FY2012A eServGlobal Investor Presentation (PDF)
FY2012A eServGlobal Investor Presentation (PDF)
FY2012A eServGlobal Investor Presentation (PDF)
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5<br />
Our core market: mobile money for the unbanked<br />
Receiving salaries and transferring money is costly, time consuming, and even risky<br />
for much of the world’s population. Mobile money is changing this.<br />
Case Study: Domestic Money Transfers in India<br />
Source: CGAP 2011, 2010<br />
Bank Post<br />
office<br />
Accessibility 5% of<br />
population has a<br />
bank account in<br />
India<br />
Time to make<br />
transaction<br />
Time to<br />
receive funds<br />
Cost Inaccessible to<br />
most<br />
Depends<br />
on physical<br />
location<br />
Hawala<br />
courier<br />
Depends<br />
FIX on physical<br />
location<br />
Cash<br />
courier<br />
Depends<br />
on physical<br />
location<br />
Friends Mobile Money<br />
Depends on<br />
physical<br />
location<br />
150 minutes 46 minutes 48 minutes 18 minutes 23 minutes Seconds<br />
Days Days Days Days Days Seconds<br />
Risk level Low Low-<br />
Moderate<br />
High Moderate Moderate Lowest Low<br />
High High High Low<br />
Informal methods reign where current offers don’t meet needs<br />
We predict a decline in these riskier methodologies as low cost, easy to<br />
use alternatives come on the market<br />
70% of population in<br />
India has access to a<br />
mobile
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