motorcycle insurance - American Family Insurance

motorcycle insurance
protecting your dreams

let’s ride.
The freedom of the open road feels even better the
less you have to worry about. But protecting yourself
on a cycle involves more than leather and a helmet.
With American Family, you can rely on our coverage,
count on our competitive rates and know you have an
agent who’s got your back.
American Family Insurance covers touring bikes,
scooters and virtually everything in between. Whether
you’re dreaming of a cross-country trip, participating in
a charity ride or simply motoring to the store, you can
ride with confidence knowing that you’re on the road
with first-rate coverage.

property
This coverage pays to repair or replace your motorcycle
if it’s damaged or stolen.
Collision coverage is for losses caused by collision with
other vehicles or objects, regardless of who is at fault.
Comprehensive coverage is for losses not caused by
collision such as theft, fire or weather.
Feel secure on the road or in the garage no matter
which property protection plan you choose,
Basic or Basic Plus.
Basic Plan: Motorcycle Only
A basic policy covering your motorcycle only.
Basic Plus Plan: Motorcycle and Accessories
Extend coverage for your motorcycle to any or all of the
following accessories:
• Saddle Bags
• Custom Paint
• Sissy Bar
• Trunk
• Custom Chrome
• Luggage Rack
• Fairing
• Trailer
• Windshield
• Custom Seat
• Radio
• Side Car
• Highway Bars
• Extended Fork
• Tape Player and Tapes
• CD Player and Discs
liaBility
Liability coverage protects your finances. If you
accidentally injure someone or cause damage to the property
of others while riding your motorcycle, certain legal and
medical expenses are covered.
• Defense Costs
• Lost Wages
• Emergency First Aid
• Passenger Liability Coverage
Higher Liability Limits
Want extra coverage?
Ask your agent about
increased liability limits.
additional coverage
Depending on your situation you may choose to
add (or your state may require you to carry) the
following additional coverages.
Medical Expense Coverage
Pays covered medical expenses and funeral services
($2,500 maximum for funeral expenses), resulting from
death or bodily injury sustained while driving or riding
on your motorcycle.
Uninsured Motorist Coverage
Provides payment for covered damages for bodily injury or
death if you or any person riding on your motorcycle is injured
or killed in an accident by an at-fault uninsured
vehicle, or if the driver at fault is never identified.
Underinsured Motorist Coverage
When you purchase this coverage, we will pay covered
damages for bodily injury if you or any person riding on your
motorcycle is injured or killed by an at-fault driver who has
liability limits that are (depending on the state) less than the
Underinsured Motorist limits you have selected, or are less
than the amount you are legally entitled to recover.
Financial Responsibility Filing
American Family may provide this service if you have lost your
license and are required to file an SR-22 form to
comply with financial responsibility laws. There may be
a small one-time filing fee in some states.
(Not available in Ohio or Wisconsin.)
claims
We’re right behind you.
Even when you’re out on the road, you’re never far
away from someone who can help. If you need to make
a claim you’ve got an agent who knows you and a
claims representative who’s ready to step in and
smooth things out. You may report a claim to your
agent, call our 24-hour claims line at 1-800-MY AMFAM
(1-800-692-6326) or submit a claim online at amfam.com.
Discounts
Ask your agent if you qualify for money-saving
discounts by insuring both your cycle and
home, multiple cycles or certain types of
touring cycles with American Family.
Discounts may vary by state, property policy
form and company underwriting the cycle
policy. Discounts may not apply to all
coverages on a cycle or property policy.
You may also save on your motorcycle
insurance premiums under the 50+
Premium Plan.
Please refer to the policy for exact terms,
limitations and exclusions.

all your protection under one roof ®
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life
Annuities and life insurance policies are issued by American Family Life Insurance
Company—other products are offered by American Family Mutual Insurance
Company and its Subsidiaries or American Family Insurance Company.
This brochure represents only a brief description of coverages. Insurance policy
terms and conditions may apply. Coverage features and limits vary by state
and may be subject to change. Some products are not available in every state.
Discount availability and eligibility vary by state and policy terms. Please check with
your agent and read the policy for exact details on coverages and exclusions.
Printed on recycled paper. Please recycle.
Visit amfam.com to find an agent near you for a
FREE no-obligation Personal Insurance Review.
The trusted advice of an American Family Insurance
agent will give you the confidence and security to
pursue your dreams, no matter how they change
along the way, and make sure that you have
protection for everything that matters most to you.
We offer a variety of insurance products to cover
you, and your family, at every stage in life. Talk
to an agent to find out which discounts you may
qualify for and other ways to save!
American Family Mutual Insurance Company
and its Subsidiaries
American Family Insurance Company
Home Office – Madison, WI 53783
ADA-10243—Rev. 10/12 © 2012
®