North Hampshire Lifestyle Mar - Apr 2024
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Work for an organisation<br />
you can be proud of<br />
After dedicating more than 30 years to<br />
his position, Ken decided to take a step<br />
back to reflect on what he wanted to do<br />
next. As someone who thrives on engaging<br />
with people, he discovered he really<br />
missed interacting with customers and<br />
helping them to resolve their problems.<br />
When he popped into the Society to open a new savings<br />
account, Ken realised they were advertising for people to<br />
work in his local branch. He went for an interview, and the<br />
rest, as they say, is history!<br />
We caught up with Ken to find out about what a day in his<br />
work life looks like, what he enjoys most about his job, and<br />
whether he’d recommend it to others.<br />
What do you like most about your role at the Society?<br />
“I wanted a role where I could speak and deal with people,<br />
and my role is perfect for that – I get to build rapport and<br />
relationships with our customers, especially our regular<br />
ones who have been coming into the branch for years. I’ve<br />
also built some brilliant friendships with my colleagues over<br />
the years and have even maintained friendships with people<br />
who no longer work in the branch.”<br />
What skills do you need to work in a branch?<br />
“Definitely adaptability – it’s an old cliché but no two days<br />
are the same! Being able to adapt to the busier periods,<br />
such as ISA season, as well as the quieter times, is a helpful<br />
skill. Getting on with people and building relationships with<br />
people of all ages is also really key. Our customers love us<br />
because they get to know the people who work here.”<br />
What would surprise people about working for the<br />
Newbury?<br />
“It’s such a personal place to work. I was made to feel very<br />
welcome when I first started, and even Phillippa, our CEO,<br />
makes an effort to learn your name and welcome you to the<br />
Society. It’s a really friendly atmosphere.”<br />
How does your role at the branch fit into your life?<br />
“I have now been working part-time after nearly 40 years of<br />
working full-time. This has been a big change for me which I<br />
am slowly adapting to, but having a supportive and adaptable<br />
manager in Lisa has really helped with the transition.<br />
Branch roles can be flexible nowadays, so it’s great for students,<br />
people who have maybe been off or away from work<br />
for a long time, or even people with young children.”<br />
What piece of advice would you give to people who are<br />
unsure about a role in finance?<br />
“Definitely to not be afraid if you’ve not got a finance background.<br />
I hadn’t worked in finance before either. Newbury<br />
provides great training and it’s all about the journey and<br />
learning.”<br />
Working for Newbury Building Society<br />
We strive to make the Society a great place to work and<br />
offer a range of benefits including personalised training<br />
anddevelopment, a community-focused organisation with<br />
the chance to support local charities, 2 paid volunteering<br />
days per year, and your birthday off.<br />
To find out about roles in your area, visit<br />
www.newbury.co.uk/careeers/.<br />
Newbury Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority<br />
and the Prudential Regulation Authority (Financial Services Register number 206077). English Law applies and we will communicate<br />
with you in English. We are participants of the Financial Ombudsman Service. We have a complaints procedure which we will<br />
provide on request. Most complaints that we cannot resolve can be referred to the Financial Ombudsman Service. 9391<br />
Newbury<br />
Building Society
C O N T E N T S<br />
A NOTE<br />
from the editor<br />
10<br />
EASTER RECIPES<br />
04COMPETITIONS<br />
Welcome, dear readers,<br />
to our egg-citing Easter<br />
edition! As we shake off the<br />
winter chill and embrace<br />
the blossoming spring,<br />
we’ve packed this issue<br />
with enough puns and<br />
delights to make even the<br />
Easter Bunny chuckle.<br />
Now, before you dive into<br />
this basket of joy, we must<br />
warn you: the following<br />
pages contain an eggstravaganza<br />
of puns.<br />
From yolks to bunnies,<br />
we’re cracking open the<br />
comedy vault and letting<br />
the laughter flow!<br />
So, whether you’re<br />
gathering the family<br />
together, hunting for<br />
chocolate treasures, or just<br />
enjoying some quality time<br />
in some spring sunshine<br />
(hopefully!) remember to<br />
take a moment to indulge<br />
in the silly side of life. After<br />
all, laughter is the best<br />
medicine, especially when<br />
paired with chocolate!<br />
HOME TRENDS<br />
Editor Katie Thomson<br />
e katie@minervapublications.co.uk<br />
Assistant Editor Kate Norris<br />
Publisher Sally Thomson<br />
Pre Press Manager Rebecca Rose<br />
Contributors<br />
Matthew Biggs, Angela Cave,<br />
Louise Thomson, Pete Lawrence<br />
FOR ADVERTISING<br />
Account Manager Helen Skeates<br />
e helen.skeates@minervapublications.co.uk<br />
t 01225 984494<br />
Front Cover Courtesy of Dave Foster for<br />
Fairfax & Favor<br />
22<br />
RETIREMENT PLANNING<br />
28<br />
MINERVA PUBLICATIONS<br />
Unit 21c, Paxcroft Farm,<br />
Hilperton BA14 6JB<br />
t 01225 984 550<br />
www.minervamagazines.co.uk<br />
Printed on sustainably sourced paper.<br />
Please recycle this copy or pass it along<br />
when you are finished for someone else<br />
to enjoy.<br />
Disclaimer: The publishers shall not be<br />
held liable for any loss occasioned by<br />
failure of an advertisement to appear, or<br />
any damage or inconvenience caused by<br />
errors, omissions and misprints. No part of<br />
this publication may be reproduced without<br />
prior permission from the publishers.<br />
The opinions expressed within are not<br />
necessarily those of the publishers.<br />
We’ve also got a look at<br />
home trends to help inspire<br />
your next renovation<br />
project, stacks of recipes<br />
if you’re entertaining, and<br />
lots of other joyful pages<br />
to celebrate the delights of<br />
spring.<br />
With that said, let’s hop<br />
to it and make this Easter<br />
one to remember. We wish<br />
you a hopping good time<br />
and plenty of chocolateinduced<br />
smiles.<br />
Katie<br />
www.minervamagazines.co.uk | 3
Time<br />
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All the below close on 15th May <strong>2024</strong><br />
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With comfort in mind, Lucia is designed<br />
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Keyword ‘Natural Glow’<br />
WIN JEWELLERY SET BY<br />
COEUR DE LION<br />
The Mysterious Cubes & Pearls jewellery<br />
set in gold-black offers timeless black<br />
crystals combined with elegant crystal<br />
pearls to create breathtaking earrings<br />
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See more at coeur-de-lion.org<br />
Keyword ‘Coeur De Lion’<br />
WIN ONE OF 11 ALTRUIST<br />
SKIN BUNDLES<br />
You’ve got the chance to win a set of<br />
Altruist suncare products. Altruist’s<br />
high-quality, affordable 5 star ultra<br />
UVA sun protection range has been<br />
developed by consultant dermatologist,<br />
Dr Andrew Birnie, to help reduce the<br />
incidence of skin cancer. We have<br />
11 prize packages, each including an<br />
Altruist SPF 50 Primer, Altruist SPF 50,<br />
Altruist SPF 30 and Altruist Face Fluid<br />
SPF 30 worth £29 each.<br />
Find out more at www.altruistsun.com<br />
Keyword ‘Altruist’<br />
4 | www.minervamagazines.co.uk
Use code<br />
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receive 10% off*<br />
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Additional £20 per person<br />
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Book on our website,<br />
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*Early bird offer valid until 29th February <strong>2024</strong>.<br />
Acts correct at time of print.<br />
Coach Holidays<br />
Holidays include pick up from home in Hook, Fleet, Alton<br />
Eastbourne Mon 13th May<br />
3* York House Hotel £669 Double, £749 single 5 days<br />
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VISIT THE<br />
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Book tickets at<br />
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www.minervamagazines.co.uk | 5<br />
<strong>North</strong> <strong>Hampshire</strong> <strong>Lifestyle</strong> Ad.indd 1 07/02/<strong>2024</strong> 16:51
Cotton Kimono<br />
Dressing Gown,<br />
£38.99,<br />
hauslife.co.uk<br />
Sophie Conran<br />
Lavandula Set of 2<br />
Mugs, £33,<br />
portmeirion.co.uk<br />
Feel Good Vibes Limited<br />
Edition 3 Wick Candle, £55,<br />
neomwellbeing.com<br />
Use code<br />
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MOTHER’S<br />
Lovely gift ideas for your<br />
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day<br />
Cotton PJs, from<br />
£44.99,<br />
hauslife.co.uk<br />
Stove Top Whistling<br />
Kettle, £49,<br />
enamelhappy.co.uk<br />
Asteraceae Gardening<br />
Gloves, £17.50,<br />
annabeljames.co.uk<br />
Fern Leaf Gold<br />
Plated Earrings,<br />
£16.99,<br />
hauslife.co.uk<br />
Now, word of<br />
advice - only give<br />
appliances as gifts if its<br />
something they love doing! But<br />
for the keen cook, this food<br />
processor is amazing. Chop,<br />
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machine - a cook’s<br />
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Cuisinart 3.3L<br />
Expert Prep Pro<br />
Food Processor,<br />
£280,<br />
cuisinart.<br />
co.uk<br />
Flexible Neoprene lining,<br />
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these superb Aussie-made gumboots are a wonderful<br />
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Wellington Boot, £114.95, uk.merrypeople.com<br />
Stork Black Short<br />
Kimono, £68,<br />
onehundredstars.co.uk<br />
6 | www.minervamagazines.co.uk
eechdown club<br />
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life<br />
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Visit our website<br />
beechdown.co.uk<br />
Call us on<br />
01256 36 22 22<br />
@beechdownclub<br />
Find us at<br />
Winchester Rd<br />
RG22 4ES
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Educational<br />
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Perfect presents at every<br />
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Take learning into the bath with<br />
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development. uk.infantino.com<br />
This puzzle ball is ideal for developing baby’s<br />
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Kids from 3-12+ use physical cards to explore the best<br />
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www.minervamagazines.co.uk | 9
EASTER<br />
Delicious recipes from the<br />
eggs-perts at Clarence<br />
Court Eggs<br />
Feasts<br />
Scandi-Style Platter<br />
SCANDI-STYLE<br />
OPEN FACED<br />
SANDWICH<br />
PLATTER<br />
When grazing boards are done well<br />
they become a real treat for the<br />
senses. You can mix and match<br />
your toppings to suit your crowd.<br />
PREP TIME: 15 minutes<br />
COOK TIME: 10 minutes<br />
Serves 6<br />
INGREDIENTS:<br />
You’ll need a large serving board for<br />
this or a few smaller ones.<br />
1 small fillet beef (pprox.. 350g)<br />
Olive oil<br />
Sea salt and freshly ground black<br />
pepper<br />
6 Clarence Court Hens Eggs<br />
12 Clarence Courts Quails Eggs<br />
Jarred marinated herring<br />
150g smoked salmon<br />
A few slices of cucumber<br />
A bunch of fresh rainbow coloured<br />
radishes and baby carrots, washed<br />
2 tablespoons capers<br />
3 tablespoons crispy dried onions<br />
A small mixed bunch of fresh dill,<br />
chives and parsley<br />
A small log of butter<br />
1 large or 2 small loaves of rustic or<br />
rye bread, cut into small slices<br />
A selection of whole grain crackers<br />
Honey dill dressing<br />
2 tablespoons Dijon mustard<br />
1 tablespoon runny honey<br />
1 tablespoon white wine vinegar<br />
4 tablespoons olive oil<br />
1 small bunch dill, finely chopped<br />
Zest of 1 lemon<br />
METHOD:<br />
Remove the beef from the fridge<br />
30 minutes before cooking so<br />
it has time to comeup to room<br />
temperature.<br />
Rub the beef with a little<br />
olive oil. Place a medium sized<br />
frying pan on a medium heat. Once<br />
hot enough sear the meat all over<br />
for about 3-4 minutes on each side.<br />
Place on a plate and season all over<br />
in salt and pepper, cover with tin foil<br />
and allow the meat to rest.<br />
Place two pans of water on to boil.<br />
Cook the hens’ eggs for around 8<br />
minutes in one pan and the quails<br />
eggs in another pan for around 2<br />
minutes. Once cooked carefully<br />
remove the eggs from the water<br />
and place in a large bowl of ice<br />
water to cool.<br />
Meanwhile make the dressing,<br />
place the ingredients in a clean<br />
jam jar with a lid and shake well to<br />
combine.<br />
Just before you’re ready to serve,<br />
peel the eggs and slice the hens’<br />
eggs in half. Remove the foil from<br />
10 | www.minervamagazines.co.uk
the beef, place on a board and slice very thinly.<br />
Prepare your serving board by covering in a couple of<br />
squares of white or brown parchment. Place the eggs in<br />
centre of the board with the jar of dressing and spoon.<br />
Put the vegetables and herbs next to the jar. Put the herring<br />
in a small bowl and place on the board with the salmon and<br />
beef arranged nearby. Place the capers and crispy onions in<br />
little jars on the board. Add the bread, crackers and the butter<br />
wrapped in greaseproof with a butter knife. Serve with plates,<br />
cutlery and napkins so everyone can dig in.<br />
WILD MUSHROOM AND<br />
GRUYÈRE BAKED EGGS<br />
Clodagh McKenna’s creamy wild mushroom and gruyère<br />
baked eggs are a sublime bowl of comfort. The delicious<br />
woodland umami flavours of the wild mushrooms are<br />
enchanting, whilst the gruyère and rich golden yolks of our<br />
eggs bring a luxurious layer of creamy indulgence. It’s the<br />
perfect dish for winter days.<br />
PREP TIME: 10 minutes<br />
COOK TIME: 20 minutes<br />
Serves 2<br />
INGREDIENTS:<br />
25g butter, plus extra for greasing the dishes<br />
75g pancetta<br />
160g mixed wild or chestnut mushrooms, sliced<br />
100ml double cream<br />
50g Gruyère cheese, grated<br />
1 teaspoon Dijon mustard<br />
4 Clarence Court hen eggs<br />
Sea salt<br />
Freshly ground black pepper<br />
METHOD:<br />
Pre-heat the oven to 200°C/180°C fan.<br />
Grease 2 small ovenproof dishes with butter.<br />
Place a frying pan over a medium heat and add the butter.<br />
Once the butter has melted, add the pancetta, toss and cook<br />
for 2 minutes. Next, add the mushrooms to the pan, season<br />
with sea salt and freshly ground black pepper. Give a little<br />
shake and cook for 3-4 minutes, until the mushrooms are<br />
golden in colour.<br />
Place the grated gruyère cheese, double cream and mustard<br />
in a bowl, season with sea salt and freshly ground black<br />
pepper and whisk together.<br />
Once the mushrooms and pancetta are cooked, stir them into<br />
the creamy cheese mixture, then spoon ¼ of the mixture into<br />
each dish.<br />
Make two little divets in each portion of the creamy cheese<br />
mixture and crack your eggs into them. Spoon the remaining<br />
mixture over the eggs, being careful to not cover the yolks.<br />
Place the dishes on a baking tray and into the pre-heated<br />
oven for 15 minutes. Serve with toasted bread cut into thin<br />
slices, so that you can dip them into the eggs.<br />
www.minervamagazines.co.uk | 11
Fish Pie with Rosti Top<br />
FISH PIE WITH<br />
ROSTI TOP<br />
Fish pie is a great all rounder for<br />
any time of year and is balanced<br />
enough to just be served up on it’s<br />
own without sides. Mix up the types<br />
of fish, you can use cod, smoked<br />
mackerel, frozen squid or scallops.<br />
You could also add sweet potato or<br />
parsnip to the topping along with a<br />
little potato.<br />
PREP TIME: 20 minutes<br />
COOK TIME: 1 hour 10 minutes<br />
Serves 4<br />
INGREDIENTS:<br />
500ml whole milk<br />
3 fresh bay leaves<br />
6 whole black peppercorns<br />
½ onion, peeled<br />
1 whole nutmeg<br />
10g fresh parsley, chopped<br />
250g Smoked haddock<br />
150g cherry tomatoes<br />
3 tablespoons plain flour<br />
50g butter plus extra for greasing<br />
3 large floury potatoes, peeled<br />
A good splash Vermouth (optional)<br />
50g fresh leaf spinach<br />
50g frozen peas<br />
10g fresh chives, chopped<br />
70g grated cheddar cheese<br />
4 Clarence Court Burford Brown<br />
eggs, (2 soft boiled and peeled and<br />
2 yolks)<br />
250g salmon fillet, cut into chunks<br />
100g peeled, raw prawns<br />
METHOD:<br />
Pre-heat the oven to 200°C.Place<br />
the milk in a saucepan with the bay<br />
leaves, peppercorns, onion, a few<br />
gratings of nutmeg and parsley<br />
stalks. Place on a low heat and<br />
simmer for 5 minutes without boiling<br />
the milk, then add the smoked<br />
haddock and simmer for a further<br />
5 minutes. Turn off the heat and<br />
remove the fish with a slotted spoon<br />
and place on a plate. Whilst the fish<br />
is still warm remove the skin.<br />
Place the cherry tomatoes in a<br />
baking dish, drizzle with a teaspoon<br />
olive oil. Season with salt and pepper<br />
and toss together. Put the tray of<br />
tomatoes in the oven and cook for<br />
20 minutes or until the tomatoes are<br />
softened and starting to pop.<br />
Peel and coarsely grate the potatoes,<br />
place in a colander and season<br />
with 1 teaspoon salt. Toss together<br />
and squeeze out the water from the<br />
potatoes. Repeat with another 1<br />
teaspoon salt, place the potato in a<br />
clean tea towel and squeeze out the<br />
remaining moisture.<br />
Place the butter and flour in a<br />
medium sized saucepan on a low<br />
heat. Stir together until the butter<br />
has melted, bubbling and all looking<br />
golden. Strain the milk into the pan<br />
through a sieve. Keep stirring on<br />
a low heat with a spoon and then<br />
mix with a whisk until smooth and<br />
thickened enough to coat the back of<br />
a spoon, add a splash of Vermouth if<br />
using. Stir in the cheese, whisk in the<br />
egg yolks, season to taste and place<br />
to one side.<br />
Place a medium sized frying pan<br />
on a medium heat. Add the spinach<br />
and splash of water. Stir and allow<br />
the spinach to wilt. Turn off the heat,<br />
spoon in to the tea towel used for the<br />
potato and squeeze out the excess<br />
water. Season with salt, pepper and<br />
nutmeg and chop.<br />
Take a 20 cm x 30 cm baking dish<br />
and lightly grease the inside with<br />
softened butter. Stir the spinach<br />
into the sauce. Gently fold the fish,<br />
prawns, peas, chives and parsley in<br />
to the sauce too. Spoon the mixture<br />
into the baking dish and top with<br />
halved soft boiled eggs. Push them<br />
down into the sauce a little.<br />
Toss the grated potato in a little<br />
olive oil and arrange the rosti on top.<br />
Bake in the oven for 20-25 minutes<br />
or until bubbling and the top is crisp<br />
and golden. Serve with stir fried<br />
savoy cabbage or watercress.<br />
12 | www.minervamagazines.co.uk
BLOOD ORANGE<br />
PANCAKES<br />
Level up your pancakes with<br />
Thomas Franke’s take<br />
PREP TIME: 20 minutes<br />
COOK TIME: 25 minutes<br />
Serves 2<br />
INGREDIENTS:<br />
200g milk<br />
4 Clarence Court Burford Brown<br />
eggs<br />
100g flour<br />
Salt, pinch<br />
Crème fraiche<br />
Blood Orange Sauce<br />
300ml blood orange juice<br />
100g butter<br />
50g sugar<br />
50ml brandy (optional)<br />
10 blood orange segments<br />
Blood orange rind, finely sliced<br />
METHOD:<br />
For the pancakes, heat a nonstick<br />
pan on a medium heat. Blend all of<br />
the ingredients together.<br />
Pour a portion of the batter into the<br />
pan, twisting as you go to fill the<br />
pan with a thin layer of batter. When<br />
bubbles appear on the surface, flip<br />
the pancake over. Make all<br />
your pancakes, stack and keep<br />
warm. Tip: the reason most people<br />
say the first pancake never works is<br />
because their pan is too hot. Fully<br />
heat the pan, but over a<br />
medium heat.<br />
Blood Orange Pancakes<br />
For the sauce, mix the sugar,<br />
blood orange juice, and brandy<br />
(if using) together.<br />
Reduce vigorously until the<br />
juice begins to turn into a<br />
loose syrup. Remove from the<br />
heat, leave for 60 seconds,<br />
and then whisk in the cold<br />
butter until fully incorporated.<br />
Add the rind. Return the<br />
sauce to a medium heat and<br />
simmer until thickened and<br />
glossy.<br />
To serve, add the segments<br />
and the pancakes to the<br />
sauce to warm through.<br />
Remove the pancakes<br />
from the sauce and stack<br />
onto a plate. Spoon over<br />
the sauce, dress with the<br />
segments, and dust with<br />
icing sugar. Serve warm<br />
with a spoonful of crème fraiche.<br />
MARMALADE<br />
BREAD &<br />
BUTTER<br />
PUDDING<br />
Indulge in the ultimate comfort<br />
pudding, with a hint of zesty<br />
orange. Thomas Frakehas taken<br />
this traditional dessert and elevated<br />
it to a whole new level – a warming<br />
dessert any time of year.<br />
PREP TIME: 20 minutes<br />
COOK TIME: 40 minutes<br />
Serves 2<br />
INGREDIENTS:<br />
4 brioche rolls<br />
4 tablespoons marmalade<br />
2 tablespoons unsalted<br />
butter, plus some for<br />
greasing<br />
2 tablespoons sultanas<br />
1 tablespoon icing or caster<br />
sugar<br />
250ml orange custard<br />
Orange Custard<br />
400ml whole milk<br />
200ml double cream<br />
1 tablespoon vanilla bean<br />
paste<br />
Zest of an orange<br />
3 Clarence Court Burford<br />
Brown eggs<br />
100g golden caster sugar<br />
METHOD:<br />
For the orange custard,<br />
Bread & Butter Pudding<br />
place<br />
the whole milk, double<br />
cream, vanilla bean paste and<br />
orange zest into a saucepan over<br />
a medium heat and bring to the<br />
boil. As soon as it begins to bubble,<br />
remove from the heat.<br />
Beat the eggs and golden caster<br />
sugar in a bowl until pale and frothy.<br />
Pour over and whisk a little of the<br />
warm cream mixture into the eggs<br />
to temper. Then, add the tempered<br />
eggs into the saucepan of warm<br />
cream and return to a low heat. Stir<br />
well, and then remove and reserve<br />
250ml of your custard for the bread<br />
and butter pudding. Continue to<br />
stir the custard remaining in your<br />
pan until thickened to pouring<br />
consistency.<br />
For the marmalade bread and butter<br />
pudding, slice the brioche rolls in<br />
half. Generously lather with the<br />
marmalade and butter, and then<br />
arrange half of the slices in a small,<br />
buttered baking dish. Sprinkle the<br />
sultanas over, then top with the<br />
remaining slices of brioche. Pierce<br />
the rolls all over with a sharp knife,<br />
so they are ready to absorb all the<br />
delicious flavours.<br />
Preheat the oven to 180°C/160°C.<br />
Pour over the reserved custard<br />
mixture until the brioche is mostly<br />
submerged. Allow to soak for 15<br />
minutes, before baking for 20 to<br />
30 minutes, until golden brown and<br />
the custard is set. Dust with icing<br />
sugar and serve with the thickened<br />
custard – enjoy!<br />
www.minervamagazines.co.uk | 13
GREAT<br />
Taste<br />
Working in Michelin Star establishments<br />
around the world from the highly<br />
acclaimed Le Gavroche under the tutelage<br />
of Michel Roux, to restaurant Schillinger<br />
in Colmar, and a spell in three star <strong>Mar</strong>c<br />
Meneau in Veselay, Daniel Galmiche’s<br />
culinary journey has been extraordinary.<br />
Sally Thomson caught up with him<br />
to discuss his career, his love of the<br />
Highlands and his new direction<br />
Thank you for taking the time<br />
to talk to me. You have moved<br />
recently - where are you based<br />
now, please?<br />
I am on the top of the Chiltern Hills,<br />
which means I’m about 35 minutes<br />
on the top of the hill behind Bicester.<br />
I’ve met you before when you<br />
were in the Vineyard. Am I right in<br />
thinking that your grandparents<br />
were organic farmers?<br />
That’s right. They had a small<br />
holding, mainly for friends and<br />
family. And it was all hand-fed, all<br />
organic, it was fantastic. So that<br />
must be about 60 years ago, that<br />
was pre-dating what goes on now.<br />
And my great aunt was a really<br />
fantastic cook.<br />
You were also in at one time in<br />
Scotland, for about seven years?<br />
“I’m fan of the Scots for<br />
a lot of things. I love the<br />
tradition, I love the kilt,<br />
the tartan, the mystery,<br />
the magic, the produce, the<br />
people. There’s something<br />
quite exquisite about<br />
Scotland, isn’t there?”<br />
Yes, I wanted to stay there, because<br />
I love Scotland, it’s my second<br />
country really.<br />
That’s another question I had<br />
for you, because my husband’s<br />
a Scot, and he absolutely loves<br />
Scotland too.<br />
Of course, it is a beautiful country. I<br />
just love Scotland and the produce<br />
they have is amazing. For me, the<br />
best produce in the UK comes from<br />
Scotland.<br />
Raspberries in particular, it was<br />
raspberries that my husband<br />
remembers growing in his garden<br />
when he was a little boy. They<br />
had buckets and buckets of<br />
raspberries.<br />
Best in Europe. Yes, they are. It’s<br />
just the season itself, so sometimes<br />
it can last for two weeks, three<br />
weeks, and sometimes for six<br />
weeks, because of the weather. I’m<br />
fan of the Scots for a lot of things.<br />
I love the tradition, I love the kilt,<br />
the tartan, the mystery, the magic,<br />
the produce, the people. There’s<br />
something quite exquisite about<br />
Scotland, isn’t there?<br />
What made you decide to leave<br />
Scotland at that stage then?<br />
I had a chance to go to live in<br />
Singapore for nearly four years.<br />
When I came back, I was in Portugal<br />
for one year, running the Penina,<br />
which is in the Algarve, where they<br />
have the famous Henry Cotton golf<br />
course, which is world renowned.<br />
And after that, I went to Harvey’s in<br />
Bristol for nearly seven years as well.<br />
You’re naturally a French chef and<br />
you’ve been all over the world<br />
however is there another cuisine<br />
that you like?<br />
I love Japanese food as well. I<br />
mean, it’s fantastic. There’s a<br />
symbiotic relationship between<br />
French and Japanese cooking - we<br />
have the same discipline and way<br />
of thinking about food and produce<br />
and where to get it.<br />
What direction is your career<br />
taking now?<br />
I don’t want to go back to 100<br />
covers and working all hours. I<br />
want something more intimate -<br />
everybody to come together, sit<br />
down together and go together and<br />
do that Thursday, Friday, Saturday,<br />
that’s it. Maybe 12 to 18, maybe<br />
12, 10 and 12 covers, that’s all I<br />
want to do. But proper, really nicely<br />
done. And I don’t want a 30-course<br />
menu. I want a seven-course menu.<br />
Simplified, focusing on connection -<br />
that’s what good food is about!<br />
danielgalmiche.co.uk<br />
14 | www.minervamagazines.co.uk
ROAST LEG<br />
OF LAMB with<br />
California Walnut<br />
& <strong>Apr</strong>icot Crust<br />
Prep: 15 minutes<br />
Cook: 2 hours plus resting<br />
Serves 6<br />
2kg whole leg of lamb<br />
4 spring onions, roughly<br />
chopped + 2 extra<br />
2 sprigs rosemary, leaves only<br />
100g California Walnuts + 25g<br />
75g dried apricots + 25g<br />
1 clove garlic<br />
2 tbsp rapeseed oil + 1 tsp<br />
50g fresh breadcrumbs<br />
1 tsp white wine vinegar<br />
1 sprig mint, leaves chopped<br />
Preheat the oven to 180°C, gas<br />
mark 4.<br />
Remove the lamb from the<br />
fridge, pat dry with kitchen<br />
paper and place in a large<br />
roasting tin. Make 6 x 6cm long<br />
deep slits in the meat and set<br />
aside.<br />
Place 4 spring onions, rosemary,<br />
100g walnuts, 75g apricots<br />
and garlic in a food processor<br />
with the 2 tbsp oil and blitz to<br />
a coarse crumb, mix into the<br />
breadcrumbs and season.<br />
Press some of the crust mix into<br />
the slits of the lamb and press<br />
the remaining over the top of<br />
the joint. Roast for 1 hour then<br />
cover with foil and cook for a<br />
further hour to give medium<br />
rare. Remove from the oven and<br />
rest for 15 minutes still covered<br />
in foil before carving.<br />
Meanwhile, mix the remaining<br />
sliced spring onions, chopped<br />
walnuts and diced apricots<br />
with 1 tsp oil, 1 tsp white wine<br />
vinegar and mint. Serve with<br />
the leg of lamb.<br />
COOK’S TIP<br />
Prepare the lamb in advance<br />
with the crust on and leave<br />
out for 10-15 minutes before<br />
cooking.<br />
www.minervamagazines.co.uk | 15
BRAISED PEAS<br />
with California<br />
Walnuts & Pancetta<br />
Prep: 10 minutes<br />
Cook: 10 minutes<br />
Serves 4-6 as an<br />
accompaniment<br />
½ tbsp rapeseed oil<br />
150g smoked diced pancetta<br />
5 spring onions, sliced<br />
300g frozen peas<br />
1 clove garlic, crushed<br />
50g California Walnuts, roughly<br />
chopped<br />
300ml chicken stock<br />
2 sprigs mint, leaves only<br />
1 tsp Dijon mustard<br />
Heat the oil in a large frying<br />
pan and fry the pancetta for 3<br />
minutes until crispy, drain off<br />
most of the excess oil. Add the<br />
spring onions, peas and garlic<br />
and fry for a further 3 minutes.<br />
Stir in the walnuts, stock, mint<br />
and Dijon and cook for 2-3<br />
minutes.<br />
EASTER NESTS<br />
with California Walnuts<br />
Prep: 10 minutes<br />
Cook: 3-4 minutes<br />
Makes 12<br />
200g milk chocolate, broken into<br />
pieces<br />
2 tbsp golden syrup<br />
50g unsalted butter, diced<br />
75g cornflakes<br />
50g California Walnuts, roughly<br />
chopped + 12 halves<br />
80g bag mini eggs<br />
Place 12 fairy cases in a 12-hole<br />
muffin tin. Place the chocolate, syrup<br />
and butter in a large bowl and set<br />
over a pan of simmering water, allow<br />
to melt completely then cool slightly.<br />
Stir in the cornflakes and chopped<br />
walnuts until completely coated.<br />
Divide between the paper cases and<br />
make a little hollow in the centre of<br />
each.<br />
Press a Walnut half and 2 mini eggs<br />
in the hollow and chill until set.<br />
16 | www.minervamagazines.co.uk
p e r f e c t<br />
g i f t s ,<br />
c l o t h e s &<br />
a c c e s s o r i e s<br />
1 0 % o f f<br />
o n l i n e a n d i n<br />
s t o r e u s i n g<br />
1 0 H A U S L I F E<br />
3 Abbeygate Steet, Bath | www.hauslife.co.uk
The Alice Gilet<br />
in Nubuck &<br />
Toscana, £450<br />
The Tetbury<br />
Women’s Crescent<br />
Bag in Chocolate<br />
Suede, £285<br />
The Heeled Soho Boot<br />
in Ink Suede, £395<br />
R A C E D A Y E D I T<br />
Cheltenham Festival<br />
Beautiful rural vogue pieces from the<br />
quintessential country brand - Fairfax & Favor<br />
fairfaxandfavor.com<br />
The Belgravia<br />
Ankle Boot in Black<br />
Suede, £250<br />
The Ada Cape in<br />
Biscuit Wool, £525<br />
The Grace Coat in<br />
Tan Suede, £825<br />
The Sienna Cape in Monochrome<br />
Houndstooth, £495<br />
18 | www.minervamagazines.co.uk
STYLISH<br />
Stays<br />
AZTEC HOTEL & SPA<br />
bristol<br />
Sometimes we all just need a retreat from the world, and<br />
the Aztec Hotel, with its lovely spa, fabulous dining options,<br />
comfortable rooms and family-friendly set up, makes it the<br />
perfect getaway for the whole gang.<br />
This is a family-friendly hotel, and that feeling of incusivity<br />
makes for a relaxing stay. Children are at the fore-front, even<br />
getting their own ‘V-I-little-P’ dressing gowns on arrival -<br />
meaning they can relax into their stay alongside mum and dad.<br />
You’ll also find lovely extras like eye masks and pillow spray in<br />
the room, to aid relaxation.<br />
The spa makes the Aztec a real destination - with a warming<br />
sauna to a relaxing hot tub, a steam room for deep breathing<br />
and finally a well-sized swimming pool for a refreshing dip<br />
and some lengths. Caudalie and TempleSpa treatments are<br />
available in the four relaxing treatment rooms, to really take<br />
your recharge to a new level. The lounge area is a great space<br />
to kick back in, with coffee and a paper - it is lovely to be able<br />
to take some time out to recharge in a comforting space.<br />
Make sure you don’t miss The Curious Kitchen - the Aztec’s<br />
wonderful restaurant. Executive Chef <strong>Mar</strong>c Payne has brought<br />
in a range of new techniques to expand on the expertise<br />
already shown in the kitchen. The team smoke, cure, pickle<br />
and preserve in-season meaning all year round the produce<br />
is at its best. The hotel showcases these new skills in<br />
masterclasses held every Saturday, were the chefs showcase<br />
their talents and share expert advice with guests.<br />
Whether you’re visiting for a spa day or a night away, you’re<br />
sure to check out feeling recharged.<br />
Rooms from £84 | Book direct at aztechotelbristol.co.uk<br />
Aztec W, Almondsbury, Bristol BS32 4TS<br />
MONDRIAN<br />
shoredich, london<br />
We know London has an inimitable buzz, and this is<br />
especially true in Shoreditch. Matching the energy of its<br />
setting, the Mondrian is the perfect city bolt-hole for your<br />
next adventure.<br />
The styling is contemporary and achingly cool - but<br />
importantly, very inviting. The standard king rooms make<br />
resplendently comfortable bases if your weekend is featuring<br />
lots of city exploration - or, if you plan to be more inert, the<br />
palatial penthouses would be the premium choice. All the<br />
rooms are equipped with lots of five-star luxuries, including<br />
delightful steam showers, a quirkily-stocked mini bar and<br />
plush beds for an excellent night’s sleep - a must when<br />
staying away from home.<br />
Breakfast is served on the rooftop - adjacent to the hotel’s<br />
crowning gem - its own rooftop pool. It has the same<br />
characterful furniture and artwork as the rest of the hotel -<br />
creating a lovely, light-filled space to enjoy.<br />
The hotel is perfectly placed to enjoy the best of Shoreditch<br />
and connections to the wider city - but with a fantastic gym,<br />
a pool, spa treatments and a wonderful atmosphere, you<br />
can find all you need within its walls.<br />
don’t miss - dining at bibo<br />
Located in the hotel and described as ‘a little piece of<br />
Andalusia in central London’, BiBo is a dining concept from<br />
chef Dani García, packing plenty of style and flavour. The<br />
tapas dishes are designed to be shared - make sure you<br />
order the porcini croquetas - crispy parcels of deliciousness<br />
filled with creamy umami mash.<br />
Rooms from £197 | 45 Curtain Rd, London EC2A 3PT<br />
www.minervamagazines.co.uk | 19
Strala Peach Cushion By Abigail Borg, £85<br />
Each, abigailborg.com<br />
Conch Shell 052,<br />
benjaminmoorepaint.<br />
co.uk<br />
Shoreditch 3 Seater Sofa in Stain Resistant Cotton<br />
Velvet Blossom, £1643 darlingsofchelsea.co.uk<br />
Earthborn Peach Baby,<br />
earthbornpaints.co.uk<br />
PEACH FUZZ<br />
It’s official - Pantone have announced that their<br />
pick for Colour of the Year <strong>2024</strong> is Peach Fuzz!<br />
Pantone 13-1023 Peach Fuzz was described by the<br />
Pantone Colour Institute as a comforting hue ‘softly<br />
nestled between pink and orange’ that was chosen<br />
to express a yearning for community and cosiness<br />
during uncertain times. We absolutely adore this<br />
shade, and to help you get inspired we’ve gathered a<br />
selection of products to help you embrace this sweet<br />
subtle shade in the New Year<br />
Tonal Pinks Twist<br />
Dinner Candles, £6.49,<br />
giselagraham.co.uk<br />
High West Wild<br />
Studio Poster, £15.95,<br />
desenio.com<br />
Candle Holder £26.99,<br />
sofastore.com<br />
If you’re not feeling<br />
a total redecoration<br />
coming on, why not<br />
add Peach Fuzz into<br />
your interior with some<br />
smaller accessories like<br />
glassware, cushions or<br />
candles<br />
Earthborn Peach Baby,<br />
earthbornpaints.co.uk<br />
Cary Silk Cushion, £160,<br />
sweetpeaandwillow.com<br />
Ligne Roset Chair and<br />
Footstool, ligne-roset.com/uk/<br />
Natural Wax Boxed<br />
Candle, £21,<br />
hauslife.co.uk<br />
Liberty, Vaisselle, Glass Vase With Two<br />
Handles, £645, libertylondon.com<br />
Set of 2 Short<br />
Cocktail Glasses £32,<br />
roseandgrey.co.uk<br />
20 | www.minervamagazines.co.uk
Green Botanical<br />
Pyjamas, £49.99,<br />
hauslife.co.uk<br />
Benjamin Moore Hunter Green,<br />
benjaminmoorepaint.co.uk<br />
Smile Kitchens Hjerte<br />
Range in Spruce Green,<br />
smilekitchens.com<br />
Leopard Art, £38, aureous.co<br />
Swyft Model 06 in Vine,<br />
£3735, swyfthome.com<br />
The Hot List<br />
OUR FAVOURITE LIFESTYLE TRENDS<br />
Forest Green Stoneware Mug,<br />
£14, roseandgrey.co.uk<br />
Thistleton Pantry in ‘Thicket’,<br />
£2057, lochannakitchens.co.uk<br />
FOREST GREEN<br />
Ca’Pietra Bamboo Lustre Avocado<br />
+ Forest and Glass House Floor,<br />
capietra.com<br />
While soothing shades of sage have been a firm favourite over<br />
the last year or two, we’ve spotted a subtle shift towards bolder,<br />
earthier forest green hues that act as the perfect addition to infuse<br />
the home with rich colour, character and charm while still keeping<br />
things grounded. This love for deep forest greens stems from an<br />
ongoing desire for a greater connection to the natural world and its<br />
calming effects (one of the key reasons behind biophilic design’s<br />
increasing popularity).<br />
Glace Bottle Green Kit Kat Tiles,<br />
porcelainsuperstore.co.uk<br />
Chasseur Round Casserole<br />
20cm Forest £144, dexam.co.uk<br />
www.minervamagazines.co.uk | 21
Cambridge Kitchen in<br />
Driftwood Blue, Benchmarx<br />
GO GREEN<br />
From calming sage to power-packed<br />
emerald, green isn’t going anywhere.<br />
Green is easy to incorporate into your<br />
kitchen’s color scheme and has the<br />
ability to make kitchen cabinets sing.<br />
Paint ‘Secret Room’ ,<br />
earthbornpaints.co.uk;<br />
H O M E<br />
Renovating<br />
G U I D E<br />
If you’re looking to improve rather<br />
than move, these are the trends you<br />
need to take note of for <strong>2024</strong><br />
Nettuno Parkland Tile,<br />
claybrookstudio.co.uk<br />
K I T C H E N<br />
Preveli Pendant, £180, darlighting.co.uk<br />
oliveandbarr.com<br />
oliveandbarr.com<br />
ORNATE<br />
LIGHTING<br />
There has been a definite move<br />
away from the understated<br />
kitchen, and the larger-than-life<br />
trend is back - particularly light<br />
fixtures that are oversized and a<br />
statement piece.<br />
Otoro Recycled<br />
Pendant, £250,<br />
nkuku.com<br />
22 | www.minervamagazines.co.uk
Bye Bye Birdie!<br />
Divine Savages<br />
SPA FEATURES<br />
Consumers are placing increasing<br />
priority on products and design<br />
that focus on health and wellness.<br />
There’s increased interest in spa-like<br />
amenities in bathrooms, including<br />
steam showers and saunas. Steam<br />
showers have been at the top of the<br />
list as science has shown they may<br />
contribute to allergy relief, lower<br />
blood pressure and better sleep.<br />
Bath Brush, £14,<br />
gardentrading.co.uk<br />
B A T H R O O M<br />
PLAYFUL<br />
WALLPAPER<br />
Bathrooms are the perfect place to go<br />
a bit over the top and showcase your<br />
personality by using wallpaper as your<br />
hero piece. There is so much fabulous<br />
paper in the marketplace that there’s truly<br />
something for everyone — from small,<br />
classic prints to exotic toiles and florals to<br />
mural-like papers.<br />
Rockpools Wallpaper,<br />
fionahoward.com<br />
GEOMETRIC<br />
PATTERNS<br />
Carpe Diem Wallpaper, lusthome.com<br />
Expect a surge in the popularity of<br />
patterns in both flooring and wall designs<br />
in <strong>2024</strong>. The focus won’t necessarily be<br />
on colourful pattern designs but on the tile<br />
arrangements. Think geometric patterns<br />
such as chevron, basket-weave and<br />
herringbone layouts to take centre stage.<br />
Avalon GreyTile, £27.99,<br />
tilemountain.co.uk<br />
Harlequin Geometric Tiles, £42,<br />
porcelainsuperstore.co.uk<br />
Valentine <strong>Mar</strong>ble Mosaic,<br />
hyperiontiles.co.uk<br />
www.minervamagazines.co.uk | 23
Studio McGee<br />
WARM NEUTRALS<br />
Paint ‘Grasscloth’ ,<br />
claybrookstudio.co.uk;<br />
Cavendish Armchair,<br />
£450, hauslife.co.uk<br />
Warm, textural spaces with natural<br />
materials in moodier, earthy colour palettes,<br />
immediately brings a laid-back and inviting<br />
feel. We’re moving away from bright whites<br />
toward more creams, browns, rusts, and<br />
muted greens<br />
Tali Cushion, £35,<br />
hauslife.co.uk; Tanhu<br />
Wool Throw Blanket,<br />
£210, whitemotive.com<br />
L I V I N G<br />
Lacock Limestone Flooring,<br />
artisansofdevizes.com;<br />
The Gentry Owl Cushion,<br />
£29.99, claire-louise.co.uk<br />
Amber Interiors<br />
Edith Nature Motif<br />
Lamp £225, sweetpeaandwillow.com<br />
www.torimurphy.com<br />
ENGLISH<br />
COUNTRY<br />
Queen Anne Scroll<br />
Wing Chair, £1593,<br />
darlingsofchelsea.co.uk<br />
It goes to show that the classics<br />
never go out of fashion - this style is<br />
especially good if you’re looking to<br />
reduce your carbon footprint with the<br />
use of antique and vintage pieces.<br />
Green Flutterby Stained<br />
Glass Film, purlfrost.com<br />
Camille Limewash Oak<br />
Large Console Table,<br />
£750, cotswoldco.com
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<strong>Mar</strong>ching into Spring<br />
NOTES FROM<br />
THE GARDEN<br />
This is such a positive time in the garden,<br />
bulbs like green spears piercing the borders<br />
and the verges brightened by daffodils<br />
and lots to be done to prepare for the peak<br />
growing season too.<br />
If you have a greenhouse then, having done the spring clean<br />
it is time to sew sweet peas – what could be more delightful<br />
than a bowl of frilly sweet peas giving off that unique summery<br />
fragrance, and the variety and colours on offer are a feast for the<br />
eyes – and nose.<br />
It may be tempting to tidy the garden and indeed we should – but<br />
beware of being too tidy! Birds and insects love places to rootle<br />
around in, hide and nest in and find food so a little untidiness -<br />
just a corner will do- is a help to them. Perhaps some old wood,<br />
a pile of prunings, cardboard pieces and leaf piles will certainly<br />
offer this and if you have nettles, as long as they are out of the<br />
way, caterpillars will be very grateful too. For children who<br />
are keen to get involved, then building a bug hotel is a great<br />
opportunity to introduce them to the fun to be had outdoors so<br />
the whole family can share and enjoy your green space.<br />
It is time to plant shallots, onion sets and early potatoes, those<br />
overgrown perennials can be divided – and shared with friends – and<br />
don’t forget to top up containers with some lovely fresh compost.<br />
‘SPRING IS WHEN YOU FEEL LIKE WHISTLING, EVEN<br />
WITH A SHOE FULL OF SLUSH’ DOUG LARSON<br />
<strong>Apr</strong>il is the time to get your gloves on and prune rambling roses<br />
and tie in any loose stems, and a general hoe of borders to<br />
prevent the spread of weeds is a great plan – no doubt your<br />
garden robin will enjoy the results of that particular exercise too!<br />
No matter how big or small your green space is there is lots to<br />
enjoy and plan for – and after all that energy expenditure you<br />
can reward yourself with a cup of coffee and a good gardening<br />
magazine or book to plan future horticultural exploits.<br />
For more advice, visit Matt Bigg’s website:<br />
www.matthewbiggs.com<br />
Exceptional, bespoke kitchen design & manufacture<br />
9D Farnham Trading Estate, Farnham GU9 9NN | 01252 750445 | www.lucasgrant.co.uk | hello@lucasgrant.co.uk<br />
26 | www.minervamagazines.co.uk
DAHLIA<br />
Lots of people get put off planting dahlias, but<br />
they are easier to grow than you might think.<br />
Dahlias love rich, well-drained soil in full sun.<br />
They’ll still give you lovely blooms without a<br />
lot of soil preparation, but enriching the soil by<br />
digging in a mulch when planting will give you<br />
even better results. Like most bulbs and tubers,<br />
they don’t like poorly drained soil, so dig in<br />
plenty of compost or topsoil to raise the level of<br />
your garden beds slightly if you have heavy soil.<br />
Dahlia ‘Totally Tangerine’<br />
Dahlia ‘Café au Lait’<br />
For best results, start your dahlia tubers in<br />
temporary pots in a greenhouse in <strong>Mar</strong>ch or<br />
<strong>Apr</strong>il to grow on to transplant outside later in<br />
the season – this will give them a head start.<br />
Alternatively, you can plant the tubers directly<br />
outside in May. Dahlias are half hardy, which<br />
means that should be kept frost free over winter<br />
and during spring.<br />
Dahlia ‘Daisy Duke’<br />
C U T T I N G<br />
Seek true enjoyment from your<br />
garden by planting flowers perfect for<br />
cutting - we went to the experts at<br />
Farmer Gracy for advice!<br />
Garden<br />
Ranunculus ‘White’<br />
PEONY<br />
You can plant peonies in autumn<br />
or spring, but always in the same<br />
season that they are sent to you so<br />
that they are fresh when planted.<br />
In the first year they remain fairly<br />
compact but over time these plants<br />
can fill a space up to 1.2m. Peonies<br />
are happiest in a border in sun or<br />
partial shade, choose a suitable<br />
spot and dig over the soil before<br />
planting to ensure it is loose and<br />
soft for planting. You can also grow<br />
peonies in large patio containers in<br />
a soil-based compost.<br />
Ranunculus ‘Elegance® Malva’<br />
RANUNCULUS<br />
Ranunculus are grown from corms which look like claws. Thriving<br />
in a sunny spot, the lovely big blooms these plants produce will<br />
appreciate a warm, sheltered spot away from strong winds to keep<br />
them in top condition. Ranunuculus are half hardy, for best results<br />
it’s a good idea to start them off in pots and then transplant out into<br />
their final positions from mid spring. They’re particularly well suited<br />
to growing in patio containers, but also do very well at the front of a<br />
mixed flower border with rich, free-draining soil. Plant them directly<br />
into a sunny, sheltered border or patio container between <strong>Apr</strong>il-June.<br />
If planting earlier, start them off in pots or cell trays in an unheated<br />
greenhouse to transplant out later in spring.<br />
Paeonia ‘Sarah Bernhardt’<br />
See more varieties, care advice and get inspiration at farmergracy.co.uk<br />
www.minervamagazines.co.uk | 27
A HAPPY &<br />
HEALTHY<br />
Retirement<br />
Retirement marks a significant<br />
milestone in life, offering the promise<br />
of relaxation, exploration, and newfound<br />
freedom. However, achieving<br />
a happy retirement requires careful<br />
planning and foresight, particularly<br />
in the UK where factors such as<br />
pension schemes, healthcare, and<br />
cost of living play crucial roles. By<br />
taking proactive steps, individuals<br />
can pave the way for a fulfilling and<br />
financially secure retirement.<br />
START EARLY AND<br />
SAVE DILIGENTLY:<br />
The foundation of a successful<br />
retirement plan lies in starting<br />
early and consistently saving for<br />
the future. Take advantage of<br />
workplace pension schemes such<br />
as the government-backed National<br />
Employment Savings Trust (NEST) or<br />
employer-provided schemes, which<br />
often include employer contributions.<br />
Additionally, consider contributing to<br />
private pension plans or Individual<br />
Savings Accounts (ISAs) to diversify<br />
your retirement savings.<br />
UNDERSTAND<br />
STATE PENSION<br />
ENTITLEMENTS:<br />
The UK State Pension provides<br />
a fundamental source of income<br />
for retirees. To maximise your<br />
entitlement, ensure you have<br />
made sufficient National Insurance<br />
contributions throughout your<br />
working life. The State Pension<br />
age is regularly reviewed, so stay<br />
informed about any changes that<br />
may affect your retirement plans.<br />
CREATE A<br />
REALISTIC BUDGET:<br />
Assess your current financial<br />
situation and outline a realistic<br />
budget for retirement. Consider<br />
your expected expenses, including<br />
housing, healthcare, leisure<br />
activities, and potential long-term<br />
care costs. Factor in inflation and<br />
potential fluctuations in income<br />
28 | www.minervamagazines.co.uk<br />
to ensure your budget remains<br />
sustainable throughout retirement.<br />
You need to work out what you’d<br />
like retirement to look like, how<br />
much that would cost per year, and<br />
save and invest in line with those<br />
expectations.<br />
DIVERSIFY<br />
INVESTMENTS:<br />
While pensions form a core<br />
component of retirement planning,<br />
diversifying investments can provide<br />
additional sources of income and<br />
mitigate risks. Explore investment<br />
options such as stocks, bonds,<br />
mutual funds, and property, taking<br />
into account your risk tolerance and<br />
long-term financial goals.<br />
HEALTHCARE AND<br />
LONG-TERM CARE<br />
PLANNING:<br />
Healthcare costs can significantly<br />
impact retirement finances,<br />
especially as individuals age.<br />
Familiarise yourself with the NHS<br />
services available to retirees and<br />
consider private health insurance<br />
options to supplement your<br />
healthcare needs. Additionally,<br />
explore long-term care insurance to<br />
protect against the potentially high<br />
costs of residential or home care in<br />
later life.<br />
D E B T<br />
MANAGEMENT:<br />
Prioritise clearing outstanding<br />
debts before entering retirement<br />
to alleviate financial burdens and<br />
ensure a smoother transition.<br />
Develop a repayment plan to settle<br />
any outstanding mortgages, loans,<br />
or credit card debts, allowing you to<br />
enter retirement with greater financial<br />
freedom and peace of mind.<br />
STAY ACTIVE AND<br />
ENGAGED:<br />
Retirement is not just about<br />
financial planning; it’s also about<br />
maintaining physical, mental, and<br />
social well-being. Stay active by<br />
pursuing hobbies, volunteering,<br />
or engaging in part-time work<br />
if desired. Cultivate social<br />
connections with family, friends, and<br />
community groups to foster a sense<br />
of belonging and fulfilment during<br />
retirement.<br />
REGULARLY REVIEW<br />
AND ADJUST PLANS:<br />
Life is dynamic, and retirement<br />
plans should adapt accordingly.<br />
Regularly review your financial<br />
situation, investment portfolio, and<br />
retirement goals to ensure they<br />
remain aligned. Consider consulting<br />
with a financial advisor periodically<br />
to assess progress, make necessary<br />
adjustments, and stay on track<br />
towards a happy and secure<br />
retirement.<br />
In conclusion, planning for a happy<br />
retirement requires a proactive<br />
approach that encompasses<br />
financial preparation, healthcare,<br />
and lifestyle choices. By starting<br />
early, saving diligently, diversifying<br />
investments, and prioritising physical<br />
and emotional well-being, individuals<br />
can embark on retirement with<br />
confidence and optimism for the<br />
fulfilling years ahead. Remember,<br />
the key to a successful retirement<br />
lies in thoughtful planning and<br />
continuous adaptation to changing<br />
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www.minervamagazines.co.uk | 29<br />
SBIWT244.indd 1 27/07/2022 11:26
Poster, from<br />
£10.95,<br />
desenio.com<br />
Stripe Wallpaper, lusthome.com<br />
Wall Light, £95, pooky.com<br />
Frill Cushion, £122,<br />
mollymahon.com<br />
Annie Sloan<br />
S T R A W B E R R Y<br />
and Rose<br />
This is a pairing that packs a punch in the best way possible. Playful<br />
and bold, a mixture of juicy reds and blushed pinks is sure to have<br />
heads turning in spring and summer months around the corner.<br />
Explore the full curated edit for some inspiration!<br />
HKliving Pink Cushion,<br />
£49, roseandgrey.co.uk<br />
Jeego Cushion £95,<br />
libertylondon.com<br />
Red Algae No 1, from £18,<br />
beachhouseart.co.uk<br />
Four Spiral Candles, £20,<br />
talkingtables.co.uk<br />
Table Cloth, £95,<br />
mollymahon.com<br />
Cotton Pyjamas, £95,<br />
tartanblanketco.com<br />
30 | www.minervamagazines.co.uk<br />
Nudie Rudie Bathmat<br />
£59, antipodream.co.uk<br />
Cotton Pyjamas, from<br />
£44.99, hauslife.co.uk
THE PERFECT<br />
CHOICE FOR<br />
RETIREMENT LIVING<br />
IN HAMPSHIRE<br />
DISCOVER<br />
MORE ABOUT<br />
McCARTHY<br />
STONE<br />
Retirees in <strong>Hampshire</strong> can<br />
continue enjoying living their life<br />
to the full thanks to McCarthy<br />
Stone's Retirement Living<br />
developments in Hook and<br />
Tadley. Offering a unique brand<br />
of living for the over 60s, both<br />
developments present a choice of<br />
low maintenance and spacious<br />
apartments to provide all the<br />
home comforts for a relaxing<br />
retirement, as well as a host<br />
of social activities right on the<br />
doorstep.<br />
HEAR FROM ONE OF<br />
OUR HOMEOWNERS.<br />
Lorraine, moved to Roslin Place,<br />
Hook in May 2023 and has<br />
been happy in her lovely new<br />
two-bedroom apartment ever<br />
since. Lorraine says: "Living in a<br />
McCarthy Stone development<br />
definitely has a community feel to<br />
it. Having coffee mornings to meet<br />
up with friends is a joy and a glass<br />
of fizz adds to the enjoyment of<br />
living here."<br />
She goes on to add: "I must<br />
admit that when going for an<br />
appointment I will sometimes<br />
have to leave several minutes<br />
earlier so that I can have a chat<br />
with a neighbour or two along<br />
the corridor before getting into the<br />
car, which makes you feel part of<br />
the McCarthy Stone community;'<br />
SOME OF THE ADVANTAGES.<br />
Roslin Place and Yelland Place<br />
have plenty to offer the most<br />
discerning retirees. 1here are<br />
stylish fixtures and fittings,<br />
including top of the range built-in<br />
appliances in every apartment.<br />
Beautifully landscaped gardens<br />
are maintained all year round<br />
and are the setting for many<br />
social activities during the<br />
summer months. It is also<br />
reassuring to know that both<br />
developments have a 24-hour<br />
emergency call system in place<br />
to provide emergency assistance<br />
should it ever be needed. A House<br />
Manager is available during office<br />
hours to oversee the day-to-day<br />
running of the development and<br />
to help with anything you might<br />
need to enjoy the independence<br />
of your new home.<br />
WHY MCCARTHY STONE?<br />
More than nine out of 10<br />
customers would recommend<br />
McCarthy Stone to a friend,<br />
ensuring it has received<br />
the full Five Star award for<br />
customer satisfaction from the<br />
Home Builders Federation.<br />
McCarthy Stone is the only UK<br />
housebuilder of any size or type<br />
to achieve this rating every year<br />
since it started in 2006.<br />
Buy from: £142,500-#<br />
Book your tour of<br />
these stunning new<br />
developments.<br />
Both show suites are open<br />
Tuesday - Saturday,<br />
10:30am - 5pm.<br />
ROSLIN PLACE AND<br />
YELLAND PLACE<br />
EXC LUSIVELY FOR<br />
THEOVER60s<br />
OF FER S:<br />
• Quality one and two bedroom<br />
apartments<br />
• Convenient locations close<br />
to town centres<br />
• Stylish communal lounge<br />
• Dedicated House Manager<br />
• Beautifully landscaped<br />
gardens<br />
• Perfect blend of privacy<br />
and community<br />
CALL 0800 310 0975 TO BOOK A TOUR OR VISIT<br />
MCCARTHYSTONE.CO.UK/HAMPSHIRE<br />
Roslin Place, Station Road,<br />
Hook, <strong>Hampshire</strong> RG27 9GU<br />
Yelland Place, 46 New Road,<br />
Tadley, <strong>Hampshire</strong> RG26 3BR<br />
*Trustpilot l'll'll'll'll'l<br />
Rated Excellent on Trustpilot<br />
McCARTHY STONE<br />
.wyttwu/<br />
'Subject to avalability. -shared Ownership example shown when purchasing a 50% share and with monthly rent. Other shares and<br />
purchase options available. Qualifying criteria apply. See mccarth ys tone.co.uk/shared-ownership for more details.<br />
SC017276
THU 20 JUNE <strong>2024</strong><br />
RODRIGO Y GABRIELA<br />
THE YAWANAWA<br />
Celebrate Summer Solstice & World Music<br />
with an immersive concert experience<br />
in the heart of nature<br />
“<br />
The Mount is such a magical venue in a beautiful<br />
spot amongst the trees and the wild flowers<br />
“<br />
WASING ESTATE, NR READING, RG7 4LY<br />
@WASING1759<br />
TICKETS AT WASING.CO.UK/SOLSTICE