BHT Investment - 2023 Benefit Guide FINAL

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OPEN ENROLLMENT INSTRUCTIONS During the Employee Benefits Enrollment process, a representative will cover the extensive benefits package that BHT Investment Company, Inc. offers eligible employees, including Medical/Dental/Vision insurance, Life Insurance, Short-Term Disability, Voluntary Life, Accident, Cancer and Hospital Indemnity Insurance. STEP 1: Go to the following link to create an account as an employee: www.hralliance.net/ee STEP 2: You will be asked for personal identifying data. STEP 3: Write down the username and password you created for future reference. STEP 4: You are ready to make your benefit elections! Please select the “Start Enrollment” button. The system will guide you through the process when you select “Save & Continue” on every screen. Note: IF you are covering a spouse and /or child, please have their full name, DOB, and SSN available. STEP 5: Choose the “Click to Sign” button to complete your enrollment. REMEMBER: Open Enrollment must be completed by the deadline or you may not be able to enroll yourself and/or your eligible dependents until our next open enrollment, or a qualifying event occurs. This summary of benefits is not intended to be a complete description of the terms of BHT Investment Company, Inc.’s insurance benefit plans. Please refer to the plan document(s) for a complete description. Each plan is governed in all respects by the terms of its legal plan document, rather than by this or any other summary of the insurance benefits provided by the plan. In the event of any conflict between a summary of the plan and the official document, the official document will prevail. Although BHT Investment Company, Inc. maintains its benefit plans on an ongoing basis, BHT Investment Company, Inc. reserves the right to terminate or amend each plan, in its entirety or in any part at any time. 16
IMPORTANT CONTACTS BENEFIT CARRIER PHONE WEBSITE Medical Insurance QualChoice 800-235-7111 www.qualchoice.com Dental Insurance Delta Dental 800-462-5410 www.deltadental.com Vision Insurance VSP 800-877-7195 www.vsp.com Life and AD&D Insurance QualChoice 800-235-7111 www.qualchoice.com Voluntary Life and AD&D Insurance Short Term Disability Insurance Accident & Hospital Indemnity Insurance Lincoln Financial 800-423-2765 www.lincolnfinancial.com Lincoln Financial 800-423-2765 www.lincolnfinancial.com Aflac 800-992-3522 www.Aflac.com Cancer Insurance Allstate Benefits 800-521-3535 www.allstateatwork.com Employer Contact Cindy Allison 501-268-6107 callison@doublebees.com Employer Contact Blake Hummer 501-279-7663 bhummer@doublebees.com YOUR CADENCE INSURANCE ACCOUNT REPRESENTATIVE: (formerly BXS Insurance) Ashley Bray 870-974-7424 ashley.bray@cadenceinsurance.com 17
Page 1: BHT Investment Co. 2023 BENEFITS EN
Page 4 and 5: BENEFITS OVERVIEW ENROLLMENT You ca
Page 6 and 7: MEDICAL INSURANCE CARRIER: QualChoi
Page 8 and 9: DENTAL INSURANCE CARRIER: Delta Den
Page 10 and 11: GROUP LIFE INSURANCE CARRIER: QualC
Page 12 and 13: DISABILITY INSURANCE CARRIER: Linco
Page 14 and 15: VOLUNTARY CANCER INSURANCE CARRIER:
Page 18 and 19: GLOSSARY Coinsurance: Your share of
Page 20: Prepared for: Prepared for: BHT INV

BHT Investment - 2023 Benefit Guide FINAL

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