself!
JACK: It’s Kenneth Turan,
film critic for the Los Angeles
Times!
TURAN: That’s right, and I
shall stop at nothing to get off
this ship, because the dialogue is
terrible!
JACK: Is not!
TURAN: Is too!
(They commence fighting.)
THE LATE BURGESS
MEREDITH: You can do it,
Rock! Watch out for the jab!
JACK: Hey! You’re in the
wrong sequel!
MEREDITH: Sorry!
(This distraction enables
Turan, by cheating, to gain the
upper hand.)
TURAN: I have gained the
upper hand! Whatever that
expression means! And now,
pretty boy, I’m going to...
OHMIGOD! NOOO!
(Turan is torn into raisinsized
pieces by an irate horde of
young female Leonardo
DiCaprio fans.)
JACK: Whew! That was
close! Uh-oh! The ship is almost
done sinking!
ROSE: This is it! I hope I
don’t end up as an old bag in this
movie!
(As the two lovers start to
slip beneath the icy cold computerized
waves, they embrace.
There is a cracking sound.)
JACK: You broke my ribs!
ROSE: Sorry! I have
tremendous upper-body strength
since starring in “G.I. Jane”!
JACK: Don’t worry! As
long as my cheekbones are
Okay!
(The water slowly closes
over them. In the distance, we
hear two crew members on a
lifeboat, looking for survivors.)
FIRST CREW MEMBER:
What’s that sound coming from
over there?
SECOND CREW MEM-
BER: It sounds like ... Oh my
God! It’s Celine Dion!
FIRST CREW MEMBER:
Let’s get out of here!
(THE END)
© 2007 The Miami Herald
Distributed by Tribune
Media Services, Inc. ❖

6 Friday, March 2, 2007 HAMILTON COUNTY HERALD
The old home place is no longer
what it used to be
Just outside of Columbia, Tenn.,
in the boundary lines of Spring Hill,
is located the General Motors Saturn
manufacturing plant. Just beyond the
Read
employee parking lot of this state-ofthe-art
automobile production facility,
you can still find rolling farmland
that is kept in tillable production by
the GM organization.
With white plank fences and
Clifford Johnson v. Nissan
North America
Rutherford County - An
employee of Nissan North
America appeals the summary
dismissal of his action for retaliatory
discharge. The employee
alleged he was terminated
because he filed a workers’ compensation
claim. Nissan denied
liability stating the termination
was due to the employee’s violation
of medical restrictions related
to lifting and bending. Nissan
filed a Motion for Summary
Judgment, which the trial court
Read All About It ...
By Pettus L. Read
Tennessee Farm Bureau
well-kept roadsides, one can easily
get lost in a rural vista of thought as
you drive by the cultivated fields.
Across the road from the plant
are even more farmland and a historic
pre-civil war home that is open
for tours to the public. This area, too,
is a sight of rural life enjoyed by those
passersby on their daily trips to and
from work.
However, this side of the
road is getting ready to change.
Development is inching its way
across the farmland from the city of
Spring Hill, and soon the fields next
to the old brick antebellum home
will contain stores and other buildings
of today’s progressive lifestyle.
Acreage belonging to GM and once
farmed by the company is now set for
development on the east side of the
highway from the plant.
Progress is something that is
going to happen whether you like it
or not. The sad part is it comes at the
expense of farm and agricultural land
with their removal becoming very
permanent.
Farms must make a profit to sur-
granted. We have concluded, as
the trial court did, that Nissan
stated a legitimate, non-pre-textual
reason for termination, and
the employee failed to offer specific
facts to realistically challenge
Nissan’s stated reason for
termination. Therefore, we
affirm.
Garnett Goforth, et al, et ux
vs. State
Plaintiffs, parents and son
brought suit against the
University for injuries to the son
sustained while practicing football,
charging the coaches were
vive, and with the continued movement
of suburbia into the farming
communities, farm land costs and
profitably have become some major
problems.
It is easy for those of us who
come from farm-life backgrounds to
see the negatives in this continuous
movement. I do wonder — if food
someday becomes less plentiful in
this country, just how many milliondollar
homes will be torn down and
replaced with farmland? Yeah, I don’t
see that happening either.
The other day following a
recent farm sale that was caused due
to a new interchange being made for
Interstate, I wandered the grounds
around the house and barns that
would soon be moved or torn down.
The scene I saw reminded me of a
story I read many years ago in a gardening
magazine — I don’t remember
which one — that caused me to
start thinking.
The story described a person’s
return to her old home place
that was going into a housing
development and her memories
overflowed of days gone by. I too was
having some of those memories. As I
stepped upon the porch, I noticed the
weather-beaten screen door was now
hanging by one hinge.
That screen door reminded me
that it would no longer be slammed
by running children coming home
negligent in allowing practice to
continue under dangerous conditions.
The Commissioner ruled
in favor of the University, except
as to the dispute over insurance,
and awarded plaintiffs $3,600.00
under the contract of insurance
with the University.
Carlton B. Parks vs. State, et
al
Hamilton County - The
issue we address in this appeal is
whether the trial court erred in
granting the Defendants’
motions to dismiss the Plaintiff’s
complaint, on grounds that the
from school or used to let in cool
breezes for the owners on an early
summer night. If that door could talk,
I’m sure it would tell of visits by family,
return trips home from the hospital
with a new member of the household,
or even the number of times it
had been looked through by farm
kids checking on just what was being
prepared for supper.
From the front porch I could see
that now the livestock were gone, the
farm equipment was gone, the front
yard zinnias in the old milk can were
gone. There was no old shepherd
dog bounding out to greet you, and
not a single striped cat could be seen
scurrying under the porch. Out
behind the house, there was a
clothesline falling down, and the
yard no longer contained large green
metal yard chairs to rest in after a
hard day in the field by the
farmer who had lived there.
There was no sound of children
playing on the front porch or swinging
high in the old porch swing. In
fact, the porch swing, with its many
layers of paint, was now also gone.
There were no clay pots of petunias.
Just a porch with well-worn planks
walked upon by a family making a
living from the farm.
Inside the old white-frame
house, the school pictures, Farm
Bureau almanac calendars, and white
cook-stove were all missing. No
Tennessee Supreme Court appoints new chairman
William Ferber Tracy, (of Spears,
Moore, Rebman & Williams) has
been appointed by the Supreme
Court of Tennessee as Chairman of
the Board of Professional
Responsibility for the 2007 year.
The Board of Professional
Responsibility was created by the
Supreme Court of Tennessee in 1975
to enforce the professional responsibility
program for attorneys. Nine
lawyers and three non-lawyers comprise
the membership of the Board.
Members are appointed to three
year terms and are eligible for reappointment
to an additional three
year term.
Tracy has served as a member of
the Tennessee Board of Professional
Responsibility since 2002. He practices
with the law firm of Spears,
Moore, Rebman & Williams, a general
practice firm in Chattanooga,
where he has practiced since 1967,
following his graduation from Duke
University Law School.
Tracy is a member of the
American Bar Association (Labor
and Employment Law Section and
Dispute Resolution Sections), the
Tennessee Bar Association
(Employment Law Section), the
Chattanooga Bar Association (chair,
Labor and Employment Section,
1996), the Chattanooga Bar
Foundation, the Tennessee Defense
Lawyers Association (President 1984-
1985), Defense Research Institute
and Trial Lawyers Association, the
Association of Defense Trial
Attorneys, and the American
Employment Law Council (charter
member).
He is a recipient of the Defense
Research Institute Exceptional
Performance Citation, 1985, a fellow
of the American Board of Trial
Advocates Foundation, a certified
mediator for the United States
District Court, Eastern District of
Tennessee, and a member of the arbitration
panel, United States District
Court, Eastern District of Tennessee.
He engages in general trial and
appellate practice in state and federal
courts in commercial (including con-
Lance Bracy retiring after more than three decades of service
In 1976, when the Tennessee
Supreme Court tapped Lance Bracy
to be disciplinary counsel for the
newly created Board of Professional
Responsibility (BPR), 4,433 attorneys
were practicing law in the state.
During the next 31 years, Bracy,
who will retire May 1, has watched
that number swell to 18,400.
“As chief disciplinary counsel
for the Board of Professional
Responsibility, he has shaped its
direction, organization and, most of
all, given the office respectability and
stature among the citizens of the
state,” Chief Justice William M.
Barker said. “Lance has a unique
combination of sound judgment,
common sense and a real knowledge
of the ethical principals which govern
the legal profession.”
Governor Phil Bredesen offered
Bracy “personal thanks” for his years
of service.
“Tennessee has benefited greatly
from his dedication to the Board of
Professional Responsibility,” the governor
said. “For 31 years, he has been
at the forefront of improving
Tennessee’s legal landscape for attorneys
and clients. His proficiency and
expertise have been a tremendous
asset to our citizens, and we are grateful
for his efforts.”
The BPR, an arm of the
Supreme Court, is comprised of nine
lawyers and three non-lawyer members.
Its responsibilities include investigating
complaints against attorneys
and disciplining those who violate
professional rules.
While the BPR was created to
aid the Supreme Court in supervising
the ethical conduct of attorneys, the
board’s duties have expanded to
include other programs and services.
Along with those changes, Bracy’s
responsibilities and staff also have
grown.
Improvements during Bracy’s
tenure have included an ethics opinion
service for lawyers; a consumer
assistance program; summary suspension
of lawyers for threats of irreparable
public harm; mandatory notification
of attorney trust account overdrafts;
a BPR website; and professional
enhancement programs.
“I claim no credit for the development
of these programs,” Bracy
said. “Members of the board, hearing
committee members, the staff and
the Supreme Court all contributed to
their development. I only assisted.”
Justice Janice M. Holder, who
serves as the Supreme Court’s BPR
liaison, praised Bracy for his “exemplary
service.”
“It has been of immeasurable
worth to the bench, bar and citizens
of this state,” Holder said. “We are
fortunate to have had the benefit of
his expertise and dedication.”
During his tenure with the
BPR, Bracy has assisted the board in
drafting and publishing more than
140 formal ethics opinions, 600 advisory
ethics opinions, and responded
to more than 12,000 informal ethics
inquiries by attorneys.
From its inception through June
30, 2006, the board received 36,883
complaints, resulting in 162 disbarments,
398 suspensions, 479 public
Case Digests
TENNESSEE COURT OF APPEALS SYLLABUS
statute of limitations had run
and that the Defendants were
immune from liability under the
doctrines of sovereign immunity,
judicial immunity, and prosecutorial
immunity. We hold that
the trial court correctly found
that the complaint was timebarred
by the applicable statute
of limitations, and that under
the facts presented, the
Defendants were entitled to
absolute immunity from suit. We
therefore affirm the judgment of
the trial court.
Lyubov M. Lee vs. David
longer was there the concern of farm
loans, next year’s crop, and the need
for the vet’s phone number scribbled
with a lead pencil between two patterns
of flowers on the torn wallpaper.
Everything was now gone. It
was like the shell of a cicada hanging
on a maple tree; only the hull of the
farmhouse still remained.
No more Sunday dinners of
fried chicken to be served, no more
birthdays to celebrate, no more
Christmas trees to decorate, no more
announcements of a new calf in the
barn, and no more hopes for the next
generation to farm the land.
The house still stood, but not
for long. After the auction it would
be bulldozed, pavement would be put
down and soon carloads of people
would drive over the spot that now
only holds memories of another day
and time.
Those people in those cars will
have their concerns, but those concerns
will not be about next year’s
crop or seed prices. However, they
should have the concern of where
their next meal will come from, but
the source will not be from this farm.
But, that’s what they say progress is all
about.
Pettus L. Read is Director of
Communications for the Tennessee
Farm Bureau Federation.
He may be contacted by e-mail at
pread@tfbf.com ❖
struction, patent, ERISA, and antitrust
matters), tort (including personal
injury, professional malpractice, and
products liability), employment, labor
(including NLRB and FLSA), and
contract dispute litigation.
Tracy has extensive experience
in labor arbitrations as an advocate,
primarily representing the interests of
employers, and substantial experience
as a mediator and arbitrator in
general civil litigation in both state
and federal courts. ❖
censures and 2,793 private reprimands
or admonitions. Tennessee
attorneys have contributed $28.4
million in annual court assessments
to finance the board’s programs, with
no contributions from other sources.
“For the past 30 years I have
been extremely blessed with a wonderful
opportunity to pursue one of
my lifetime missions of service to others,”
Bracy said. “My visions and
expectations while working for the
board have been exceeded, but only
because of the outstanding efforts of a
wonderful staff of co-workers and the
faithful support of exemplary board
members.”
Now, he said, “the time has
arrived for fresh ideas and
visions.” ❖
Craig Lee
Knox County - Lyubov M.
Lee (“Wife”) and David C. Lee
(“Husband”) were married in
May of 1995, and divorced in
May of 2003. The parties have
one child, an eight year old son.
The divorce was contentious, at
best, and this behavior continued
following the divorce. When
the divorce was granted to Wife,
the Trial Court ordered Husband
to pay Wife’s attorney fees of
$65,000. The parties’ continuing
Continued on page 7

HAMILTON COUNTY HERALD Friday, March 2, 2007 7
Baker Donelson expands real estate practice
CHATTANOOGA —
Baker, Donelson, Bearman,
Caldwell & Berkowitz,
PC, announces the addition
of attorneys Ross I.
Schram III and Whitney
Schram Fuller to its
Chattanooga office.
The firm now has 38
attorneys in its
Chattanooga office serving
clients both locally and
nationally in a broad range of
practice areas.
inability to agree on anything
resulted in numerous postdivorce
motions being filed,
including petitions for contempt
filed by both parties. Husband
paid a total of $20,000 of Wife’s
post-divorce attorney fees. This
appeal involves Wife’s request
for an additional $28,845 in
post-divorce attorney fees.
Following a hearing, the Trial
Court refused to award Wife any
additional attorney fees. The
Trial Court also stated that it
would not hear any future
requests for attorney fees. Wife
appeals. Finding no abuse of discretion,
we affirm the Trial
Court’s judgment refusing to
award Wife any additional attor-
Ross Schram, a 1974 graduate
of the Vanderbilt University
School of Law, joins the
firm as a shareholder and
concentrates his
practice in real estate
development.
His clients include
developers, lenders and
managers of shopping
centers and other retail,
residential, mixed-use
and office properties.
Schram
ney fees already incurred by the
time of that hearing. However,
we vacate that portion of the
Trial Court’s judgment holding
that neither party could file a
request for attorney fees in the
future.
Joseph Shew, Jr., et al vs.
Michael Bawgus, et al
Washington County -
Joseph W. Shew, Jr., Nyoka
Shew, Kenneth L. Lewis, and
Shirley A. Lewis (“Plaintiffs”)
sued Michael A. Bawgus, C.
Alan Longmire, and Carolyn
Lindsey King (“Defendants”)
seeking, in part, a declaratory
judgment holding that an easement
over Defendants’ properties
is 30 feet wide, or in the
He has been lead counsel
for major developments in more
than 20 states, ranging
from multi-anchored
enclosed regional malls
to single-purpose standalone
commercial facilities.
Schram has served
as legal counsel to The
Hamilton County
Industrial Development
Board since 1983. He is currently
serving as immediate past
alternative, a judgment that the
easement in its present state is
unsafe and, therefore, Plaintiffs
are entitled to a prescriptive
easement 30 feet in width. After
a bench trial, the Trial Court
entered a Judgment finding and
holding, inter alia, that the easement
in question is thirty feet in
width, or in the alternative, that
an easement by prescription has
been acquired by continued hostile,
open, actual, and exclusive
use of the easement by Plaintiffs
and their predecessors in title
since the establishment of the
driveway within the easement in
approximately 1950. Defendants
appeal to this Court. We reverse.
chairman of the Siskin
Children’s Institute Board of
Directors and is an Elder
at Signal Mountain
Presbyterian Church.
Whitney Fuller is a
2004 graduate of the
University of Mississippi
School of Law and joins
the firm as an associate.
She focuses her practice
in the areas of commercial
real estate and business
law.
Metro Government of
Nashville v. Barry Construction,
et al.
Davidson County - This
appeal arises from a dispute
involving an unfinished public
road in a large residential and
commercial development in
southeast Davidson County. The
road was an integral part of the
plans used by the developers to
induce the city to rezone the
property to accommodate the
project and to approve the
planned unit development overlay.
After the developers
declined to complete the road,
the Metropolitan Government
of Nashville and Davidson
County filed suit in the
She is a member of the
American Bar Association, the
state bar of Tennessee and the
Chattanooga Bar Association.
“Baker Donelson continually
strives to bring the best available
talent to serve our clients,”
stated Joe Conner, managing
shareholder of the firm’s
Chattanooga office. “Ross and
Whitney exemplify that commitment.
We welcome them and
the experience they bring to the
firm and our clients.” ❖
Court of Appeals Continued from page 6
Memorial Services
Conducted by
The CHATTANOOGA BAR ASSOCIATION
THE COUNTY COMMISSION ROOM
4TH FLOOR
with
THE HONORABLE L. MARIE WILLIAMS
Circuit Court, Division
Hamilton County Courthouse
Chattanooga, Tennessee
THE HONORABLE H. L. SMITH
Resolution prepared and
presented by
The Honorable
Clarence Shattuck, Jr.
DAVID HARROD
Resolution prepared and
presented by Bridget J. Wilhite
JOHN T. FORT
Resolution prepared and
presented by James C. Lee
THE HONORABLE CAMPBELL
CARDEN
Resolution prepared and
presented by Gary Gerbitz
STUART E. DUNCAN
Resolution prepared and
presented by B. Paul Hatcher
Eleven O-Clock A.M.
Fifth Day of March
Two Thousand Seven
WILLIAM L. FRIERSON
Resolution prepared and
presented by Thomas A. Harris
WILLIAM RAGLAND
Resolution prepared and
presented by George M.
Derryberry
WILLIAM L. TAYLOR, JR.
Resolution prepared and
presented by Thomas S. Kale
FOUNT LOVE, JR.
Resolution prepared and
presented by Gene Griffin
BENJAMIN LAWSON HILL, III
Resolution prepared and
presented by Bill Killian
Fuller
HCH
Hamilton County Herald
633 Chestnut Street
Suite 600
Chattanooga, TN 37450
Chancery Court for Davidson
County seeking to force the
developers either to complete
the road or to pay damages equal
to the cost that city would incur
if it completed the road itself.
The trial court dismissed the
city’s complaint after concluding
that the city had failed to provide
any legal basis for requiring
the developers to complete the
road. The city appealed. We
have determined that the ordinance
approving the rezoning of
the property to accommodate
the development provides
sufficient legal basis to require
the developers to complete the
road. ❖
The Hamilton
County Herald
is available
for $15 a year.
Call
800-420-5103
now!

8 Friday, March 2, 2007 HAMILTON COUNTY HERALD
Hamilton County
PUBLIC NOTICES
NON-RESIDENT NOTICE
STATE OF TENNESSEE,
COUNTY OF HAMILTON
JERRY M. WILLIAMS
VS. DOCKET NO. 07D375
MARY BOYLE
It appearing from allegations in Plaintiff’s
Bill, which is sworn to, that the defendant is a
non-resident of the State of Tennessee, so
that the ordinary process of law cannot be
served upon LEE BOYLE.
IT IS ORDERED that publication be made for
four successive weeks
in the Hamilton County Herald, a newspaper
published in Hamilton
County, Tennessee, notifying said non-resident
that unless LEE BOYLE answers and makes
defense to said complaint in the offices of the
Circuit Court Clerk of Hamilton County,
Tennessee, within thirty (30) days after the
fourth weekly publication of this order, the
game will be taken as admitted by LEE
BOYLE and the cage will be set for hearing
ex parte or without LEE SOYLE presence.
This 23rd day of February, 2007.
PAULA T. THOMPSON, CIRCUIT COURT
CLERK
ATTORNEY POR PLAINTIFF:
ERSICINE PATTERSON MABEE
MABEE PARIS DREADEN ET AL
735 BROAD ST STE 404
CHATTANOOGA, TN 37402
HCH4T-3/2,3/9,3/16,3/23/07
NON-RESIDENT NOTICE
STATE OF TENNESSEE,
COUNTY OF HAMILTON
KATHY LYNN GRIER
vs DOCKET NO. 07D366
ANDRE BWANA GRIER
It appearing from allegations in Plaintiff’s
Bill, which is sworn to, that the defendant is a
non-resident of the State of Tennessee, so
that the ordinary process of law cannot be
served upon ANDRE BWANA GRIER, IT IS
ORDERED that publication be made for four
successive weeks in the Hamilton County -
Herald, a -newspaper published in Hamilton
County, Tennessee, notifying said non-resident
that unless ANDRE BWANA GRIER answers
and makes defense to said complaint in the
offices of the Circuit Court Clerk of Hamilton
County, Tennessee, within thirty (30) days
after the fourth weekly publication of this
order, the same will be taken as admitted by
ANDRE BWANA GRIER and the case will be
set for hearing ex parte or without ANDRE
SWANA GRIER presence.
This 22nd day of February, 2007.
ATTORNEY FOR PLAINTIFF
PRO SE
4612 Old Mission
Chattanooga, TN 37411
HCH4T-3/2,3/9,3/16,3/23/07
NON-RESIDENT NOTICE
STATE OF TENNESSEE
COUNTY OF HAMILTON
YEHOSHUA YA-AMW BEN-AVRAHAM
Vs DOCKET NO. 07D352
APRIL LASHON GORDON
It appearing from allegations in Plaintiff’s
Bill, which is sworn to, that the defendant is a
non-resident of the State of Tennessee, so
that the ordinary process of law cannot be
served upon APRIL LASHON GORDON.
IT IS ORDERED that publication be made for
four successive weeks
in the Hamilton County Herald, a newspaper
published in Hamilton
County, Tennessee, notifying said non-resident
that unless APRIL LASHON GORDON
answers and makes defense to said complaint
in the offices of the Circuit Court Clerk of
Hamilton County, Tennessee, within thirty
(30) days after the fourth weekly publication
of this order, the same will be taken as
admitted by APRIL LASHON GORDON and
the case will be set for hearing ex parte or
without APRIL LASHON GORDON
presence.
This 19th day of February, 2007.
ATTORNEY FOR PLAINTIFF
PRO SE
1509 Bennett Avenue
Chattanooga, TN 37403
HCH4T-3/2,3/9,3/16,3/23/07
NON-RESIDENT NOTICE
STATE OF TENNESSEE, COUNTY OF
HAMILTON
MELINDA ANN BARNES
VS. DOCKET No. 05A106
DERICK DEE MONADA
It appearing from allegations in plaintiff’s
Bill, which is sworn to, that the defendant is a
non-resident of the State of Tennessee, So
that the ordinary process of law cannot be
served upon DERICK DEE
MONCADA.
IT IS ORDERED that publication be made for
four successive weeks
In the Hamilton County Herald, a newspaper
published in Hamilton
County, Tennessee, notifying said non-resident
that unless DERICK DEE MONCNDA
answers and makes defense to said complaint
in the offices of the Circuit Court Clerk of
Hamilton County, Tennessee, within thirty
(30) days after the fourth weekly publication
of this order, the same will be taken as
admitted by DERICK DEE MONCAIDA and
the case will be set for hearing ex parte or
without DERICK LEE MONCNDA presence.
This 20th day of February, 2007.
ATTORNEY FOR PLAINTIFF
CATHERINE WHITE
1016 Dallas Road Ste 203
Chattanooga, TN 37405
HCH4T-3/2,3/9,3/16,3/23/07
NON-RESIDENT NOTICE
STATE OF TENNESSEE,
COUNTY OF HAMILTON
BEVERLY SUE MCCLURE
VS DOCKET NO. 07D313
RONALD CHARLES MCCLURE
It appearing from allegations in Plaintiff’s
Bill, which is sworn to, that the defendant is a
non-resident of the State of Tennessee, so
that the ordinary process of law cannot be
served upon RONALD CHARLES
MCCLURE.
IT IS ORDERED that publication be made for
four successive weeks
in the Hamilton County Herald, a newspaper
published in Hamilton
County, Tennessee, notifying said non-resident
that unless RONALD CHARLES MCCLURE
answers and makes defense to said complaint
in the offices of the Circuit Court Clerk of
Hamilton County, Tennessee, within thirty
(30) days after the fourth weekly publication
of this order, the same will be taken as
admitted by RONALD CHARLES
MCCLURE and the case will be set for
hearing ex parte or without RONALD
CHARLES MCCLURE presence.
This 14th day of February, 2007.
BY RICHARD BRENT TEETER
ATTORNEY FOR PLAINTIFF
WILLARD BLDG #400
615 LINDSAY ST
CHATTANOOGA, TN 37403
HCH4T-2/23,3/2,3/9,3/16/07
NON-RESIDENT NOTICE
STATE OF TENNESSEE,
COUNTY OF HAMILTON
MELVA DENISE SHEPPARD
VS DOCKET NO. 07D312
RICKY SHEPPARD
It appearing from allegations in Plaintiff’s
Bill, which is sworn to, that the defendant is a
non-resident of the State of Tennessee, so
that the ordinary process of law cannot be
served upon RICKY SHEPPARD.
IT IS ORDERED that publication be made for
four successive weeks in the Hamilton County
Herald, a newspaper published in Hamilton
County, Tennessee, notifying said non-resident
that unless RICKY
SHEPPARD answers and makes defense to
said complaint in the offices of the Circuit
Court Clerk of Hamilton County, Tennessee,
within thirty (30) days after the fourth weekly
publication of this order, the same will be
taken as admitted by RICKY SHEPPARD and
the case will be set for hearing ex parte or
without RICKY SHEPPARD presence.
This 14th day of February, 2007.
BY RICHARD BRENT TEETER
ATTORNEY FOR PLAINTIFF
WILLARD BLDG #400
615 LINDSAY ST
CHATTANOOGA, TN 37403
HCH4T-2/23,3/2,3/9,3/16/07
NON-RESIDENT NOTICE
STATE OF TENNESSEE.
COUNTY OF HAMILTON
TRAWANA ELAINE HINTON
VS DOCKET NO. 07D314
RODNEY OMAR HINTON
It appearing from allegations in Plaintiffs Bill,
which is sworn to, that the defendant is a nonresident
of the State of Tennessee, so
that the ordinary process of law cannot be
served upon RODNEY OMAR HINTON.
IT IS ORDERED that publication be made for
four successive weeks
in the Hamilton County Herald, a newspaper
published in Hamilton
County, Tennessee, notifying said non-resident
that unless RODNEY OMAR HINTON
answers and makes defense to said complaint
in the offices of the Circuit Court Clerk of
Hamilton County, Tennessee, within thirty
(30) days after the fourth weekly publication
of this order, the same will be taken as
admitted by RODNEY OMAR HINTON and
the case will be set for hearing ex parte or
without RODNEY OMAR HINTON presence.
This 14th day of February, 2007.
BY RICHARD BRENT TEETER
ATTORNEY FOR PLAINTIFF
WILLARD BLDG #400
615 LINDSAY ST
CHATTANOOGA, TN 37403
HCH4T-2/23,3/2,3/9,3/16/07
STATE OF TENNESSEE
ORDER OF PUBLICATION
GRADY COPPAGE ENTERPRISES
PLAINTIFF
DOCKET NO. 01GS13759
JANELL A. WISE
DEFENDANT
Date of This Order: 02/13/07
Appearance Address: Court of General
Sessions, Civil Division
Room 111 Hamilton county City Courts
Building
600 Market Street
Chattanooga, TN 37402
It appearing from the record in this cause that
the defendant is a non-resident of Tennessee,
and certain property or money has been
attached.
One or more civil warrants have issued but
returned unserved, and an attachment issued
and was levied upon certain property or
money.
IT IS ORDERED that publication be made
requiring the defendant to appear at the time
and place stated above and defend this suit, or
a judgment by default may be entered against
him. This Order shall be published in a
newspaper by this County as required by law.
NELSON WEEKS WAGNER
ATTORNEY FOR PLAINTIFF
FIRST TENNESSEE BLDG
701 MARKET STREET STE 1418
CHATTANOOGA, TN 37402
HCH4T-2/23,3/2,3/9,3/16/07
IN THE JUVENILE COURT OF
HAMILTON COUNTY, TENNESSEE
STATE OF TENNESSEE
DEPARTMENT OF CHILDREN’S
SERVICES
PETITIONER
vs. No. 210,332
LARITA CUMMINGS
(Present Whereabouts Unknown)
DEFENDANT
ORDER FOR PUBLICATION ON
ADJUDICATORY
It appearing to the Court that the Adjudicatory
Hearing is set in this matter, regarding the
child, Casey Cummings, and that the
whereabouts of Defendant are unknown,
therefore, ordinary process of law cannot be
served upon her. It is, therefore, ORDERED
that Defendant enter her appearance before the
Hamilton County Juvenile Court, 1600 E. 3rd
Street, Chattanooga, TN 37402, on April 11,
2007 at 8:45 a.m. a rule day of said Court and
plead, answer or demur to the Petition for
Temporary Custody filed against her, and set
for hearing ex parte, and a copy of this Order
be published for (4) consecutive weeks in the
Hamilton County Herald, published in
Hamilton County, Tennessee.
JUVENILE COURT CLERK
Hamilton County, Tennessee
HCH4T-2/16,2/23,3/2,3/9/07
NON-RESIDENT NOTICE
STATE OF TENNESSEE,
COUNTY OF HAMILTON
APRIL DAWN MULZET
VS DOCKET NO. 07D254
STEVEN LEE-RAY SKYLES
It appearing from allegations in Plaintiff’s
Bill, which is sworn to, that the defendant is a
non-resident of the State of Tennessee, so
that the ordinary process of law cannot be
served upon STEVEN LEE-RAY SKYLES.
IT IS ORDERED that publication be made for
four successive weeks in the Hamilton County
Herald, a newspaper published in Hamilton
County, Tennessee, notifying said non-resident
that unless STEVEN
LEE-RAY SKYLES answers and makes
defense to said complaint in the offices of the
Circuit Court Clerk of Hamilton County,
Tennessee, within thirty (30) days after the
fourth weekly publication of this order, the
same will be taken as admitted by STEVEN
LEE-RAY SKYLES and the case will be set
for hearing ex parte or without STEVEN
LEE-RAY SKYLES presence.
This 2nd day of February, 2007.
RICHARD BRENT TEETER
ATTORNEY FOR PLAINTIFF
WILLARD BLDG 400
615 LINDSAY ST
CHATTANOOGA, TN 37403
HCH4T-2/9,2/16,2923,3/2/07
NON-RESIDENT NOTICE
STATE OF TENNESSEE,
COUNTY OP HAMILTON
SHEDERYL LYNN STEWART
VS DOCKET NO. 07D255
PONNIE LEE MASTIN, (JR)
It appearing from allegations in Plaintiff’s
Bill, which is sworn to, that the defendant is a
non-resident of the State of Tennessee, so that
the ordinary process of law cannot be served
upon PONNIE LEE
MASTIN JR..
IT IS ORDERED that publication be made for
four successive weeks in the Hamilton County
Herald, a newspaper published in Hamilton
County, Tennessee, notifying said non-resident
that unless PONNIE LEE MASTIN JR.
answers and makes defense to said complaint
in the offices of the Circuit Court Clerk of
Hamilton County, Tennessee, within thirty
(30) days after the fourth weekly publication
of this order, the same will be taken as
admitted by PONNIE LEE MASTIN JR. and
the case will be set for hearing ex pane or
without PONNIE LEE MASTIN JR. presence.
This 2nd day of February, 2007.
RICHARD BRENT TEETER
ATTORNEY FOR PLAINTIFF
WILLARD BLDG #400
615 LINDSAY ST
CHATTANOOGA, TN 37403
HCH4T-2/9,2/16,2/23,3/2/07
IN THE JUVENILE COURT FOR
HAMILTON COUNTY, TENNESSEE
STATE OF TENNESSEE, ex rel.,
NICOLE (NMN) HEREFORD
Petitioner
Versus Docket Number: 22471
TCSES Number: 619138
Division: II
ERIC DARNELL SMITH
Respondent
ORDER
This matter came to he heard pursuant to the
Court’s previous orders regarding the setting
of a child support obligation und the
Respondent’s requested modification of the
support order.
Respondent’s testimony was that he had not
seen and did not know the whereabouts of the
Petitioner, Nicole Hereford. In addition,
personal service has been attempted on the
Petitioner multiple times without success.
To proceed in this matter, notice by
publication must be constructively served
upon the Petitioner. The Court therefore
finds:
IT IS ORDERED, ADJUDGED, AND
DECREED;
The Clerk of The Hamilton County Juvenile
Court shall publish in the Hamilton County
Herald notice to these proceedings so that this
matter may move forward. Notice shall be
given that the next court date is March 23,
2007 at 8:45 a.m.
ENTERED this the 30th, day of January,
2007, nunc pro tunc to the date of the original
Order referenced above.
Martha Sanders-Tonahill
Attorney for the State, BPR #025672
5751 Uptain Road, Suite 200
Chattanooga, TN 37411
(423) 508-6500
HCH4T-2/9,2/16,2/23,3/2/07 ❖
The Chattanooga Bar Association
Presents the
Annual Law Day Luncheon
“Liberty Under Law: Empowering Youth,
Assuring Democracy”
Featuring guest speaker
Bill Curry
ESPN Analyst, legendary college/pro football coach, and
Baylor School Leadership Director
Wednesday, May 9th, 2007
12:00 noon – 1:15 p.m.
The Sheraton Read House
Silver Ballroom
$30 per person / RSVP by Friday, May 4, 2007
Other Program Highlights
• Presentation of Congressional Record
• Presentation of Liberty Bell Award
• Presentation of the $1000 Chattanooga Bar Association and
Chattanooga Bar Foundation College Scholarship for
Division I Essay Winner
• Presentation of the $1000 Chattanooga Bar Association and
Chattanooga Bar Foundation College Scholarship for
Division II Essay Winner
Sponsors
FIRST TENNESSEE Hamilton County Herald

HAMILTON COUNTY HERALD Friday, March 2, 2007 9
REAL ESTATE
HAMILTON COUNTY HERALD
Briefly...
Commercial real
estate index hovering
at record high
A forward looking
index for the commercial
real estate market, the
Commercial Leading
Indicator for Brokerage
Activity, has increased for
seven consecutive quarters
and is holding at the highest
level on record, according to
the National Association of
Realtors®.
The Commercial
Leading Indicator for
Brokerage Activity rose 0.1
percent in the fourth quarter
to a level of 120.1 from an
index of 120.0 in the third
quarter, and is 1.8 percent
above the fourth quarter of
2005 when it stood at 118.1.
NAR’s track of the index
dates back to 1990.
David Lereah, NAR’s
chief economist, said growth
in the commercial real
estate sectors appears to be
reaching a plateau. “Our
commercial leading indicator
is at a record high, but it
is now leveling out,” Lereah
said. “The rate of expansion
has been fairly tame over
the last three quarters,
which means that growth in
commercial real estate sectors
is likely to be modest.”
After respectable
growth in 2005 and 2006,
the slight rise in the index
means net absorption of
space in the industrial and
office sectors should be fairly
steady over the next six to
nine months, with modestly
higher completions of overall
office, warehouse, retail
and lodging structures.
Inside...
BUSINESS INFO
Building Permits.......10
Real Estate Facts ....10
Deeds ......................13
Classifieds ...............14
LEGAL NOTICES
Public Notice............15
Wilkinson Real Estate
Advisors (WREA) is pleased to
announce the first closings of
The Pinnacle Condominiums on
the North Shore. The Pinnacle
has exceeded pre-sell goals and
homeowners are moving in. The
137-condominium community
leads the Chattanooga real
estate market in sales.
The Pinnacle is truly unique
in the market with incredible
views, great lifestyle, and immediate
availability — all at great
value. The Pinnacle brings
urban living to Chattanooga
with a lifestyle near the arts,
entertainment, and restaurants.
Prime views remain available,
but are limited due to
demand for immediate closings.
Homes are currently available in
one, two, and three bedrooms.
Amenities include a health club,
theater, community room, and
state-of-the-art wiring for the
latest technology.
The developer, WREA,
based in Atlanta, has a long history
of investing in real estate in
Chattanooga.
Jere Brady and Jerry C.
Wilkinson, owners of WREA,
For Hamilton, Sequatchie, Dade,
Walker and Catoosa Counties
Andy Hodes: From risky business to real estate
By Sara Wexler
When Chattanooga native
Andy Hodes and his wife were
looking to move out of the
Northeast for a town in which
they could start a family, Hodes
knew it was time to come back
home.
“We were thinking about
moving to Nashville or Atlanta,
and I said, ‘You know, if I’m
going to start over, let’s just go
home. Let’s go to Chattanooga.’
Hodes, a fifth-generation
American of Russian immigrants,
graduated from Notre
Dame before getting a business
degree from UTC. For the next
15 years he moved around—
from South Florida to New York
City and New Jersey—working
at big corporations in risk management.
“It was a great job, but it
just wasn’t right for me,” he said.
“I wanted to do something else.
I wanted something where I was
compensated based on how I
performed.”
So when Hodes decided to
make the move back to
Chattanooga, he also knew he
would be making a big career
move, too.
“Of course, my father
thought I was crazy to be leaving
a really good job for nothing,” he
said.
But Hodes was confident
that, with a masters in business,
he would be able to find work.
“I was trying to decide what
I was going to do,” said Hodes.
“And I’d always wanted to teach
at a university. Since I had my
MBA, I knew I was qualified to
be an adjunct professor.”
Hodes met with Dr. John
Andy Hodes’ real estate team includes Kacey Sides, listing specialist; Andy
Hodes, team leader; and David Israel, business manager. Not pictured are
Whitney Blankenbaker, buyer specialist; and Lilya Bulba, logistics coordinator.
Condominium community leads market in sales
Fulmer, who was then head of
the accounting and finance
department at UTC. He found
that he was unqualified to teach
accounting and all the finance
classes already had professors
assigned to them. But there was
a real estate finance class needing
a teacher.
“I said, ‘John, what do I
know about real estate?’” said
Hodes.
But as it turned out, Hodes
found the class interesting.
Halfway through the semester,
he decided to get his real estate
license.
“My license date is
September 12, 2001,” said
Hodes. “So it was pretty quiet
for a while after I got my
license.”
Still, Hodes had what his
broker at RealtyCenter felt was a
great year.
“My first year in real estate I
was one of the top agents at
RealtyCenter,” he said. “And I
earned $26,350. Gross. They
thought I was doing great, and
they were making a big deal out
of it, but I was thinking ‘I’m
going to be broke.’
attribute the success of The
Pinnacle to understanding and
meeting the demand in the
market.
“Chattanooga has been very
good to Jere and me, and we are
pleased with the success of The
Pinnacle,” according to Jerry
Wilkinson.
For more information visit
www.thepinnacletn.com, call
423-634-2199 or visit the sales
center at 1131 Stringers Ridge
Road, Chattanooga, TN
37405. ❖
Association Directors
Bobby Colvin, Chris Davis, Jennifer Grayson, Dan Griess, Mark Hite, Andy Hodes, Happy Huddleston, Jim King, Marie King, Joe Pleva, Janice Robertson, Nickie Schwartzkopf, Kathy Tucker
Association Officers
Jason Farmer, President, Jim O’Dell, President-Elect, Pam Duffy, Secretary/Treasurer, Kathy Tucker, Immediate Past President
MLS Officers
Dan Griess, President, Pam Duffy, President-Elect, Janice Robertson, Secretary/Treasurer, Elwynn Schwartz, Immediate Past President
MLS Directors
Y.L. Coker, Jason Farmer, Marie King, Kelly Riley, Bobby Teems, Vicki Trapp, Kathy Tucker
Continued on page 19

10 Friday, March 2, 2007 HAMILTON COUNTY HERALD
Handy at home: Use caution when adding on to home’s duct system
By Paul Bianchina
Inman News
Chattanooga
BUILDING PERMITS
CHATTANOOGA
Commercial Addition
7450 Standifer Gap Rd, 37421;
Seventh Day Adventist, Inc, Same;
Addn Steeple Tower To Exist Bldg;
$50,000; Kuebler, Don Builder, 10607
S Lee Hwy, McDonald 37353 •
33139O-B-100
7641 Lee Highway, 37421; Gurudev
Investment, Inc, Same; Cover Over
Exist Stairs,2 New Dormers; $38,400;
Howard Rozell Construction/JCT,
2450 Cloud Springs Rd, Rossville
30741 • 33139G-D-400
7421 Commons Blvd, 37421; Home
Depot USA Inc, P O Box 105842,
Atlanta 30348; Temp. Tent.; $1,500;
no contractor listed • 33149H-D-108
Commercial Alteration
6229 Vance Rd, 37421; Vance Road
Rental Properties, 1829 Ginbarrel
Rd, Ste B-1 37421; Int Tenant Upfit &
Facade Improvment, 3 Spaces;
$400,000; P&C Construction, Inc,
2500 E 18th St 37404 • 33148O-B-
104
1755 Gunbarrel Rd, 37421;
Chattanooga-Hamilton Co, 979 E 3rd
St 37403; Renovate Ste 105,
Enlanger East; $45,073;
Chattanooga-Hamilton Co, 12
Country Rd 175, Bryant • 33158G-D-
2700
5600 Lake Resort Ter, 37415;
Lakeshore LLC, Same ; New Tile
Floor,ext French Doors,wall
Seperating Kit From Bar; $20,000; no
contractor listed • 007
6201 Lee Hwy, 37421; Edward
Jones, 8903 Finney Point Dr,
Ooltwah 37363; Move 2
Doors,paint,floor; $55,000; The
Strauss Company,inc, 2005 Avalon
Ave 37415 • 33148O-B-102
If you’re remodeling or
adding on to your home, one of
the considerations you’ll be facing
is how to heat that new
space.
Options abound, from individual
wall heaters to radiant
floor systems, but if your home
already has a central heating system,
chances are that simply
adding a new duct run to the
existing system will be the easiest
and most cost-effective
choice.
A central heating system is
a very easy thing to visualize. A
furnace uses electric coils or the
combustion of fuel to heat the
air within it, and a fan then
pushes the warm air through a
series of tubes, called ducts, into
the individual rooms.
As the fan pushes air out of
the furnace, it also needs to draw
more air in, so a return duct is
also provided within the heating
system. The return duct pulls air
from the house and directs it
back to the furnace, where it is
re-warmed and redistributed in
an endless loop.
A furnace and duct system
is a carefully designed arrangement.
The furnace needs to be of
sufficient size to heat all the air
within a particular home, and
the ducts need to be large
enough to deliver an adequate
volume of air to each room. If
the duct going to one room is too
small, the room won’t get
enough heated air to sufficiently
raise its temperature.
If the duct is too large, the
room may get overheated, or the
large duct may rob enough air
from the rest of the system that
the other ducts won’t have sufficient
volume to heat their
assigned rooms.
This relationship between
furnace size and duct size is
known as balance. A properly
balanced system will operate
3536 Brainerd Rd, 37411; Bams
Enterprises, 2030 Hamilton Place
Blvd 37421; Remodel & Modate Exist
Restrooms,paint; $68,000; Morton
Construction, P O Box 106, Lookout
Mtn 37350 • 33157A-B-100
4907 Hwy 58, 37416; Swifty Car
Wash, 146 Forest Pkwy, Ste B,
Forest Park 30297; Interior
Rehab,paint, Carpet,vacumn
Bays,canopy Over Bays; $150,000;
Logan-Moore,inc, 2906 Dodds Ave
37407 • 33120O-J-1207
New Commercial
3740 Piolot Pt, 37416; David
Gardner, 3737 Pilot Point Ave 37416;
New Building; $304,000; Chazler, Inc,
104 Cedar Ln 37421 • 33129P-B-401
2104 Hamil Rd- Hixson, 37343;
Arron Smith, Same; Footing/foundation
Lab Only; $10,000; ABT
Construction, P O Box 879, Hixson
37343 • 33110J-C-1500
New Residential
8691 Keystone Cir, 37421; James D
Lee Inc, 6618 Waconda Point Rd,
Harrison 37341; New Single Family
Residence; $195,000; Scott Seagle
Construction, 8008 Woodstone Dr,
Hixson 37343 • 331761G-A-728
2853 Fern Leaf Ln, 37421; Tipton
Rench Partners, P O Box 832,
Ooltwah 37363; New Single Family
Residence; $150,000; Tipton Rench
Partners, LLC, P O Box 832,
Ooltewah 37363 • 33139H-A-103
2847 Fern Leaf Ln, 37421; Tipton
Rench Partners, P O Box 832,
Ooltwah 37363; New Single Family
Residence; $150,000; Tipton Rench
Partners, LLC, Same • 33139H-A-
103
8260 Chula Creek Rd, 37421;
Dowlen Construction LLCQ, 4054 S
more cost-effectively, and will
provide adequate heat to each
room without under- or overheating
it.
So, when considering the
addition of a new duct run, there
are two things to keep in mind
— furnace size, and the size and
layout of the duct system. For all
but the very simplest of small
duct extensions, you will typically
need the help of an experienced
heating contractor to
make all of the complex calculations
required to size and balance
the system.
One of the first things the
heating contractor will take into
consideration is the overall energy
efficiency of the home, as well
as the remodeled space. Homes
with good insulation, good windows
and doors, and a low
amount of air infiltration is simply
easier to heat, and as a result,
the ducts serving each space can
be smaller. Homes with poor
energy efficiency require larger
ducts to overcome the heat loss
Access Rd 37406; New Townhome;
$98,000; Dowlen Construction, 4055
S Access Rd 37415 • 33159G-B-647
8258 Chula Creek Rd, 37421;
Dowlen Construction LLCQ, 4054 S
Access Rd 37406; New Townhome;
$114,000; Dowlen Construction,
Same • 33159G-B-648
1815 Gray Rd, 37421; Hamby Martin
W & Iona C, 1711 Joiner Rd 37421;
New Single Family Residence;
$106,800; no contractor listed •
33159A-D-1500
3744 Hamill RdHixson, 37343;
Kenneth Rogers, 2763 Haywood Ave
37415; New Single Family
Residence; $180,000; no contractor
listed • 33110—3205
4740 Upshaw Rd, 37416; Scott Mark
& Eva L, 6929 Knoll Crest Dr,
Harrison 37341; New Single Family
Residence; $72,660; M&E Scott
Construction Co, 6929 Knoll Crest Dr,
Hixson 37341 • 33129C-C-2000
938 Reunion Dr, 37421; Suite 100,
Same; New Single Family
Residence; $185,000; Pratt &
Associates, LLC, 179 Hamm Rd
37405 • 33171G-A-206
1752 Petty Rd, 37421; Curtis
Phillips, 213 Bass Rd 37421; New
Single Family Residence; $75,000;
CP Properties, LLC, 213 Bass Rd
37421 • PT159K-B-1900
1734 Petty Rd, 37421; Curtis
Phillips, 213 Bass Rd 37421; New
Single Family Residence; $100,000;
CP Properties, LLC, 213 Bass Rd
37421 • PT159K-B-19
904 Givins Rd, 37421; Blue Gil, 65
Blue Jay Pkwy, Ringgold 30736; New
Single Family Residence; $100,000;
Blue Gil Developers, Same •
33171G-A-301
and keep the spaces sufficiently
warm.
The next consideration is
the furnace, which needs to be of
sufficient size to provide an adequate
amount of heated air for
the volume of the home and
amount of heat it’s losing. If the
furnace is large enough, then a
new duct run can typically be
added to the system pretty easily.
If the furnace is too small,
then you need to either upgrade
the size and/or efficiency of the
furnace or improve the home’s
energy efficiency through better
insulation, better windows, or
other means.
Finally, you’ll need to determine
how large of a duct will be
needed for the new space, and
where in the system the new
duct will be inserted. An existing
duct run may start at the furnace
with a 10” diameter duct,
then step down to 8” and then to
6” as the duct runs branch off.
Depending on the size of
the area you’re trying to heat and
Residential Addition
4003 12th Ave, 37407; Arva E
Brooks, Same 37407; 24x24 Storage
Bldg; $2,300; no contractor listed •
33168G-G-800
4920 Lake Haven Dr, 37416; Robert
A Smith, Same; New Electric Service,
16x16 Deck,repair Asphalt; $30,000;
HGH Construction, LLC, 1426
Williams St 37408 • 33120J-B-300
Residential Alteration
546 S Crest Rd, 37404; Seagle
Jeffery Scott & Donn, Same; Alter
Garage Add Storage Overhead;
$8,000; Scott Seagle Construction,
8008 Woodstone Dr, Hixson 37343 •
33168F-B-700
3550 Kirkland Ave, 37410; Penn
Rose Service, Same; No Setback
Requirements Per PUd, Int & Ext
Finish; $25,000; Brent Walker
Construction, 4414 Brainerd Rd
37421
201 36th St, 37404; Penn Rose
Service, Same; Int/ext Finish For
New House; $75,000; Brent Walker
Construction, 4414 Brainerd Rd
37404 • 33155N-Q-1300
3521 Highland Ave, 37410; Penn
Rose Service, Same; Int/ext Finish;
$85,000; Brent Walker Construction •
33155N-Q-2000
1708 E 13th St, 37404; New Day
Partners, Same; Vinyl Siding; $4,500;
no contractor listed • 33146O-R-500
906 Young Ave, 37405; Finlay Lori
Brown & Douglas, Same; Kit
Remodel,int Load Bearing Wall,door;
$10,668; Homeland Construction Co,
4710 Glenden Dr 37409 • 33136A-S-
1900
731 Mississippi Ave, 374065; Davis,
Same; Convert Quadraplex To Single
Family; $150,000; Ray Gorrell Home
the distance away from the furnace,
you may be able to extend
a new duct right off the end of
the 6” duct, or you may need to
go further back and tap into the
8” or even the 10” duct in order
to get sufficient air flow.
For long duct runs or runs
that will serve a large area, such
as handling a big room addition,
you will usually need to go all
the way back to the furnace itself
to begin the new run. In this
case, the new duct will be tapped
into the furnace plenum — a
large box attached directly to the
furnace that distributes air into
What does the phrase
“title search” mean to you?
Aside from an activity at the
local library, its purpose is
critical to the successful sale
of a home. A title search is
performed by an attorney in
order to guarantee that there
are no unknown liens on or
claims to a property.
Because title searches
are often ordered only after a
purchase contract is on the
table, problems can suddenly
turn up at the 11th hour,
causing delays in the closing.
That’s why it may be advisable
for the sellers to request
a title search before even listing
their property for sale.
What sort of problems
might a title search unearth?
There might be an “unreleased
mortgage,” which
happens when a previous
refinance is paid off, but the
lender fails to file a
Const, 589 River Canyon Rd 37405 •
33126M-Q-1500
3 Fairoak Pl, 37409; Teague Jesse D
& Stephanie S, Same; Int
Renovation; $8,000; no contractor
listed • 33155O-F-1200
4111 Dorris St, 37410; Crupi
Matthew J, 430 Griffin Rd, Lookout
Mtn 30750; Remodel Duplex, paint,
floors, replace Wind, countertops;
$20,000; no contractor listed •
33167C-Q-2700
105 Wild Ginger Trl, 37415; Robert
H Buck & Peggy, Same; Enclose
Exist Covered15x12 Deck; $5,000;
no contractor listed • 33099C-C-3603
Residential Remodel
3913 Brainerd Rd, 37411; Rumph
Thomas, C, 7150 Revere Cir 37411;
Repair Or Replace; $160,000; P&C
Construction, Inc, 2500 E 18th St
37404 • 33157G-A-1000
4106 Melinda Dr, 37416; Mary Lou
Drazich, Same Address; Replace Kit
Ceil Joists,rafters,windows,doors,carpet;
$56,663; Romar Construction, 18
Mabry Pl 37415 • 33129H-C-1400
422 E 16th St, 37408; Maurice
Thedford, 6083 E Brainerd Rd 37421;
Interior Renovation; $9,500; no contractor
listed • 33145MB-A-900
8558 Pershing Rd, 37421; French
Durwood W & Rosina F, Same; Fire
Damage Repair, replace rafters,
sheeting Asphalt; $100,000; Paul
Davis Restoration, 6622 Lee Hwy
37421 • 33159C-K-2800
5302 Dorsey St, 37410; James E
Sanderfer, III, 604 Swansons Ridge
Rd 37421; Major Repairs,replace
Rafters,beam,asphalt
Shingles,sheeting; $12,000; no contractor
listed • 33167N-C-3300 ❖
the different duct runs — to
ensure that the maximum
amount of air volume is available
for the new ducts.
Directing all that heated air
into a new duct run will obviously
rob air volume from the other
runs, and here’s where you can
run into some problems. A single
small duct run probably won’t
have a huge effect on the system,
but several larger ones will. As
the air flow is redirected, those
rooms farthest from the furnace
will suffer the most, and in some
Continued on page 11
Real Estate
Facts
By Elwynn Schwartz
An ounce of prevention
release on the old mortgage.
Property taxes may
appear to be unpaid until filing
errors are discovered. A
divorce or death in the family
may not be properly
reflected in the ownership
structure. Sometimes property
records are fraudulently
used to commit identity
theft.
This is not to say that
these errors are common, but
they are increasingly prevalent
among properties that
have changed hands several
times over these last few
years of frenzied real estate
activity. Speak with an agent
before listing your home to
determine whether a title
search is appropriate.
Elwynn Schwartz is the
owner of Realty Executives in
Chattanooga. She may be
reached at 423-894-3050.

HAMILTON COUNTY HERALD Friday, March 2, 2007 11
Handy Continued from page 10
cases the air flow will be reduced
to the point of being inadequate
to heat that space.
Adjusting and balancing all
of these air flows to all of these
different spaces can be a tricky
Prudential RealtyCenter.com celebrates 22nd annual awards day
CHATTANOOGA —
Prudential RealtyCenter.com hon-
undertaking, requiring a knowledge
of the amount of air being
produced at the furnace, the size
of the spaces being heated, the
diameter of all the ducts in the
system, the total length of each
ored the company’s agents and staff
members at the 22nd Annual
of the duct runs, and the amount
of heat loss.
Under- or oversizing the
duct runs can result in poor performance
throughout the entire
system and can put a lot of strain
Awards Day held Feb.
13, 2007 at the Chattanooga
TIME IS RUNNING OUT
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with no monthly premiums* and generic coverage through
the prescription “donut hole.”* We want to keep you
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•
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AFTER MARCH 31, 2007,
YOU MAY NOT BE ABLE TO
CHANGE YOUR MEDICARE
HEALTH PLAN UNTIL
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figure things out,”
says Willie Mays,
HealthSpring Spokesperson &
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*You must continue to pay your Medicare Part B premiums.
Limitations, copayments, & restrictions may apply.
“HealthSpring, a Medicare Advantage organization with a Medicare contract.”
H0150 H4513 H1415 H4407 H4454 HSNATMK322 CMS Approved 11/2006
on the furnace, so these calculations
are definitely best left to
the pros. Even if you would like
to do the physical work of
installing the ducts yourself, plan
on hiring an experienced heat-
Convention Center.
Prudential RealtyCenter.com
President Brian Kelly thanked
those present for their dedication
and professional service to the
community and real estate
industry.
“We are here today to celebrate
the successes of each one of
you,” said Brian Kelly, president of
Prudential RealtyCenter.com.
A crowd of nearly 300
enjoyed breakfast and a guest
speaker, George Handley, vice
president of sales, Southern
Region, for Prudential Real Estate
and Relocation Services, before
awards were presented.
The event concluded with
the announcement of Linda Brock
as the 2006 Agent of the Year.
Ushered to the stage by a standing
ovation from her peers, this
marked the 8th consecutive year
Linda, a real estate professional in
the Prudential RealtyCenter.com
East Brainerd office, earned the
award. Agent of the Year is awarded
to the real estate professional
with the highest gross commissions.
Paula McDaniel, a real estate
professional also in the East
Brainerd office, was named the #2
Agent of the Year, with Cherie
Welsh, a real estate professional in
the Prudential RealtyCenter.com
Cleveland office receiving #3
Agent of the Year.
The Fessler Group, real estate
professionals from the Prudential
RealtyCenter.com East Brainerd
office, was honored with the 2006
Real Estate Team of the Year. This
team consisting of Sue Fessler,
Elaine Erwin and Susan Gentry
earned the highest gross commissions
in 2006.
Greg & Sue Shaw and
Associates, also from the
Prudential RealtyCenter.com East
Brainerd office earned the #2
Team of the Year Award, while the
team of Bobby Colvin, Phyllis
James and Jacque Lyons took the
#3 Team of the Year Award.
RealtyCenter Mortgage,
RealtyCenter Insurance and
RealtyCenter Title participated in
the awards celebration. Berry
Carroll was named Originator of
the Year for RealtyCenter
Mortgage, while Rhonda Atkins
was honored with the QSC
Award. Michelle Tennyson
received the Mortgage Rising Star
Award.
Listing and Sales Awards were
given to those real estate professionals
in each office as well as in
the Commercial and
Communities divisions. From the
Cleveland office, Cherie Welsh
was named Top Agent. The
Dalton office honored Barbara
Crowe as Top Listing Agent and
Ricardo Valdez as Top Sales
Agent.
Linda Brock took home Top
Agent in the East Brainerd office
and Ft. Oglethorpe named Sandy
Bowman Top Listing Agent and
ing company to run all of the airflow
and heat loss calculations so
you can be assured that the system
will always be working
at its best. ❖
George McDowell Top Sales
Agent. The Hixson office winners
were Rose Stutz, Top Listing
Agent, and Karen Stinson, Top
Sales Agent. Pam Maples earned
Top Agent in the LaFayette office.
Ned Weigel received the Top
Listing Agent in the Riverfront
office, while Sally Vogelmeier
received the Top Sales Agent.
Steve Cooper was named
Shallowford’s Top Listing Agent,
while Vickie Henderson was
named Top Sales Agent for the
Shallowford office. Signal
Mountain’s Top Listing Agent was
Sue Gee and Top Sales Agent was
Burke Norton. The Trenton office
honored Nina Carter with Top
Listing Agent and Carol Potts
with Top Sales Agent.
RealtyCenter Communities
honored Ronda Massengale with
Top Sales Agent, while
RealtyCenter Commercial honored
GK Madan with Top Sales
Agent.
The Rising Star Award recognizes
the new agent who achieved
the largest gross commission
income during 2006. Rising Star
recipients were named from each
office location, including
RealtyCenter Communities and
RealtyCenter Commercial.
The Rising Star was awarded
to Cindy Shaw in the Cleveland
office. The Rising Star in Dalton
was Paula Roberts. The agent who
earned the Rising Star in the East
Brainerd office was Brandon
Waters. Caron Williams was
awarded the Rising Star for the Ft.
Oglethorpe office.
The Hixson office awarded
two Rising Star awards to Pam
Conway and Arlene DeVita. Isaac
Morris was named the LaFayette
office Rising Star, while Shakir
Rashed was honored with the
Rising Star for the Shallowford
office. Signal Mountain’s Rising
Star was Angela Southerland-
Bales, while Ronda Massengale
was the Rising Star for
RealtyCenter Communities.
The overall Rising Star of the
Year Award went to Riverfront
agent Ned Weigel.
Each year, during the Annual
Awards Day, one Prudential
RealtyCenter.com family team
member is honored with the
President’s Award. The President’s
Award is given to the team member
who provides great leadership
and service to the family team.
Larry Nickloy was honored
with this year’s President’s Award.
Nickloy has been a valued
member of the Prudential
RealtyCenter.com family for thirteen
years.
“Larry has been a tremendous
asset to our company over the
years. It is my pleasure to
announce Larry as this year’s recipient
of the President’s Award,” said
Kelly. “Larry continues to show
wonderful leadership and
service to the family members and
our community.” ❖

12 Friday, March 2, 2007 HAMILTON COUNTY HERALD
Real estate buck stretches furthest in Indianapolis
Inman News
City tops nation’s most-affordable
list in fourth quarter
Indianapolis maintained its
standing as the most affordable
major U.S. housing market for a
sixth consecutive quarter in the
fourth quarter of 2006, according
to the National Association of
Home Builders/Wells Fargo
Housing Opportunity Index
(HOI), released this week.
Some 89 percent of
Indianapolis homes sold in the
fourth quarter were affordable to
families earning the area’s median
household income of
$65,100, and the median sales
price of all homes sold in
Indianapolis during that time
was $113,000, down from the
$122,000 median sales price in
the previous quarter.
Nationwide, housing affordability
edged slightly upward due
to a noticeable decline in the
average mortgage rate and a marginal
downshift in the median
price of all homes sold.
“Today’s HOI reading indicates
that 41.6 percent of new
and existing homes that were
sold during the fourth quarter of
2006 were affordable to families
earning the national median
income of $59,600,” said NAHB
President Brian Catalde, a home
builder from Playa del Rey, Calif.
“This is slightly better than the
40.4 percent of homes that were
affordable to median-income
earners in the third quarter and
mostly due to more favorable
mortgage rates near the end of
the year.”
The HOI indicates that the
national weighted interest rate
on fixed- and adjustable-rate
mortgages — a key component
in calculating the HOI — was
6.52 percent in the fourth quarter,
compared with 6.77 percent
in the third quarter.
Also near the top of the list
for affordable major metros this
time around were Youngstown-
Warren-Boardman, Ohio-Pa.;
Detroit-Livonia-Dearborn,
Mich.; Toledo, Ohio; and
Buffalo-Niagara Falls, N.Y., in
that order.
Four smaller metro markets
outranked all others in terms of
housing affordability during the
fourth quarter: Springfield,
Ohio, was followed by
Davenport-Moline-Rock Island,
Iowa-Ill.; Bay City, Mich.; and
Mansfield, Ohio, respectively.
Also, the small housing market
of Canton-Massillon, Ohio, tied
with Indianapolis on the affordability
scale.
As for the nation’s leastaffordable
major housing market,
Los Angeles-Long Beach-
Glendale, Calif., captured that
title for a ninth consecutive
quarter. There, just 2 percent of
new and existing homes sold
during the fourth quarter were
affordable to those earning the
Realtors welcome the president’s focus on health care
Debate over what to do
about the over 46 million
Americans living without health
insurance continues to intensify
across the country.
The issue took center stage
in Chattanooga last week with a
visit from President George W.
Bush. Access to affordable
health insurance has consistently
been a key issue for Realtors
across the country.
Like other self-employed
individuals and those who work
for small businesses, Realtors
make up a group forced into the
individual insurance market and
are unable to negotiate with
Can homeowner association bar worship at its clubhouse?
By Robert J. Bruss
Inman News
Religious group alleges fairhousing
violation
Until 2004, the Savanna
Club Worship Service Inc. conducted
its worship services
in the Savanna Homeowners
Association clubhouse or common
areas. But the homeowner
association received numerous
complaints from its members
regarding use of the common
areas for religious services.
One of the reasons for the
complaints was such usage was
contrary to the stated purpose of
making the common areas available
for use and enjoyment of
the members of the association.
insurers for fair health care rates.
For years, Realtors have
worked with lawmakers in
Washington to find solutions
that will help meet the needs of
working Americans and are
encouraged by President Bush’s
efforts to adopt reforms.
Discussing his plan, the
president said, “We need to
make sure that we put good policies
in place to make sure private
medicine is the norm, quality
care is given to as many
Americans as possible.”
He also called for “innovative
ways of providing insurance”
while also helping
After receiving numerous
complaints, the association conducted
an informal vote of its
members. They voted 714 to 434
to prohibit religious services in
their common areas.
As a result, the association
adopted a rule that “No portion
of the common areas of Savanna
Club may be used for any religious
service.”
Following enactment of the
rule, the worship club continued
holding its services. But the
homeowner association filed a
court petition for mediation.
Following mediation, the club
stopped holding its religious
services in the common areas.
Americans save money.
The main part of the president’s
proposal looks to reform
the tax code and allow for a standard
deduction for health insurance,
up to $15,000 for families
and $7,500 for individuals.
Another key part that
Realtors have been working to
see implemented is the
allowance of association health
plans.
Association health plans
would allow small businesses to
join together through trade and
professional associations to purchase
health coverage, giving
them the same advantages and
The worship club then
brought this lawsuit against the
Savanna Club Homeowners
Association, alleging the rule
barring religious services violates
the federal Fair Housing Act.
If you were the judge, would
you rule the homeowner association
rule barring religious services
in the common areas violates
the Fair Housing Act?
The judge said no!
The evidence shows the
homeowner association rule has
been applied evenly, and no religious
group has been allowed to
use the common areas for its religious
services, the judge began.
Although the worship club
has standing to sue, it failed to
Gifting real estate not recommended
By Robert J. Bruss
Inman News
Mother’s good deed does inheritor
a disservice
DEAR BOB: About a year
ago, my elderly mother deeded
to me her home and two rental
properties I manage for her. Her
attorney handled the quitclaim
deeds and the recordings.
Mother died in October 2006.
When I talked to my mother’s
tax accountant he said, “It’s
too bad your mother deeded the
titles to you. If you had inherited
those properties, you would have
a new stepped-up basis of market
value and you would owe practically
zero tax when you sell them
shortly after her death.” Is it true
that I don’t get a new stepped-up
basis? —Ellen H.
DEAR ELLEN: Yes.
Unfortunately, you didn’t inherit
those properties. You received
the titles as pre-death gifts. As
the donee, you took over your
donor mother’s probably very
low adjusted cost basis for the
properties.
That means, when you sell
them, you will owe a large capital
gains tax. Unfortunately, your
tax accountant is correct.
This situation shows why it
is often best, especially when a
parent anticipates dying soon,
not to deed real estate to a
potential heir. The obvious reason
is then the prospective heir
won’t receive a new stepped-up
basis to market value on the date
of death.
NO GUARANTEE A
VACANT LAND BUYER
CAN GET BUILDING PER-
MIT
DEAR BOB: I am considering
buying a vacant lot on which
I want to build a home. What
assurances can I receive before
the purchase that the building
permits and site plans will be
approved by the local authorities?
I do not want to be stuck
with a lot on which I cannot
build. —Pat E.
DEAR PAT: A buyer of
vacant land has no assurances a
building permit will be issued,
even when the proposed plans
exactly meet the zoning and
other land-use rules. Depending
on the city or county, I’ve seen
frustrated developers and
landowners stalled for years
when neighbors object or variances
are required.
For this reason, savvy rawland
buyers can often pay a modest
price, typically 1 percent to 3
percent of the purchase price, for
a 12-month option to buy the
land at a fixed price. That ties up
the property and gives the buyer
time to apply for the necessary
permits. If they can’t be
obtained, all it cost the potential
buyer was the forfeited option
money.
negotiating clout enjoyed by
larger companies and labor
unions. Members of an association,
regardless of where they
work and live, could pool their
risks and be offered a uniform
health care plan that could help
offset the rising premiums and
costs that are pricing individuals
out of the market.
Nationwide, the percentage
of Realtors without health insurance
has nearly doubled over the
past 10 years. Given that the
average Realtor household
includes 2.6 people, the number
of uninsured is even greater.
present any evidence of violation
of the Fair Housing Act or
any other law, he continued.
Savanna Club is a unique
planned community, the judge
explained. Its common areas are
open to all its members, and
there is no evidence of any religious
or other discrimination
involving purchase or use of residences
within the community,
he noted.
The worship club has not
presented any evidence of discrimination,
the judge emphasized,
because all religious groups
are prohibited from holding
services in the common areas.
“The right to religious freedom
must encompass the right
HOW TO MAKE A TAX-
DEFERRED TRADE FOR
DREAM HOME AND PAY NO
TAX
DEAR BOB: I own two
rental properties. Let’s call them
A and B. I have never lived in
either one. Nor do I intend to.
Let’s say I sell A and B on the
same day and do an Internal
Revenue Code 1031 taxdeferred
Starker exchange by
identifying and purchasing property
C. Assume I rent property C
for three years and then move in
to make it my principal residence
for two years. Then I sell
property C. If the total capital
gains on A, B and C are less than
$500,000 (I am married and my
wife would live with me in property
C for at least two years), can
I sell property C without owing
any tax? —Tim McW.
DEAR TIM: Yes. But you
must hold title to property C at
area’s median family income of
$56,200. The median sales price
of all homes sold in the area during
the period was $525,000.
Other major metros at the
bottom of the housing affordability
chart included Santa
Ana-Anaheim-Irvine, Calif.;
San Diego-Carlsbad-San
Marcos, Calif.; New York-White
Plains-Wayne, N.Y.-N.J.; and
Modesto, Calif., in that order.
Among metro areas smaller
than 500,000 people, every entry
at the bottom of the affordability
chart was located in California,
starting with Salinas as the least
affordable and followed by Napa,
Merced, Santa Cruz-Watsonville
and Santa Barbara-Santa Maria,
Calif., respectively. ❖
“The president is offering
some encouraging words on an
important issue we’ve supported
for many years,” said Jason
Farmer, president of the
Chattanooga Association of
Realtors.
“Allowing for association
health plans is a good idea and
can make an immediate impact
in improving the lives of millions.
We hope that our elected
officials can come together in a
bipartisan manner to work out a
solution that makes health
insurance affordable and accessible
for more Americans,” added
Farmer. ❖
to be free from religion,” he
added.
The Fair Housing Act
imposes no “reasonable accommodation”
requirement in the
context of religious discrimination,
the judge ruled. Because
the challenged rule of the homeowner
association has been
applied equally to all religions,
there is no Fair Housing Act violation,
and the worship club is
not entitled to use the common
areas, the judge concluded.
Based on the U.S. District
Court decision in Savanna Club
Worship Service Inc. v. Savanna
Club Homeowners Association
Inc., 456 Fed.Supp.2d 1223. ❖
least 60 months because it was
acquired in a tax-deferred IRC
1031 exchange. It does not
become eligible for the IRC 121
$500,000 principal-residencesale
exemption until you have
owned it at least five years, of
which at least 24 months it was
your principal residence.
At the time of its acquisition,
of course, it must be a “like
kind” rental property, and the
trade must qualify as a taxdeferred
IRC 1031 trade up.
Of course, be sure your sales
of properties A and B comply
with the IRC 1031(a)(3) Starker
tax-deferred exchange rules.
That means the sales proceeds
must be held by a qualified thirdparty
intermediary so you never
have “constructive receipt” of
the sales proceeds. For details,
please consult a tax adviser who
is familiar with Starker taxdeferred
exchanges. ❖

HAMILTON COUNTY HERALD Friday, March 2, 2007 13
Hamilton County Transactions
DEED RECORDS
FILED 02/12/07
New Horizon Properties LLC to
Regions Bank, 5570 Hwy 153, City of
Chattanooga, Lot 7, Towne Center North,
Map Parcel 100I -B-001, $1,461,000.
Contractor Yard Inc; Cy Acquisition
Corp; Contractor Yard LLC to Pbre
Corp, 6006 Lee Hwy, City of
Chattanooga, Pt Lot 23; Pt 24; Pt 25; Pt
26, Old Crabtree Farm, Map Parcel 158A
-E-020, $1,175,000.
Ooltewah Holdings East LLC to
Regions Bank, Lot 4, Wal-Mart On Little
Debbie Pkwy, Map Parcel 132 - -02006,
$950,000.
Mr Zip Inc Of Tennessee to Jeetu Inc,
City of Chattanooga, Pt Lot 1, Freeman
Smiths, Map Parcel 148D -G-00104,
$704,250.
Thomas, Debra J; Thomas, Tommy E
to Creek Plantation Village LLC, Lot 1;
2; 3, Shannon & Hart, Map Parcel 100 - -
043, $550,000.
Joyner, Kendra M; Joyner, Ray C to
Creek Plantation Village LLC, City of
Chattanooga, Map Parcel 100 - -04201,
Smith Rd, $470,000.
Chattanooga Development Groupllc to
Carlson, Tracy; Carlson, Derek A, 1020
Reunion Dr, City of Chattanooga, Lot 29,
Reunion, Map Parcel 171G -A-00218,
$330,132.
Volz, Dawn; Volz, Ronald to Flynt,
Peggy R; Flynt, Guy L, 9525 Thornberry
Dr, Ooltewah, Lot 29, Thornberry Hill, Map
Parcel 150E -A-031, $275,000.
Lounsberry, Vonnie; Lounsberry,
David V to Healy, Sheryl G; Healy,
Jerome V, Lot 121, Meadow Stream,
Map Parcel 114P -A-053, $267,500.
Village At Greenway LLC to Lemon,
Caitlin; Smith, Tyler, 3512 Kettering Ct,
City of Chattanooga, Blk Bldg 18, Unit C,
Village At Greenway, Map Parcel 117C -
A-00905, $261,375.
Whitmire, Jo Ann; Whitmire, Ralph Jr
to Creek Plantation Village LLC,
Hixson, Map Parcel 100 - -036, Dallas &
Cassander-Smith Rd, $250,000.
Whitmire, Joann H to Creek Plantation
Village LLC, Hixson, Map Parcel 100 - -
035, Dallas & Cassander-Smith Rd,
$250,000.
Word Of Life Church Of Chattanooga
to Creek Plantation Village LLC, City of
Chattanooga, Lot 2, Word Of Life Church,
Map Parcel 100 - -048, $245,000.
Fatherson Partnership to Gilstrap,
Tanya M, 6765 Buckhannon Ln, Hixson,
Lot 167, Stonewall Farm, Map Parcel
092G -D-013, $235,000.
Fowler, John; Swift, Wilma R; Fowler,
Wilma S to Rooker, Iman; Rooker,
William T, City of Chattanooga, Lot 24;
25, Blk C, Drake Forest, Map Parcel 149J
-D-024, $230,000.
Edwards, Barbara J; Edwards, Jack;
Edwards, Benjamin D to Sowell,
Brenda S; Sowell, Barry G, Lot 274, Unit
6, River Cove, Map Parcel 094A -D-035,
$227,000.
Whitmire, Lois Marie; Whitmire,
Robert Lawrence to Creek Plantation
Village LLC, City of Chattanooga, Map
Parcel 100 - -042, Smith Rd, $225,000.
Rose, Patricia T; Rose, Lawrence C Jr
to Hill, Debra L; Hill, Troy A, 609 River
Landing Dr, City of Soddy Daisy, Lot 32,
North River Hills, Map Parcel 049I -A-008,
$218,900.
Strickland, Donna G; Strickland, Bruce
R to Dunn, Laura C; Dunn, Jody S,
2820 Deerfield Rd, Ooltewah, Lot 61, Unit
3, Granada Estates, Map Parcel 160C -F-
021, $210,000.
Mowles, Edward M; Mowles, Priscilla
C to Eberhart, Lawrence, Map Parcel
157P -P-007, S Terrace St, $205,000.
Rcs Construction LLC to Newman,
Cindy L; Newman, Glenn A, City of
Chattanooga, Lot 104, Creeks Bend
Village Townhomes, Map Parcel 100O -
H-00202, $176,450.
Anthony, Michael; Anthony, Suzanne
M; Murry, Suzanne to Wilkey, Alicyn E;
Wilkey, Gregory A, 2009 Morris Hill Rd,
City of Chattanooga, Lot 42, Williamsburg
Estates, Map Parcel 159C -A-008,
$166,000.
Dunn, Laura C; Dunn, Jody S to
Schwicker, Linda Lou; Schwicker,
David P, 7112 Dalefield Ln, City of
Chattanooga, Lot 76, Unit 3, Midfield
Acres, Map Parcel 139I -E-017,
$156,900.
Construction & More LLC to Wilkey,
Ryan N; Wilkey, Crystal D, 1017 Falcon
Run Dr, City of Soddy Daisy, Lot 17,
Falcon Crest, Map Parcel 067H -A-
00718, $155,000.
Goodwin Southern Properties LLC to
Pinkerton, Shenita, 4544 Lake Haven
Dr, City of Chattanooga, Lot 3, Murray
Trace, Map Parcel 129A -E-00102,
$146,000.
Boggs, Robin L; Lynn, David; Lynn,
Robin L to Willerson, Sarah A;
Willerson, Steven L Jr, Lot 76, Unit 2,
Hunter Village, Map Parcel 131G -C-018,
$130,000.
Greene, Robert; Hudson, Michelle L;
Greene, Michelle L to Case, Jimmy E,
Lot 9; Pt 8, Blk A, Ealy Estates, Map
Parcel 169I -C-007, $120,000.
Louisell, Jeannine Ann to Rogers,
Stephen A, City of Chattanooga, Lot 27,
Blk 16, Normal Park Addition, Map Parcel
136A -N-024, $119,900.
Parker, Lori F to Ortiz, Anna L; Ortiz,
Alexis, 2974 E Freedom Cir, Ooltewah,
Lot 2, Unit 2, Maplewood Heights, Map
Parcel 150G -E-018, $111,000.
Post, Linda L; Post, Henry W to
Whitaker, A S; Whitaker, Robin L;
Whitaker, Harris G, Map Parcel 075 - -
08902, Lenora Dr, $105,000.
McColloch, Mary L to Westfield,
Christal W; Westfield, Phillip E Jr, City
of Chattanooga, Lot 5, Blk C, Brainerd
Park, Map Parcel 157K -G-016, $98,000.
Early, Michael to Oneill, Joyce C;
Oneill, Thomas James, 2400 Dodds
Ave, City of Chattanooga, Lot 1, Blk 6,
Curtis Addition, Map Parcel 156K -B-027,
$87,600.
Pendley, Mary Jane; Pendley, Slater M
to Patterson, Sandra; Patterson,
Ronald, Lot 19, Esterbrook, Map Parcel
169G -E-022, $75,000.
Greer, Mary E to Myrick, William S,
2402 Taft Hwy, Walden, Map Parcel 089N
-B-013, Taft Hwy, $74,200.
Martin, Shirley A; Martin, Carroll C to
Hodges, Stephanie M; Hodges, Jason
L, Blk Tract 16, Map Parcel 069 - -017, Nr
Carroll C Martin & Wf Shirley A Martin
Prop, $50,000.
Eberhardt, Sallie M; Eberhardt, Sally M
to Smith, Dena; Smith, Mattie Mae;
Thrasher, Edward Lee; Smith, James
Edward, Lot 5, A W Poes Addition, Map
Parcel 167O -M-003, $25,000.
Moore, Betty; Andrews, Betty Moore to
Andrews, Edward Wayne, City of
Chattanooga, Map Parcel 154C -A-015,
Centro St, $0.
FILED 02/13/07
Turley, John L to Furniture Row Usa
LLC, City of Chattanooga, Lot 4, Polystar,
Map Parcel 138O -A-00103, $1,239,000.
Brown, Brenda K; Brown, Rudolph A
to Fine, Bill R; Runyan, Bobby G, Map
Parcel 061 - -02301, Hwy 58 & Gamble
Rd, $650,000.
Pine Breeze Development Corp to Hill
Pointe Townhomes LLC, Lot 38; 39; 40;
41; 42; 43, Hill Pointe, Map Parcel 126E -
A-042, $420,000.
Ionashku, Aubrey; Ionashku, Nick to
Mossa, Gulzar; Mossa, Hamid, 8953
Fuller Rd, City of Chattanooga, Lot 3,
Fuller Glen, Map Parcel 171F -C-003,
$215,000.
S E W Construction Inc to Ottinger,
Curtis L; Pettit, James H, Lot 52, Friar
Branch Townhomes, Map Parcel 138F -
A-03552, $212,500.
Webb, Jennifer Ann; Webb, Daniel
Kane to McNeal, Shannon; McNeal,
Michael, 10047 Rolling Wind Dr, City of
Soddy Daisy, Lot 144, Unit 3, Rolling Hills,
Map Parcel 075D -G-013, $171,200.
Varner, Rhonda; Varner, Eric L to
Sullivan, Deborah Michelle; Beavers,
Charles D, 7909 Hale Rd, Hixson, Map
Parcel 083 - -056, Hale Rd, $169,900.
Gbm Inc to Mardorf, Teresa A, City of
Chattanooga, Lot 5, Old Dayton Pike
Overlook, Map Parcel 090L -A-003,
$165,900.
East, Charles David to Childress,
Patricia W, 1303 Sharon Cir, City of
Chattanooga, Lot 2, Blk 39, N Chatt Land
Coal Iron & Railw, Map Parcel 126L -H-
006, $129,000.
Lee, Kenneth Shane to Drake, J Terry;
Cooper, Erin L, 7504 Hydras Dr,
Harrison, Lot 104, Unit 2, Moon Shadows,
Map Parcel 085E -C-057, $120,000.
Boerema, Kamilla R; Boerema, Daniel
D to Edwards, Jeremy, 1932 Jenkins
Rd, City of Chattanooga, Lot 5, Longjen,
Map Parcel 159B -E-00101, $117,000.
Hunter, W C to Smith, Scottie Lamar;
Smith, Scottie, 2012 Robbins Ave, City
of Chattanooga, Lot 10, Blk 2, Cary
Brothers, Map Parcel 146C -D-016,
$103,200.
Dlj Mortgage Capital Inc to Nunley,
Hollie; Tryon, Christopher, 8980
Chelsea Ln, Hixson, Lot 4, North Chester,
Map Parcel 074M -B-019, $102,000.
Citimortgage Inc; Citifinancial
Mortgage Co Inc to Ellis, Abbey; Ellis,
Robert H, 7325 Sutton Rd, Ooltewah, Lot
1, Robert Kilgore, Map Parcel 077 - -
06506, $101,000.
Caldwell, Russell to Brock, Misty D,
3909 Anderson Pike, Signal Mountain,
Map Parcel 089A -B-014, Anderson
Turnpike Rd, $82,500.
Evans, Lois Elaine; Griffin, Pamela
Frances; Mines, Eras A; Mines,
Kenneth Jeffery; Mines, Lula B; Mines,
Maurice D; Mines, Michael O; Mines,
Paul P; Mines, Stephen Lebron; Mines,
Ellsworth R to Evans, Tamera
Cordingly, City of Chattanooga, Lot 6,
Blk 2, Ridgeview Place, Map Parcel 157F
-H-047, $70,000.
Griffin, Thomas to Stinnett, Elizabeth J;
Stinnett, Robert J, 733 Talley Rd, City of
Chattanooga, Lot 501, Allens Addition,
Map Parcel 147O -D-024, $66,900.
Miller, Mildred L to Hindman, Harold;
Hindman, Debbie, 10632 Card Rd, City
of Soddy Daisy, Map Parcel 057 - -067,
Card Rd, $55,000.
Housley, Donna Sue to Kite, Julie Ann
Guadalupe; Kite, William R, Lot 5,
Armour-Lewis, Map Parcel 169I -H-009,
$25,000.
Fannie Mae; Federal National
Mortgage Assn to Goforth, William T,
City of Chattanooga, Lot 6, Blk 16,
Higgins Ridgedale, Map Parcel 156F -G-
027, $22,500.
FILED 02/14/07
Crowe, Julia K; Crowe, Kenneth G to
Brumbalow, Melissa J; Brumbalow,
Jeffrey W, Lot 228, Meadow Stream,
Map Parcel 114H -A-014, $337,400.
Southside Builders LLC to Pizzi,
Antonio L; Sikes, Marie C; Sikes,
Jeffrey C, 9698 Chaucer Ter, Ooltewah,
Lot 85, Wellesley, Map Parcel 140N -E-
015, $290,000.
Battin, Donald G; Roberts, Karen M to
Brown, Charlotte A; Brown, Bethel C,
Lot 28; 29, Barrington Country Estates,
Map Parcel 141F -B-008, $265,000.
Oliver Development; Oliver, Jerry to
Vashi, Jigar, Lot 88, Unit 2, Wellesley,
Map Parcel 140 - -19503, $255,000.
Merriman, Debra L; Merriman, Michael
E to St Pierre, Catherine; St Pierre,
Craig J Sr, Lot 22, Holder Farm, Map
Parcel 051O -A-013, $187,900.
Hgh Construction LLC to Alper, Justin
S, City of Chattanooga, Lot 16, James
Kay Glenn Addtojefferson, Map Parcel
145M -P-030, $179,500.
Bell Engineering Co Inc to Maffett,
Robert F, 6627 Rapidan River Rd,
Hixson, Lot 192, Stonewall Farm
Townhomes, Map Parcel 092G -D-042,
$177,000.
Reynolds, Rhonda T; Reynolds, Daniel
C to Fletcher, Tonya, 7028 Igou Gap Rd,
City of Chattanooga, Lot 2, Blk 1, Bella
Vista Acres, Map Parcel 148M -B-006,
$155,000.
Centex Home Equity Co LLC;
Nationstar Mortgage LLC to Smith,
Mary L, 4701 Brentwood Dr, City of
Chattanooga, Lot 15, Brentwood Place,
Map Parcel 129J -E-010, $155,000.
Stringer Ridge Associates Inc to Cage
Tr, Christopher Allen; Revocable Trust
Agreement Of Gladys H Rheaume;
Cage Tr, Wheeler Turner, City of
Chattanooga, Blk 14th Fl, Unit 14-D,
Pinnacle, Map Parcel 126N -C-003,
$150,604.
Goins, Marty D; Goins, Brenda K to
Wicks, Deborah; Wicks, Terry R, City of
Chattanooga, Lot 3, Lake Village Addition,
Map Parcel 134M -D-044, $130,000.
Lasalle Bank National Assn Tr to
Morrow, Tracy; Morrow, James, 1825
Gray Rd, City of Chattanooga, Lot 2, T A
Martin, Map Parcel 159A -D-01700,
$123,000.
Shipley, Trey to Serret, Valerie A, Map
Parcel 057G -A-00502, Nr Frank
Shadwick Prop, $120,000.
Whitener, Trisha C to Foskey, Mary
Sue, 4270 Green Acres Dr, Ooltewah, Lot
11, Green Acres, Map Parcel 150F -B-
011, $115,000.
Sedman, Gerri L; Sedman, Michael C
to Masters, Thomas Clay, Map Parcel
051 - -16406, Lovell Rd, $90,000.
Jpmorgan Chase Bank Tr to
Featherstone, Christina, 3010
Towerway Dr, City of Chattanooga, Lot
26, Unit 1, Northtower Forest, Map Parcel
137B -G-012, $84,000.
Dawson, Carol L to Novastar Mortgage
Inc, 808 Aubrey Ave, City of Chattanooga,
Lot 361, Allens Addition, Map Parcel 147J
-E-002, $76,205.
Secretary Of Housing & Urban
Development to Penton, Allison M;
Penton, Bradley C, 6708 Gamble Rd,
Birchwood, Lot 6, Kims Place, Map Parcel
060 - -03013, $64,100.
Hoffman, David Joseph; Hoffman,
Patricia Lynn to Dawkins, Bobby
Darrell; McDaniel, Trudy E, 4513
Cloverdale Loop, Hixson, Lot 95,
Cloverdale Hills, Map Parcel 109E -L-007,
$60,000.
Turner, Betty Sue H; Watson, Betty
Sue H to Matthew, James W, City of
Chattanooga, Lot 22, Moore Road, Map
Parcel 157C -P-015, $50,000.
Rogers Family Farm Inc to Kennedy,
Jeremy, Lot 393, Meadow Stream, Map
Parcel 113 - -095, $49,500.
Rogers Family Farm Inc to Crowe
Properties LLC, Lot 395, Meadow
Stream, Map Parcel 114H -E-018,
$49,500.
Rogers Family Farm Inc to Poorman &
Hinson Constructionllc, Lot 400,
Meadow Stream, Map Parcel 113 - -095,
$47,000.
Young, James L to Massey, Jami A;
Davis, Ronnie D Jr, 1808 E 35Th St, City
of Chattanooga, Lot 10, Blk 93, East End
Land Cos Addition, Map Parcel 168A -E-
004, $45,000.
Cox, Robin A; Cox, Troy A to Luttrell,
George W Jr, Lot 1, Troy Cox, Map
Parcel 066J -A-03101, $45,000.
George Luttrell Development Collc to
Cross, Renee A; Cross, James R Jr,
11187 Captains Cove Dr, City of Soddy
Daisy, Lot 36, Cove At Pine Harbor, Map
Parcel 049O -C-037, $45,000.
Wilbanks Construction Pllc to Grau,
Amanda Driggers; Grau, Eric
Raymond, Lot 168, Canyons, Map
Parcel 081K -E-010, $42,500.
Ogle, Sandra E to Hughley, Steven M
Sr, 2100 Miline St, City of Chattanooga,
Lot 1, Blk 18, Missionary Heights, Map
Parcel 146C -J-001, $35,000.
Rogers, Helen to Blair, Shawn, 900
Mountain Creek Rd, City of Chattanooga,
Unit 123, Lake Park Condo, Map Parcel
117O -A-011, $34,885.
New Day Partners LLC to Porter,
Tiffany; Porter, Justin, City of
Chattanooga, Lot 44; 45, Blk 46, T G
Montagues Addition, Map Parcel 146J -E-
013, $32,000.
Raines, Mary K Nelson to Cummins,
James, 301 Brumlow Hollow Rd, City of
Soddy Daisy, Map Parcel 048E -F-019,
Beginning On A Stone In The Abernathy
East Line Thence Southwardly Wit,
$20,000.
Eagles Crest LLC to Von Canon, Julie;
Von Canon, George Y, Lot 6, Harrier Hill
Estates, Map Parcel 072 - -071, $0.
Cannon, Frances C; Crais, Anna
Cannon to Residual Marital Trust;
Suntrust Bank Tr, Pt Lot 4, Rex Richey
Tract, Map Parcel 120E -A-00601, $0.
Cannon, Frances C; Crais, Anne
Cannon to Tennessee Marital Trust;
Suntrust Bank Tr, Pt Lot 4, Rex Richey
Tract, Map Parcel 120E -A-00601, $0.
Varghese, Saju to Thomas, Jincy, 214
Walker St, City of Chattanooga, Lot 8,
King, Map Parcel 158H -D-00503, $0.
FILED 02/15/07
Watson, April H; Watson, T Clayton to
Hessler, Hope H; Hessler, Richard B,
202 E Brow Rd, Lookout Mountain, Lot
19-C, Blk T, Lookout Mountain, Map
Parcel 167H -D-01503, $600,800.
Gorrell, Raymond C to Gorrell, John,
City of Chattanooga, Pt Lot 3; Pt 4, Blk 5,
Normal Park Addition, Map Parcel 136A -
D-011, $520,000.
A Leonard Dodson & Ruby O Dodson
Revocable Livingtrust; Dodson Tr,
Ruby O; Dodson Tr, A Leonard to
Valentine, Greer E Jr; Poe, Dorothy
Mae, Lot 2, Church Of God Of Prophecy,
Map Parcel 065 - -04508, $255,000.
Thompson, Amy J; Thompson, Brian
D to Senior, Christine M, 500 Ashton
Valley Dr, City of Chattanooga, Lot 30,
Ashton View, Map Parcel 172H -G-033,
$199,500.
Haulsee, Kristi A; Haulsee, Kevin S to
Cooper, Philip; Cooper, Jenny W, Lot
19, Unit 2, London Forest, Map Parcel
171D -D-00101, $181,000.
Dudley, Darrell to Alexander, Donald J,
7828 Avalon Acres Ct, City of
Chattanooga, Lot 2, Avalon Acres, Map
Parcel 149O -F-00705, $177,310.
Terry, Mary; Tillotson, Ann D to
Lundholm, Carla; Lundholm, Matthew,
1400 Highcrest Dr, Hixson, Lot 27, North
Glen Estates, Map Parcel 099M -E-006,
$165,900.
H & R Realty Group LLC to McNabb, D
L, Lot 16; 2, Barbara Mccuiston;Mountain
Ridge, Map Parcel 117K -B-016,
$155,000.
Trotter Properties Inc to Howard,
Jacqueline C, City of Chattanooga, Lot 1,
Hamill Acres, Map Parcel 110 - -039,
$154,000.
Citifinancial North America to Lorentz,
Amy K, 13011 Bella Coola Rd, City of
Soddy Daisy, Lot 50, Opossum Creek
Cabin Site, Map Parcel 042B -A-006,
$151,000.
Lansford, Gladys Marie; Robeson,
Genevieve Lansford; Ward, Carolyn L;
Ward, Carolyn Lansford to Levitt,
Donna; Levitt, Martin, City of
Chattanooga, Map Parcel 144F -G-009,
Frerking East-West Roadway; Frerking
East-West Roadway 1.5 A, $150,000.
Walter, Theresa to Lee, Kenneth
Shane, 9149 Birchwood Pike, Harrison,
Map Parcel 085 - -066, Ware Branch Rd,
$145,000.
Fine, Julie D; Fine, Billy R to Harmon,
Michael Todd, Lot 1, Dugan Street
Townhomes, Map Parcel 169P -C-00302,
$116,900.
Hollenbeck, Pamela Lawrence;
Lawrence, Della Miller; Lawrence,
Rodney Keith; Willis, Della M
Lawrence; Lawrence, Roger Lewell to
Ivey Custom Homes Inc, Map Parcel
112A -B-043, Vincent Rd, $115,000.
Maier, Colleen S; Maier, Harry K; Mann,
Colleen M to Edgemon, Fred M III, 803
Auburn St, City of Chattanooga, Pt Lot 18,
Blk 12, N Chatt Land Coal Iron & Railw,
Map Parcel 136A -A-025, $105,000.
Federal Home Loan Mortgage Corp to
Martin, Holly; Martin, Matthew, 3325
Van Buren St, City of Chattanooga, Lot
150, Lockwood Heights, Map Parcel 118J
-D-002, $101,000.
Lar Investments to Vaudreuil, Linda,
4548 Hope Ranch Dr, Apison, Lot 22,
Hope Ranch Estates, Map Parcel 174 - -
01601, $95,000.
Early, Connie to Oneill, Joyce; Oneill,
Thomas James, 2404 Dodds Ave, City
of Chattanooga, Lot 3, Blk 6, Curtis
Addition, Map Parcel 156K -B-025,
$79,300.
Frerking, Clyde L to Levitt, Donna;
Levitt, Martin, City of Chattanooga, Map
Parcel 144F -G-010, Nr Lester W
Lansford & Wf Gladys Marie Lansford
Prop, $75,000.
Samples, Charles E; Hobbs, R Dee to
Cope, Richard Lee, City of Chattanooga,
Pt Lot 3; Pt 4, Hulse & Ferger, Map Parcel
118G -F-025, Lupton Dr, $73,000.
Wells Fargo Bank Na Tr to Sivitz, David
R, Lot 6, Blk A, Woodlong Heights, Map
Parcel 169J -C-006, $63,900.
Lemmon, Robert L; Lemmon,
Kimberly A to Ppl Associates LLC, City
of Chattanooga, Lot 14, Blk 10, Highland
Park, Map Parcel 146J -K-023, $55,000.
Danford, Joyce Elaine Hall; Hall,
Richard C; Hall, Richard Claiborne;
Hall, Steven Nunn; Kroll, Susan
Annette Hall; Hall, Steven N to Danford,
Benjamin Hall, Lot 3, R C Hall, Map
Parcel 160 - -01902, $50,000.
Equicredit Corp Of America to Taylor,
Mildred A, 1608 Monterey Dr, City of
Chattanooga, Lot 102; Pt 101,
Ridgewood Acres, Map Parcel 137P -F-
01300, $40,000.
A L James Construction &
Development LLC to Brent Mercer
Construction LLC, 8477 Gracie Mae Ln,
Ooltewah, Lot 93, Georgetown Landing,
Map Parcel 104B -A-039, $36,500.
True North Develoment Inc to Rench
Construction, 2847 Fern Leaf Ln, City of
Chattanooga, Lot 77, Arbors, Map Parcel
139H -A-00103, $32,000.
True North Development Inc to Rench
Construction, 2853 Fern Leaf Ln, City of
Chattanooga, Lot 78, Arbors, Map Parcel
139H -A-00103, $32,000.
Fatherson Partnership Two to Steve
Birger Construction Co LLC, Lot 1114,
Hamilton On Hunter, Map Parcel 113G -
D-013, $32,000.
Fatherson Partnership Two to Steve
Birger Construction Co LLC, Lot 1115,
Hamilton On Hunter, Map Parcel 113G -
D-014, $32,000.
U S Bank National Assn Tr to Parker,
Marguerite, 2610 Stuart St, City of
Chattanooga, Pt Lot 38; Pt 39, J J
Mankers, Map Parcel 137A -F-004,
$30,000.
Gentry, James E to Simmons, Douglas
Dewight, 1909 E 13Th St, City of
Chattanooga, Lot 5, Blk 27, Berrys, Map
Parcel 146O -S-002, $22,500.
Lopez, Christine to Pizzuto,
Francesco, City of Chattanooga, Lot 72,
Ward Bates & Bradford, Map Parcel 167P
-C-006, $12,000.
Crosswinds Properties LLC to Early,
Mike, 4313 Dodds Ave, City of
Chattanooga, Lot 59, Blk 4, Coulters
Addition, Map Parcel 168J -K-005,
$11,667.
Crosswinds Properties LLC to Early,
Mike, 4504 14Th Ave, City of
Chattanooga, Pt Lot 104, Cedar Hill, Map
Parcel 168J -P-015, $11,667.
Crosswinds Properties LLC to Early,
Mike, 3113 E 45Th St, City of
Chattanooga, Lot 222, Cedar Hill, Map
Parcel 168J -R-024, $11,667.
Mortgage Electronic Registration
Systems Inc to Early, Mike, 2406 Dodds
Ave, City of Chattanooga, Lot 4, Blk 6,
Curtis Addition, Map Parcel 156K -B-024,
$5,000.
Mortgage Electronic Registration
Systems Inc to U S Bank National
Associationtr, 2610 Stuart St, City of
Chattanooga, Pt Lot 38; Pt 39, J J
Mankers, Map Parcel 137A -F-004,
$1,000.
Parker, Anthony D to Parker, Anthony
D; Ridge-Parker, Kirsten, Lot 109,
Shadow Ridge, Map Parcel 160I -L-008,
$0.
Kang, Youn Kum to Kang, Sung Bin,
City of Chattanooga, Lot 50, Majestic Hill,
Map Parcel 158N -B-01702, $0.
Continued on page 14

14 Friday, March 2, 2007 HAMILTON COUNTY HERALD
Deeds Continued from page 13
FILED 02/16/07
Chickamauga Equities Inc to Jaggers
Bay LLC, Map Parcel 075 - -140, 0.31 A;
Hixson Pike 22.77 A; Hixson Pike 23.11 A,
$5,500,000.
Stokes, Carolyn; Stokes, Hoyt C;
Stokes, Hoyt to Puja Corp Inc, Map
Parcel 045 - -02600, Hwy 60, $800,000.
All Points Development LLC to Conte,
Cosmo C, Lot 7; 8, Georgetown Village,
Map Parcel 053 - -00906, $635,000.
David Ellis Construction; Ellis, David to
Bracy, Benjamin H III; Bracy, Teresa S,
City of Chattanooga, Lot 207, Cummings
Cove Golf Club, Map Parcel 153L -A-011,
$499,000.
Hill Pointe Townhomes LLC to
Anderson, Geraldine; Anderson,
Richard, Lot 36, Hill Pointe, Map Parcel
126E -A-038, $434,564.
Hilbourn, Joseph; Hilbourn, Elizabeth
to Dale, Cynthia I; Dale, James W, Lot
192, Unit 3, Lake Haven, Map Parcel 172I
-E-011, $408,000.
Thompson, Wesley Garland;
Thompson, Wesley to Jaggers Bay
LLC, Map Parcel 075K -A-053, Dividing
Rdg Cemetery Rd 19.62 A, $300,000.
D & M Properties Llp to Brock, Donna
L; Brock, Gregory D, 8279 Georgetown
Bay Dr, Lot 34; 35, Georgetown Bay, Map
Parcel 104 - -022, $290,000.
Wojcik, James Joshua; Wojcik, Lara
Allison; Wojcik, Mary Lou; Sherman,
Mark to Dixon, Mary C; Dixon, Lance D,
710 Rocky Shadows, City of
Chattanooga, Lot 295, Mountain
Shadows Estates, Map Parcel 160I -E-
048, $230,000.
Williamson, Kimberly; Williamson,
Robert D to Scott, Pamela K; Scott,
Fabian R, Lot 63, Georgetown Trace,
Map Parcel 159N -C-00507, $219,500.
Timberview Proerties Inc to Shaffer,
Sanya; Shaffer, Christopher, 6118
Wardwell Dr, Ooltewah, Lot 1079,
Hamilton On Hunter, Map Parcel 113G -
B-014, $178,500.
Hampson, Anita H; Hampson, Arthur
G to Hawks, Janice Hudgens; Hawks,
Thomas Wayne, 12196 Tobacco Rd,
NAME GAME
You were talking about your
boyfriend, “Steve,” with one of his
best friends, “Chris.” You said,
“Chris — I mean Steve is the only
man I want to be with.” You’re
mortified. What does Amy say?
A. Tell Steve what happened.
B. Ask Chris not to tattle on
you.
C. Forget about it.
TOO MUCH BLAME IN
NAME GAME: FORGET
ABOUT IT
DEAR AMY: I have been
dating “Steve” for more than six
weeks, and things are going great.
I love him very much. He has told
me that he loves me too.
I met him two years ago
when he was going through his
divorce with his first wife.
Last night, Steve introduced
me to his friends. Over the course
of the evening, we had a lot of
beers and had a blast. One of his
best friends, “Chris,” told me that
I was the best thing that ever happened
to Steve.
Then I committed a terrible
faux pas. I said, “Yes, I feel the
same way. Chris — I mean
STEVE — is the only man I want
to be with!”
Chris laughed it off, but I was
mortified. I stopped drinking for
the rest of the night, but I feel so
horrible. I feel as though I
betrayed Steve, and I wonder if I
should tell him about this.
Steve has been through a
rough divorce. His ex-wife cheated
on him.
I’m afraid that Chris will tell
Steve about this. I don’t want to
hurt him. Steve is so wonderful
and kind. I love him so much, and
City of Soddy Daisy, Lot 51, Plantation,
Map Parcel 041A -B-001, $175,000.
A L James Construction &
Development LLC to A & M
Construction Inc, Kaitlin Ln, Ooltewah,
Lot 150; 151; 152; 153; 154, Georgetown
Landing, Map Parcel 104G -A-088,
$175,000.
Cowan, Frank B to Sanders, Guy R,
3906 Webb Oaks Ct, City of
Chattanooga, Lot 2, Webb Oaks, Map
Parcel 129B -B-00101, $162,000.
Abt Construction Co Inc to Samaha,
Therese E; Samaha, Elias T, City of
Chattanooga, Lot 18, Townhomes At
Stone Trace, Map Parcel 139J -B-026,
$147,000.
Isaacs, Judith to Gentry, Matthew, 907
Federal St, City of Chattanooga, Lot 4, Blk
18, Chatt Land Coal Iron & Railway, Map
Parcel 127P -C-013, $145,500.
Bevil, Gene R to Quarles, Janice E, 579
Callaway Ct, City of Chattanooga, Pt Lot
1, Gardens At Heritage Green, Map
Parcel 170D -B-0080 C001, $144,900.
Arthur, William V to Frost, Andrea M;
Frost, Dean A, Lot 11, James Kay Glenn
Addtojefferson, Map Parcel 145M -P-026,
$141,387.
Gb & P Homes LLC to Jennings, Beau
H, City of Chattanooga, Lot 5, James Kay
Glenn Addtojefferson, Map Parcel 145M -
P-018, $139,900.
Rutledge, Olivia Rose to Bass,
Anneka; Bass, Jamon, 4157 Forest
Acres Ln, City of Chattanooga, Lot 4,
Forest Acres, Map Parcel 128B -B-01404,
$129,050.
Holcomb, James Lamar to Gardner,
David; Gardner, Karla; Ramsey, Geoff;
Franzen, John, 7614 Standifer Gap Rd,
City of Chattanooga, Map Parcel 139N -
A-003, Standifer Gap Rd, $125,000.
Holmes, Rita Diane to Miller, Amybeth
L; Miller, Dennis A, City of Chattanooga,
Lot 14, Unit 1, Botsford, Map Parcel 148D
-D-003, $122,000.
Fraley Tr, Lehman; Frye Tr, Kathy;
Rowe Tr, Cynthia; Rtt Investment Trust
to Tackett, Sara; Tackett, Arnold, 5320
Oakdale Ave, East Ridge, Lot 16, S M
Ask Amy
Advice for the Real World
By Amy Dickinson
Tribune Media Services
I can’t believe that I made this terrible
mistake.
Should I fess up to Steve and
risk losing him, or should I just let
this pass and hope that Chris
doesn’t think anything or say anything
about this? — Sleepless in
Regret
DEAR SLEEPLESS: Clearly,
this has been a very dramatic
event for you.
So let me put things into perspective.
A terrible faux pas worthy of
explanations, confessions and
sleepless nights is waking up next
to Steve and calling him Chris.
What happened to you is
akin to the time I raised my hand
to answer a question in 10th-grade
history and eagerly addressed my
teacher, Mr. Lange as “Grandma.”
Forget it. Very likely, everybody
else who was present at the
time already has.
DEAR AMY: Although my
friend of 60 years and I live 200
miles apart, we talk several times a
week on the phone.
One day, I phoned her, and
her call waiting “beeped.” She
took the other call, and after 10
minutes of waiting on the phone
and her not coming back to our
call, I hung up. More time elapsed,
and she phoned back saying that
it was a call that she had to take.
I asked why she didn’t come
back to me and tell me that it was
an important call. She told me
that she was speaking to a professional
and that she would never
do that to a professional person.
Then she asked if I would put a
physician or professional person
on hold, and I said that I would. I
told her that I quickly tell the per-
Continued on page 20
Snyders, Map Parcel 169G -J-008,
$109,000.
Chattanooga Neighborhood
Enterprise Inc to Jones, Judy, City of
Chattanooga, Lot 95, Fort Negley
Addition, Map Parcel 145LD-E-018,
$105,000.
Mace, Justin Lee to Hitt, Michael R, City
of Chattanooga, Lot 40; 41; Pt 42, C
Engerts South Idlewild, Map Parcel 156E
-E-015, $104,000.
Clark, Willetta F to Jones, William E,
5013 Jarrett Rd, City of Chattanooga, Lot
22, Washington Hills, Map Parcel 129C -
B-024, $102,500.
Dunn, Marty D; Dunn, Michelle R;
Rogers, Janice M to Strader, Carl I;
Strader, Patricia R, Lot 9, C E Williams
Estate, Map Parcel 170J -A-028,
$92,300.
Horner, Aimee N; McGarrity, Benjamin
C; McGarrity, Aimee N to Wood,
Phyllis; Sutherland, Elizabeth A, 650
Osage Dr, City of Soddy Daisy, Map
Parcel 041 - -079, Pankey Rd, $89,000.
Secretary Of Housing & Urban
Development to Miller, William R III;
Miller, Robin L, 324 Branch Dr, Hixson,
Lot 9, Long Branch, Map Parcel 091G -A-
Adoption
PREGNANT? CONSIDERING
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ABUNDANT LOVE: ADOPTION AT-
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baby loads of attention, gentle nurturing,
and endless possibilities. We’re grateful
for your loving heart. Call Kathy & Don
(888)222-0403
Auctions
DECATUR, ALABAMA: RESTAURANT
AUCTION March 8 • 11AM Princeton’s
Beltline Road 6266 S/F Building, Land, &
Equipment Together. AmeriSouth Auctions
Chuck Crump AAL#1539 (256)353-7525
www.amerisouthauctions.com
AUCTION- MARCH 10th 11:00AM- Prime
Development Property in Pigeon Forge,
TN, 60+/- acres, only 1.5 miles from Hwy
441 (main parkway). Views, water and
sewer availability- Call for more info. 1-800-
442-7906, brochures or visit our website.
www.rogersrealty.com, TN Lic# 2230.
Building Structures
POLE BARN 30x40x10’- $6,495.00.
40x80x12’ - $13,995.00 Painted Metal,
Free Delivery, Call 937-718-1471
www.Nationwidepolebarns.com
Business Opportunities
ALL CASH CANDY ROUTE Do you earn
$800 in a day? Your own local candy route.
Includes 30 Machines and Candy All for
$9,995. 1-888-745-3351
Cars For Sale
*POLICE IMPOUNDS!* 1994 PONTIAC
Sunbird $400. 1995 Nissan Altima $800.
1998 Dodge Neon $1000. More Cars
Available! For Listings 800-546-3091
x N263
Employment
ROOFING FOREMEN/ APPRENTICES:
TRAVEL required, all expenses
paid. Salary/Benefits. Send Resume:
SingleSource Roofing Corporation, 24
Summit Park Drive, Pittsburgh, PA 15275;
Email: careers@singlesourceroofi ng.com
MYSTERY SHOPPERS NEEDED POSE
as customers for store evaluations. Local
stores, restaurants & theaters. Training
provided. Flexible hours. Email Required.
Call Now! 1-800-585-9024 ext 6580
Equipment For Sale
SAWMILLS FROM ONLY $2,990.00 --
Convert your Logs To Valuable Lumber
with your own Norwood portable band
sawmill. Log skidders also available.
www.norwoodindustries.com -Free
information: 1-800-578-1363- Ext: 300-N.
Help Wanted
“CAN YOU DIG IT?” Heavy Equipment
School. 3 wk training program. Backhoes,
Bulldozers, Trackhoes. Local job
placement. Start digging dirt Now. Call
866-362-6497 or 888-707-6886
PART- TIME, HOME- BASED Internet
business. Earn $500-$1000/month or
more. Flexible hours. Training provided.
No investment required. Free details.
www.K348.com
HELP WANTED- ALARM SYSTEMS
Contractor Must Hold Current License
Contact Michelle 801-437-1020 ext. 218
Help Wanted - Drivers
ATTN DRIVERS. OTR SOLO & Team
Drivers. 1 year w/Class A CDL. Raise every
6 months. Home every week. 1-800-684-
9140 ext.2 www.biggexpress.com
ALL AMERICAN DRIVING ACADEMY,
Inc. Class A CDL Training. Housing and
Financing Available. 15 day Course. New
Class Starts Every Monday. 1-877-856-
CDLS(2357) -TN or 1-866-856-1263 -AL
00426, $87,595.
True North Development Inc to Dwh
Development LLC, City of Chattanooga,
Lot 45; 81, Arbors, Map Parcel 139H -D-
024, $64,000.
Rheal, Patricia A to Smith, Tara
Trewhitt; Smith, Daniel L, Blk Bldg 6,
Unit 3, Quail Hollow, Map Parcel 108K -C-
017 C023, $60,000.
Estes, Carol N; Estes, Howard N Jr to
Newport, Nicole, 5718 Laurel Ridge Rd,
City of Chattanooga, Lot 17, River Run
Golf & Country Club, Map Parcel 102P -
D-021, $58,000.
D & M Properties Llp to McJunkin,
Katherine R; McJunkin, Larry B, 9065
Sunridge Dr, Lot 41, Sunset Ridge, Map
Parcel 104C -A-041, $57,000.
Irwin, Patricia; Irwin, John D to Hoge,
Buffy E; Shoffner, Paula B, Sam Smith
Rd, Birchwood, Lot 4; 5; 6, Sam Smith
Acres, Map Parcel 036 - -026, $53,000.
Desha, Wallace E; Desha, Wallace
Edward to Jordan, Michael A, Lot 7, Blk
A, Maypo Addition, Map Parcel 168J -B-
017, $52,000.
Browder, Bertha D; Mills, Mona; Mills,
Mona I; Stamm, Sharon Poore;
Stamm, Stephanie; Chamberlain,
DRIVERS! ACT NOW! 21 CDL-A
Drivers Needed * 36-43cpm/$1.20pm * $0
Lease New Trucks CDL-A + 3 mos OTR
800-635-8669
TOP DRIVER MADE $72,096 in
2006 running our Tennessee region.
401k! Home most weekends! Blue
Cross/Blue Shield! 1 Year OTR required.
Heartland Express 1-800-441-4953
www.heartlandexpress.com
DRIVER OPERATORS FLATBED, WE
Need You! Freight is moving, Revenue is
great, Paying up to 74% plus 100% FS,
choose loads and hometime.. 800-441-
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DRIVER FLATBED STARTING UP To
46cpm Guaranteed Hometime, Three
Weeks Vacation, Company or Lease
Purchase available, BC/BS, 6 Months
Experience Required 800-441-4271
ext.-TN-100
DRIVER- $5K SIGN-ON BONUS for
Experienced Teams: Dry Van & Temp
Control. Solo jobs also available: Regional
& OTR. O/Os & CDL-A Grads welcome.
Call Covenant (866) 684-2519. EOE.
DRIVER: DON’T JUST START
Your Career, Start It Right! Company
Sponsored CDL training in 3 weeks. Must
be 21. Have CDL? Tuition reimbursement!
CRST. 866-917-2778.
DRIVERS/ DRIVING SCHOOL
GRADUATES wanted. Tuition
reimbursement. No waiting for trainers.
Passenger policy. No NYC. Guaranteed
hometime. Dedicated and regional
available. USA Truck 866-483-3413
DRIVERS TENNESSEE REGIONAL
DRIVERS Earn $60,000+ Home Weekly
and Weekends! Class A CDL + 1 Year OTR
Experience Required. 800-400-1271
DRIVER: REGIONAL FLATBED DRIVERS
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Plus 6% bonus. Home every weekend
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including 401K! 6 mo. t/t & Class A CDL
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DRIVERS ARE YOU GETTING a pay
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bonus. Students and O/O’s Welcome.
Class A required. Call today! 877-774-5313
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OWNER OPERATORS & DRIVERS
Needed for Regional & Dedicated Runs.
New Lease Purchase Program. If You
Can Drive, You Can Buy! No Credit?
No Problem! Call 800-895-0017.
OTR DRIVERS $1000 SIGN On Bonus
Start 2007 Off Right with Miles, Money &
Home Time Call 800-745-9670.
DRIVER CDL A- BEST Flatbed Pay! FB
Co. Drivers, O/O, Lease Purchase, Home
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exp. WTI Transport 877-813-8402
DRIVER- WE HAVE *GOOD Runs *Good
Home Time* *Extra Pay. It Doesn’t Hurt to
Talk. Call Mike or Kathy, 888-637-4552.
CDL Class-A/2 years minimum required.
Help Wanted - Professional
ARE YOU EXPERIENCED, MOTIVATED
& have a proven track record? Join our
team as Human Resource Manager. Will
place employment ads, screen & interview
applicants, hire and place personnel
for various hotel positions and multiple
locations. Excellent opportunity for team
oriented manager with good people skills.
Workman’s Comp experience a plus.
Salary based on experience along with
other benefits. Grand Resort Hotel Group,
3124 Tammy King Rd, Pigeon Forge, TN
37863. E-mail resume & salary history
to sharon.broyles@kmsfia.com or fax to
865-428-1500. Tele 865-453-4988.
Homes for Rent
HUD HOMES! 3BD 3BA $91/ mo.
Buy 4bd 2ba $126/mo. More homes
available! 5% dn, 20 yrs @ 8%. Call for
Listings 800-546-3120 x S139
Betty to Reed, Linda, 338 Depot St, City
of Soddy Daisy, Lot 14, Durham Land Co,
Map Parcel 048D -D-053, $50,000.
Farley, Terry Lynette Picklesimer;
Picklesimer, Hoyle Lee Jr to Choate,
Cynthia Elizabeth, 7431 Short Tail
Springs Rd, Harrison, Map Parcel 103O -
A-018, Pamela Dr, $48,000.
A L James Construction &
Development LLC to Doss
Construction; Doss, Mike, 8531 Lexie
Ln, Ooltewah, Lot 13, Georgetown
Landing, Map Parcel 104G -A-013,
$36,500.
A L James Construction &
Development LLC to Miller Home
Builders; Miller, Erik N, 8411 Sophie Ln,
Ooltewah, Lot 177, Georgetown Landing,
Map Parcel 104G -A-115, $36,500.
Regions Bank to Goddard, Kathy E, Lot
29, Gables, Map Parcel 150P -E-029,
$12,500.
Miller, Edwina S to Edwina Meister
Trust; West Tr, Edwina S, Blk Bldg 2,
Collier Place At Mulberry Park, Map
Parcel 150 - -24401, Un 9685 Aka Un 6,
$0. ❖
Homes for Sale
3BD HUD $14,091. 4BD 2ba only $15,900.
More Homes Available! Grants for Qualifi ed
Buyers! For listings call 800-546-3120
x S156
Hotel / Motel
IMMEDIATE OPENINGS HIRING- 10
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Fax 865-428-1500, 865-453-1000
Imports for Sale
POLICE IMPOUNDS/ BANK REPOS
1994 Toyota Camry $82/mo. 1997 Honda
Civic $80/mo. $0 down, 36 mos @
10.5%. More Cars Available! For Listings
800-546-3091 x N011
Land For Sale
BASEMENT LOT 1/2 ACRE. 3645
Rockey Top Court, Clarksville, TN 37040.
Spring Creek. No HOA. $30,000. Susan
480-963-2892
Lots & Acreage
TENNESSEE LAND BARGAIN PRE-
Construction Sale 20 AC- $49,900 1st Time
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Miscellaneous
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*Computers, *Criminal Justice. Job
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Financial Aid if qualified. Call 866-858-
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- Job placement assistance. Call Aviation
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Steel Buildings
ALL STEEL! RIGID FRAME or pole
building. Excellent value and service. Free
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Tanning Beds For Sale
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month! Free Color Catalog Call Today!
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Trucks for Sale
**POLICE IMPOUNDS!** 1995 CHEVY
S10 $49/mo. 1996 Jeep Cherokee
$65/mo. $0 down, 36 mos. @ 10.5%.
More Cars Available. For Local Listings
800-546-3091 x N215
Vacation Rentals
HOLDEN BEACH, NC. FREE brochure
Alan Holden Vacations, 800-720-2200,
www.holden-beach.com and online
booking. Sales too! Re/Max at the Beach,
www.AtthebeachNC.com; Holden Beach:
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Sell (7355), Oak Island: 866-350-SOLD
(7653), Calabash: 800-765-3203.
FOR “REFERENCE FILE”, VACATION
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- Tybee Island GA Ocean front condo
by fishing pier, 2bdr, 2ba, fully furnished.
912-897-6037
CLASSIFIED ADVERTISING WORKS!
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newspapers for $245 or 27 East TN
newspapers for $105. Call this newspaper’s
classified advertising dept. or go to
www.tnpress.com.

HAMILTON COUNTY HERALD Friday, March 2, 2007 15
Hamilton County
PUBLIC NOTICES
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
December 15, 2003, and the Deed of Trust of
even date securing the same, recorded
December 17, 2003, at Book GI 6964, Page
709 in Office of the Register of Deeds for
Hamilton County, Tennessee, executed by
Anthony D. Holloway a/k/a Anthony
Holloway, conveying certain property therein
described to Milligan Reynolds Guaranty Title
Agency, Inc. as Trustee for Compass
Mortgage, Inc.; and the undersigned, Aaron L.
Squyres of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
26, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
IN THE CITY OF CHATTANOOGA,
HAMILTON COUNTY, TENNESSEE: Lot
Two Hundred Twenty-five (225), Valleybrook
Park Subdivision as shown by Corrective Plat
recorded in Plat Book 37, page 387, in the
Register’s Office of Hamilton County,
Tennessee. REFERENCE is made for prior
title to Deed of record in Book 4326, page
562, in the Register’s Office of Hamilton
County, Tennessee. Description same as prior
Deed. Commonly known as: 1311 Leaside
Lane, Hixson, TN 37343. SUBJECT TO all
easements and stipulations shown on said plat.
SUBJECT TO Restrictive Covenants,
Conditions and other matters set out in Book
3020, page 922, in the Register’s Office of
Hamilton County, Tennessee, but omitting any
covenant or restriction based on race, color,
religion, sex, handicap, familial status or
national origin unless and only to the extent
that said covenant (a) is exempt under
Chapter 42, Section 3607 of the United States
Code or (b) relates to handicap but not
discriminate against handicapped persons.
Parcel number: 101A-A-018.04
ALSO KNOWN AS: 1311 Leaside Lane,
Hixson, Tennessee 37343
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Anthony D. Holloway
a/k/a Anthony Holloway; Subject to the
interest of Patricia A. McGettrick, single, and
those claiming by, through
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 700-114364
DATED February 26, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
FHA No. 481-2365905-703
HCH3T-3/2,3/9,3/16/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
August 17, 2004, and the Deed of Trust of
even date securing the same, recorded August
23, 2004, at Book GI 7247, Page 866 in
Office of the Register of Deeds for Hamilton
County, Tennessee, executed by Shaquana R.
Luster and Clifford J. Luster, III, conveying
certain property therein described to
Transcontinental Title as Trustee for New
Century Mortgage Corporation; and the
undersigned, Aaron L. Squyres of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
26, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
LOT EIGHTY-NINE (89), LAKESHORE
MANOR, UNIT TWO (2), AS SHOWN BY
PLAT OF RECORD IN PLAT BOOK 34,
PAGE 1, IN THE REGISTER’S OFFICE OF
HAMILTON COUNTY, TENNESSEE.
BEING THE SAME PROPERTY
CONVEYED TO KIMBERLY CHRISTINA
CHAMBERS, BY DEED FROM J. TEMPLE
SWANSON AND WIFE, TERESA
SWANSON, DATED MARCH 29, 1990 AND
RECORDED APRIL 3, 1990 IN BOOK 3715,
PAGE 588, IN THE REGISTER’S OFFICE
FOR HAMILTON COUNTY, TENNESSEE.
ALSO KNOWN AS: 6236 Celtic Drive,
Chattanooga, Tennessee 37416
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Shaquana R. Luster;
Kimberly Christina Chambers; Clifford J.
Luster, III; TransContinental Title Company
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 799-89541
DATED February 23, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
Aaron L. Squyres
HCH3T-3/2,3/9,3/16/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated June
20, 2003, and the Deed of Trust of even date
securing the same, recorded June 25, 2003, at
Book GI 6728, Page 276 in Office of the
Register of Deeds for Hamilton County,
Tennessee, executed by Alberta Hawkins,
conveying certain property therein described
to National Title Insurance Agency as Trustee
for Mortgage Electronic Registration Systems,
Inc. acting solely as a nominee for Allied
Home Mortgage Capital Corporation and
Allied Home Mortgage Capital Corporation’s
successors and assigns; and the undersigned,
Aaron L. Squyres of Wilson & Associates,
P.L.L.C., having been appointed Successor
Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
26, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
Lot Four (4), Langston Heights, as shown by
Plat recorded in Plat Book 21, Page 98, in the
Register’s Office of Hamilton County,
Tennessee. Excepting therefrom a ten (10)
foot strip around car turnaround circle
reserved for street widening purposes as
shown by dotted lines on recorded plat. Being
the same property conveyed to Red Oak Real
Estate. LLC, a Tennessee Limited Liability
Company by deed recorded in book 5883,
Page 606, in the Register’s Office of
Hamilton County, Tennessee. This
conveyance is made subject to the following:
Any Governmental zoning and Subdivision
ordinances or regulations in effect thereon.
ALSO KNOWN AS: 1209 Jarvis Avenue,
Chattanooga, Tennessee 37411-1433
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Alberta Hawkins; City
of Chattanooga c/o Chattanooga
Neighborhood Enterprise, Inc.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 817-95338
DATED February 27, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: FHA No. 4812396576
HCH3T-3/2,3/9,3/16/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
December 13, 2002, and the Deed of Trust of
even date securing the same, recorded
December 26, 2002, at Book 6490, Page 223
in Office of the Register of Deeds for
Hamilton County, Tennessee, executed by
William Russell, conveying certain property
therein described to Transcontinental Title Co.
as Trustee for New Century Mortgage
Corporation; and the undersigned, Aaron L.
Squyres of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
26, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
Being the same property conveyed to William
Hobert Russell, by assumption deed from
Cornella Strikcland, Evelyn Wooten and
Rosemary Wooten, dated June 15,2000 in
Book 5630, Page 669, in the Register’s Office
for Hamilton County, Tennessee. Beginning
at the point in the southeast line of East
Avenue at the extreme north corner of the
property of William Avery and wife, Jean
Avery, and described in Book 2456, Page 578,
in the Register’s Office of Hamilton County,
Tennessee and being a distance of 175 feet,
more of less, northeast along the southeast
line of East Avenue from its intersection with
the northern line of McDowell Street; thence
northeast along the southeast line of Easts
Avenue 242 feet, more or less, to the extreme
west corner of the property of Pelham Turner,
Trustee, as described in Deed Book 2227,
Page 645, in said Register’s Office, and being
tax parcel 147J-G-13; thence southeast along
the southwest line of Pelham Turner, Trustee
Property, 175 feet, more or less, to the
northwest line of Croft and Defriese
Subdivision, as shown by plat recorded in Plat
Book 15, Page 113, in the Register’s Office of
Hamilton County, Tennessee, thence
southwestwardly along the southwest line of
said Croft and Defriese Subdivision 242 feet,
more or less, to the extreme east corner of the
property of William Avery and wife Jean
Avery, hereinabove referred to, being tax
parcel 147J-G-11; thence northwestwardly
along the northeast line of said Avery property
a distance of 175 feet, more or less, to the
point of beginning. Less and except the
southwestern 78.5 feet of the property
conveyed to William Avery by deed recorded
in Deed Book 3338, Page 816, said Register’s
Office. Parcel Number: 147J G 012.00
ALSO KNOWN AS: 920 East Avenue,
Chattanooga, Tennessee 37411
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: William Russell;
Cornelia Strickland; Evelyn Wooten;
Rosemary Wooten; Choice Capital Funding
Inc
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 784-112841
DATED February 27, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-3/2,3/9,3/16/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on March 16,
2007, at 10:00am, local time, at the west door,
Hamilton County Courthouse, Chattanooga,
Tennessee pursuant to Deed of Trust executed
by Michael Kyle, a single man to Nations
Title Agency, Trustee, on October 9, 2003 at
Book GI 6936, Page 411 and conducted by
Shapiro & Kirsch, LLP, Substitute Trustee, all
of record in the Hamilton County Register’s
Office.
Owner of Debt: WMC Mortgage Corporation
The following real estate located in Hamilton
County, Tennessee, will be sold to the highest
call bidder subject to all unpaid taxes, prior
liens and encumbrances of record:
Described property located in the City of
Chattanooga, County of Hamilton, State of
Tennessee, being more particularly described
as follows:_Located in the Southwest Quarter
of Section Nineteen (19), Township One (1),
South, Range Two (2), West of the Basis Line
Ocoee District, and described as follows:
_BEGINNING on the northwest corner of the
property conveyed by Mary Schmitt and
husband, Charles Schmitt, to John Williams
Schmitt and wife, Robbie Lee Schmitt, by
deed dated March 2, 1940, and recorded in
Book 795, Page 79, in the Register’s Office of
Hamilton County, Tennessee; running thence
North 5 degrees 20 minutes East, 100 feet to
the southwest corner of the lot conveyed by F.
C. Gilliland and wife, Marjorie J. Gilliland, to
W. E. Self and wife, Donnie Self, by deed
dated June 16, 1936, and recorded in Book I,
Volume 29, Page 316, in the Register’s Office
of Hamilton County, Tennessee; thence along
Self’s south line, South 83 degrees 30 minutes
East, 210 feet to Self’s southeast corner;
thence northward along Self’s east line, 177
feet to Self’s northeast corner, being also the
southwest corner of the L. E. McCray
property; thence eastwardly along the
southern line of the McCary property, 549
feet, more or less, to McCary’s southeast
corner; thence South 17 degrees 15 minutes
West 140 feet, more or less, to the northwest
corner of the property conveyed to John
Williams Schmitt and wife, as shown by deed
hereinabove mentioned; thence South 84
degrees 10 minutes West, 617.5 feet, more or
less, to the point of beginning._Street
Address: 724 Graysville Road, Chattanooga,
TN 37421
Owner(s) of Property: Michael Kyle,
Other interested parties: Brown, Jesse L. and
Department of the Neighborhood Services
Office of the City Attorney City of
Chattanooga, TN
The street address of the above described
property is believed to be 724 Graysville
Road, Chattanooga, TN 37421, but such
address is not part of the legal description of
the property sold herein and in the event of
any discrepancy, the legal description herein
shall control.
All right of equity of redemption, statutory
and otherwise, and homestead are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the
sale to another day, time, and place certain
without further publication, upon
announcement at the time and place for the
sale set forth above.
If the highest bidder cannot pay the bid within
twenty-four (24) hours of the sale, the next
highest bidder, at their highest bid, will be
deemed the successful bidder.
This property is being sold with the express
reservation that the sale is subject to
confirmation by the lender or trustee. This
sale may be rescinded at any time.
This office is a debt collector. This is an
attempt to collect a debt and any information
obtained will be used for that purpose.
Shapiro & Kirsch, LLP, Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
6055 Primacy Parkway, Suite 410
Memphis, TN 38119
Phone 901-767-5566
HCH3T-2/23,3/2,3/9/07
06-3475
SUBSTITUTE TRUSTEE’S SALE
Sale at public auction will be on March 16,
2007, at 10:00 AM, local time, at the west
door, Hamilton County Courthouse,
Chattanooga, Tennessee pursuant to Deed of
Trust executed by Bobbie Thurman, aka
Bobbie Shipley Shadwick, married woman,
and Norman W. Thurman, sole and separate to
Equititle, Trustee, on May 9, 2003 at Book GI
6673, Page 362 and conducted by Shapiro &
Kirsch, LLP, Substitute Trustee, all of record
in the Hamilton County Register’s Office.
Owner of Debt: First Horizon Home Loan
Corporation
The following real estate located in Hamilton
County, Tennessee, will be sold to the highest
call bidder subject to all unpaid taxes, prior
liens and encumbrances of record:
Described property located in the Third Civil
District of Hamilton County, Tennessee, to
wit: _TRACT ONE:_Lot Number One (1),
Nancy Shipley Subdivision, as shown by plat
of record in Plat Book 33, Page 211, in the
Register’s Office of Hamilton County,
Tennessee, to which plat reference is hereby
made for a more particular description of said
property._Street Address: 1805 Mayflower
Road, Soddy Daisy,TN 37379
Owner(s) of Property: Bobbie Thurman, who
acquired title as Bobbie Shipley Shadwick
Other interested parties: First Horizon Home
Loan Corporation
The street address of the above described
property is believed to be 1805 Mayflower
Road, Soddy Daisy, TN 37379, but such
address is not part of the legal description of
the property sold herein and in the event of
any discrepancy, the legal description herein
shall control.
All right of equity of redemption, statutory
and otherwise, and homestead are expressly
waived in said Deed of Trust, and the title is
believed to be good, but the undersigned will
sell and convey only as Substitute Trustee.
The right is reserved to adjourn the day of the
sale to another day, time, and place certain
without further publication, upon
announcement at the time and place for the
sale set forth above.
If the highest bidder cannot pay the bid within
twenty-four (24) hours of the sale, the next
highest bidder, at their highest bid, will be
deemed the successful bidder.
This property is being sold with the express
reservation that the sale is subject to
confirmation by the lender or trustee. This
sale may be rescinded at any time.
This office is a debt collector. This is an
attempt to collect a debt and any information
obtained will be used for that purpose.
Shapiro & Kirsch, LLP, Substitute Trustee
www.kirschattorneys.com
Law Office of Shapiro & Kirsch, LLP
6055 Primacy Parkway, Suite 410
Memphis, TN38119
Phone 901-767-5566
HCH3T-2/23,3/2,3/9/07
07-20215
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
January 26, 2005, and the Deed of Trust of
even date securing the same, recorded
February 1, 2005, at Book GI 7415, Page 852
in Office of the Register of Deeds for
Hamilton County, Tennessee, executed by
Gary L. Dinkins and Deborah Dinkins,
conveying certain property therein described
to Ernest B. Williams, IV, 401 Church Street,
Suite 2600, Nashville, TN 37219 as Trustee
for Mortgage Electronic Registration Systems,
Inc., as a separate corporation that is acting
solely as a nominee for CIT Group/ Consumer
Finance, Inc. and CIT Group/ Consumer
Finance, Inc.’s successors and assigns; and the
undersigned, Aaron L. Squyres of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
19, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
In the Second Civil District of Hamilton
County, Tennessee: Lot Number Seven (7) of
Harrison Heights Subdivision, as shown by
plat of record in Plat Book 33, Page 306, in
the Register’s Office of Hamilton County,
Tennessee. Being the same land described in
a Quit Claim Deed to Ronald E. Anderson by
deed dated December 16, 1998 and found of
record in Book 5307, Page 876, in the
Register’s Office of Hamilton County,
Tennessee. Subject to any governmental
zoning and subdivision ordinances or
regulations in effect thereon. Subject to
Restrictive Covenants recorded in Book 2727,
Page 183, in the Register’s Office of Hamilton
County, Tennessee. Subject to Twenty (20)
foot Utility Easement as shown on recorded
plat.
ALSO KNOWN AS: 6617 Harrison Heights
Drive, Harrison, Tennessee 37341
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Gary L. Dinkins;
Deborah Dinkins
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 702-114469
DATED February 21, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/23,3/2,3/9/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
August 20, 2004, and the Deed of Trust of
even date securing the same, recorded October
11, 2004, at Book GI 7302, Page 220 in
Office of the Register of Deeds for Hamilton
County, Tennessee, executed by Georges
Charles, conveying certain property therein
described to Walter H. Neilsen as Trustee for
Mortgage Electronic Registration Systems,
Inc, a separate corporation that is acting solely
as a nominee for Encore Credit Corp., A
California Corporation and Encore Credit
Corp., A California Corporation’s successors
and assigns; and the undersigned, Aaron L.
Squyres of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
19, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
Lot Three (3), Block J, Plan of Second Unit,
Washington Park Subdivision, as shown by
plat of record in Plat Book 14, Page 144, in
the Register’s Office of Hamilton County,
Tennessee. Being the same property conveyed
to Romel Williams by deed from Romel
Williams as Devisee under Wills of Lucinda P.
Jones and Josephine Pickett which was dated
August 24, 1994 and was filed for record in
Book 2407, page 155, Register’s Office of
Hamilton County, Tennessee.
ALSO KNOWN AS: 6306 Walden Avenue,
Chattanooga, Tennessee 37421
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Georges Charles;
Tennessee Walden Trust, a revocable Land
Trust, P.D. Freeman, as trustee
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 784-114400
DATED February 20, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-3/2,3/9,3/16/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
Continued on page 16

16 Friday, March 2, 2007 HAMILTON COUNTY HERALD
Public Notices Continued from page 15
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated May
24, 2005, and the Deed of Trust of even date
securing the same, recorded June 2, 2005, at
Book GI 7550, Page 827 in Office of the
Register of Deeds for Hamilton County,
Tennessee, executed by George Ionashku and
Yelena Ionashku, conveying certain property
therein described to Robert M. Wilson, Jr. as
Trustee for Mortgage Electronic Registration
Systems, Inc., as a separate corporation that is
acting solely as a nominee for America’s
Wholesale Lender and America’s Wholesale
Lender’s successors and assigns; and the
undersigned, Aaron L. Squyres of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
19, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
Lot Nine (9) Block 5, Clemons and Prigmore
Resubdivision of Walnut Park, Plat Book 10,
Page 6, as recorded in the Register’s Office of
Hamilton County, Tennessee. Being the same
property conveyed to George Ionashku and
Yelena Ionashku by Warranty Deed recorded
in Book 7550, page 824, in the Register’s
Office of Hamilton County, Tennessee.
ALSO KNOWN AS: 1110 Sheridan Avenue,
Chattanooga, Tennessee 37406
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: George Ionashku; Yelena
Ionashku
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 726-114151
DATED February 16, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-3/2,3/9,3/16/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated June
23, 2006, and the Deed of Trust of even date
securing the same, recorded August 24, 2006,
at Book GI 8059, Page 28 in Office of the
Register of Deeds for Hamilton County,
Tennessee, executed by Emiterio Garingan,
conveying certain property therein described
to TVA LLC D/B/A Gateway Title Company
LLC as Trustee for Mortgage Electronic
Registration Systems, Inc., as a separate
corporation that is acting solely as a nominee
for Decision One Mortgage Company LLC
and Decision One Mortgage Company, LLC’s
successors and assigns; and the undersigned,
Aaron L. Squyres of Wilson & Associates,
P.L.L.C., having been appointed Successor
Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
19, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
LOCATED IN THE SECOND CIVIL
DISTRICT OF HAMILTON COUNTY,
TENNESSEE: LOT THIRTY-SEVEN (37),
OF HAWKS COVE SUBDIVISION, AS
SHOWN ON PLAT OF RECORD IN PLAT
BOOK 73, PAGE 73, IN THE REGISTER’S
OFFICE OF HAMILTON COUNTY,
TENNESSEE. FOR TITLE SEE DEED IN
DEED BOOK 6808, PAGE 674, IN THE
REGISTER’S OFFICE OF HAMILTON
COUNTY, TENNESSEE. THIS
CONVEYANCE IS MADE SUBJECT TO
THE FOLLOWING: ANY
GOVERNMENTAL ZONING AND
SUBDIVISION ORDINANCES OR
REGULATIONS IN EFFECT THEREON.
ALL APPLICABLE CONDITIONS,
RESTRICTIONS, RESERVATIONS,
EASEMENTS, ETC., AS SHOWN ON
RECORDED PLAT. EASEMENTS AND
OTHER MATTERS ON PLAT RECORDED
IN PLAT BOOK 73, PAGE 73, IN THE
REGISTER’S OFFICE OF HAMILTON
COUNTY, TENNESSEE. TRANSMISSION
LINE EASEMENT TO UNITED STATES OF
AMERICA RECORDED IN BOOK P,
VOLUME 29, PAGE 251 AS ASSIGNED TO
THE ELECTRIC POWER BOARD OF
CHATTANOOGA AT BOOK 1549, PAGE 15,
IN THE REGISTER’S OFFICE OF
HAMILTON COUNTY, TENNESSEE.
NOTICE OF SOLID WASTE DISPOSAL
RECORDED IN BOOK 4950, PAGE 530, IN
THE REGISTER’S OFFICE OF HAMILTON
COUNTY, TENNESSEE. APPLICABLE
CONDITIONS AND EASEMENTS IN
SUBDIVISION REGULATIONS
RECORDED IN BOOK 2116, PAGE 186, IN
THE REGISTER’S OFFICE OF HAMILTON
COUNTY, TENNESSEE.
ALSO KNOWN AS: 2238 Red Tail Lane,
Chattanooga, Tennessee 37421
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Emiterio Garingan
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 726-114165
DATED February 16, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-3/2,3/9,3/16/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
September 23, 2002, and the Deed of Trust of
even date securing the same, recorded
September 26, 2002, at Book GI 6381, Page
185 in Office of the Register of Deeds for
Hamilton County, Tennessee, executed by
George Miller and Gloria Miller, conveying
certain property therein described to David R.
Wilson as Trustee for Chase Manhattan
Mortgage Corp.; and the undersigned, Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
19, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
The South one-half (1/2) of the following
property; Being a part of the northeast
Quarter, Section Thirty (30), Township Four
(4), Range Two (2), and being more
particularly described as: BEGINNING at a
point one hundred twenty six (126) feet North
of the intersection of Woodland Drive and
Middle Valley Road; thence Eastwardly at
right angles of said road two hundred ten
(210) feet to a stake; thence northwardly
parallel with Middle Valley Road, two
hundred ten (210) feet; thence Westwardly at
right angles two hundred ten (210) feet to the
East line of Middle Valley Road; thence
Southwardly with the Middle Valley Road two
hundred ten (210) feet to the point of
beginning as shown in Tax Map 3194, Section
Four (4). SUBJECT TO any governmental
zoning and subdivision ordinances or
regulations in effect thereon. The Grantor’s
source of interest is a deed recorded in deed
Book 4764, Page 868 in the Hamilton County
Register’s Office. The legal description of the
herein described property is the same as in the
deed of prior title. This property is also
known as 4436 Woodland Drive, Ooltewah,
Tennessee. Map is 140 and parcel is 135.01.
ALSO KNOWN AS: 4436 Woodland Drive,
Ooltewah, Tennessee 37363
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: George Miller; Gloria
Miller; Ford Motor Credit Company
The sale held pursuant to this
Notice may be rescinded at the Successor
Trustee’s option at any time. The right is
reserved to adjourn the day of the sale to
another day, time, and place certain without
further publication, upon announcement at the
time and place for the sale set forth above.
W&A No. 913-103572
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-3/2,3/9,3/16/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
October 8, 2004, and the Deed of Trust of
even date securing the same, recorded October
15, 2004, at Book GI 7307, Page 186 in
Office of the Register of Deeds for Hamilton
County, Tennessee, executed by Thomas J.
Jordan a/k/a Thomas J. Jordan, Jr., conveying
certain property therein described to Charles
E. Tonkin, II as Trustee for Mortgage
Electronic Registration Systems, Inc., as
nominee for Mortgage Investors Group and
Mortgage Investors Group successors and
assigns; and the undersigned, Aaron L.
Squyres of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
19, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
In the City of Chattanooga, Hamilton County,
Tennessee: Lot One Hundred Thirty-eight
(138), Park City, D. P. Montague’s
Subdivision of part of th J. W. Dobbs Estate,
as shown by of record in Plat Book 6, page
14, in the Register’s Office of Hamilton
County, Tennessee, Reference is made for
prior title to Deed of record in Book 3935,
page 7, in the Register’s Office of Hamilton
County, Tennessee. commonly known as:
2604 Cannon Avenue, Chattanooga, Tn. 37404
Parcel number: 023
ALSO KNOWN AS: 2604 Cannon Avenue,
Chattanooga, Tennessee 37404
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Thomas J. Jordan a/k/a
Thomas J. Jordan, Jr.
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 700-113868
DATED February 16, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-3/2,3/9,3/16/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated April
26, 2000, and the Deed of Trust of even date
securing the same, recorded May 3, 2000, at
Book GI 5589, Page 236 in Office of the
Register of Deeds for Hamilton County,
Tennessee, executed by Ronald Edward Jones
and Audrilla Clay Jones, conveying certain
property therein described to Peter C. Ensign
as Trustee for Accredited Home Lenders Inc.,
a California Corporation; and the undersigned,
Aaron L. Squyres of Wilson & Associates,
P.L.L.C., having been appointed Successor
Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
19, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
Being a part of the property conveyed to
Coleman L. Percy Craig and husband, by
instrument recorded in Book 1315, Page 303,
in the Register’s Office of Hamilton County,
Tennessee, and being more particularly
described as follows: BEGINNING at a point
in the Northern line of Sandswitch Road, said
point also being the Southeastern most corner
of Lot Two (2) of Morris McKinney
Subdivision as shown by plat of record in Plat
Book 33, Page 128, in the said Register’s
Office; thence North Fifty (50) degrees No
(00) minutes West, Seven Hundred Eighty and
80/100 (780.80) feet to an iron rod, said point
being in the Southern line of Lot two (2),
subdivision of John Calvert Tract, as shown
by plat of record in Plat Book 31, Page 85, in
the said Register’s Office; thence South
Eighty-eight (88) degrees Forty-six (46)
minutes Forty-Five (45) seconds West, along
the Southern line of said Lot Two (2), John
Calvert Tract, Two Hundred Twenty-Four and
7/100 (224.07) feet to a point; thence South
Fifty (50) degrees No (00) minutes East Nine
Hundred Twenty-three and 87/100 (923.87)
feet to a point in the Northern line of
Sandswitch Road, thence Northeastwardly
along the Northern line of Sandswitch Road,
One Hundred Forty-seven and 84/100
(147.84) feet to the point of beginning. The
legal description of the herein described
property is the same as in the deed of prior
title. The above legal description has been
revised pursuant to an Attorney’s Affidavit
which has been or will be filed in the
appropriate county real estate records
ALSO KNOWN AS: 6621 Sandswitch Road,
Hixson, Tennessee 37343
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Ronald Edward Jones;
Audrilla Clay Jones
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 780-
203020/780-60368
DATED February 16, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-3/2,3/9,3/16/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
SUCCESSOR TRUSTEE’S NOTICE OF
SALE
SUNTRUST BANK, a Georgia bank,
successor in interest by National Bank of
Commerce, (“Noteholder”), is the true and
lawful owner and holder of a certain
promissory note (the “Note”) in the original
principal amount of $77,000.00 dated August
4, 2003, made, executed and issued by
WESLEY WHITE, (the “Debtors”). Payment
of the Note by Debtors is secured by
conveyance of a Deed of Trust (the “Deed of
Trust”) encumbering certain real property
described therein (the “Trust Premises”) of
record in Trust Book 6822, page 653, in the
Register’s Office for Hamilton County,
Tennessee, to which Deed of Trust specific
reference is hereby made for incorporation
herein. The Trust Premises are bounded and
described as follows:
BEING Lot Number Four (4), Block sixteen
(16), corrected Plat of Biltmore Estates
Extension, as shown by Plat of record in Plat
Book 14, Page 78, in the Register’s Office of
Hamilton county, Tennessee.
The street address of the property is: 711
Woodvale Ave.
Debtors have defaulted in payment of the
Note and Noteholder has made demand upon
the undersigned in the capacity of Successor
Trustee to foreclose the Deed of Trust.
Beneficiary of the aforesaid Note and Deed of
Trust has appointed Michael L. Powell, as
Successor Trustee, said appointment being of
record in Trust Book 8233, page 173, in the
Register’s Office for Hamilton County,
Tennessee, with full powers as therein set out.
ACCORDINGLY, the undersigned, in the
capacity of Successor Trustee under the Deed
of Trust, will offer for sale the Trust Premises
at public auction, and in bar of the statutory
right and equity of redemption, and all other
exemptions, the same having been fully
surrendered and waived, to the highest and
last bidder for cash in hand the public auction
to be conducted promptly at 10:00 a.m. on
March 19, 2007, at the West door of the
Hamilton County Courthouse in Chattanooga,
Tennessee, being the place presently fixed for
such sale. The sale and conveyance of the
Trust Premises will be made subject to all
prior encumbrances, easements and
restrictions of record and all property taxes
due local governmental authorities, if any.
The sale proceeds shall be applied in
accordance with the provisions of the Deed of
Trust. The sale may be adjourned after
commencement thereof and reconvened at
another time, there announced, without the
necessity of readvertising, and the Noteholder
shall have the right to bid for the purchase of
the Trust Premises at the sale.
THIS ____ day of ____________, 2007
MICHAEL L. POWELL
SUCCESSOR TRUSTEE
Ayres & Parkey Attorneys
111 Fox Road Ste 102
Knoxville, TN 37922
(865) 637-1181
HCH3T-3/2,3/9,3/16/07
6822-653
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
August 1, 2003, and the Deed of Trust of even
date securing the same, recorded October 16,
2003, at Book GI 6896, Page 716 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Thomas M. Ashlock
a/k/a Thomas Ashlock and Betty C. Ashlock
a/k/a Betty Ashlock, conveying certain
property therein described to Arnold M.
Weiss, Esq., 208 Adams Avenue, Memphis,
TN 38103 as Trustee for Wells Fargo Home
Mortgage, Inc.; and the undersigned, Aaron L.
Squyres of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
12, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
Being Lot Three (3) McDonald Trace
Subdivision as shown on an unrecorded plat
by David Mathews, Tennessee Registered
Surveyor No. 747, more particularly described
as follows: Beginning at a point on the
Eastern right-of-way of McDonald Road, said
point also being the Southwestern corner of
Lot Four (4), as shown by said unrecorded
plat; thence from said point of beginning and
leaving said right-of-way South 66 degrees 56
minutes 00 seconds East 1218.71 feet to a
point; thence South 19 degrees 38 minutes 15
seconds West 200.36 feet to a point; thence
North 66 degrees 56 minutes 00 seconds West
1006.56 feet to a point on the Eastern right-ofway
of McDonald Road; thence following
along said right-of-way in a Northwesterly
direction 295.47 feet to a point and being the
point of beginning. BEING the same property
conveyed to Thomas M. Ashlock and wife,
Betty C. Ashlock by Warranty Deed form
Gary W. Williams and wife, Sherrie M.
Williams, dated July 30, 2003 and recorded
simultaneously herewith in the Register’s
Office of Hamilton County, Tennessee.
Subject to any governmental zoning and
subdivision ordinances or regulations in effect
thereon. Subject to restrictions as set out in
that instrument recorded in Book 4577, Page
222, Register’s Office of Hamilton County,
Tennessee. Subject to Overhead Powerline
Easement as shown on survey of David
Mathews, RLS No. 747.
ALSO KNOWN AS: 4530 Mcdonald Road,
Apison, Tennessee 37302
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Thomas M. Ashlock
a/k/a Thomas Ashlock; Betty C. Ashlock a/k/a
Betty Ashlock; AmSouth Bank
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 717-114182
DATED February 14, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Continued on page 17

HAMILTON COUNTY HERALD Friday, March 2, 2007 17
Public Notices Continued from page 16
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/16,2/23,3/2/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
August 21, 2002, and the Deed of Trust of
even date securing the same, recorded August
28, 2002, at Book 6348, Page 605 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Deidre H. Ables and
Timothy A. Ables, conveying certain property
therein described to Choo Choo Title, Inc. as
Trustee for American Acceptance Mortgage,
Inc.; and the undersigned, Aaron L. Squyres
of Wilson & Associates, P.L.L.C., having been
appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
12, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
A certain tract or parcel of land in Hamilton
County, State of Tennessee, described as
follows: Lot Seventy (70), Rolling Hills
Subdivision, as shown by plat of record in
Plat Book 44, Page 289, in the Register’s
Office of Hamilton County, Tennessee. For the
prior title see Warranty Deed from Steven
Lebron Buchanan and wife, Joy E. Buchanan
to Timothy A. Ables, married dated July 31,
1998, filed for record August 4, 1998 in Book
5152, Page 336, in the Register’s Office of
Hamilton County, Tennessee.
ALSO KNOWN AS: 2622 East Wind Drive,
Soddy Daisy, Tennessee 37379
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Deidre H. Ables;
Timothy A. Ables; Community Choice
Financial Services, Inc.; Citizens Bank
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 787-114069
DATED February 13, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/16,2/23,3/2/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated May
24, 1999, and the Deed of Trust of even date
securing the same, recorded June 1, 1999, at
Book GI 5366, Page 501 in Office of the
Register of Deeds for Hamilton County,
Tennessee, executed by Manolo S. Cruz a/k/a
Manolo Cruz and Laura C. Cruz, conveying
certain property therein described to Thomas
F. Baker, IV as Trustee for FT Mortgage
Companies d/b/a First Tennessee Mortgage
Company, Inc.; and the undersigned, Aaron L.
Squyres of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
12, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
IN THE CITY OF CHATTANOOGA,
HAMILTON COUNTY, TENNESSEE: Lot
Sixteen (16), Mary DuPre Estate, Second
Unit, as shown by plat recorded in Plat Book
21, page 76, in the Register’s Office of
Hamilton County, Tennessee. REFERENCE
is made for prior title to Deed of record in
Book 5080, page 161, in the Register’s Office
of Hamilton County, Tennessee. SUBJEC TO
16-foot Utility Easement as shown by dotted
lines on subdivision plat. SUBJECT TO
Restrictive Covenants of record in Book 1436,
page 286, as amended in Book 1459, page
470, in the Register’s Office of Hamilton
County, Tennessee, but omitting any covenant
or restriction based on race, color, religion,
sex, handicap, familial status or national
origin unless and only to the extent that said
covenant (a) is exempt under Chapter 42,
Section 3607 of the United States Code or (b)
relates to handicap but does not discriminate
against handicapped persons.
ALSO KNOWN AS: 1614 Mary Dupre Drive,
Chattanooga, Tennessee 37421
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Manolo S. Cruz a/k/a
Manolo Cruz; Laura C. Cruz; Amsouth Bank
of Tennessee; William G. Bush
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 700-105515
DATED February 12, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/16,2/23,3/2/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated April
28, 2005, and the Deed of Trust of even date
securing the same, recorded May 2, 2005, at
Book GI 7516, Page 236 in Office of the
Register of Deeds for Hamilton County,
Tennessee, executed by Marion L. Crouch,
conveying certain property therein described
to Century Title & Escrow, Inc. as Trustee for
Mortgage Electronic Registration Systems,
Inc., as nominee for Accredited Home
Lenders, Inc. and Accredited Home Lenders,
Inc. successors and assigns; and the
undersigned, Aaron L. Squyres of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
12, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
Lot 5, Jomont Subdivision, of record in Plat
Book 23, Page 120, in the Register’s Office of
Hamilton County, Tennessee. For Prior title
see Deed recorded in Book 5853, Page 756, in
the Register’s Office of Hamilton County,
Tennessee. THIS CONVEYANCE MADE
SUBJECT TO THE FOLLOWING:
Restrictions as set out in instrument recorded
in Book 1243, Page 245, in the Register’s
Office of Hamilton County, Tennessee, but
omitting any covenant or restriction based on
race, color, religion, sex, handicap, familial
status or national origin unless and only to the
extent that said covenant (a) is exempt under
Chapter 42, Section 3607 of the United States
Code or (b) relates to handicap but does not
discriminate against handicapped persons.
Drainage Easement as shown or specified by
recorded plat. Easement a set out in
instrument recorded in Book 3356, Page 765,
in the Register’s Office of Hamilton County,
Tennessee. Subject to all notes, stipulations,
restrictions, easements, conditions, and
regulations as set out on recorded plat. Any
governmental zoning and subdivision
ordinances in effect thereon.
ALSO KNOWN AS: 919 & 921 Ely Road,
Hixson, Tennessee 37343
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Marion L. Crouch; Ron
Bhalla SoMo Enterprises; Linda Faye Crouch
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 913-105634
DATED February 12, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/16,2/23,3/2/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated July
14, 2006, and the Deed of Trust of even date
securing the same, recorded July 24, 2006, at
Book GI 8020, Page 227 in Office of the
Register of Deeds for Hamilton County,
Tennessee, executed by Matthew Lowe
Holder, conveying certain property therein
described to American Title Company, Inc. as
Trustee for Mortgage Electronic Registration
Systems, Inc., as a separate corporation that is
acting solely as a nominee for Decision One
Mortgage Company LLC and Decision One
Mortgage Company, LLC’s successors and
assigns; and the undersigned, Aaron L.
Squyres of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
12, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
BEING the South Thirty-one (31) feet of Lots
Thirty-eight (38) and Forty (40), Block Six
(6), Montague’s Addition Number One (1), as
shown by plat of record in Plat Book 2, Page
34, in the Register’s Office of Hamilton
County, Tennessee. According to said plat,
said part of lots make one (1) lot fronting
Thirty-one (31) feet on the West side of
Jefferson Street and extending Westwardly,
between parallel lines, and along the North
side of an alley, Ninety-two (92) feet, more or
less, to the west line of Lot Thirty-eight (38).
Being the same property conveyed to Kelly L.
Ziegler, unmarried, from Chattanooga
Neighborhood Enterprise, Inc., by Warranty
Deed dated 4/29/04 and recorded 4/29/04 in
Book 7109, page 588, in the Register’s Office
for Hamilton County, Tennessee. Subject to
any governmental zoning and subdivision
ordinances and regulations in effect thereon.
Subject to City of Chattanooga Zoning
Ordinance No. 2962 and amendments thereto.
BEING ALL THE SAME property conveyed
to Matthew Lowe Holdor, unmarried from
Kelly Ledford f/k/a Kelly L. Ziegler and
husband, Darrin Ledford by Warranty Deed
dated 7-14-2006, filed in Book 8020, page
225, said Register’s Office for Hamilton
County, Tennessee.
ALSO KNOWN AS: 1707 Jefferson Street,
Chattanooga, Tennessee 37408
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Matthew Lowe Holder
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 726-113910
DATED February 12, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/16,2/23,3/2/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
December 4, 2002, and the Deed of Trust of
even date securing the same, recorded
December 10, 2002, at Book GI 6473, Page
373 in Office of the Register of Deeds for
Hamilton County, Tennessee, executed by
Brandon K. Oliver and Jessica M. Oliver,
conveying certain property therein described
to Choo Choo Title, Inc. as Trustee for New
Century Mortgage Corporation; and the
undersigned, Aaron L. Squyres of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
12, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
SITUATE IN THE THIRD CIVIL DISTRICT,
HAMILTON COUNTY, TENNESSEE:
BEING Lot 2, Smith Subdivision on
Spradling Road, as shown by plat of record in
Plat Book 61, Page 305, in the Register’s
Office of Hamilton County, Tennessee. For
prior title see Warranty Deed from Jerrie
Stalyon and husband, Joe Stalyon to Jessica
M. Oliver dated January 30, 2001, filed for
record January 31, 2001 in Book 5767, Page
812, in the Register’s Office of Hamilton
County, Tennessee.
ALSO KNOWN AS: 1819 Spradling Road,
Soddy Daisy, Tennessee 37379
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Brandon K. Oliver;
Jessica M. Oliver; Monogram Credit Card
Bank of Georgia
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 799-114183
DATED February 12, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/16,2/23,3/2/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated July
28, 2006, and the Deed of Trust of even date
securing the same, recorded July 31, 2006, at
Book GI 8031, Page 373 in Office of the
Register of Deeds for Hamilton County,
Tennessee, executed by Julia Henry,
conveying certain property therein described
to A-1 Title and Escrow as Trustee for New
Century Mortgage Corporation; and the
undersigned, Aaron L. Squyres of Wilson &
Associates, P.L.L.C., having been appointed
Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
12, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
Lot One (1), Gann-Moses Trace, as shown by
plat of record in Plat Book 51, page 257, in
the Register’s Office of Hamilton County,
Tennessee. SUBJECT TO any governmental
zoning and subdivision ordinances or
regulations in effect thereon. SUBJECT TO
all covenants, easements, restrictions,
reservations, conditions, contained in former
deeds and binding on said property.
SUBJECT TO twenty (20) foot Power and
Communication Easement as shown on Plat.
SUBJECT TO any covenants, conditions,
restrictions, reservations or easements of
record. For Prior Deed Reference See Deed
Book 7695, Page 876 and Book 6136, Page
928 in the Register’s Office of Hamilton
County, Tennessee.
ALSO KNOWN AS: 7836 Moses Road,
Hixson, Tennessee 37343
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Julia Henry; A-1 Title &
Escrow
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 799-114291
DATED February 12, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/16,2/23,3/2/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
December 28, 2004, and the Deed of Trust of
even date securing the same, recorded January
7, 2005, at Book GI 7393, Page 73 in Office
of the Register of Deeds for Hamilton County,
Tennessee, executed by Naomi R. McAbee,
conveying certain property therein described
to Stewart Title of Tennessee, INC. D/B/A
LEGAL TITLE as Trustee for Mortgage
Electronic Registration Systems, Inc., as a
separate corporation that is acting solely as a
nominee for First National Bank of Arizona
and First National Bank of Arizona’s
successors and assigns; and the undersigned,
Aaron L. Squyres of Wilson & Associates,
P.L.L.C., having been appointed Successor
Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
12, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
All that tract or parcel of land lying and being
in the Second Civil District of Hamilton
County, Tennessee, being Lot Two (2), Block
D, of Mac-Claire Hills Subdivision No. Two
(2), as shown by plat recorded in Plat Book
17, Page 42, in the Register’s Office of
Hamilton County, Tennessee, EXCLUDING
THEREFROM that portion of said lot
acquired by State of Tennessee for road rightof-way
in Cause No. 10429-J in the Circuit
Court of Hamilton County, Tennessee,
certified copy of Final Order appearing of
record in Book 2007, Page 955, in the
Register’s Office of Hamilton County,
Tennessee. Being the same property conveyed
by deed of record in Book 6238, Page 197, in
the Register’s Office of Hamilton County,
Tennessee. This conveyance is made subject
to the following. Easements and other matters
on plat recorded in Plat Book 17, Page 42 in
the Register’s Office of Hamilton County,
Tennessee.
ALSO KNOWN AS: 3603 Larry Lane, East
Ridge, Tennessee 37412
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Naomi R. McAbee
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 870-91558
DATED February 12, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/16,2/23,3/2/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
September 8, 2003, and the Deed of Trust of
even date securing the same, recorded
November 19, 2003, at Book GI 6936, Page
477 in Office of the Register of Deeds for
Hamilton County, Tennessee, executed by
Billy Eugene Sells and Jane S. Sells a/k/a Jane
Maxwell Shephard Sells, conveying certain
property therein described to Nations Title
Agency of Georgia as Trustee for First
American Equity Corp.; and the undersigned,
Aaron L. Squyres of Wilson & Associates,
P.L.L.C., having been appointed Successor
Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
12, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
All that tract or parcel of land lying and being
in the City of Chattanooga, Hamilton County,
Tennessee, being Lot Twenty-one (21) First
Unit, Lake Hills Subdivision, as shown by plat
of record in Plat Book 19, Page 7, Register’s
Office of Hamilton County, Tennessee. For
prior title see Deed of Warranty recorded in
Book 3532, Page 900, in the Register’s Office
of Hamilton County, Tennessee. THIS
CONVEYANCE IS MADE SUBJECT TO
THE FOLLOWING: Any governmental
zoning subdivision ordinance or regulations in
effect thereon. Restrictions as set out in
instrument recorded in Book 1236, Page 567,
in the Register’s Office of Hamilton County,
Tennessee. Easement as set out in instrument
recorded in Book 2357, Page 24, in the
Register’s Office of Hamilton County,
Tennessee. Subject to Utility and Drainage
Easement as shown by recorded plat. Subject
to all notes, stipulations, restrictions,
easements, conditions and regulations as set
out on recorded plat.
ALSO KNOWN AS: 4718 Fairwood Lane,
Chattanooga, Tennessee 37416
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Billy Eugene Sells; Jane
S. Sells a/k/a Jane Maxwell Shephard Sells
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
announcement at the time and place for the
sale set forth above. W&A No. 931-114042
DATED February 12, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/16,2/23,3/2/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM
NOTICE OF TRUSTEE’S SALE
WHEREAS, default has occurred in the
performance of the covenants, terms, and
conditions of a Deed of Trust Note dated
March 20, 2001, and the Deed of Trust of
even date securing the same, recorded April 2,
2001, at Book GI 5820, Page 714 in Office of
the Register of Deeds for Hamilton County,
Tennessee, executed by Roger D. Byrd, Jr.,
conveying certain property therein described
to Executive Title as Trustee for IndyMac
Bank, F.S.B.; and the undersigned, Aaron L.
Squyres of Wilson & Associates, P.L.L.C.,
having been appointed Successor Trustee.
NOW, THEREFORE, notice is hereby given
that the entire indebtedness has been declared
Continued on page 18

18 Friday, March 2, 2007 HAMILTON COUNTY HERALD
Public Notices Continued from page 17
due and payable; and that an agent of Aaron
L. Squyres of Wilson & Associates, P.L.L.C.,
as Successor Trustee, by virtue of the power,
duty, and authority vested in and imposed
upon said Successor Trustee will, on March
12, 2007 on or about 3:00 P.M., at the
Hamilton County Courthouse, Chattanooga,
Tennessee, offer for sale certain property
hereinafter described to the highest bidder
FOR CASH, free from the statutory right of
redemption, homestead, dower, and all other
exemptions which are expressly waived in the
Deed of Trust, said property being real estate
situated in Hamilton County, Tennessee, and
being more particularly described as follows:
The western half of Lot 69, Division Street
Subdivision, as shown by plat recorded in Plat
Book 15, Page 11 in the Register’s Office of
Hamilton County, Tennessee, together with a
perpetual easement to run with the land fronts
25 feet on the western line of Division Street
and running westwardly along the south line
of the eastern half of said Lot 69 to the
western half of said lot for ingress and egress
to the owners of said western half of said Lot
69. Being the same property conveyed to
Jack Arvan by Warranty Deed dated January
24, 1996 and recorded in Book 4628, Page
537 in the Register’s Office of Hamilton
County, Tennessee. The street address of the
above described property is 513 and 1/2
Timberlakes Drive, Signal Mountain, TN
37377
ALSO KNOWN AS: 513 Timberlinks Drive,
Signal Mountain, Tennessee 37377
This sale is subject to all matters shown on
any applicable recorded plat; any unpaid
taxes; any restrictive covenants, easements, or
setback lines that may be applicable; any
statutory rights of redemption of any
governmental agency, state or federal; any
prior liens or encumbrances as well as any
priority created by a fixture filing; and to any
matter that an accurate survey of the premises
might disclose. In addition, the following
parties may claim an interest in the abovereferenced
property: Roger D. Byrd , Jr.;
Angela D. Sivels; Cavalry Portfolio Services
LLC as assignee of Cavalry SPV I, LLC, as
assignee of Providian
The sale held pursuant to this Notice may be
rescinded at the Successor Trustee’s option at
any time. The right is reserved to adjourn the
day of the sale to another day, time, and place
certain without further publication, upon
TRUSTEE/MORTGAGEE’S SALES SCHEDULED IN THE NEXT 3 WEEKS
announcement at the time and place for the
sale set forth above. W&A No. 708-108733
DATED February 12, 2007.
WILSON & ASSOCIATES, P.L.L.C.,
Successor Trustee
By: Aaron L. Squyres
HCH3T-2/16,2/23,3/2/07
FOR SALE INFORMATION, VISIT
WWW.MYFIR.COM
and WWW.REALTYTRAC.COM ❖
Property City Instr # Owner Trustee
SALES TO TAKE PLACE ON 3/5/07
5928 Friddell Road 37341 • L2, Jessie Friddell Subd Harrison GI 7372/753 Donna M. Lowery Wilson & Associates, PLLC
1217 Ticonderoga Circle 37343 • L16, Briarfield Subd Hixson GI 6608/871 Melody A. Raper, Stephen E. Raper Wilson & Associates, PLLC
6191 Heritage Ridge Drive 37343 • L23, Heritage Ridge
Subd
6302 Sea Haven Drive 37343 • L395, Unit II Hidden
Harbor
7168 Houser Ridge Lane 37343 • L10, Stonewall Farm
Subd
8221 Oxford Drive 37343 • L25, B A, Lakeside Subd, Unit
#2
Hixson GI 5548/815 Kenneth H. Byerley, Kimberly M. Byerley Wilson & Associates, PLLC
Hixson GI 7356/53 Michelle B. Teslar, James E. Teslar Wilson & Associates, PLLC
Hixson GI 7793/649 Kelli Finnell, Quinton Finnell Wilson & Associates, PLLC
Hixson GI 6685/939 Jill Suzanne Bryant Wilson & Associates, PLLC
8518 Horseshoe Bend Lane 37363 • L33, Horseshoe
Bend Estates
Ooltewah GI 7610/627 Bert Ingram Wilson & Associates, PLLC
1639 Berkely Circle 37405 • L12, B0, Berkley Hills Chattanooga GI 8120/42 Michael Darras, Elizabeth Darras Wilson & Associates, PLLC
618 Spears Avenue 37405 • L4, Allen’s Addn To Hill City Chattanooga 4322/599 Kurtis Ray Wilkerson, Sherry A. Wilkinson Wilson & Associates, PLLC
2810 Ocoee Street 37406 • L3, Ocee Ridge Subd Chattanooga GI 8072/787 Jan Abernathy Wilson & Associates, PLLC
4903 17th Avenue 37407 • L63, Cedar Hills, Montague’s
Addn #2 To Rossville
5024 Sunnyside Avenue 37409 • L 32,33, Mitchell’s Addn
To St. Elmo
Chattanooga 2004122100300 Mary Johnson York Wilson & Associates, PLLC
Chattanooga GI 7984/335 Estar D. Murage Wilson & Associates, PLLC
800 Reads Lake Road 37415 • Unit 18, Bldg 12 Complex
IV Montclair Condominium
Chattanooga GI 6904/965 Gary Haskew, Heather L. Haskew Wilson & Associates, PLLC
7612 Boriss Drive 37416 • Prt Of L86, Austin Farms S3 Chattanooga GI 6897/777 David C. Hardeman Wilson & Associates, PLLC
8903 East Brainerd Road 37421 • L6, Third Corrective
Plat, Resubd Of L6,7, Sandidge Subd
SALES TO TAKE PLACE ON 3/12/07
Chattanooga GI 7501/774 Jeremy Eldridge, Leslie E. Eldridge Wilson & Associates, PLLC
4530 Mcdonald Road 37302 • L3, McDonald Trace Subd Apison GI 6896/716 Betty C. Ashlock, Thomas M. Ashlock Wilson & Associates, PLLC
7836 Moses Road 37343 • L1, Gann-Moses Trace Hixson GI 8031/373 Julia Henry Wilson & Associates, PLLC
919 & 921 Ely Road 37343 • L5, Jomont Subd Hixson GI 7516/236 Marion L. Crouch Wilson & Associates, PLLC
513 Timberlinks Drive 37377 • Prt Of L69, Division Street
Subd
Signal Mountain GI 5820/714 Roger D. Byrd Wilson & Associates, PLLC
1819 Spradling Road 37379 • L2, Smith Subd On
Spradling Road
Soddy Daisy GI 6473/373 Jessica M. Oliver, Brandon K. Oliver Wilson & Associates, PLLC
2622 East Wind Drive 37379 • L70, Rolling Hills Subd Soddy Daisy 6348/605 Timothy A. Ables, Deidre H. Ables Wilson & Associates, PLLC
1707 Jefferson Street 37408 • Prt Of L38 & 40, B6,
Montague’s Addn #1
3603 Larry Lane 37412 • L2, B D, Mac-Claire Hills Subd
No. 2
4718 Fairwood Lane 37416 • L21, First Unit, Lake Hills
Subd
1614 Mary Dupre Drive 37421 • L16, Mary DuPre Estate,
Second Unit
SALES TO TAKE PLACE ON 3/16/07
Chattanooga GI 8020/227 Matthew Lowe Holder Wilson & Associates, PLLC
East Ridge GI 7393/73 Naomi R. McAbee Wilson & Associates, PLLC
Chattanooga GI 6936/477 Jane S. Sells, Billy Eugene Sells Wilson & Associates, PLLC
Chattanooga GI 5366/501 Laura C. Cruz, Manolo S. Cruz Wilson & Associates, PLLC
1805 Mayflower Road 37379 • L1, Nancy Shipley Subd Soddy Daisy Bobbie Thurman Shapiro & Kirsch, LLP
724 Graysville Road 37421 • Prt Of S19, T1S, R2W Chattanooga Michael Kyle Shapiro & Kirsch, LLP
SALES TO TAKE PLACE ON 3/19/07
711 Woodvale Ave. • L4, B16, Corrected Plat Of Biltmore
Estates Extension
6617 Harrison Heights Drive 37341 • L7, Harrison Heights
Subd
6822-653 Wesley White Ayres & Parkey Attorneys
Harrison GI 7415/852 Deborah Dinkins, Gary L. Dinkins Wilson & Associates, PLLC
6621 Sandswitch Road 37343 • Prt Of L2 Hixson GI 5589/236 Audrilla Clay Jones, Ronald Edward Jones Wilson & Associates, PLLC
4436 Woodland Drive 37363 • Prt Of S30, T4, R2 Ooltewah GI 6381/185 Gloria Miller, George Miller Wilson & Associates, PLLC
2604 Cannon Avenue 37404 • L138, Park City, D.P.
Montague’s Subd
1110 Sheridan Avenue 37406 • L9 B5, Clemons &
Prigmore Resub Of Walnut Park
Chattanooga GI 7307/186 Thomas J. Jordan Wilson & Associates, PLLC
Chattanooga GI 7550/827 Yelena Ionashku, George Ionashku Wilson & Associates, PLLC
2238 Red Tail Lane 37421 • L37, Hawks Cover Subd Chattanooga GI 8059/28 Emiterio Garingan Wilson & Associates, PLLC
6306 Walden Avenue 37421 • L3, B J, Pland Of Second
Unit, Washington Park Subd
SALES TO TAKE PLACE ON 3/26/07
Chattanooga GI 7302/220 Georges Charles Wilson & Associates, PLLC
1311 Leaside Lane 37343 • L225 Valleybrook Park Subd Hixson GI 6964/709 Anthony D. Holloway Wilson & Associates, PLLC
1209 Jarvis Avenue 37411 • L4, Langston Heights Chattanooga GI 6728/276 Alberta Hawkins Wilson & Associates, PLLC
920 East Avenue 37411 • Prt Of SE Line Of East Avenue
Continuing
Chattanooga 6490/223 William Russell Wilson & Associates, PLLC
6236 Celtic Drive 37416 • L89, Lakeshore Manor Unit 2 Chattanooga GI 7247/866 Clifford J. Luster, Shaquana R. Luster Wilson & Associates, PLLC

HAMILTON COUNTY HERALD Friday, March 2, 2007 19
Hodes Continued from page 9
“But I could also see what
was happening,” said Hodes.
“And everything moved forward
from there pretty quickly.”
As an active member of the
Jewish community, Hodes built
his client base from there.
“There are different ways to
get started in real estate,” he
said. “Marketing to people you
know takes the longest because
they know you’re brand new. If
you’d met me at an open house
you may not know that I got my
license yesterday. So it took a little
while, but it’s golden business
as it goes forward.”
After 3 1/2 years at
RealtyCenter, Hodes saw an
opportunity to get in on the
ground level as an investor when
Keller Williams moved to town.
“It was just a right match for
me—where our company is run
by the agents, not by an owner
who doesn’t sell real estate, and
who doesn’t realize what we do
day in and day our,” said Hodes.
Keller Williams also provided
an atmosphere that encouraged
team building, which
Hodes has taken advantage of.
He now works with two other
agents, a full-time administrator
and a director of logistics.
“It’s a waste of my time to
deliver fliers to a house,” he said.
“You don’t need me to do it. You
need me to get in front of other
people. Our director of logistics
can go take pictures, can go
deliver fliers, can go to the bank
and do things that we don’t need
to be doing. We need to be getting
in front of people and sell-
The National Association
of Realtors®, underscoring its
mission to make home ownership
viable for all Americans,
made a $1 million contribution
to the Washington, D.C. Martin
Luther King, Jr. National
Memorial Project Foundation.
The presentation, made at the
U.S. Capitol today, emphasized
the conclusion of Black History
Month.
Pat Vredevoogd Combs,
NAR president, was joined at
the check presentation ceremony
on Capitol Hill by
Congressmen James Clyburn (D-
S.C.) and John Lewis (D-Ga.),
as well as Harry E. Johnson, Sr.,
ing real estate.”
While Hodes acknowledges
that building the team has been
a big investment of time and
money for all involved, he sees a
big payoff in the future.
“The idea is that as time
goes on, not only will I have a
better life, but we’ll all have a
better life because we’re not
working seven days a week, 24
hours a day,” he said. “We can
all have weekends off, we can all
have nights off. And we can all
still make good livings, but most
importantly we can have a
better life.”
And it’s already getting
better.
“Growing my business has
been difficult on my family,” said
Hodes. “But the last year when I
started my team, I had a better
family life and more quality time
with my family than I’ve ever
had before.”
His family includes his wife
Melody and two sons, 5-year-old
Micah and 17-month-old Jonah.
“I want to be with my kids, I
want to take them places,” said
Hodes. “I don’t want to be a
slave to real estate.”
That is why one of his goals
is to be able to take off two
months a year—a goal that he
hopes to accomplish within the
next five years. Having his team
together is the first step toward
reaching that goal.
“When I was away last
week, things were hopping in
here,” he said. “Whereas if it
was just me, I would have been
on the phone all the time, han-
president of the MLK National
Memorial Foundation.
“NAR is an outspoken
advocate for fair housing, an ally
in the fight against predatory
lending practices, and an organization
that prides itself on building
communities,” said Combs.
“We are proud to be a part of the
effort to build a permanent
home to honor Dr. King on our
National Mall.”
NAR led industry efforts in
1988 to get important amendments
made to enhance fair
housing laws in the Fair Housing
Act. In addition, NAR expanded
and implemented fair housing
education requirements for its
dling stuff. I got to go to a conference
and I got to learn and
not really worry about what was
happening here. Sure, we spoke
a couple of times a day just to
make sure everything was going
in the right direction. But as
time goes on that’ll be less and
less.
“It’s very important for me
to provide a very high level of
service to our clients, to provide
expertise that’s unparalleled in
Chattanooga. We all understand
every word of the purchase
and sell agreement in real estate.
We understand it, we understand
how to explain it, and we understand
how to work it, so our
clients are well protected and
the level of service we deliver as
a team parallels and exceeds the
level of service that I was able to
deliver as a solo practitioner.
“So I want a better life, but
I also want my customers to get
an even better level of service as
a result of what I’ve put together,”
said Hodes.
In addition to his real estate
business, Hodes continues to
teach at least one class a year at
UTC. He also teaches prelicensing
courses and has an Ask
Andy class at Keller Williams for
new agents.
Hodes is also active with
the Tennessee Association of
Realtors and the Chattanooga
Association of Realtors. He
serves on the board of directors
and on a task force promoting
the image of Realtors in the
Chattanooga area.
members and has continued to
educate Realtors® on the importance
of inclusive housing practices
and the promotion of
minority homeownership
through a unique training program,
At Home with Diversity.
To further remove barriers
to minority homeownership and
focus public attention on this
vital issue, NAR, along with a
group of minority real estate
organizations, implemented the
HOPE (Home Ownership
Participation for Everyone)
Awards to recognize outstanding
projects and programs that
increase minority homeownership,
revitalize communities and
expand affordable housing
SSubscribe u b s c r i b e
ttoday o d a y ! !!! ! !
“I don’t think a lot of consumers
understand the difference
between a real estate agent and a
Realtor,” said Hodes. “A Realtor
has a real estate license, just like
a real estate agent. But a Realtor
has joined the National
Association of Realtors and has
agreed to ascribe to and be held
accountable for the code of
ethics of the National
Association of Realtors, which
far exceeds the laws of the states
of Tennessee and Georgia.”
According to Hodes, there
are 14-17,000 real estate agents
in Tennessee who are not
Realtors.
As president of the Friends
of East Brainerd, a communitybased
organization of businesses
and residents, Hodes helps
implement the Hamilton Place
Community Plan.
“That’s the communitygrowth
plan of how the
Hamilton Place area is going to
grow, where homes go and where
business go,” he said. “We monitor
that and we advocate for a
balance of residential and commercial
interests in the
Hamilton Place area. We also
advocate for parks and public
space. East Brainerd has only
one park, and that opened only
three years ago.”
In addition to making the
area more pedestrian friendly
with the addition of sidewalks
on busy streets, the organization
recently planted the exit ramps
at Interstate-75 and Shallowford
Road with trees and flowering
shrubs. It hopes to be able to do
opportunities. “We see our contribution
to Dr. King’s memorial
as a natural extension of our
ongoing efforts and commitment,”
said Combs.
“I am proud that the
National Association of
Realtors® has joined our family
of major donors which are making
history by building a lasting
memorial to Martin Luther
King, Jr. on the National Mall in
Washington,” said Harry E.
Johnson, Sr., president and CEO
of the foundation. “Having the
financial commitment from the
Realtors® is very important to
our efforts, but having their
every day commitment to enable
people to live their dream is cru-
• • • $15 for one year • • •
the same beautification on the
entrance ramps soon, once funding
has been raised.
“When you come down I-75
and you pass Shallowford
Road—and there’s some huge
number of cars that do that every
day—but all these people drive
by, and don’t even know they’re
entering Chattanooga,” said
Hodes. “It’s our welcoming mat
from the north. If they stay on I-
75, they’re not going to see the
downtown, they’re just going to
drive by this big mall.”
In his spare time, Hodes
loves to read—mainly books to
improve himself—traveling, and
cooking.
“I love to eat, but I’m trying
to do less of that these days,” he
quipped. “I love having people
over for dinner and being out in
the community, socializing.”
But his favorite pastime is
his family.
“My 5-year-old is my best
friend,” said Hode. “He’s fun,
he’s cute, he’s wonderful. I just
can’t spend enough time with
him and doing things with him.
And I know my 17-month-old
will grow into that role.”
All this means that Hodes
appreciates Keller Williams’
order of priorities—God, family
and business.
“Keller Williams has just
been wonderful for my mentality,
for being able to have an
environment where I can grow
my brand, grow my team, and
really have no barriers to my
success at all.” ❖
NAR contributes $1 million toward building of MLK National Memorial
Do you need to publish a
legal notice
in Hamilton County?
Fax the information to: 423-266-6784
or
Email the ad to:
legals@hamiltoncountyherald.com
Hamilton County Herald
Published every Friday
Phone: 423-267-8323
633 Chestnut Street, Suite 600,
Chattanooga, Tenn. 37450
Service, accuracy and dependability
cial. We thank NAR for the
contribution and their commitment,”
said Johnson.
Combs thanked the members
of Congress for being at the
forefront of ensuring equality
and fairness in housing. “We are
honored to be here today and to
have these three distinguished,
important members of Congress
here with us as we make this
contribution on behalf of the
NAR members who try every
day to live and work by many of
Dr. King’s guiding principles.
Each of these gentlemen has a
long history and a strong record
of fighting for equality and fairness
in housing and in every day
life,” said Combs. ❖
Republic Centre
633 Chestnut Street, Suite 600
Chattanooga, Tennessee 37450
Telephone 423-267-8323
Fax 423-266-6784
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20 Friday, March 2, 2007 HAMILTON COUNTY HERALD
SPRING ON A PLATE!
If you are like me, you are
getting quite a nice “high” on
the spring-like weather and the
anticipation of farmer’s market
veggies and grilling out is almost
unbearable! I can’t wait until
Don is off this diet! (Oops! I
hope no one at the diet center
reads that!)
Regardless of when Spring
officially arrives and when all of
those wonderful fresh veggies
start appearing at road-side
booths, thanks to California
farmers and the trucking business,
you can make this now. Try
grilling out some pork chops to
son, “One moment please,” and I
go back to the other person to get
them off the line. Gee, I did it
KK aa yy ’’ ss
CC oo oo kk ii nn gg
CC oo rr nn ee rr
By Kay Bona
go along with it. (And don’t forget
the garlic bread!)
Risotto is not difficult at all
to make, although it is time-consuming.
The recipe below, after
you have sliced, diced and
drained or whatever, takes about
20-30 minutes. So, if you start
your risotto cooking, by the time
the grill is ready and the chops
are done, the risotto will be done
too. You can also speed it up for
dinner after work by preparing
all the veggies the night before.
If you don’t want to use
risotto you can use regular rice.
It has a different taste and texture
(it won’t be as creamy), but
when our son phoned from Iraq.
My friend went on to say that
people should be smart enough to
Scenic City Snapshots
the rice doesn’t take as long to
cook.
Let the rice cook while you
prepare the veggies. Use some of
the chicken broth instead of
water for the liquid in the rice,
but reserve a little of it to use in
cooking the veggies. Remember,
only use the amount of liquid
the rice calls for – you certainly
won’t need 6 cups!
After the rice is started,
sauté the onion, leek and garlic
in the oil and butter. Add the
carrots, asparagus, wine and a
small amount of the chicken
broth.
Allow to simmer about 5-6
minutes, add the other ingredients,
simmer about five more
minutes or until just about all
the liquid is absorbed, then set
aside. Once the rice has finished
cooking, mix in the veggies and
eat um’ up! It’s my version of
Spring on a plate!
Risotto Primavera
6 cups chicken broth
4 tablespoons butter
hang up, and with that she said,
“I’m hanging up on you now,” and
she did so.
Jerry Cole, Jr. operations coordinator for Grass & More poses in front of his company's
display with Mark Slater, Sr., president of Sunbelt Insurance Group, at the Tri-State
Home Show. Organized and profuced by the Home Builders ASsociation of
Southern Tennessee, the show benefits St. Judes Children's Research Hospital. Home
Show proceeds totaling over $120,000 have been donated to St. Jude over the
past 11 years. (Bill Ellis)
2 tablespoons olive oil
1 onion, chopped
1 medium leek (white part
only), sliced into thin rings
3 garlic cloves, diced
2 cups Arborio rice
1/2 cup dry, white wine
1 carrot, sliced into thin
rounds
1/2 lb. asparagus, cut in 1inch
pieces
1 medium zucchini, sliced
in rounds
1 yellow squash, sliced in
rounds
1 cup frozen peas, thawed
1/4 cup chopped fresh
parsley
1/4 cup chopped, fresh Basil
1 cup grated Parmesan
cheese plus more for serving
In a medium saucepan over
moderate heat, bring the broth
to a simmer. Cover; keep warm
over low heat.
In large skillet over medium-low
heat, melt 2 tablespoons
of the butter with the oil. Add
the onion, leek, and garlic. Sauté
A tedious portrait of obsession in “The Number 23”
by Amber Davis-Tanner
Movies involving time travel
or premonitions almost always
seem interesting to me, no matter
how cheesy the
previews look.
Unfortunately,
they almost always
disappoint. “The
Number 23” is no
exception, and has
officially squelched
my desire to see anything
else in the
genre for a very, very
long time.
“The Number
23” follows Walter
Sparrow, a smalltown
dog-catcher who becomes
completely obsessed with a book
that’s all about, you guessed it,
the number 23.
The book is about
Fingerling, a detective who
hooks up with a hot lady and
then goes on to kill her because
of the cursed number. Sparrow
finds some similarities between
himself and Fingerling and
decides the book is actually
Davis-Tanner
about him, and that it’s predicting
his future. As I’m sure you’ve
already figured out, there’s a
twist, but I won’t give that away.
Don’t worry, you’ll probably
see it coming from a
mile away if you
decide to see this mess
of a movie.
The most obvious
thing wrong with this
movie is the acting.
It’s just bad; not even
one actor does a good
job. Walter is played
by Jim Carrey. No one
has ever claimed that
Carrey is the best actor
in Hollywood, but
after seeing “Eternal
Sunshine of the Spotless Mind,”
I thought he might have a shot
at being an okay dramatic actor.
Now I know that there’s no
hope for him. He is completely
wooden during the entire movie,
and I’m pretty sure a high school
drama student could have done a
better job. There are voiceovers
during several parts of the
movie, when Walter is reading
the book. These are terrible,
thanks to Carrey’s monotone
voice. I think he was supposed to
sound sinister or cool, but he just
ends up sounding like he’s reading
from a mathematics text
book – it’s seriously boring stuff.
Virginia Madsen is Agatha,
Walter’s wife. Madsen is completely
uninteresting as well, and
brings no real life to the
character.
Granted, the actors don’t
have much to work with because
the script is horrid. First of all,
big parts of the story really don’t
make sense.
Why does Sparrow get
obsessed with a character that
bears only a passing resemblance
to him? He doesn’t seem to be a
particularly literary, sensitive, or
obsessive person, so it’s hard to
believe that he would ever
fixate so readily on a character in
a book.
Sparrow eventually decides
that a notorious murder that
happened almost a decade before
is somehow connected to the
book, but the movie never really
lets the audience know how he
arrived at that conclusion. There
is also a man named Isaac French
who appears to be a college professor
and who is presented as a
main character, though it is
never made clear where he came
from, how he knows the family
or what his function in the
story is.
Although I know the following
paragraph will expose my
nerdiness, another annoying element
in “The Number 23” is the
math. I’ve been rolling my eyes
at the previews for months when
Isaac tells Walter that 2/3 is
0.666. It’s not, it’s really 0.667.
While little errors like that
don’t normally bother me, the
filmmakers present that shady
math as evidence that 23 is the
devil’s number. I found myself
searching for numbers on screen
so I could figure out how they
equaled 23 rather than paying
attention to the movie.
While some people might
think that’s a sign that the film
sucks the audience in, I disagree.
I think the filmmakers wanted
viewers to play those little math
games throughout the whole
thing so they wouldn’t see how
What is the proper etiquette
in this world of new technology? I
don’t feel that I was out of line. —
Perplexed and Dismayed
DEAR PERPLEXED: It was
rude of your friend not to come
back to you, but you shouldn’t
hold for 10 minutes, getting more
and more steamed while you wait.
I’d say that after 30 seconds you
should assume that your friend
isn’t able to get back to you and
hang up.
I agree that it is polite to
switch back to an original caller,
rather than have her dangle
(caller ID permits people to see
who is call-waiting, enabling
them to screen incoming calls,
perhaps letting them go right to
voice mail). However, circumstances
such as a physician calling
back with test results, Ed
McMahon calling to say that
you’ve won the Publishers
Clearing House Sweepstakes, or
— yes — your son calling from
Iraq should exempt a person from
this courtesy — as long as a heartfelt
apology follows. (Weren’t you
nervous that you would lose your
son’s phone connection when you
put him on hold?)
about 5 minutes. Add rice and
stir until it is translucent at
edges but still opaque in center,
about 3 minutes. Add wine and
simmer, stirring often, until
almost all liquid is absorbed,
about 1 minute. Continue in
this way, adding broth 1 cup at a
time, and stirring often, until the
rice is half cooked, about 8 minutes.
Be sure to allow each cup of
liquid to be absorbed before
adding the next.
Stir in carrots and asparagus.
Continue adding broth by
cupfuls and stirring until rice is
almost tender, about 5 minutes
longer. Stir in peas, squash, zucchini,
parsley and basil. Cook
until rice is tender but still firm
to bite and the mixture is
creamy, about 2 minutes longer.
Remove from heat. Add the
cheese and the remaining 2
tablespoons butter. Stir until
cheese and butter melt. Season
with salt/ pepper. Garnish with
more cheese. ❖
bad the rest of the movie is.
“The Number 23” is also
nauseatingly red. The color red
saturates the set in almost every
scene. I understand that the
filmmakers are using it as a symbol
of blood and death, but the
fact that they incessantly barrage
the audience with their “symbolism”
is highly insulting.
Most people could have gotten
that from the fire-engine
book cover and maybe one other
red item. We don’t need to see it
constantly to understand.
The movie tries so hard to
be creepy that it just ends up
being comical. For example,
Agatha walks into an abandoned
mental institution, alone, at
night. Who would do that?
It’s so absurd that it’s difficult not
to laugh.
And unfortunately, the
filmmakers are obviously taking
the movie so seriously that it
isn’t even campy. It’s not scary,
it’s not suspenseful, it’s not
funny. It’s just bad.
“The Number 23” is rated R
for some violence and some
pretty icky sexual situations. ❖
Ask Amy Continued from page 13
Without exception, your
friend hanging up on you while
discussing this was very rude.
DEAR AMY: Like your reader
“Lisa,” I had a very overweight
houseguest (my mother-in-law)
who was destroying my antique
furniture. She had arthritic knees,
which let her down with a loud
thump, when she sat. My dining
room chairs were groaning and
cracking.
One early morning I changed
out ALL the dining room chairs
for more substantial ones, saying
nothing about it.
It would be cheaper to invest
in a few strong chairs and hide the
fragile ones while the hefty houseguest
is visiting. This is better
than losing a good friend. —
Patricia
DEAR PATRICIA: I agree.
(Send questions via e-mail to
askamy@tribune.com or by mail
to Ask Amy, Chicago Tribune,
TT500, 435 N. Michigan Ave.,
Chicago, IL 60611.)
© 2007 BY THE CHICAGO
T R I B U N E
DISTRIBUTED BY TRIBUNE
MEDIA SERVICES, INC. ❖