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BALANCES CONSOLIDADOS / GRUPOS / Marzo 2011 

ACTIVO 

1. CAJA Y DEPÓSITOS EN BANCOS CENTRALES .................................................................................................... 

2. CARTERA DE NEGOCIACIÓN .................................................................................................................................. 

2.1. Depósitos en entidades de crédito ........................................................................................................................... 

2.2. Crédito a la clientela.................................................................................................................................................. 

2.3. Valores representativos de deuda ............................................................................................................................ 

2.4. Instrumentos de capital ........................................................................................................................................... 

2.5. Derivados de negociación......................................................................................................................................... 

Pro-memoria: Prestados o en garantía ........................................................................................................................... 

3. OTROS ACTIVOS FINANCIEROS A VALOR RAZONABLE CON CAMBIOS EN PÉRDIDAS Y GANANCIAS....... 


3.2. Crédito a la clientela ................................................................................................................................................. 

3.3. Valores representativos de deuda............................................................................................................................. 

3.4. Instrumentos de capital ............................................................................................................................................ 


4. ACTIVOS FINANCIEROS DISPONIBLES PARA LA VENTA .................................................................................... 



Pro-memoria: Prestados o en garantía............................................................................................................................ 

5. INVERSIONES CREDITICIAS .................................................................................................................................... 

5.1. Depósitos en entidades de crédito............................................................................................................................ 




6. CARTERA DE INVERSIÓN A VENCIMIENTO............................................................................................................ 


7. AJUSTES A ACTIVOS FINANCIEROS POR MACRO-COBERTURAS..................................................................... 

8. DERIVADOS DE COBERTURA.................................................................................................................................. 

9. ACTIVOS NO CORRIENTES EN VENTA ................................................................................................................... 

10. PARTICIPACIONES................................................................................................................................................... 

10.1. Entidades asociadas............................................................................................................................................... 

10.2. Entidades multigrupo............................................................................................................................................... 

11. CONTRATOS DE SEGUROS VINCULADOS A PENSIONES.................................................................................. 

12. ACTIVO MATERIAL ACTIVOS POR REASEGUROS.............................................................................................. 

13. ACTIVO MATERIAL.................................................................................................................................................. 

13.1. Inmovilizado material............................................................................................................................................... 

13.1.1. De uso propio....................................................................................................................................................... 

13.1.2. Cedido en arrendamiento operativo..................................................................................................................... 

13.1.3. Afecto a la Obra Social (solo Cajas de ahorros y Cooperativas de crédito)......................................................... 

13.2. Inversiones inmobiliarias......................................................................................................................................... 

Pro-memoria: Adquirido en arrendamiento financiero...................................................................................................... 

14. ACTIVO INTANGIBLE............................................................................................................................................... 

14.1. Fondo de comercio.................................................................................................................................................. 

14.2. Otro activo intangible............................................................................................................................................... 

15. ACTIVOS FISCALES................................................................................................................................................. 

15.1. Corrientes................................................................................................................................................................ 

15.2. Diferidos..................................................................................................................................................................

16. RESTO DE ACTIVOS................................................................................................................................................ 

16.1. Existencias.............................................................................................................................................................. 

16.2. Otros ....................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 

1. CARTERA DE NEGOCIACIÓN.................................................................................................................................. 

1.1. Depósitos de bancos centrales................................................................................................................................. 

1.2. Depósitos de entidades de crédito............................................................................................................................ 

1.3. Depósitos de la clientela............................................................................................................................................ 

1.4. Débitos representados por valores negociables....................................................................................................... 


1.6. Posiciones cortas de valores..................................................................................................................................... 

1.7. Otros pasivos financieros.......................................................................................................................................... 

2. OTROS PASIVOS FINANCIEROS A VALOR RAZONABLE CON CAMBIOS EN PÉRDIDAS Y GANANCIAS....... 





2.5. Pasivos subordinados............................................................................................................................................... 


3. PASIVOS FINANCIEROS A COSTE AMORTIZADO.................................................................................................. 







4. AJUSTES A PASIVOS FINANCIEROS POR MACRO-COBERTURAS..................................................................... 


6. PASIVOS ASOCIADOS CON ACTIVOS NO CORRIENTES EN VENTA................................................................... 

7. PASIVOS POR CONTRATOS DE SEGUROS............................................................................................................ 

8. PROVISIONES............................................................................................................................................................. 

8.1. Fondo para pensiones y obligaciones similares........................................................................................................ 

8.2. Provisiones para impuestos y otras contingencias legales....................................................................................... 

8.3. Provisiones para riesgos y compromisos contingentes............................................................................................. 

8.4. Otras provisiones....................................................................................................................................................... 

9. PASIVOS FISCALES................................................................................................................................................... 

9.1. Corrientes.................................................................................................................................................................. 

9.2. Diferidos.................................................................................................................................................................... 

10. FONDO DE LA OBRA SOCIAL (solo Cajas de ahorros y Cooperativas de crédito)........................................... 

11. RESTO DE PASIVOS................................................................................................................................................ 

12. CAPITAL REEMBOLSABLE A LA VISTA (solo Cooperativas de crédito)........................................................... 

TOTAL PASIVO 

P A T R I M O N I O N E T O 

1. FONDOS PROPIOS ................................................................................................................................................... 

1.1. Capital/Fondo de dotación......................................................................................................................................... 

1.1.1. Escriturado............................................................................................................................................................. 

1.1.2. Menos: Capital no exigido...................................................................................................................................... 

1.2. Prima de emisión....................................................................................................................................................... 

1.3. Reservas .................................................................................................................................................................. 

1.3.1. Reservas (pérdidas) acumuladas...........................................................................................................................

1.3.2. Reservas (pérdidas) de entidades valoradas por el método de la participación.................................................... 

1.4. Otros instrumentos de capital.................................................................................................................................... 

1.4.1. De instrumentos financieros compuestos............................................................................................................... 

1.4.2. Cuotas participativas y fondos asociados (solo Cajas de ahorros)........................................................................ 

1.4.3. Resto de instrumentos de capital........................................................................................................................... 

1.5. Menos: Valores propios............................................................................................................................................. 

1.6. Resultado del ejercicio atribuido a la entidad dominante.......................................................................................... 

1.7. Menos: Dividendos y retribuciones............................................................................................................................ 

2. AJUSTES POR VALORACIÓN................................................................................................................................... 

2.1. Activos financieros disponibles para la venta............................................................................................................ 

2.2. Coberturas de los flujos de efectivo.......................................................................................................................... 

2.3. Coberturas de inversiones netas en negocios en el extranjero................................................................................. 

2.4. Diferencias de cambio............................................................................................................................................... 

2.5. Activos no corrientes en venta ................................................................................................................................. 

2.6. Entidades valoradas por el método de la participación............................................................................................. 

2.7. Resto de ajustes por valoración................................................................................................................................ 

3. INTERESES MINORITARIOS...................................................................................................................................... 

3.1. Ajustes por valoración............................................................................................................................................... 

3.2. Resto......................................................................................................................................................................... 

TOTAL PATRIMONIO NETO........................................................................................................................................... 

TOTAL PASIVO Y PATRIMONIO NETO......................................................................................................................... 

P R O - M E M O R I A 

1. RIESGOS CONTINGENTES........................................................................................................................................ 

2. COMPROMISOS CONTINGENTES............................................................................................................................

CUENTAS DE PÉRDIDAS Y GANANCIAS CONSOLIDADAS 

1. Intereses y rendimientos asimilados 

2. Intereses y cargas asimiladas 

3. Remuneración de capital reembolsable a la vista (solo Cooperativas de crédito) 

A) MARGEN DE INTERESES 

4. Rendimiento de instrumentos de capital 

5. Resultado de entidades valoradas por el método de la participación 

6. Comisiones percibidas 

7. Comisiones pagadas 

8. Resultado de operaciones financieras (neto) 

8.1. Cartera de negociación 

8.2. Otros instrumentos financieros a valor razonable con cambios en pérdidas y ganancias 

8.3. Instrumentos financieros no valorados a valor razonable con cambios en pérdidas y ganancias 

8.4. Otros 

9. Diferencias de cambio (neto) 

10. Otros productos de explotación 

10.1. Ingresos de contratos de seguros y reaseguros emitidos 

10.2. Ventas e ingresos por prestación de servicios no financieros 

10.3. Resto de productos de explotación 

11. Otras cargas de explotación 

11.1 Gastos de contratos de seguros y reaseguros 

11.2. Variación de existencias 

11.3. Resto de cargas de explotación 

B) MARGEN BRUTO 

12. Gastos de administración 

12.1. Gastos de personal 

12.2. Otros gastos generales de administración 

13. Amortización 

14. Dotaciones a provisiones (neto) 

15. Pérdidas por deterioro de activos financieros (neto) 

15.1. Inversiones crediticias 

15.2. Otros instrumentos financieros no valorados a valor razonable con cambios en pérdidas y ganancias 

C) RESULTADO DE LA ACTIVIDAD DE EXPLOTACIÓN 

16. Pérdidas por deterioro del resto de activos (neto) 

16.1. Fondo de comercio y otro activo intangible 

16.2. Otros activos 

17. Ganancias (pérdidas) en la baja de activos no clasificados como no corrientes en venta 

18. Diferencia negativa en combinaciones de negocios 

19. Ganancias (pérdidas) de activos no corrientes en venta no clasificados como operaciones interrumpidas 

D) RESULTADO ANTES DE IMPUESTOS 

20. Impuesto sobre beneficios 

21. Dotación obligatoria a obras y fondos sociales (solo Cajas de ahorros y Cooperativas de crédito) 

E) RESULTADO DEL EJERCICIO PROCEDENTE DE OPERACIONES CONTINUADAS 

22. Resultado de operaciones interrumpidas (neto) 

F) RESULTADO CONSOLIDADO DEL EJERCICIO

F.1) Resultado atribuido a la entidad dominante 

F.2) Resultado atribuido a intereses minoritarios 

ESTADO DE INGRESOS Y GASTOS RECONOCIDOS CONSOLIDADOS 

A) RESULTADO CONSOLIDADO DEL EJERCICIO 

B) OTROS INGRESOS Y GASTOS RECONOCIDOS 

1. Activos financieros disponibles para la venta 

1.1. Ganancias (pérdidas) por valoración 

1.2. Importes transferidos a la cuenta de pérdidas y ganancias 

1.3. Otras reclasificaciones 

2. Coberturas de los flujos de efectivo 



2.3. Importes transferidos al valor inicial de las partidas cubiertas 


3. Coberturas de inversiones netas en negocios en el extranjero 




4. Diferencias de cambio 




5. Activos no corrientes en venta 




6. Ganancias (pérdidas) actuariales en planes de pensiones 

7. Entidades valoradas por el método de la participación 

7.1. Ganancias (pérdidas) por valoración



8. Resto de ingresos y gastos reconocidos 


C) TOTAL INGRESOS Y GASTOS RECONOCIDOS (A+B)C) 

C1) Atribuidos a la entidad dominante 

C2) Atribuidos a intereses minoritarios

BANCO SANTANDER 

0049 0182 0075 0081 0128 

BANCO BILBAO 

VIZCAYA ARGENTARIA BANCO POPULAR BANCO SABADELL BANKINTER 

86.005.991 23.001.586 631.800 1.450.134 414.159 

148.137.547 57.800.506 1.208.371 1.023.996 2.419.397 

19.976.127 0 0 0 0 

2.080.335 0 0 0 0 

55.425.671 22.973.151 21.139 117.454 1.610.390 

8.145.920 4.435.411 214.852 34.019 207.718 

62.509.494 30.391.944 972.380 872.523 601.289 

35.612.853 4.971.699 3.401 0 1.156.196 

41.906.504 2.709.376 450.022 176.260 28.772 

23.249.484 0 0 0 0 

6.892.044 0 0 0 0 

3.690.459 663.187 314.747 0 0 

8.074.516 2.046.189 135.275 176.260 28.772 

8.770.704 0 0 0 0 

85.124.878 63.416.871 10.786.358 12.281.853 3.138.051 

78.741.064 57.591.403 10.378.759 11.096.128 2.989.987 

6.383.814 5.825.468 407.599 1.185.725 148.064 

44.637.637 5.598.817 3.553.870 5.860.636 1.111.542 

760.084.310 368.344.236 100.142.162 73.712.315 43.636.958 

47.414.330 28.465.251 4.114.388 3.628.440 1.326.242 

704.898.302 337.590.410 96.027.774 70.083.875 42.310.716 

7.771.677 2.288.575 0 0 0 

10.408.447 44.563.002 24.036.350 1.466.073 531.001 

0 9.229.884 6.916.308 0 3.236.274 

0 839.093 2.192.115 0 1.590.440 

945.331 0 0 0 -14.319 

6.725.127 2.292.494 701.854 294.337 100.895 

6.453.503 1.562.696 2.968.259 413.402 294.887 

274.544 4.434.936 566.034 623.059 32.902 

274.544 4.143.113 566.034 621.071 31.341 

0 291.823 0 1.988 1.561 

2.203.681 0 157.483 174.762 7.690 

674.623 38.323 3.252 6 2.665 

13.730.117 6.818.702 1.669.698 1.107.614 454.122 

9.702.425 5.256.818 646.917 879.892 454.122 

7.342.724 4.493.807 646.917 787.201 442.627 

2.359.701 763.011 0 92.691 11.495 

0 0 0 0 0 

4.027.692 1.561.884 1.022.781 227.722 0 

738.798 858 0 0 0 

27.167.241 10.100.533 640.229 848.985 353.463 

23.856.076 9.055.348 557.004 747.041 161.837 

3.311.165 1.045.185 83.225 101.944 191.626 

21.802.890 6.582.606 955.180 1.324.545 152.753 

5.152.260 1.218.207 126.759 333.630 69.758 

16.650.631 5.364.399 828.421 990.915 82.995

7.327.192 5.840.999 944.116 1.825.961 149.385 

400.654 3.059.842 586.105 1.615.921 0 

6.926.538 2.781.157 358.011 210.040 149.385 

1.208.563.480 562.173.748 128.741.126 95.257.229 54.408.054 

130.190.612 34.290.005 950.310 937.346 1.780.647 

13.634.468 0 0 0 0 

34.177.440 0 0 0 0 

7.837.726 0 0 0 0 

1.207.266 0 0 0 0 

63.745.584 30.401.879 934.797 908.814 506.672 

9.588.125 3.888.126 15.513 28.532 1.273.975 

4 0 0 0 0 

52.786.142 1.603.920 114.940 0 0 

67.455 0 0 0 0 

16.680.000 0 0 0 0 

30.835.884 0 0 0 0 

5.202.804 0 0 0 0 

0 0 0 0 0 

0 1.603.920 114.940 0 0 

898.476.153 465.055.613 116.867.244 86.900.447 48.853.433 

3.183.618 10.285.321 1.438.498 2.352.839 1.701.438 

77.606.805 58.144.247 9.994.992 9.391.653 3.371.577 

582.099.962 283.559.363 80.825.397 52.301.275 23.918.482 

187.860.890 88.039.768 21.310.645 19.713.172 18.174.951 

26.431.450 18.131.824 2.352.012 1.939.104 1.103.408 

21.293.428 6.895.090 945.700 1.202.404 583.577 

413.231 47.164 0 150.398 0 

4.793.885 1.497.762 568.712 220.227 34.951 

55.927 0 0 0 0 

10.452.872 8.129.106 605.405 176.281 638.236 

15.142.440 8.054.117 340.907 352.574 66.910 

9.390.829 5.596.593 202.141 169.665 7.836 

3.422.363 307.281 46.662 33.292 0 

936.460 276.107 85.847 80.207 23.840 

1.392.789 1.874.136 6.257 69.410 35.234 

8.629.170 2.239.054 328.003 226.609 221.238 

4.944.648 677.184 146.613 122.411 52.948 

3.684.522 1.561.870 181.390 104.198 168.290 

0 0 0 0 0 

7.869.980 3.376.460 265.428 279.516 176.741 

0 0 0 0 0 

1.128.810.412 524.293.201 120.040.949 89.243.398 51.772.156 

77.589.981 38.106.737 9.048.344 6.295.425 2.652.641 

4.220.138 2.200.545 137.528 173.749 142.034 

4.220.138 2.200.545 137.528 173.749 142.034 

0 0 0 0 0 

29.446.037 17.103.754 1.962.703 1.856.826 737.079 

36.443.552 17.942.849 6.086.123 3.458.399 1.799.639 

36.327.344 17.547.901 6.050.228 3.218.188 1.775.892

116.207 394.948 35.895 240.211 23.748 

8.784.022 19.872 692.305 823.962 0 

1.668.049 0 0 823.962 0 

0 0 0 0 0 

7.115.973 19.872 692.305 0 0 

82.037 310.064 16.018 101.759 166 

2.108.295 1.149.782 185.703 84.248 48.567 

3.330.026 1 0 0 74.512 

-3.812.827 -1.802.990 -437.048 -318.850 -16.744 

-950.129 324.339 -460.763 -263.300 -16.878 

-71.219 47.670 8.705 -1.463 0 

-1.096.862 -36.762 0 0 0 

-1.694.460 -1.949.744 15.010 -1.040 134 

0 0 0 0 0 

3 -188.493 0 -54.038 0 

-160 0 0 991 0 

5.975.915 1.576.800 88.881 37.256 0 

582.269 -179.591 -3.388 -4.053 0 

5.393.646 1.756.391 92.269 41.309 0 

79.753.068 37.880.547 8.700.177 6.013.831 2.635.898 

1.208.563.480 562.173.748 128.741.126 95.257.229 54.408.054 

56.680.114 36.839.563 13.449.928 8.298.019 2.312.944 

204.973.480 93.970.744 11.777.971 11.699.918 8.721.667

14.518.539 5.568.681 1.073.594 794.485 340.766 

7.004.450 2.394.084 558.142 415.336 225.743 

0 0 0 0 0 

7.514.089 3.174.597 515.452 379.149 115.023 

40.203 22.845 1.905 1.323 4.311 

5.337 120.507 11.649 16.799 3.228 

3.120.225 1.331.226 200.686 149.536 65.899 

525.652 216.971 29.067 13.807 15.600 

482.548 481.362 23.589 124.518 19.448 

470.797 414.465 10.842 26.606 6.307 

127.459 11.315 -549 0 3.136 

19.366 55.582 9.255 91.330 628 

-135.075 0 4.041 6.582 9.378 

174.395 270.816 10.958 12.162 5.761 

2.560.523 1.100.313 64.978 29.676 176.388 

2.267.812 911.563 5.073 7.138 0 

105.961 123.337 5.258 3.584 0 

186.750 65.413 54.647 18.954 176.388 

2.519.429 1.021.243 24.343 27.795 118.854 

2.146.048 691.695 3.050 7.126 0 

65.565 59.228 7.042 8.760 0 

307.817 270.320 14.251 11.909 118.854 

10.852.238 5.263.452 775.807 671.561 255.605 

4.313.683 2.162.859 297.686 290.645 151.363 

2.521.228 1.276.275 189.852 192.129 87.330 

1.792.455 886.584 107.834 98.516 64.033 

509.873 196.120 28.068 32.423 14.924 

360.938 150.404 6.140 -9.014 1.095 

2.191.699 1.023.495 402.420 245.252 23.558 

2.170.347 1.022.203 408.582 244.201 23.558 

21.352 1.292 -6.162 1.051 0 

3.476.046 1.730.574 41.493 112.255 64.665 

43.522 56.459 347.337 89.876 203 

5.333 0 0 0 0 

38.189 56.459 347.337 89.876 203 

10.719 1.172 497.698 1.101 -43 

0 373 0 0 0 

-199.802 -16.125 -79.657 -3.946 -1.169 

3.243.441 1.659.535 112.197 19.534 63.250 

888.376 369.096 -76.858 -66.601 14.683 

0 0 0 0 0 

2.355.064 1.290.439 189.055 86.135 48.567 

-5.842 0 0 0 0 

2.349.223 1.290.439 189.055 86.135 48.567

2.108.295 1.149.782 185.703 84.248 48.567 

240.927 140.657 3.352 1.887 0 

2.349.223 1.290.439 189.055 86.135 48.567 

-1.753.771 134.023 141.683 6.522 6.011 

372.825 377.996 240.885 94.041 8.683 

407.098 339.601 249.917 104.200 9.311 

34.273 9.253 9.032 10.159 628 

0 47.648 0 0 0 

100.844 18.069 -26.754 3.531 0 

80.841 11.799 -26.754 303 0 

-20.003 -6.270 0 -3.228 0 

0 0 0 0 0 

0 0 0 0 0 

858.962 -4.824 0 0 0 

860.815 -4.824 0 0 0 

1.853 0 0 0 0 

0 0 0 0 0 

-2.998.526 164.228 -22.040 -3.850 -96 

-3.018.710 164.693 -22.040 -3.834 -96 

-20.184 465 0 16 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 13.427 0 0 

174 -170.018 0 -59.084 0 

174 -170.018 0 -59.084 0

0 0 0 0 0 

0 0 0 0 0 

-160 0 0 0 0 

-87.890 -251.428 -63.835 -28.116 -2.576 

595.452 1.424.462 330.738 92.657 54.579 

610.671 1.377.257 330.774 89.134 54.579 

-15.219 47.205 -36 3.523 0

0072 0093 0061 0019 0046 

BANCO PASTOR BANCO DE VALENCIA BANCA MARCH 

DEUTSCHE BANK, 

S.A.E 

BANCO GALLEGO 

344.056 308.197 99.985 52.861 59.020 

103.841 67.277 42.492 177.281 2.911 

0 0 0 0 0 

0 0 0 0 0 

15.875 8.666 0 3.374 0 

8.772 0 23.212 0 0 

79.194 58.611 19.280 173.907 2.911 

0 0 0 0 0 

518.939 0 0 0 1.570 

0 0 0 0 0 

0 0 0 0 0 

518.939 0 0 0 1.570 

0 0 0 0 0 

391.096 0 0 0 0 

1.713.665 1.677.967 380.776 7.767 212.707 

1.663.156 1.542.770 130.461 4.049 171.823 

50.509 135.197 250.315 3.718 40.884 

1.548.159 1.391.931 14.029 0 61.625 

23.200.159 20.825.929 8.893.839 15.660.770 3.421.421 

712.776 169.625 1.098.750 842.061 30.590 

21.521.734 18.342.326 7.795.089 14.818.709 3.390.831 

965.649 2.313.978 0 0 0 

8.628.462 12.518.501 76.953 404.373 0 

2.141.824 0 21.132 0 603.438 

182.778 0 0 0 129.796 

909 0 0 0 0 

154.098 3.620 63.209 113.282 12.264 

1.130.463 719.788 131.367 43.054 56.249 

103.289 139.723 2.741.248 0 19.324 

90.744 51.268 2.741.248 0 19.324 

12.545 88.455 0 0 0 

25.254 16.064 0 0 0 

0 0 661 0 0 

178.414 338.109 318.492 54.955 78.704 

149.739 230.443 318.492 49.146 78.704 

130.225 230.443 137.975 49.146 78.704 

19.514 0 180.517 0 0 

0 0 0 0 0 

28.675 107.666 0 5.809 0 

0 0 0 0 0 

26.395 36.378 13.122 0 16.326 

0 16.774 9.081 0 2.707 

26.395 19.604 4.041 0 13.619 

254.306 203.501 161.772 97.506 51.926 

26.886 35.156 11.497 16.448 13.988 

227.420 168.345 150.275 81.058 37.938

852.237 247.863 27.715 59.419 99.679 

748.936 236.080 0 0 63.039 

103.301 11.783 27.715 59.419 36.640 

30.747.849 24.584.416 12.895.810 16.266.895 4.635.539 

105.506 58.355 20.965 191.985 2.166 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

69.279 58.355 20.965 191.985 2.166 

36.227 0 0 0 0 

0 0 0 0 0 

392.755 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

392.755 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

28.405.247 23.123.233 8.893.552 15.020.345 4.352.783 

1.950.067 2.000.327 0 0 480.016 

4.209.481 3.718.095 1.100.695 9.372.808 626.598 

15.347.326 13.658.448 6.908.399 5.005.252 3.002.329 

6.164.756 3.049.226 740.319 0 0 

477.044 458.192 0 322.310 194.121 

256.573 238.945 144.139 319.975 49.719 

0 0 0 0 0 

49.326 17.942 5.301 16.494 14.422 

0 0 0 0 0 

2.777 0 162.401 0 0 

103.118 32.390 39.087 62.411 6.468 

57.707 19.194 7.902 18.929 694 

17.917 0 3.722 8.579 0 

13.327 13.005 7.677 23.775 5.415 

14.167 191 19.786 11.128 359 

15.528 34.508 65.038 23.550 1.949 

1.550 7.490 4.783 8.654 331 

13.978 27.018 60.255 14.896 1.618 

0 0 0 0 0 

58.488 32.714 30.425 152.488 14.849 

0 0 0 0 0 

29.132.745 23.299.142 9.216.769 15.467.274 4.392.637 

1.492.561 1.223.933 1.807.574 765.250 257.159 

88.083 120.718 29.159 67.393 119.042 

88.083 120.718 29.159 67.393 119.042 

0 0 0 0 0 

146.720 303.955 2.804 166.572 50.806 

1.259.853 868.372 1.716.655 511.698 86.979 

1.241.706 873.398 1.475.188 511.698 96.391

18.147 -5.026 241.467 0 -9.412 

758 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

758 0 0 0 0 

14.605 83.453 0 0 24 

27.767 14.341 58.956 19.587 356 

16.015 0 0 0 0 

-38.053 -31.300 -91.560 34.371 -14.590 

-38.166 -31.298 -12.729 1.969 -14.590 

0 0 0 32.402 0 

0 0 0 0 0 

0 -2 -315 0 0 

0 0 0 0 0 

113 0 -78.516 0 0 

0 0 0 0 0 

160.596 92.641 1.963.027 0 333 

0 -549 -146.271 0 0 

160.596 93.190 2.109.298 0 333 

1.615.104 1.285.274 3.679.041 799.621 242.902 

30.747.849 24.584.416 12.895.810 16.266.895 4.635.539 

923.194 1.510.266 759.810 2.508.414 248.734 

2.489.574 1.259.651 761.564 1.949.874 288.822

259.646 177.514 74.453 115.097 42.882 

136.566 114.499 44.708 26.870 24.106 

0 0 0 0 0 

123.080 63.015 29.745 88.227 18.776 

81 224 11 0 224 

1.022 608 66.392 0 350 

33.578 21.650 20.249 68.619 5.882 

9.244 2.080 1.957 11.113 356 

32.029 7.562 2.526 5.855 489 

528 297 2.495 6.627 377 

126 0 0 0 0 

31.130 7.267 31 0 55 

245 -2 0 -772 57 

1.227 1.038 1.836 4.709 284 

7.542 4.391 21.654 3.617 4.128 

0 0 16.729 0 0 

2.242 1.566 4.425 168 3.219 

5.300 2.825 500 3.449 909 

2.618 3.173 18.136 1.032 1.424 

0 0 16.668 0 0 

777 1.098 0 0 0 

1.841 2.075 1.468 1.032 1.424 

186.697 93.235 122.320 158.882 28.353 

84.265 44.781 39.642 91.732 21.535 

56.032 30.633 26.867 56.918 14.200 

28.233 14.148 12.775 34.814 7.335 

7.019 3.349 4.526 2.227 3.487 

-1.264 -207 -1.062 2.037 0 

50.824 16.716 8.358 34.126 2.596 

51.725 16.704 8.358 34.123 2.769 

-901 12 0 3 -173 

45.853 28.596 70.856 28.760 735 

46 -9 0 0 0 

41 0 0 0 0 

5 -9 0 0 0 

-2.165 3 179.596 392 -219 

0 0 0 0 0 

-4.619 -9.077 -6.035 -1.244 -190 

39.023 19.531 244.417 27.908 326 

10.937 6.048 65.496 8.321 39 

0 0 0 0 0 

28.086 13.483 178.921 19.587 287 

0 0 0 0 0 

28.086 13.483 178.921 19.587 287

27.767 14.341 58.956 19.587 356 

319 -858 119.965 0 -69 

28.086 13.483 178.921 19.587 287 

6.052 13.064 92.075 -35.258 3.030 

9.298 18.666 -27.085 372 4.329 

10.369 18.666 -26.994 372 4.329 

1.071 0 91 0 0 

0 0 0 0 0 

0 0 0 -50.740 0 

0 0 0 -50.740 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 -3 -48 0 0 

0 -3 -48 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

-193 0 158.683 0 0 

-193 0 158.683 0 0

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

-3.053 -5.599 -39.475 15.111 -1.299 

34.138 26.547 270.996 -15.671 3.317 

33.819 27.405 96.179 -15.671 3.386 

319 -858 174.817 0 -69

0130 0094 0138 0078 0232 

BANCO CAIXA GERAL 

RBC DEXIA INVESTOR 

SERVICES ESPAÑA BANKOA BANCA PUEYO INVERSIS 

21.979 3.629 14.440 25.493 6.919 

0 211 1.968 209 47.240 

0 0 0 0 0 

0 0 0 0 0 

0 4 0 0 46.147 

0 0 0 0 1.093 

0 207 1.968 209 0 

0 0 0 0 2.079 

0 0 0 0 1.235 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 1.235 

0 0 0 0 0 

0 0 0 0 0 

256.567 36.523 67.695 184.664 456.457 

256.002 34.875 65.959 172.776 456.457 

565 1.648 1.736 11.888 0 

0 0 31.774 0 0 

6.929.889 1.561.481 1.522.992 723.611 348.870 

1.289.550 1.102.199 28.195 65.969 234.918 

5.238.393 459.282 1.494.797 657.642 113.952 

401.946 0 0 0 0 

491.946 877.339 0 0 6.746 

693.005 0 74.389 20.160 0 

0 0 42.869 0 0 

0 0 0 0 0 

4.243 0 0 0 0 

53.367 0 6.749 14.866 0 

0 0 2.518 0 0 

0 0 2.518 0 0 

0 0 0 0 0 

29.554 0 0 0 0 

0 0 0 0 0 

26.885 8.869 27.407 14.893 7.782 

23.230 8.869 24.422 13.290 7.782 

23.230 8.869 24.422 13.290 7.782 

0 0 0 0 0 

0 0 0 0 0 

3.655 0 2.985 1.603 0 

0 0 0 0 0 

14.414 940 174 0 65.728 

0 0 0 0 55.528 

14.414 940 174 0 10.200 

84.081 1.025 3.053 3.909 16.252 

4.165 753 996 460 650 

79.916 272 2.057 3.449 15.602

19.294 2.002 3.651 4.050 23.174 

0 0 0 0 0 

19.294 2.002 3.651 4.050 23.174 

8.133.278 1.614.680 1.725.036 991.855 973.657 

0 337 1.945 198 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 337 1.945 198 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 1.347 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 1.347 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

7.621.732 1.503.246 1.588.990 900.761 824.405 

1.255.632 0 209.006 38.014 0 

3.897.026 56.409 471.644 18.567 37.832 

2.419.265 1.023.394 800.422 835.579 690.415 

122 0 87.371 0 0 

31.267 0 0 0 0 

18.420 423.443 20.547 8.601 96.158 

0 0 0 0 0 

8.034 0 0 0 0 

0 0 0 0 0 

0 0 497 0 0 

54.718 2.115 3.952 580 837 

30.330 60 0 0 0 

19.613 0 0 0 0 

1.834 171 2.377 580 16 

2.941 1.884 1.575 0 821 

227 1.706 4.145 3.183 0 

0 1.235 3.952 1.806 0 

227 471 193 1.377 0 

0 0 0 0 0 

29.403 2.684 3.887 774 2.991 

0 0 0 0 0 

7.714.114 1.510.088 1.603.416 905.496 829.580 

475.349 103.494 125.016 87.926 145.776 

488.792 12.500 25.411 4.800 94.547 

488.792 12.500 25.411 4.800 94.547 

0 0 0 0 0 

747 7.275 48.595 0 75.702 

-14.438 82.724 49.788 80.925 -27.246 

-14.438 82.724 47.397 80.925 -27.246

0 0 2.391 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

7 0 0 0 0 

255 995 1.222 2.201 2.773 

0 0 0 0 0 

-56.185 1.098 -3.396 -1.567 -1.716 

-56.185 1.098 -3.396 -1.567 -1.716 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 17 

0 0 0 0 0 

0 0 0 0 17 

419.164 104.592 121.620 86.359 144.077 

8.133.278 1.614.680 1.725.036 991.855 973.657 

159.477 7.637 161.682 18.710 853 

750.263 70.906 139.455 42.398 40.859

54.815 4.912 11.149 9.683 3.193 

26.435 3.680 5.689 3.466 846 

0 0 0 0 0 

28.380 1.232 5.460 6.217 2.347 

0 0 27 22 1 

0 0 0 0 0 

5.186 3.959 2.700 1.322 19.530 

1.571 491 471 101 8.907 

515 448 185 635 4.333 

0 448 185 0 4.332 

0 0 0 0 1 

0 0 0 635 0 

515 0 0 0 0 

-77 599 29 0 1.381 

1.157 2 259 55 0 

0 0 0 0 0 

0 0 77 0 0 

1.157 2 182 55 0 

1.337 46 121 123 55 

0 0 0 0 0 

0 0 0 0 0 

1.337 46 121 123 55 

32.253 5.703 8.068 8.027 18.630 

24.007 3.957 6.297 3.691 14.307 

15.182 2.578 4.107 2.093 7.722 

8.825 1.379 2.190 1.598 6.585 

1.907 394 295 241 1.543 

2.012 115 -380 -92 -33 

89 -182 153 -353 104 

0 -182 153 0 52 

89 0 0 -353 52 

4.238 1.419 1.703 4.540 2.709 

2.165 0 0 1.023 0 

0 0 0 0 0 

2.165 0 0 1.023 0 

0 2 0 9 64 

0 0 0 0 0 

-1.705 0 7 -385 0 

368 1.421 1.710 3.141 2.773 

113 426 488 942 0 

0 0 0 0 0 

255 995 1.222 2.199 2.773 

0 0 0 0 0 

255 995 1.222 2.201 2.773

255 995 1.222 2.201 2.773 

0 0 0 0 0 

255 995 1.222 2.201 2.773 

-15.590 83 588 326 3.233 

-22.271 118 817 1.637 4.433 

-22.271 118 817 1.155 4.433 

0 0 0 -482 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 186 

6.681 -35 -229 -1.311 -1.386 

-15.335 1.078 1.810 2.527 6.006 

-15.335 1.078 1.810 2.527 6.006 

0 0 0 0 0

0236 0186 0058 0225 0226 

LLOYDS BANK 

INTERNATIONAL MEDIOLANUM ESPAÑA BNP PARIBAS ESPAÑA BANCO CETELEM UBS BANK 

41.326 13.961 4.428 7 14.799 

3 524 39.787 0 1.316 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

3 524 39.787 0 1.316 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

16.361 368.032 3.549 0 662 

15.500 319.379 6 0 0 

861 48.653 3.543 0 662 

15.320 131.027 0 0 0 

2.064.781 161.932 733.292 2.934.805 954.562 

40.361 33.109 98.880 90.621 302.653 

2.024.420 128.823 634.412 2.844.184 651.909 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

2.288 0 0 0 0 

30.618 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 205 30.614 0 0 

0 0 0 0 0 

4.267 7.381 1.016 7.277 2.668 

4.267 7.381 1.016 7.277 2.668 

4.267 7.381 1.016 7.277 2.668 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

720 668 15.688 13.373 165 

4 0 15.137 0 0 

716 668 551 13.373 165 

20.361 13.096 17.521 45.451 3.214 

85 784 404 1.858 334 

20.276 12.312 17.117 43.593 2.880

1.628 228 5.663 4.180 13.197 

0 0 0 0 0 

1.628 228 5.663 4.180 13.197 

2.182.353 566.027 851.558 3.005.093 990.583 

2.354 756 39.787 0 1.251 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

2.354 524 39.787 0 1.251 

0 232 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

2.056.968 422.834 680.572 2.708.495 912.900 

0 30.035 0 0 0 

1.351.175 67.663 456.660 2.631.670 707.883 

653.751 311.291 202.274 0 189.395 

0 0 0 0 0 

45.069 0 0 50.000 0 

6.973 13.845 21.638 26.825 15.622 

0 0 0 0 0 

2.288 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

11.061 2.285 36.967 3.176 3.430 

199 809 30.614 0 0 

307 0 2.423 0 0 

0 95 1.644 0 151 

10.555 1.381 2.286 3.176 3.279 

549 318 2.184 6.843 0 

335 16 0 6.840 0 

214 302 2.184 3 0 

0 0 0 0 0 

5.693 1.639 10.705 23.591 4.656 

0 0 0 0 0 

2.078.913 427.832 770.215 2.742.105 922.237 

102.955 139.270 80.088 262.748 68.392 

131.080 86.032 52.405 60.902 82.224 

131.080 86.032 52.405 60.902 82.224 

0 0 0 0 0 

0 29.388 0 6.611 0 

-23.730 25.197 26.835 179.386 -15.318 

-23.730 25.197 26.835 179.386 -15.318

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

-4.395 -1.347 848 15.849 1.486 

0 0 0 0 0 

485 -1.075 1.255 0 -46 

485 -1.075 1.255 0 -46 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 240 0 

0 0 0 0 0 

0 0 0 240 0 

103.440 138.195 81.343 262.988 68.346 

2.182.353 566.027 851.558 3.005.093 990.583 

14.357 5.552 148.828 0 20.987 

101.553 28.160 307.154 2.134.248 98.537

11.824 2.875 3.891 87.943 2.978 

5.827 1.226 1.620 20.022 1.503 

0 0 0 0 0 

5.997 1.649 2.271 67.921 1.475 

0 0 0 0 0 

0 0 0 0 0 

2.579 7.265 7.209 18.077 9.092 

517 5.101 856 9.997 1.897 

4 -471 1.068 0 1.838 

0 233 1.068 0 1.774 

0 -704 0 0 64 

0 0 0 0 0 

4 0 0 0 0 

536 -15 244 0 793 

457 138 210 6.315 690 

0 0 0 0 0 

17 94 144 0 0 

440 44 66 6.315 690 

427 67 99 0 64 

0 0 0 0 0 

0 0 0 0 0 

427 67 99 0 64 

8.629 3.398 10.047 82.316 11.927 

9.956 5.993 9.413 27.283 9.226 

5.911 3.382 5.797 3.191 6.806 

4.045 2.611 3.616 24.092 2.420 

392 363 247 1.401 313 

0 -68 -56 256 31 

1.154 -964 -769 0 1.230 

1.154 -48 -769 0 1.230 

0 -916 0 0 0 

-2.873 -1.926 1.212 53.376 1.127 

0 0 0 31.499 0 

0 0 0 0 0 

0 0 0 31.499 0 

0 0 0 812 234 

0 0 0 0 0 

-1.446 0 0 0 0 

-4.319 -1.926 1.212 22.689 1.361 

76 -579 364 6.840 -125 

0 0 0 0 0 

-4.395 -1.347 848 15.849 1.486 

0 0 0 0 0 

-4.395 -1.347 848 15.849 1.486

-4.395 -1.347 848 15.849 1.486 

0 0 0 0 0 

-4.395 -1.347 848 15.849 1.486 

38 2.358 218 0 -60 

39 3.366 312 0 -46 

39 3.366 312 0 -46 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

-1 -1.008 -94 0 -14 

-4.357 1.011 1.066 15.849 1.426 

-4.357 1.011 1.066 15.849 1.426 

0 0 0 0 0

0188 0200 0235 

BANCO ALCALÁ 

PRIVAT BANK 

DEGROOF BANCO PICHINCHA TOTAL GRUPOS 

214 1.324 943 112.517.251 

0 233 0 211.075.110 

0 0 0 19.976.127 

0 0 0 2.080.335 

0 0 0 80.221.871 

0 233 0 13.071.230 

0 0 0 95.725.547 

0 0 0 41.746.228 

0 0 0 45.792.678 

0 0 0 23.249.484 

0 0 0 6.892.044 

0 0 0 5.190.137 

0 0 0 10.461.012 

0 0 0 9.161.800 

15.432 260 11.196 180.158.291 

0 0 11.196 165.641.750 

15.432 260 0 14.516.541 

0 0 0 63.956.367 

54.293 120.452 13.660 1.436.046.719 

45.888 50.147 11.179 91.196.122 

8.405 70.269 2.481 1.331.108.735 

0 36 0 13.741.861 

33.255 0 0 104.042.448 

50.384 0 0 22.986.798 

43.248 0 0 5.020.339 

0 0 0 931.921 

0 0 0 10.467.711 

0 0 0 13.879.268 

0 0 0 8.937.577 

0 0 0 8.541.205 

0 0 0 396.372 

0 0 0 2.645.307 

0 0 0 719.530 

1.277 2.000 785 24.861.434 

1.277 2.000 785 17.870.962 

1.277 2.000 785 14.444.033 

0 0 0 3.426.929 

0 0 0 0 

0 0 0 6.990.472 

0 0 0 739.656 

4 1.254 10 39.315.810 

0 825 0 34.477.362 

4 429 10 4.838.448 

142 614 281 31.795.985 

142 75 0 7.015.295 

0 539 281 24.780.691

51 677 1.973 17.454.334 

0 0 0 6.710.577 

51 677 1.973 10.743.757 

121.797 126.814 28.849 2.159.585.726 

0 0 0 168.574.525 

0 0 0 13.634.468 

0 0 0 34.177.440 

0 0 0 7.837.726 

0 0 0 1.207.266 

0 0 0 96.886.892 

0 0 0 14.830.730 

0 0 0 4 

0 0 0 54.899.104 

0 0 0 67.455 

0 0 0 16.680.000 

0 0 0 31.229.986 

0 0 0 5.202.804 

0 0 0 0 

0 0 0 1.718.860 

90.143 100.927 13.033 1.715.373.056 

0 0 0 24.924.811 

0 16.464 971 187.250.915 

90.136 81.455 9.864 1.073.933.474 

0 0 0 345.141.220 

0 0 1.000 51.536.801 

7 3.008 1.198 32.585.835 

0 0 0 610.793 

0 0 0 7.229.344 

0 0 0 55.927 

0 0 0 20.167.575 

107 131 0 24.319.781 

0 0 0 15.533.502 

12 0 0 3.862.171 

43 131 0 1.472.702 

52 0 0 3.451.407 

1.656 79 0 11.805.537 

247 79 0 5.981.122 

1.409 0 0 5.824.415 

0 0 0 0 

304 1.731 23 12.345.170 

0 0 0 0 

92.210 102.868 13.055 2.015.380.812 

26.488 24.093 16.345 140.897.545 

18.080 14.514 21.000 8.390.676 

18.080 14.514 21.000 8.390.676 

0 0 0 0 

0 1.276 0 51.946.850 

8.913 8.064 -3.095 70.552.124 

8.913 8.064 -3.095 69.493.548

0 0 0 1.058.576 

0 0 0 10.320.919 

0 0 0 2.492.011 

0 0 0 0 

0 0 0 7.828.908 

0 0 0 608.133 

269 239 -1.560 3.716.437 

774 0 0 3.421.328 

3.099 -349 -551 -6.588.539 

3.099 -349 -551 -1.520.493 

0 0 0 16.095 

0 0 0 -1.133.624 

0 0 0 -3.630.417 

0 0 0 0 

0 0 0 -320.931 

0 0 0 831 

0 202 0 9.895.908 

0 0 0 248.417 

0 202 0 9.647.491 

29.587 23.946 15.794 144.204.914 

121.797 126.814 28.849 2.159.585.726 

1.618 9.417 2 124.080.106 

3.233 25.616 1.559 341.637.206 

0

426 614 195 23.160.155 

184 309 24 11.015.335 

0 0 0 0 

242 305 171 12.144.820 

0 0 0 71.177 

0 0 0 225.892 

456 1.981 89 5.096.995 

7 783 10 856.556 

0 1.463 0 1.189.944 

0 1.463 0 948.844 

0 0 0 140.848 

0 0 0 215.279 

0 0 0 -115.027 

0 -3 -158 486.515 

3 16 5 3.982.517 

0 0 0 3.208.315 

0 0 0 250.092 

3 16 5 524.110 

1 10 5 3.740.402 

0 0 0 2.864.587 

0 0 0 142.470 

1 10 5 733.346 

693 2.969 92 18.600.902 

408 2.593 1.586 7.616.908 

213 1.553 720 4.510.719 

195 1.040 866 3.106.189 

4 150 20 809.286 

52 -20 0 510.884 

0 -111 45 3.999.440 

0 -111 45 3.984.094 

0 0 0 15.346 

229 357 -1.559 5.664.385 

-120 0 0 572.001 

0 0 0 5.374 

-120 0 0 566.627 

0 0 -1 689.374 

0 0 0 373 

0 0 0 -325.393 

349 357 -1.560 5.456.738 

80 118 0 1.228.280 

0 0 0 0 

269 239 -1.560 4.228.457 

0 0 0 -5.842 

269 239 -1.560 4.222.618

269 239 -1.560 3.716.437 

0 0 0 506.180 

269 239 -1.560 4.222.618 

36 0 0 -1.395.339 

-44 0 0 1.088.371 

-44 0 0 1.104.748 

0 0 0 64.025 

0 0 0 47.648 

0 0 0 44.950 

0 0 0 15.449 

0 0 0 -29.501 

0 0 0 0 

0 0 0 0 

0 0 0 854.138 

0 0 0 855.991 

0 0 0 1.853 

0 0 0 0 

0 0 0 -2.860.335 

0 0 0 -2.880.038 

0 0 0 -19.703 

0 0 0 0 

0 0 0 0 

0 0 0 0 

0 0 0 0 

0 0 0 0 

0 0 0 13.427 

0 0 0 -70.438 

0 0 0 -70.438

0 0 0 0 

0 0 0 0 

0 0 0 26 

80 0 0 -465.477 

305 239 -1.560 2.827.280 

305 239 -1.560 2.617.598 

0 0 0 209.682

BALANCES CONSOLIDADOS / SUBGRUPOS / Marzo 2011 

0030 0224 0042 

SANTANDER BANCO 

CONSUMER GUIPUZCOAN TOTAL 

ACTIVO BANESTO FINANCE 

O SUBGRUPOS 

TOTAL 

GRUPOS 

TOTAL 

SUBGRUPOS 

########### 666.691 709.950 146.702 1.523.343 112.517.251 1.523.343 

########### 5.844.435 79.026 46.558 5.970.019 211.075.110 5.970.019 

############ 0 0 0 0 19.976.127 0 

############ 0 0 0 0 2.080.335 0 

############ 358.527 0 0 358.527 80.221.871 358.527 

############ 1.861.997 0 0 1.861.997 13.071.230 1.861.997 

############ 3.623.911 79.026 46.558 3.749.495 95.725.547 3.749.495 

########### 147.603 0 0 147.603 41.746.228 147.603 

########### 1.490.775 0 5.267 1.496.042 45.792.678 1.496.042 

############ 1.273.413 0 0 1.273.413 23.249.484 1.273.413 

############ 0 0 0 0 6.892.044 0 

############ 80.743 0 0 80.743 5.190.137 80.743 

############ 136.619 0 5.267 141.886 10.461.012 141.886 

########### 0 0 0 0 9.161.800 0 

########### 8.726.546 306.114 1.401.731 10.434.391 180.158.291 10.434.391 

############ 8.179.641 304.958 1.373.223 9.857.822 165.641.750 9.857.822 

############ 546.905 1.156 28.508 576.569 14.516.541 576.569 

########### 4.936.312 0 1.035.875 5.972.187 63.956.367 5.972.187 

########### 89.613.258 61.625.331 4.260.047 155.498.636 1.436.046.719 155.498.636 

############ 15.772.902 5.258.336 474.886 21.506.124 91.196.122 21.506.124 

############ 73.464.887 56.366.623 3.785.161 133.616.671 1.331.108.735 133.616.671 

############ 375.469 372 0 375.841 13.741.861 375.841 

########### 113.917 1.350.000 0 1.463.917 104.042.448 1.463.917 

########### 3.424.114 0 0 3.424.114 22.986.798 3.424.114 

########### 3.246.745 0 0 3.246.745 5.020.339 3.246.745 

########### 48.559 -132.601 0 -84.042 931.921 -84.042 

########### 890.546 206.098 6.277 1.102.921 10.467.711 1.102.921 

########### 2.388.891 364.154 3.659.114 6.412.159 13.879.268 6.412.159 

########### 36.442 228.843 28.261 293.546 8.937.577 293.546 

############ 36.442 228.843 26.273 291.558 8.541.205 291.558 

############ 0 0 1.988 1.988 396.372 1.988 

########### 199.310 28.629 0 227.939 2.645.307 227.939 

########### 79.351 0 0 79.351 719.530 79.351 

########### 1.212.098 511.870 102.360 1.826.328 24.861.434 1.826.328 

############ 1.043.888 511.870 61.087 1.616.845 17.870.962 1.616.845 

############ 1.043.888 172.273 61.087 1.277.248 14.444.033 1.277.248 

############ 0 339.597 0 339.597 3.426.929 339.597 

############ 0 0 0 0 0 0 

############ 168.210 0 41.273 209.483 6.990.472 209.483 

############ 18.530 57.279 0 75.809 739.656 75.809 

########### 66.208 2.006.093 2 2.072.303 39.315.810 2.072.303 

############ 0 1.696.496 0 1.696.496 34.477.362 1.696.496 

############ 66.208 309.597 2 375.807 4.838.448 375.807 

########### 1.008.584 919.256 94.317 2.022.157 31.795.985 2.022.157 

############ 132.627 175.209 36.411 344.247 7.015.295 344.247 

15.2. Diferidos 875.957 744.047 57.906 1.677.910 24.780.691 1.677.910

########### 537.579 625.954 237.093 1.400.626 17.454.334 1.400.626 

############ 332.728 9.825 203.104 545.657 6.710.577 545.657 

16.2. Otros ..... 204.851 616.129 33.989 854.969 10.743.757 854.969 

TOTAL ACTIVO 116.233.387 67.478.720 9.987.729 193.699.836 2.159.585.726 193.699.836 

P A S I V O 

########### 3.995.219 88.648 46.112 4.129.979 168.574.525 4.129.979 

############ 0 0 0 0 13.634.468 0 

############ 0 0 0 0 34.177.440 0 

############ 0 0 0 0 7.837.726 0 

############ 0 0 0 0 1.207.266 0 

############ 3.940.444 88.648 46.112 4.075.204 96.886.892 4.075.204 

############ 54.775 0 0 54.775 14.830.730 54.775 

############ 0 0 0 0 4 0 

########### 0 0 0 0 54.899.104 0 

############ 0 0 0 0 67.455 0 

############ 0 0 0 0 16.680.000 0 

############ 0 0 0 0 31.229.986 0 

############ 0 0 0 0 5.202.804 0 

############ 0 0 0 0 0 0 

############ 0 0 0 0 1.718.860 0 

########### 98.841.289 59.149.397 6.775.975 164.766.661 1.715.373.056 164.766.661 

############ 7.743 150.008 0 157.751 24.924.811 157.751 

############ 5.596.577 17.122.880 1.462.093 24.181.550 187.250.915 24.181.550 

############ 60.077.300 30.361.969 3.321.086 93.760.355 1.073.933.474 93.760.355 

############ 28.380.256 9.948.330 1.538.503 39.867.089 345.141.220 39.867.089 

############ 1.987.293 1.203.780 335.321 3.526.394 51.536.801 3.526.394 

############ 2.792.120 362.429 118.972 3.273.521 32.585.835 3.273.521 

########### 413.231 0 0 413.231 610.793 413.231 

########### 459.858 195.956 21.293 677.107 7.229.344 677.107 

########### 0 64.970 2.429.533 2.494.503 55.927 2.494.503 

########### 4.083.398 0 0 4.083.398 20.167.575 4.083.398 

########### 2.176.611 457.957 70.393 2.704.961 24.319.781 2.704.961 

############ 2.000.067 365.913 17.872 2.383.852 15.533.502 2.383.852 

############ 0 24.219 0 24.219 3.862.171 24.219 

############ 81.230 1.605 4.311 87.146 1.472.702 87.146 

############ 95.314 66.220 48.210 209.744 3.451.407 209.744 

########### 138.338 623.841 13.812 775.991 11.805.537 775.991 

9.1. Corrientes 62.260 217.005 4.615 283.880 5.981.122 283.880 

9.2. Diferidos.. 76.078 406.836 9.197 492.111 5.824.415 492.111 

########### 0 0 0 0 0 0 

########### 504.959 872.006 17.861 1.394.826 12.345.170 1.394.826 

########### 0 0 0 0 0 0 

TOTAL PASIVO 110.612.903 61.452.776 9.374.979 181.440.658 2.015.380.812 181.440.658 


########### 5.596.140 5.855.876 641.007 12.093.023 140.897.545 12.093.023 

############ 543.036 3.853.639 37.378 4.434.053 8.390.676 4.434.053 

############ 543.036 3.853.639 37.378 4.434.053 8.390.676 4.434.053 

############ 0 0 0 0 0 0 

############ 0 1.139.990 209.970 1.349.960 51.946.850 1.349.960 

1.3. Reservas 4.907.295 1.073.959 393.624 6.374.878 70.552.124 6.374.878 

############ 4.902.296 1.059.462 397.536 6.359.294 69.493.548 6.359.294

############ 4.999 14.497 -3.912 15.584 1.058.576 15.584 

############ 2.929 0 0 2.929 10.320.919 2.929 

############ 0 0 0 0 2.492.011 0 

############ 0 0 0 0 0 0 

############ 2.929 0 0 2.929 7.828.908 2.929 

############ 26.587 0 0 26.587 608.133 26.587 

############ 169.467 138.296 35 307.798 3.716.437 307.798 

############ 0 350.008 0 350.008 3.421.328 350.008 

########### -13.605 26.546 -29.559 -16.618 -6.588.539 -16.618 

############ -55.404 211 -29.559 -84.752 -1.520.493 -84.752 

############ 40.885 -39.490 0 1.395 16.095 1.395 

############ 0 0 0 0 -1.133.624 0 

############ -16 65.984 0 65.968 -3.630.417 65.968 

############ 0 0 0 0 0 0 

############ 930 0 0 930 -320.931 930 

############ 0 -160 0 -160 831 -160 

########### 37.949 143.522 1.302 182.773 9.895.908 182.773 

############ 0 989 0 989 248.417 989 

3.2. Resto....... 37.949 142.533 1.302 181.784 9.647.491 181.784 

########### 5.620.484 6.025.944 612.750 12.259.178 144.204.914 12.259.178 

########### 116.233.387 67.478.720 9.987.729 193.699.836 2.159.585.726 193.699.836 


########### 8.833.630 3.418.440 844.573 13.096.643 124.080.106 13.096.643 

########### 13.259.468 8.579.556 582.771 22.421.795 341.637.206 22.421.795 

del epigrafe 

pasivo Capital 

con naturaleza 

de pasivo 

financiero para 

el analisis 0 0 0

CUENTAS CONSOLIDADAS 

1. Intereses y rendimientos 779.906asimilados 

954.651 47.119 1.781.676 23.160.155 1.781.676 

2. Intereses y cargas 383.932 asimiladas 425.190 25.614 834.736 11.015.335 834.736 

3. Remuneración de capital 0reembolsable a 0la vista (solo Cooperativas 0 de 0 crédito) 

0 0 

A) MARGEN DE INTERESES 395.974 529.460 21.505 946.939 12.144.820 946.939 

4. Rendimiento de instrumentos 3.634 de capital0 354 3.988 71.177 3.988 

5. Resultado de entidades -189 valoradas por 4.105 el método de la -47 participación 3.869 225.892 3.869 

6. Comisiones percibidas 165.437 267.569 6.264 439.270 5.096.995 439.270 

7. Comisiones pagadas30.649 56.273 736 87.658 856.556 87.658 

8. Resultado de operaciones 31.872 financieras -15.662 (neto) 5.459 21.669 1.189.944 21.669 

8.1. Cartera de negociación 28.884 -17.402 4.994 16.476 948.844 16.476 

8.2. Otros instrumentos financieros 0 a valor razonable 0 con cambios 116 en pérdidas 116 y ganancias 140.848 116 

8.3. Instrumentos financieros 3.545 no valorados -139 a valor razonable 349 con cambios 3.755 en pérdidas y ganancias 215.279 3.755 

8.4. Otros -557 1.879 0 1.322 -115.027 1.322 

9. Diferencias de cambio 9.319 (neto) -1.406 187 8.100 486.515 8.100 

10. Otros productos de 377.463 explotación 41.531 9.160 428.154 3.982.517 428.154 

10.1. Ingresos de contratos 363.996 de seguros y reaseguros 0 emitidos0 363.996 3.208.315 363.996 

10.2. Ventas e ingresos por 5.691 prestación de 21.045 servicios no financieros 3.024 29.760 250.092 29.760 

10.3. Resto de productos 7.776 de explotación20.486 6.136 34.398 524.110 34.398 

11. Otras cargas de explotación 362.957 39.828 9.053 411.838 3.740.402 411.838 

11.1 Gastos de contratos 342.782 de seguros y reaseguros 0 0 342.782 2.864.587 342.782 

11.2. Variación de existencias 381 17.144 8.166 25.691 142.470 25.691 

11.3. Resto de cargas de 19.794 explotación 22.684 887 43.365 733.346 43.365 

B) MARGEN BRUTO 589.904 729.497 33.093 1.352.494 18.600.902 1.352.494 

12. Gastos de administración 225.017 281.277 19.744 526.038 7.616.908 526.038 

12.1. Gastos de personal 157.736 116.502 12.455 286.693 4.510.719 286.693 

12.2. Otros gastos generales 67.281 de administración 164.775 7.289 239.345 3.106.189 239.345 

13. Amortización 27.187 24.655 2.520 54.362 809.286 54.362 

14. Dotaciones a provisiones -15.023 (neto) 11.366 -727 -4.384 510.884 -4.384 

15. Pérdidas por deterioro 91.566 de activos 191.533 financieros (neto) 448 283.547 3.999.440 283.547 

15.1. Inversiones crediticias 91.673 191.533 1.203 284.409 3.984.094 284.409 

15.2. Otros instrumentos financieros -107 no valorados 0 a valor razonable -755 con cambios -862 en pérdidas y ganancias 15.346 -862 

C) RESULTADO DE LA 261.157 ACTIVIDAD DE 220.667 EXPLOTACIÓN 11.108 492.932 5.664.385 492.932 

16. Pérdidas por deterioro 1.541 del resto de activos -561 (neto) 8.932 9.912 572.001 9.912 

16.1. Fondo de comercio y otro -1 activo intangible 0 0 -1 5.374 -1 

16.2. Otros activos 1.542 -561 8.932 9.913 566.627 9.913 

17. Ganancias (pérdidas) 6.195 en la baja de activos -198 no clasificados 540 como 6.537 no corrientes en venta 689.374 6.537 

18. Diferencia negativa en combinaciones 0 de 0 negocios 0 0 373 0 

19. Ganancias (pérdidas) -35.999 de activos no -11.612 corrientes en -3.108 venta no clasificados -50.719 como operaciones interrumpidas 

-325.393 -50.719 

D) RESULTADO ANTES 229.812 DE IMPUESTOS 209.417 -392 438.837 5.456.738 438.837 

20. Impuesto sobre beneficios 60.911 58.109 -1.809 117.211 1.228.280 117.211 

21. Dotación obligatoria a obras 0 y fondos sociales 0 (solo Cajas 0 de ahorros 0 y Cooperativas de crédito) 0 0 

E) RESULTADO DEL EJERCICIO 168.901 PROCEDENTE 151.308 DE OPERACIONES 1.417 321.626 CONTINUADAS 4.228.457 321.626 

22. Resultado de operaciones 0 interrumpidas -5.842 (neto) -1.271 -7.113 -5.842 -7.113 

F) RESULTADO CONSOLIDADO 168.901 DEL 145.466 EJERCICIO 146 314.513 4.222.618 314.513

F.1) Resultado atribuido 169.467 a la entidad dominante 138.296 35 307.798 3.716.437 307.798 

F.2) Resultado atribuido a -566 intereses minoritarios 7.170 111 6.715 506.180 6.715 


A) RESULTADO CONSOLIDADO 168.901 DEL 145.466 EJERCICIO 146 314.513 4.222.618 314.513 

B) OTROS INGRESOS 14.225 Y GASTOS RECONOCIDOS 

42.815 -4.986 52.054 -1.395.339 52.054 

1. Activos financieros disponibles 81.435 para la 116 venta -6.925 74.626 1.088.371 74.626 

1.1. Ganancias (pérdidas) 82.684 por valoración -23 -6.925 75.736 1.104.748 75.736 

1.2. Importes transferidos 1.249 a la cuenta de pérdidas -139 y ganancias0 1.110 64.025 1.110 

1.3. Otras reclasificaciones 0 0 0 0 47.648 0 

2. Coberturas de los flujos -61.020 de efectivo70.647 0 9.627 44.950 9.627 

2.1. Ganancias (pérdidas) -49.070 por valoración45.807 0 -3.263 15.449 -3.263 

2.2. Importes transferidos 11.950 a la cuenta de -24.840 pérdidas y ganancias0 -12.890 -29.501 -12.890 

2.3. Importes transferidos al valor 0 inicial de las 0partidas cubiertas 0 0 0 0 

2.4. Otras reclasificaciones 0 0 0 0 0 0 

3. Coberturas de inversiones 0 netas en negocios 0 en el extranjero 0 0 854.138 0 

3.1. Ganancias (pérdidas) por 0valoración 

0 0 0 855.991 0 

3.2. Importes transferidos a la 0cuenta de pérdidas 0 y ganancias0 0 1.853 0 


4. Diferencias de cambio -4 -5.768 0 -5.772 -2.860.335 -5.772 

4.1. Ganancias (pérdidas) por -4valoración 

-5.788 0 -5.792 -2.880.038 -5.792 

4.2. Importes transferidos a la 0cuenta de pérdidas -20 y ganancias0 -20 -19.703 -20 


5. Activos no corrientes en venta 0 0 0 0 0 0 

5.1. Ganancias (pérdidas) por 0valoración 

0 0 0 0 0 

5.2. Importes transferidos a la 0cuenta de pérdidas 0 y ganancias0 0 0 0 


6. Ganancias (pérdidas) actuariales 0 en planes 0 de pensiones 0 0 13.427 0 

7. Entidades valoradas por -63 el método de la 0participación 

0 -63 -70.438 -63 

7.1. Ganancias (pérdidas) por -63valoración 

0 0 -63 -70.438 -63

7.2. Importes transferidos a la 0cuenta de pérdidas 0 y ganancias 0 0 0 0 


8. Resto de ingresos y gastos 0 reconocidos -160 0 -160 26 -160 

9. Impuesto sobre beneficios -6.123 -22.020 1.939 -26.204 -465.477 -26.204 

C) TOTAL INGRESOS 183.126 Y GASTOS RECONOCIDOS 188.281 (A+B)C) -4.840 366.567 2.827.280 366.567 

C1) Atribuidos a la entidad 183.692 dominante 182.219 -4.951 360.960 2.617.598 360.960 

C2) Atribuidos a intereses -566 minoritarios6.061 111 5.606 209.682 5.606

BALANCES CONSOLIDADOS / GRUPOS / Junio 2011 

ACTIVO 




































13.1.1. De uso propio....................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................ 

15.2. Diferidos..................................................................................................................................................................


16.1. Existencias.............................................................................................................................................................. 

16.2. Otros ....................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 



























8. PROVISIONES............................................................................................................................................................. 






9.1. Corrientes.................................................................................................................................................................. 

9.2. Diferidos.................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado............................................................................................................................................................. 



1.3. Reservas .................................................................................................................................................................. 

1.3.1. Reservas (pérdidas) acumuladas...........................................................................................................................



















3.2. Resto......................................................................................................................................................................... 



















8.4. Otros 































F) RESULTADO CONSOLIDADO DEL EJERCICIO 


F.2) Resultado atribuido a intereses minoritarios































8. Resto de ingresos y gastos reconocidos






0049 0182 0075 0081 0128 

BANCO BILBAO 


90.002.981 21.369.276 892.792 1.494.385 294.109 

164.300.796 63.421.014 1.107.574 1.317.372 3.371.973 

17.632.816 0 0 0 0 

693.948 0 0 0 0 

69.163.926 26.052.160 114.856 247.919 2.659.285 

8.315.657 6.020.612 119.802 35.986 213.635 

68.494.449 31.348.242 872.916 1.033.467 499.053 

41.265.210 8.970.709 2.769 0 2.414.561 

30.986.214 2.911.957 441.014 175.771 21.234 

11.317.360 0 0 0 0 

8.573.964 0 0 0 0 

2.743.972 645.591 310.107 0 0 

8.350.918 2.266.366 130.907 175.771 21.234 

11.335.125 0 0 0 0 

90.475.905 60.599.203 10.107.335 12.322.930 3.393.646 

84.136.993 55.007.660 9.724.436 11.241.536 3.254.648 

6.338.912 5.591.543 382.899 1.081.394 138.998 

48.768.268 5.319.169 4.205.605 6.066.184 1.665.959 

764.588.404 371.314.258 101.314.045 72.695.950 45.293.886 

42.593.453 22.889.947 3.155.438 2.182.678 1.524.086 

714.701.278 346.221.866 98.158.607 70.513.272 43.769.800 

7.293.674 2.202.445 0 0 0 

11.130.716 44.886.877 19.131.538 773.015 681.349 

0 9.334.114 7.472.332 0 3.260.703 

0 1.477.983 4.978.573 0 611.831 

1.089.343 0 0 0 -9.735 

6.049.092 2.684.525 664.479 226.951 134.248 

6.795.568 1.700.721 3.161.765 373.827 331.463 

293.207 4.518.451 576.497 755.401 29.390 

293.207 4.237.062 576.497 753.413 27.833 

0 281.389 0 1.988 1.557 

2.183.999 0 153.743 170.595 7.789 

786.740 34.483 3.068 4 2.877 

13.879.893 6.964.740 1.632.360 1.059.119 449.492 

9.845.825 5.414.791 648.246 863.501 449.492 

7.487.696 4.646.360 648.246 773.708 438.024 

2.358.129 768.431 0 89.793 11.468 

0 0 0 0 0 

4.034.068 1.549.949 984.114 195.618 0 

822.988 850 0 0 0 

30.212.531 9.721.554 634.933 849.838 348.463 

26.526.540 8.080.002 542.182 746.301 161.837 

3.685.991 1.641.552 92.751 103.537 186.626 

22.451.523 6.667.938 1.187.497 1.295.860 140.348 

5.491.691 1.284.241 240.374 407.149 53.586 

16.959.832 5.383.697 947.123 888.711 86.762

7.811.500 7.462.882 1.048.673 2.311.004 102.402 

394.198 3.348.218 585.583 2.143.398 0 

7.417.302 4.114.664 463.090 167.606 102.402 

1.231.907.697 568.705.116 130.398.107 95.049.007 57.172.290 

131.909.453 34.686.440 839.107 1.031.725 2.689.036 

11.933.356 0 0 0 0 

21.941.750 0 0 0 0 

13.132.736 0 0 0 0 

2.213.800 0 0 0 0 

68.662.612 31.118.994 836.277 1.031.725 567.957 

14.025.198 3.567.446 2.830 0 2.121.079 

0 0 0 0 0 

72.638.422 1.815.498 110.914 0 0 

42.014 0 0 0 0 

24.527.670 0 0 0 0 

39.114.986 0 0 0 0 

8.953.751 0 0 0 0 

0 0 0 0 0 

0 1.815.498 110.914 0 0 

898.769.450 471.247.622 118.513.919 86.734.880 50.355.682 

3.994.560 19.708.232 2.361.857 1.710.628 1.800.048 

83.686.319 60.836.621 9.935.099 8.589.639 2.529.662 

572.166.071 278.496.426 82.637.540 53.804.058 29.118.727 

191.314.020 86.672.587 20.184.142 19.366.125 15.285.610 

25.841.416 17.585.830 2.357.859 1.888.137 938.815 

21.767.063 7.947.926 1.037.422 1.376.293 682.820 

513.481 12.862 0 242.034 0 

4.827.667 1.451.867 642.747 123.302 34.822 

39.025 0 0 0 0 

10.774.786 7.607.207 596.854 175.790 644.797 

16.039.677 8.193.720 338.085 366.227 77.770 

9.328.767 5.670.087 197.709 173.280 7.938 

3.721.770 322.214 47.931 46.016 0 

845.041 281.261 86.857 84.913 21.047 

2.144.099 1.920.158 5.588 62.018 48.785 

9.137.782 2.107.013 483.852 176.325 188.120 

5.431.042 537.623 232.033 88.379 53.093 

3.706.740 1.569.390 251.819 87.946 135.027 

0 0 0 0 0 

7.595.153 3.939.705 315.905 240.459 127.492 

0 0 0 0 0 

1.152.244.896 531.061.934 121.841.383 89.090.742 54.117.721 

77.696.767 38.677.134 9.073.774 6.316.787 3.082.338 

4.220.137 2.230.285 138.730 173.749 142.034 

4.220.137 2.230.285 138.730 173.749 142.034 

0 0 0 0 0 

29.446.037 17.103.754 1.962.703 1.856.673 737.079 

33.009.973 17.903.368 6.072.543 3.463.353 1.726.745 

32.892.983 17.538.469 6.035.645 3.218.090 1.707.675

116.990 364.899 36.898 245.263 19.070 

8.820.853 41.599 691.855 818.771 402.040 

1.668.049 0 0 818.771 0 

0 0 0 0 0 

7.152.804 41.599 691.855 0 402.040 

159.681 353.803 97.482 160.024 1.269 

3.500.860 2.338.719 305.425 164.265 100.291 

1.141.412 586.788 0 0 24.582 

-4.164.683 -2.595.925 -609.555 -398.245 -27.769 

-1.300.047 124.521 -635.581 -331.034 -27.028 

-111.536 74.118 15.336 -3.819 0 

-997.399 -16.118 0 0 0 

-1.755.731 -2.575.513 10.690 -6.543 139 

0 0 0 0 0 

31 -202.933 0 -57.840 -880 

0 0 0 991 0 

6.130.716 1.561.973 92.505 39.723 0 

647.083 -168.701 -3.845 -3.811 0 

5.483.633 1.730.674 96.350 43.534 0 

79.662.800 37.643.182 8.556.724 5.958.265 3.054.569 

1.231.907.697 568.705.116 130.398.107 95.049.007 57.172.290 

55.393.220 36.359.991 13.571.204 8.306.015 2.349.032 

203.120.351 96.289.502 10.793.347 11.805.484 9.187.576

29.457.429 11.501.216 2.204.406 1.625.983 734.333 

14.305.120 5.111.744 1.159.414 861.423 482.806 

0 0 0 0 0 

15.152.309 6.389.472 1.044.992 764.560 251.527 

233.598 282.213 3.835 6.970 13.700 

10.433 243.426 22.358 32.194 6.501 

6.373.078 2.744.856 412.604 318.281 133.446 

1.049.623 464.096 62.347 29.916 33.029 

804.849 729.360 36.705 163.216 25.928 

685.627 668.729 9.056 57.045 9.670 

-64.597 15.139 -1.136 0 1.219 

206.314 45.492 15.772 99.360 5.915 

-22.495 0 13.013 6.811 9.124 

574.036 358.643 20.750 25.160 15.935 

5.087.299 2.027.754 89.765 42.530 355.240 

4.453.234 1.617.666 10.011 14.600 0 

218.780 276.959 10.619 2.678 0 

415.285 133.129 69.135 25.252 355.240 

5.048.701 1.886.589 47.628 39.354 240.326 

4.205.773 1.179.069 5.535 13.924 0 

140.063 113.339 14.226 12 0 

702.866 594.181 27.867 25.418 240.326 

22.137.277 10.425.039 1.521.034 1.283.641 528.922 

8.693.831 4.433.323 610.611 561.871 295.082 

5.071.275 2.582.109 387.174 370.864 170.441 

3.622.556 1.851.214 223.437 191.007 124.641 

1.037.379 404.335 52.820 62.632 31.018 

1.609.927 233.876 -9.367 -1.939 22.462 

4.877.410 1.985.531 587.368 335.918 64.859 

4.857.763 1.978.008 593.357 296.719 64.859 

19.647 7.523 -5.989 39.199 0 

5.918.730 3.367.974 279.602 325.159 115.500 

93.609 184.017 381.989 203.228 429 

5.067 0 13.000 80 0 

88.542 184.017 368.989 203.148 429 

13.195 23.493 502.756 2.611 23.932 

0 373 0 0 0 

-332.719 -64.891 -139.636 -8.335 -8.229 

5.505.598 3.142.932 260.733 116.207 130.774 

1.523.913 557.616 -46.093 -50.977 30.482 

0 0 0 0 0 

3.981.685 2.585.316 306.826 167.184 100.291 

-6.157 0 0 0 0 

3.975.528 2.585.316 306.826 167.184 100.291 

3.500.860 2.338.719 305.425 164.265 100.291 

474.668 246.597 1.401 2.919 0

3.975.528 2.585.316 306.826 167.184 100.291 

-2.040.811 -1.908.685 -27.540 -72.633 -4.976 

-136.414 -254.496 -4.498 -2.376 -5.763 

-50.832 -279.281 11.051 -24.607 -2.464 

85.582 -24.785 15.549 -22.231 3.299 

0 0 0 0 0 

66.203 27.611 -17.281 165 0 

45.089 -562 -17.281 -3.430 0 

-21.114 -28.169 0 -3.595 0 

0 0 0 0 0 

0 4 0 0 0 

958.425 141.521 0 0 0 

961.506 141.521 0 0 0 

3.081 0 0 0 0 

0 0 0 0 0 

-2.983.662 -1.604.364 -28.211 -11.712 -89 

-3.004.227 -1.609.373 -28.211 -11.715 -89 

-20.565 -5.009 0 -3 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 19.442 0 0 

202 -187.460 0 -62.886 -1.257 

202 -187.460 0 -62.886 -1.257 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0

54.435 -31.497 3.008 4.176 2.133 

1.934.717 676.631 279.286 94.551 95.315 

1.651.381 512.596 281.730 89.755 95.315 

283.336 164.035 -2.444 4.796 0

0072 0065 0093 0061 0019 

BANCO PASTOR BARCLAYS BANK, S.A. BANCO DE VALENCIA BANCA MARCH 


S.A.E 

273.005 627.215 123.161 127.290 54.045 

187.008 5.475 59.675 40.441 174.515 

0 0 0 0 0 

0 0 0 0 0 

105.769 345 0 0 3.653 

7.018 0 0 18.831 0 

74.221 5.130 59.675 21.610 170.862 

0 0 0 0 0 

202.197 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

202.197 0 0 0 0 

0 0 0 0 0 

196.597 0 0 0 0 

2.286.233 4.303.420 1.740.679 375.229 8.114 

2.236.192 4.294.301 1.607.943 111.933 4.046 

50.041 9.119 132.736 263.296 4.068 

1.785.740 4.303.420 1.465.010 13.329 81 

23.124.367 26.447.354 20.315.531 8.928.032 15.979.289 

877.225 685.546 203.428 979.423 876.142 

21.333.521 25.761.808 18.298.080 7.948.609 15.103.147 

913.621 0 1.814.023 0 0 

4.424.506 0 11.524.611 101.358 344.725 

2.091.100 0 0 21.899 0 

241.654 0 0 0 0 

4.932 0 0 0 0 

101.042 52.754 3.099 63.744 116.525 

1.273.076 59.535 701.822 141.042 49.888 

101.373 439 184.561 2.733.558 0 

88.695 439 95.044 2.733.558 0 

12.678 0 89.517 0 0 

25.086 40.918 16.064 0 0 

0 0 0 704 0 

174.831 164.741 339.818 313.482 52.823 

145.166 164.618 229.363 313.482 47.037 

125.701 141.169 229.363 134.890 47.037 

19.465 23.449 0 178.592 0 

0 0 0 0 0 

29.665 123 110.455 0 5.786 

0 0 0 0 0 

27.217 47.735 36.723 13.032 0 

0 0 16.774 9.081 0 

27.217 47.735 19.949 3.951 0 

254.292 410.163 230.947 121.498 108.111 

38.899 11.593 36.480 11.850 27.125 

215.393 398.570 194.467 109.648 80.986

829.365 179.999 246.299 56.070 42.651 

684.448 113.678 232.280 0 0 

144.917 66.321 14.019 56.070 42.651 

30.955.124 32.339.748 23.998.379 12.936.021 16.585.961 

94.860 9.054 59.616 22.141 183.161 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

59.344 9.054 59.616 22.141 183.161 

35.516 0 0 0 0 

0 0 0 0 0 

199.996 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

199.996 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

28.565.148 29.944.289 22.521.014 9.028.224 15.331.675 

2.000.097 0 2.075.418 0 0 

4.000.444 10.735.876 3.790.442 882.320 9.220.038 

15.833.386 11.998.469 13.018.493 7.219.294 5.189.147 

6.085.080 7.016.175 2.903.878 786.669 0 

355.327 0 437.344 0 322.103 

290.814 193.769 295.439 139.941 600.387 

0 0 0 0 0 

38.534 49.164 26.009 5.446 6.515 

0 0 0 0 0 

2.777 0 0 169.890 0 

90.111 241.270 30.658 68.809 64.436 

51.866 156.298 19.236 9.048 16.877 

15.973 0 0 4.048 8.579 

9.234 50.691 11.231 11.277 27.401 

13.038 34.281 191 44.436 11.579 

18.143 131.412 41.426 65.426 31.523 

1.455 105.884 12.488 5.169 11.517 

16.688 25.528 28.938 60.257 20.006 

0 0 0 0 0 

63.244 217.688 37.318 32.993 167.721 

0 0 0 0 0 

29.072.813 30.592.877 22.716.041 9.392.929 15.785.031 

1.754.194 1.844.308 1.238.277 1.660.390 754.636 

90.041 857.841 123.132 29.159 67.393 

90.041 857.841 123.132 29.159 67.393 

0 0 0 0 0 

144.763 197.547 275.915 2.804 166.572 

1.244.111 805.848 873.335 1.701.065 493.743 

1.229.134 787.499 872.333 1.467.829 493.743

14.977 18.349 1.002 233.236 0 

252.548 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

252.548 0 0 0 0 

15.445 0 50.849 0 0 

38.176 -16.928 16.744 39.490 26.928 

0 0 0 112.128 0 

-32.757 -97.466 -42.092 -107.417 46.294 

-32.875 -99.543 -42.073 -13.097 2.791 

0 2.077 0 0 43.503 

0 0 0 0 0 

0 0 -19 -340 0 

0 0 0 0 0 

118 0 0 -93.980 0 

0 0 0 0 0 

160.874 29 86.153 1.990.119 0 

0 29 -586 -173.170 0 

160.874 0 86.739 2.163.289 0 

1.882.311 1.746.871 1.282.338 3.543.092 800.930 

30.955.124 32.339.748 23.998.379 12.936.021 16.585.961 

909.342 1.355.893 1.417.218 757.107 2.756.733 

2.111.774 2.320.649 1.211.474 674.481 2.092.123

512.682 387.283 363.229 157.081 238.522 

286.308 248.154 239.895 92.716 68.658 

0 0 0 0 0 

226.374 139.129 123.334 64.365 169.864 

465 1.481 481 414 209 

2.323 0 4.609 158.836 0 

66.998 99.182 49.256 41.841 127.459 

18.392 8.773 4.677 3.696 25.859 

50.416 28.810 37.500 1.259 11.052 

1.417 523 823 1.241 11.812 

157 0 0 0 0 

48.758 22.840 36.679 20 0 

84 5.447 -2 -2 -760 

1.598 4.578 2.185 4.346 9.542 

17.133 2.289 15.147 42.621 7.332 

0 0 0 32.464 0 

6.235 0 8.360 8.923 522 

10.898 2.289 6.787 1.234 6.810 

6.305 3.908 23.684 35.670 3.024 

0 0 0 32.335 0 

2.603 0 19.708 0 0 

3.702 3.908 3.976 3.335 3.024 

340.610 262.788 204.151 274.316 296.575 

172.616 306.878 87.075 79.447 179.899 

114.087 225.235 60.822 53.669 110.617 

58.529 81.643 26.253 25.778 69.282 

13.786 13.545 6.857 8.912 4.330 

-7.426 -4.303 -1.781 28.092 6.493 

51.127 -28.128 73.786 72.050 65.811 

49.169 -28.128 73.762 72.109 65.804 

1.958 0 24 -59 7 

110.507 -25.204 38.214 85.815 40.042 

23.746 0 12.279 0 0 

41 0 0 0 0 

23.705 0 12.279 0 0 

-4.976 1.285 -55 185.981 450 

0 0 0 0 0 

-28.830 -944 -15.440 -9.830 -1.999 

52.955 -24.863 10.440 261.966 38.493 

14.099 -7.936 4.708 41.683 11.565 

0 0 0 0 0 

38.856 -16.927 5.732 220.283 26.928 

0 0 0 0 0 

38.856 -16.927 5.732 220.283 26.928 

38.176 -16.928 16.744 39.490 26.928 

680 1 -11.012 180.793 0

38.856 -16.927 5.732 220.283 26.928 

11.347 12.595 2.272 23.586 -23.335 

17.789 -4.035 3.273 -64.363 1.546 

21.038 -4.035 3.273 -64.272 1.546 

3.249 0 0 91 0 

0 0 0 0 0 

0 22.028 0 0 -34.881 

0 18.802 0 0 -34.881 

0 -3.226 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 -27 -85 0 

0 0 -27 -85 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

-186 0 0 98.158 0 

-186 0 0 98.158 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0

-6.256 -5.398 -974 -10.124 10.001 

50.203 -4.332 8.004 243.869 3.594 

49.523 -4.332 19.016 55.424 3.594 

680 0 -11.012 188.445 0

0198 0046 0130 0122 0094 

BANCO 

COOPERATIVO 


ESPAÑOL BANCO GALLEGO BANCO CAIXA GERAL CITIBANK ESPAÑA SERVICES ESPAÑA 

31.119 59.665 96.963 89.939 4.069 

444.829 3.403 0 0 318 

0 0 0 0 0 

0 0 0 0 0 

238.660 0 0 0 4 

8.449 0 0 0 0 

197.720 3.403 0 0 314 

135.575 0 0 0 0 

0 1.584 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 1.584 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.797.196 256.719 114.097 6.310 1.578 

1.785.637 218.474 113.608 0 0 

11.559 38.245 489 6.310 1.578 

325.638 112.560 0 0 0 

8.581.990 3.519.140 6.098.219 2.575.862 1.649.544 

8.226.542 57.409 815.794 60.922 1.318.598 

355.448 3.461.731 4.876.544 2.514.940 330.946 

0 0 405.881 0 0 

0 0 445.881 0 1.000.750 

0 675.649 747.926 0 0 

0 187.617 0 0 0 

0 0 0 0 0 

0 8.253 2.369 0 0 

0 70.494 50.805 51.834 0 

11.943 19.327 0 0 0 

11.943 19.327 0 0 0 

0 0 0 0 0 

0 0 29.816 0 0 

0 0 0 0 0 

16.921 77.630 26.896 9.451 8.744 

16.921 77.630 22.832 9.451 8.744 

16.921 77.630 22.832 9.451 8.744 

0 0 0 0 0 

0 0 0 0 0 

0 0 4.064 0 0 

0 0 0 0 0 

1.625 15.446 13.754 10.207 791 

0 2.707 0 0 0 

1.625 12.739 13.754 10.207 791 

9.801 53.287 84.287 70.856 1.313 

2.126 15.034 4.175 1.255 1.057 

7.675 38.253 80.112 69.601 256

60.122 92.429 23.820 24.910 2.145 

0 63.998 0 0 0 

60.122 28.431 23.820 24.910 2.145 

10.955.546 4.853.026 7.288.952 2.839.369 1.668.502 

227.551 2.315 0 0 424 

0 0 0 0 0 

28.800 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

198.751 2.315 0 0 424 

0 0 0 0 0 

0 0 0 0 0 

107.018 0 0 0 0 

0 0 0 0 0 

107.018 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

10.308.305 4.577.044 6.748.628 2.083.399 1.555.630 

1.105.155 490.028 1.085.788 0 0 

4.120.950 752.745 3.362.088 1.071.677 228.893 

2.599.717 3.068.424 2.239.873 954.349 1.039.025 

2.461.669 0 0 0 0 

10.204 193.964 31.412 0 0 

10.610 71.883 29.467 57.373 287.712 

0 0 0 0 0 

3.574 11.329 6.150 0 0 

0 0 0 0 0 

0 0 0 0 0 

888 6.356 55.521 69.588 2.035 

0 470 30.896 58.240 61 

0 0 19.867 7.480 0 

888 5.524 1.797 220 86 

0 362 2.961 3.648 1.888 

4.180 1.835 395 5.642 2.058 

2.314 217 0 5.590 1.608 

1.866 1.618 395 52 450 

0 0 0 0 0 

22.150 15.720 59.315 249.681 2.894 

0 0 0 0 0 

10.673.666 4.614.599 6.870.009 2.408.310 1.563.041 

294.137 253.415 475.584 418.212 104.412 

91.009 119.042 488.792 187.500 12.500 

91.009 119.042 488.792 187.500 12.500 

0 0 0 0 0 

85.972 50.806 747 163.274 7.275 

108.371 83.017 -14.438 79.207 82.724 

105.890 94.944 -14.438 79.207 82.724

2.481 -11.927 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 33 7 0 0 

8.785 583 490 -11.769 1.913 

0 0 0 0 0 

-12.453 -15.325 -56.641 -428 1.049 

-12.532 -15.325 -56.641 -428 1.049 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

79 0 0 0 0 

0 0 0 0 0 

196 337 0 13.275 0 

0 0 0 -2 0 

196 337 0 13.277 0 

281.880 238.427 418.943 431.059 105.461 

10.955.546 4.853.026 7.288.952 2.839.369 1.668.502 

93.438 238.112 137.339 10.270 3.882 

492.138 288.460 670.832 3.284.818 67.813

138.343 87.437 112.063 170.353 14.312 

119.206 48.831 52.578 23.409 11.924 

0 0 0 0 0 

19.137 38.606 59.485 146.944 2.388 

407 579 0 0 74 

0 1.021 0 0 0 

13.655 12.021 10.034 54.790 8.418 

7.945 928 3.062 25.987 1.361 

2.058 1.336 -197 -548 885 

1.397 618 0 0 885 

510 0 0 0 0 

150 658 0 0 0 

1 60 -197 -548 0 

-21 469 -7 697 923 

1.008 7.883 1.991 18.500 17 

0 0 0 0 0 

949 6.302 0 0 0 

59 1.581 1.991 18.500 17 

34 2.826 1.864 1.153 67 

0 0 0 0 0 

0 0 0 0 0 

34 2.826 1.864 1.153 67 

28.265 58.161 66.380 193.243 11.277 

11.160 42.684 48.221 120.777 7.912 

7.217 28.214 30.261 55.418 5.187 

3.943 14.470 17.960 65.359 2.725 

854 6.875 3.886 3.831 730 

30 109 2.921 752 30 

3.621 7.813 192 53.292 -123 

3.601 8.041 0 53.292 -123 

20 -228 192 0 0 

12.600 680 11.160 14.591 2.728 

0 0 7.294 0 0 

0 0 0 0 0 

0 0 7.294 0 0 

0 417 0 1.055 5 

0 0 0 0 0 

0 -525 -3.094 -31.702 0 

12.600 572 772 -16.056 2.733 

3.776 91 282 1.797 820 

0 0 0 0 0 

8.824 481 490 -17.853 1.913 

0 0 0 0 0 

8.824 481 490 -17.854 1.913 

8.785 583 490 -11.769 1.913 

39 -102 0 -6.085 0

8.824 481 490 -17.854 1.913 

10.015 2.295 -16.046 0 34 

14.307 3.279 -22.922 0 49 

11.352 3.279 -22.922 0 49 

-2.955 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0

-4.292 -984 6.876 0 -15 

18.839 2.776 -15.556 -17.854 1.947 

18.800 2.878 -15.556 -11.769 1.947 

39 -102 0 -6.085 0

0138 0078 0234 0236 0142 

BANKOA BANCA PUEYO BANCO CAMINOS 

LLOYDS BANK 

INTERNATIONAL 

BANCO DE LA 

PEQUEÑA Y MEDIANA 

EMPRESA 

26.270 25.315 6.203 34.725 7.939 

11.318 257 2.980 29 787 

0 0 0 0 0 

0 0 0 0 0 

9.635 0 1.783 0 303 

0 0 979 0 165 

1.683 257 219 29 319 

0 0 0 0 0 

0 0 30.914 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 27.679 0 0 

0 0 3.235 0 0 

0 0 0 0 0 

51.707 210.782 149.600 3.174 34.321 

49.869 199.172 141.975 2.319 29.332 

1.838 11.610 7.625 855 4.989 

25.512 0 7.874 1.396 6.672 

1.537.289 716.294 632.899 2.029.429 394.506 

51.146 50.606 53.669 43.019 25.741 

1.486.143 665.688 579.230 1.986.410 368.765 

0 0 0 0 0 

0 0 0 0 0 

75.131 0 101.631 0 55.110 

26.885 0 0 0 0 

0 0 0 0 0 

0 0 0 1.735 0 

7.146 14.178 2.397 29.125 4.481 

2.518 0 0 0 3.316 

2.518 0 0 0 3.316 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

26.679 14.717 44.577 3.479 7.987 

23.710 13.130 36.806 3.479 7.871 

23.710 13.130 36.806 3.479 7.871 

0 0 0 0 0 

0 0 0 0 0 

2.969 1.587 7.771 0 116 

0 0 0 0 0 

182 0 1.667 653 1.347 

0 0 0 4 0 

182 0 1.667 649 1.347 

2.540 4.403 6.376 20.611 1.021 

185 954 867 97 445 

2.355 3.449 5.509 20.514 576

2.613 3.969 636 2.087 1.505 

0 0 0 0 74 

2.613 3.969 636 2.087 1.431 

1.743.393 989.915 979.881 2.125.047 512.320 

1.663 247 0 2.789 333 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.663 247 0 2.789 333 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.605.036 898.397 874.047 2.007.880 488.071 

205.007 38.017 30.052 0 0 

477.935 18.439 18.494 1.311.726 6.056 

814.783 832.675 812.159 644.932 423.399 

83.973 0 0 0 55.132 

0 0 0 45.078 0 

23.338 9.265 13.342 6.144 3.484 

0 0 0 0 0 

0 0 0 1.735 0 

0 0 0 0 0 

497 0 0 0 160 

3.490 560 2.117 10.257 2.420 

0 0 0 343 0 

0 0 0 307 0 

2.439 560 1.133 0 1.736 

1.051 0 984 9.607 684 

4.856 3.737 2.774 703 1.213 

4.848 2.461 2.130 497 1.053 

8 1.276 644 206 160 

0 0 0 0 0 

4.850 1.183 2.088 4.657 3.344 

0 0 0 0 0 

1.620.392 904.124 881.026 2.028.021 495.541 

127.639 89.193 102.525 96.546 17.749 

25.411 4.800 23.483 131.080 24.851 

25.411 4.800 23.483 131.080 24.851 

0 0 0 0 0 

48.595 0 29.028 0 0 

49.788 80.595 49.738 -27.589 789 

47.397 80.595 49.738 -27.589 -331

2.391 0 0 0 1.120 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 2.366 0 0 

3.845 3.799 2.643 -6.945 -7.891 

0 0 0 0 0 

-4.638 -3.402 -5.565 480 -970 

-4.638 -3.402 -5.565 480 -970 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 1.894 0 0 

0 0 0 0 0 

0 0 1.894 0 0 

123.001 85.791 98.854 97.026 16.779 

1.743.393 989.915 979.881 2.125.047 512.320 

172.343 17.773 76.051 11.610 23.459 

172.137 42.574 130.013 92.677 60.053

24.154 19.682 13.563 25.188 9.134 

13.084 7.192 7.214 12.738 5.564 

0 0 0 0 0 

11.070 12.490 6.349 12.450 3.570 

109 146 30 3.865 3 

0 0 0 0 35 

5.598 2.677 3.665 4.903 5.305 

970 204 518 658 546 

964 658 2.031 4 420 

250 0 2.004 1 364 

0 0 57 0 0 

714 658 -29 0 56 

0 0 -1 3 0 

69 1 -47 984 -20 

907 110 588 1.230 139 

0 0 0 4 0 

151 0 0 67 37 

756 110 588 1.159 102 

235 264 290 977 175 

0 0 0 0 0 

0 0 0 0 0 

235 264 290 977 175 

17.512 15.615 11.809 21.801 8.731 

12.600 7.323 7.678 19.895 11.602 

8.219 4.148 4.533 11.628 6.700 

4.381 3.175 3.145 8.267 4.902 

582 482 715 716 644 

-811 -113 -124 0 241 

63 -197 -147 6.168 3.977 

180 0 -63 6.168 3.980 

-117 -197 -83 0 -3 

5.078 8.120 3.687 -4.978 -7.733 

0 1.445 -162 0 0 

0 0 0 0 0 

0 1.445 -162 0 0 

0 -13 106 -8 -3 

0 0 0 0 0 

68 -1.261 0 -1.959 -155 

5.146 5.401 3.955 -6.945 -7.891 

1.301 1.602 1.354 0 0 

0 0 0 0 0 

3.845 3.799 2.601 -6.945 -7.891 

0 0 0 0 0 

3.845 3.799 2.601 -6.945 -7.891 

3.845 3.799 2.643 -6.945 -7.891 

0 0 -42 0 0

3.845 3.799 2.601 -6.945 -7.891 

-654 -1.509 404 33 47 

-1.187 -877 577 34 68 

-1.902 -1.404 928 34 -89 

-715 -527 351 0 -157 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0

533 -632 -173 -1 -21 

3.191 2.289 3.004 -6.912 -7.844 

3.191 2.289 3.004 -6.912 -7.844 

0 0 0 0 0

0232 0186 0211 0058 0225 

INVERSIS 

MEDIOLANUM 

ESPAÑA 

EBN BANCO DE 

NEGOCIOS 

BNP PARIBAS 

ESPAÑA BANCO CETELEM 

15.935 9.574 2.293 4.325 7 

50.900 607 33.566 49.495 0 

0 0 0 0 0 

0 0 0 0 0 

49.446 0 20.846 0 0 

1.454 0 565 0 0 

0 607 12.155 49.495 0 

2.084 0 5.696 0 0 

1.215 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.215 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

463.718 400.351 91.743 3.490 0 

463.718 351.917 4.703 6 0 

0 48.434 87.040 3.484 0 

0 169.200 3.267 0 0 

519.379 176.265 265.770 726.299 2.963.275 

405.214 43.745 21.684 103.933 115.464 

114.165 132.520 244.086 622.366 2.847.811 

0 0 0 0 0 

13.409 0 0 0 0 

0 0 357.379 0 0 

0 0 305.476 0 0 

0 0 0 0 0 

0 0 29 0 0 

0 0 24.772 0 0 

0 0 7.407 0 0 

0 0 7.407 0 0 

0 0 0 0 0 

0 163 0 30.614 0 

0 0 0 0 0 

7.459 7.275 43.807 973 8.244 

7.459 7.275 43.807 973 8.244 

7.459 7.275 43.807 973 8.244 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

65.072 637 0 16.091 13.594 

55.528 0 0 15.137 0 

9.544 637 0 954 13.594 

17.936 13.975 18.492 17.644 45.466 

546 1.373 1.951 487 1.873 

17.390 12.602 16.541 17.157 43.593

17.677 151 1.584 7.993 9.345 

0 0 0 0 0 

17.677 151 1.584 7.993 9.345 

1.159.291 608.998 846.842 856.924 3.039.931 

0 749 14.380 49.495 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 607 14.380 49.495 0 

0 142 0 0 0 

0 0 0 0 0 

1.330 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.330 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.009.273 464.994 716.059 676.783 2.724.203 

201.999 30.044 47.538 0 0 

185.618 117.424 304.425 452.085 2.643.070 

565.552 301.170 363.187 202.716 0 

0 0 0 0 0 

0 0 0 0 50.000 

56.104 16.356 909 21.982 31.133 

0 0 0 0 0 

0 0 508 0 0 

0 0 16.111 0 0 

0 0 0 0 0 

648 2.350 1.881 36.975 3.078 

0 844 1.859 30.614 0 

0 0 0 2.420 0 

16 93 22 1.535 0 

632 1.413 0 2.406 3.078 

0 170 7.417 2.205 12.181 

0 22 522 0 12.178 

0 148 6.895 2.205 3 

0 0 0 0 0 

3.765 633 1.928 9.863 25.023 

0 0 0 0 0 

1.015.016 468.896 758.284 775.321 2.764.486 

147.220 142.211 80.985 80.390 275.205 

94.547 86.032 39.281 52.405 60.902 

94.547 86.032 39.281 52.405 60.902 

0 0 0 0 0 

75.702 29.388 10.955 0 6.611 

-27.246 25.197 31.110 26.835 179.386 

-27.246 25.197 32.278 26.835 179.386

0 0 -1.168 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

4.217 1.594 -361 1.150 28.306 

0 0 0 0 0 

-2.962 -2.109 7.082 1.213 0 

-2.962 -2.109 7.400 1.213 0 

0 0 -201 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 -117 0 0 

0 0 0 0 0 

17 0 491 0 240 

0 0 0 0 0 

17 0 491 0 240 

144.275 140.102 88.558 81.603 275.445 

1.159.291 608.998 846.842 856.924 3.039.931 

846 4.816 17.652 141.987 0 

44.169 26.462 9.614 96.790 2.190.718

7.807 6.224 7.721 8.195 175.948 

2.995 2.781 3.760 3.509 40.217 

0 0 0 0 0 

4.812 3.443 3.961 4.686 135.731 

1 4.296 1.294 77 0 

0 0 253 0 0 

37.650 14.155 3.312 13.550 38.603 

17.297 9.884 234 1.426 19.591 

7.012 543 2.322 1.915 0 

7.011 417 466 1.915 0 

1 126 0 0 0 

0 0 1.856 0 0 

0 0 0 0 0 

2.662 -5 -32 462 0 

0 327 84 406 13.004 

0 0 0 0 0 

0 220 79 269 0 

0 107 5 137 13.004 

109 155 47 162 0 

0 0 0 0 0 

0 0 0 0 0 

109 155 47 162 0 

34.731 12.720 10.913 19.508 167.747 

27.652 11.990 4.557 19.309 57.202 

14.878 6.806 3.120 12.059 6.918 

12.774 5.184 1.437 7.250 50.285 

3.025 711 289 459 3.026 

-33 -29 -72 -136 103 

-66 -442 5.625 -953 0 

41 -284 5.388 -953 0 

-107 -158 237 0 0 

4.153 490 514 829 107.415 

0 0 0 0 69.664 

0 0 0 0 0 

0 0 0 0 69.664 

64 -9 0 0 2.733 

0 0 0 0 0 

0 0 0 0 0 

4.217 481 514 829 40.484 

0 -1.113 130 -321 12.178 

0 0 0 0 0 

4.217 1.594 384 1.150 28.306 

0 0 -835 0 0 

4.217 1.594 -451 1.150 28.306 

4.217 1.594 -361 1.150 28.306 

0 0 -90 0 0

4.217 1.594 -451 1.150 28.306 

1.986 1.324 -1.009 176 0 

2.508 1.897 -1.154 251 0 

2.508 1.897 393 251 0 

0 0 1.547 0 0 

0 0 0 0 0 

0 0 -287 0 0 

0 0 -446 0 0 

0 0 -159 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

330 0 0 0 0

-852 -573 432 -75 0 

6.203 2.918 -1.460 1.326 28.306 

6.203 2.918 -1.460 1.326 28.306 

0 0 0 0 0

0226 0011 0188 0200 0235 

UBS BANK ALLFUNDS BANK BANCO ALCALÁ 

PRIVAT BANK 

DEGROOF BANCO PICHINCHA 

18.084 789 213 1.623 1.137 

2.580 399 0 232 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 232 0 

2.580 399 0 0 0 

0 0 0 0 0 

0 33 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 33 0 0 0 

0 0 0 0 0 

520 0 15.325 260 11.119 

0 0 0 0 11.119 

520 0 15.325 260 0 

0 0 0 0 0 

829.790 292.430 25.228 110.969 25.738 

242.844 289.997 14.876 33.126 20.780 

586.946 2.433 10.352 77.807 4.958 

0 0 0 36 0 

0 0 0 0 0 

0 0 89.752 0 0 

0 0 83.011 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 2.807 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

2.486 3.768 1.274 1.953 897 

2.486 3.768 1.274 1.953 897 

2.486 3.768 1.274 1.953 897 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

144 3.733 3 1.240 4 

0 0 0 825 0 

144 3.733 3 415 4 

3.512 3.148 226 693 262 

357 3.148 220 98 11 

3.155 0 6 595 251

14.468 58.067 58 708 201 

0 0 0 0 0 

14.468 58.067 58 708 201 

871.584 362.367 132.079 120.485 39.358 

2.467 325 1.000 0 0 

0 0 0 0 0 

0 0 1.000 0 0 

0 0 0 0 0 

0 0 0 0 0 

2.467 325 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

788.427 189.618 99.137 95.401 21.140 

0 0 0 0 0 

590.694 7.865 0 26.469 8.721 

192.391 30.455 99.076 67.494 11.013 

0 0 0 0 0 

0 0 0 0 0 

5.342 151.298 61 1.438 1.406 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 1 0 

0 0 0 0 0 

3.399 0 95 127 0 

0 0 0 0 0 

0 0 7 0 0 

145 0 43 127 0 

3.254 0 45 0 0 

0 6.681 1.760 78 0 

0 6.681 293 78 0 

0 0 1.467 0 0 

0 0 0 0 0 

6.900 48.209 350 1.184 0 

0 0 0 0 0 

801.193 244.833 102.342 96.791 21.140 

70.446 117.534 26.711 24.043 18.803 

82.224 27.041 18.080 14.514 25.000 

82.224 27.041 18.080 14.514 25.000 

0 0 0 0 0 

0 0 0 1.276 0 

-15.318 79.465 8.139 8.005 -3.095 

-15.318 79.465 8.139 7.972 -3.095

0 0 0 33 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

3.540 11.028 492 248 -3.102 

0 0 0 0 0 

-55 0 3.026 -349 -585 

-55 0 3.026 -349 -585 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

70.391 117.534 29.737 23.694 18.218 

871.584 362.367 132.079 120.485 39.358 

20.616 0 1.430 9.241 167 

101.117 0 2.635 15.021 1.559

6.690 967 932 1.315 425 

3.471 35 418 683 52 

0 0 0 0 0 

3.219 932 514 632 374 

0 0 89 0 0 

0 0 0 0 0 

18.597 130.835 853 3.848 261 

3.908 101.208 14 1.291 28 

3.157 74 3 2.233 0 

3.020 74 0 2.233 0 

113 0 0 0 0 

0 0 3 0 0 

24 0 0 0 0 

1.469 -124 0 -13 -210 

1.497 93 4 30 19 

0 0 0 0 0 

0 93 0 0 0 

1.497 0 4 30 19 

129 531 2 20 6 

0 0 0 0 0 

0 531 0 0 0 

129 0 2 20 6 

23.902 30.071 1.447 5.419 410 

19.322 12.051 803 5.041 3.323 

14.159 7.236 424 3.143 1.677 

5.163 4.815 379 1.898 1.646 

619 1.730 8 300 67 

25 0 45 -24 0 

1.009 0 0 68 126 

1.009 0 0 68 126 

0 0 0 0 0 

2.927 16.290 591 34 -3.106 

0 -4 -111 1 0 

0 0 0 0 0 

0 -4 -111 1 0 

213 0 2 316 4 

0 0 0 0 0 

0 0 0 0 0 

3.140 16.294 704 349 -3.102 

-400 5.266 212 104 0 

0 0 0 0 0 

3.540 11.028 492 245 -3.102 

0 0 0 3 0 

3.540 11.028 492 248 -3.102 

3.540 11.028 492 248 -3.102 

0 0 0 0 0

3.540 11.028 492 248 -3.102 

-96 0 95 0 0 

-79 0 -117 0 0 

-55 0 -117 0 0 

24 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0

-17 0 212 0 0 

3.444 11.028 587 248 -3.102 

3.444 11.028 587 248 -3.102 

0 0 0 0 0

BALANCES CONSOLIDADOS / SUBGRUPOS / Junio 2011 

0030 0224 

TOTAL GRUPOS ACTIVO BANESTO 

SANTANDER 

CONSUMER FINANCE 

115.694.446 ################### 959.034 883.247 

234.587.543 ################### 5.424.207 63.961 

17.632.816 #################### 0 0 

693.948 2.2. Crédito a la clientela 0 0 

98.668.590 #################### 339.051 0 

14.743.385 #################### 1.422.835 0 

102.848.805 #################### 3.662.321 63.961 

52.796.604 ################### 180.892 0 

34.772.133 ################### 1.490.715 0 

11.317.360 #################### 1.292.518 0 

8.573.964 #################### 0 0 

3.932.345 #################### 73.877 0 

10.948.464 #################### 124.320 0 

11.531.722 ################### 0 0 

189.224.704 ################### 8.587.833 319.336 

174.991.537 #################### 8.041.526 318.127 

14.233.167 #################### 546.307 1.209 

74.244.884 ################### 4.641.982 0 

1.483.671.431 ################### 83.157.640 63.268.805 

87.962.475 #################### 11.104.743 6.055.466 

1.383.079.277 #################### 71.979.418 56.856.194 

12.629.680 #################### 73.479 357.144 

94.458.735 ################### 33.058 1.350.000 

24.282.726 ################### 3.416.966 0 

7.913.030 ################### 3.210.581 0 

1.084.540 ################### 73.296 -27.935 

10.108.845 ################### 1.047.981 130.153 

14.846.746 ################### 2.581.619 331.008 

9.237.388 10. PARTICIPACIONES. 32.395 223.277 

8.850.259 #################### 32.395 223.277 

387.129 #################### 0 0 

2.658.787 ################### 191.178 28.281 

827.876 ################### 70.747 0 

25.346.516 13. ACTIVO MATERIAL 1.204.362 513.248 

18.420.231 #################### 1.034.603 513.248 

14.970.904 13.1.1. De uso propio..... 1.034.603 172.642 

3.449.327 #################### 0 340.606 

0 #################### 0 0 

6.926.285 #################### 169.759 0 

823.838 #################### 15.886 57.610 

42.038.216 ################### 70.594 2.293.528 

36.156.918 14.1. Fondo de comercio 0 1.919.492 

5.881.298 #################### 70.594 374.036 

33.244.026 ################### 1.067.130 906.532 

7.639.247 15.1. Corrientes.............. 160.351 133.293 

25.604.779 15.2. Diferidos................ 906.779 773.239

20.415.333 ################### 513.591 622.213 

7.565.875 16.1. Existencias............ 325.179 10.271 

12.849.458 16.2. Otros ..................... 188.412 611.942 

2.242.041.260 TOTAL ACTIVO 109.889.288 69.555.654 

P A S I V O 

171.828.331 ################### 3.823.119 71.464 

11.933.356 #################### 0 0 

21.971.550 #################### 0 0 

13.132.736 #################### 0 0 

2.213.800 #################### 0 0 

102.824.677 #################### 3.819.259 71.464 

19.752.211 #################### 3.860 0 

0 #################### 0 0 

74.873.178 ################### 0 96 

42.014 #################### 0 0 

24.634.688 #################### 0 0 

39.316.312 #################### 0 96 

8.953.751 #################### 0 0 

0 #################### 0 0 

1.926.412 #################### 0 0 

1.768.943.375 ################### 92.228.279 60.535.215 

36.884.468 #################### 0 0 

209.911.834 #################### 

5.569.539 18.340.070 

1.084.744.001 #################### 54.355.654 32.094.951 

352.215.060 #################### 27.515.043 8.602.814 

50.057.489 #################### 1.985.848 1.188.208 

35.130.521 #################### 2.802.195 309.173 

768.377 ################### 513.481 0 

7.229.369 ################### 506.857 232.958 

55.137 ################### 0 39.055 

19.972.758 ################### 4.356.785 0 

25.712.548 8. PROVISIONES........... 2.117.817 467.277 

15.754.433 #################### 1.998.329 366.270 

4.196.612 #################### 0 24.251 

1.445.317 #################### 32.581 2.210 

4.316.186 8.4. Otras provisiones..... 86.907 74.546 

12.438.907 9. PASIVOS FISCALES. 187.914 652.012 

6.519.175 9.1. Corrientes................ 117.342 250.189 

5.919.732 9.2. Diferidos.................. 70.572 401.824 

0 ################### 0 0 

13.201.415 ################### 485.488 873.018 

0 ################### 0 0 

2.095.023.398 TOTAL PASIVO 104.219.740 62.871.096 


145.061.565 1. FONDOS PROPIOS . 5.659.039 6.502.524 

9.680.995 #################### 543.036 4.353.639 

9.680.995 1.1.1. Escriturado........... 543.036 4.353.639 

0 #################### 0 0 

52.403.476 1.2. Prima de emisión..... 0 1.139.990 

68.098.764 1.3. Reservas ................ 4.906.603 724.008 

67.055.150 #################### 4.901.690 709.528

1.043.614 #################### 4.913 14.479 

11.027.666 #################### 3.515 0 

2.486.820 #################### 0 0 

0 #################### 0 0 

8.540.846 #################### 3.515 0 

840.959 #################### 25.946 0 

6.556.535 #################### 286.822 284.888 

1.864.910 #################### 54.991 0 

-8.122.247 ################### -26.977 31.790 

-2.446.359 #################### -57.673 173 

19.478 #################### 29.782 -40.348 

-1.013.517 #################### 0 0 

-4.327.317 #################### -16 71.965 

0 #################### 0 0 

-355.522 #################### 930 0 

991 #################### 0 0 

10.078.542 ################### 37.486 150.244 

296.997 #################### 0 1.381 

9.781.545 3.2. Resto....................... 37.486 148.864 

147.017.860 ################### 5.669.548 6.684.559 

2.242.041.260 ################### 109.889.288 69.555.654 


124.156.787 ################### 

8.433.868 434.059 

347.396.361 ################### 12.644.327 8.282.937 

0 

del epigrafe pasivo 

Capital con naturaleza 

de pasivo financiero 

para el analisis


48.012.617 1. Intereses y rendimientos asimilados1.561.472 1.980.688 

23.215.899 2. Intereses y cargas asimiladas 760.919 910.451 

0 3. Remuneración de capital reembolsable a la vista 0 (solo Cooperativas 0de crédito) 

24.796.719 A) MARGEN DE INTERESES 800.553 1.070.237 

554.336 4. Rendimiento de instrumentos de capital 20.067 7 

481.989 5. Resultado de entidades valoradas por el -2.172 método de la participación 7.198 

10.749.731 6. Comisiones percibidas 333.293 564.388 

1.897.468 7. Comisiones pagadas 62.743 123.806 

1.913.965 8. Resultado de operaciones financieras (neto) 68.835 -6.061 

1.466.598 8.1. Cartera de negociación 53.745 -7.497 

-48.411 8.2. Otros instrumentos financieros a valor razonable 0 con cambios en pérdidas 0 y ganancias 

485.216 8.3. Instrumentos financieros no valorados a 15.579 valor razonable con cambios -180 en pérdidas y ganancia 

10.562 8.4. Otros -489 1.616 

1.024.030 9. Diferencias de cambio (neto) 22.836 -1.772 

7.734.947 10. Otros productos de explotación 883.763 79.088 

6.127.979 10.1. Ingresos de contratos de seguros y reaseguros 856.096 emitidos 

0 

541.243 10.2. Ventas e ingresos por prestación de servicios 12.146 no financieros 42.342 

1.065.725 10.3. Resto de productos de explotación 15.521 36.746 

7.344.235 11. Otras cargas de explotación 854.045 73.571 

5.436.636 11.1 Gastos de contratos de seguros y reaseguros 814.737 0 

290.482 11.2. Variación de existencias 896 34.708 

1.617.118 11.3. Resto de cargas de explotación 38.412 38.863 

38.014.015 B) MARGEN BRUTO 1.210.387 1.515.709 

15.871.735 12. Gastos de administración 448.385 577.766 

9.378.238 12.1. Gastos de personal 313.926 241.426 

6.493.498 12.2. Otros gastos generales de administración 134.459 336.340 

1.665.163 13. Amortización 54.355 49.486 

1.878.948 14. Dotaciones a provisiones (neto) 11.641 28.804 

8.165.758 15. Pérdidas por deterioro de activos financieros 260.398 (neto) 394.808 

8.103.893 15.1. Inversiones crediticias 260.009 394.808 

61.866 15.2. Otros instrumentos financieros no valorados 389a valor razonable con cambios 0 en pérdidas y g 

10.432.409 C) RESULTADO DE LA ACTIVIDAD DE EXPLOTACIÓN 

435.608 464.845 

977.424 16. Pérdidas por deterioro del resto de activos 1.254(neto) 

455 

18.188 16.1. Fondo de comercio y otro activo intangiblē640 0 

959.236 16.2. Otros activos 1.894 455 

753.554 17. Ganancias (pérdidas) en la baja de activos 6.412no clasificados como -404 no corrientes en vent 

373 18. Diferencia negativa en combinaciones de negocios 0 0 

-649.481 19. Ganancias (pérdidas) de activos no corrientes -69.847 en venta no clasificados -30.910 como operacio 

9.559.432 D) RESULTADO ANTES DE IMPUESTOS370.919 433.076 

2.106.139 20. Impuesto sobre beneficios 85.141 128.190 

0 21. Dotación obligatoria a obras y fondos sociales 0 (solo Cajas de ahorros 0 y Cooperativas d 

7.453.292 E) RESULTADO DEL EJERCICIO PROCEDENTE 285.778 DE OPERACIONES 304.886 CONTINUADAS 

-6.989 22. Resultado de operaciones interrumpidas (neto) 0 -6.157 

7.446.302 F) RESULTADO CONSOLIDADO DEL EJERCICIO 285.778 298.729 

6.556.535 F.1) Resultado atribuido a la entidad dominante 286.822 284.888 

889.767 F.2) Resultado atribuido a intereses minoritarios -1.044 13.840


7.446.302 A) RESULTADO CONSOLIDADO DEL EJERCICIO 285.778 298.729 

-4.031.085 B) OTROS INGRESOS Y GASTOS RECONOCIDOS 853 48.450 

-452.703 1. Activos financieros disponibles para la 78.194 venta 

113 

-394.381 1.1. Ganancias (pérdidas) por valoración 75.811 -35 

58.322 1.2. Importes transferidos a la cuenta de pérdidas -2.383y ganancias -148 

0 1.3. Otras reclasificaciones 0 0 

63.558 2. Coberturas de los flujos de efectivo -76.881 89.959 

7.291 2.1. Ganancias (pérdidas) por valoración -35.172 44.527 

-56.263 2.2. Importes transferidos a la cuenta de pérdidas 41.709y ganancias -45.432 

0 2.3. Importes transferidos al valor inicial de las partidas 0 cubiertas 0 


1.099.946 3. Coberturas de inversiones netas en negocios 0 en el extranjero 0 

1.103.027 3.1. Ganancias (pérdidas) por valoración 0 0 

3.081 3.2. Importes transferidos a la cuenta de pérdidas 0y ganancias 

0 


-4.628.150 4. Diferencias de cambio -4 729 

-4.653.727 4.1. Ganancias (pérdidas) por valoración -4 713 

-25.577 4.2. Importes transferidos a la cuenta de pérdidas 0y ganancias -16 


0 5. Activos no corrientes en venta 0 0 

0 5.1. Ganancias (pérdidas) por valoración 0 0 

0 5.2. Importes transferidos a la cuenta de pérdidas 0y ganancias 

0 


19.442 6. Ganancias (pérdidas) actuariales en planes de 0 pensiones 0 

-153.429 7. Entidades valoradas por el método de la participación 

-63 0 

-153.429 7.1. Ganancias (pérdidas) por valoración -117 0 

0 7.2. Importes transferidos a la cuenta de pérdidas -54y ganancias 

0 


330 8. Resto de ingresos y gastos reconocidos 0 0

19.922 9. Impuesto sobre beneficios -393 -42.351 

3.415.216 C) TOTAL INGRESOS Y GASTOS RECONOCIDOS 286.631 (A+B)C) 347.179 

2.793.528 C1) Atribuidos a la entidad dominante 287.675 334.055 

621.688 C2) Atribuidos a intereses minoritarios -1.044 13.123

0042 

BANCO 

GUIPUZCOANO TOTAL SUBGRUPOS TOTAL GRUPOS TOTAL SUBGRUPOS 

92.890 1.935.171 115.694.446 1.935.171 

40.637 5.528.805 234.587.543 5.528.805 

0 0 17.632.816 0 

0 0 693.948 0 

4.588 343.639 98.668.590 343.639 

0 1.422.835 14.743.385 1.422.835 

36.049 3.762.331 102.848.805 3.762.331 

0 180.892 52.796.604 180.892 

0 1.490.715 34.772.133 1.490.715 

0 1.292.518 11.317.360 1.292.518 

0 0 8.573.964 0 

0 73.877 3.932.345 73.877 

0 124.320 10.948.464 124.320 

0 0 11.531.722 0 

1.338.011 10.245.180 189.224.704 10.245.180 

1.310.201 9.669.854 174.991.537 9.669.854 

27.810 575.326 14.233.167 575.326 

1.013.131 5.655.113 74.244.884 5.655.113 

5.271.533 151.697.978 1.483.671.431 151.697.978 

1.565.783 18.725.992 87.962.475 18.725.992 

3.705.750 132.541.362 1.383.079.277 132.541.362 

0 430.623 12.629.680 430.623 

0 1.383.058 94.458.735 1.383.058 

0 3.416.966 24.282.726 3.416.966 

0 3.210.581 7.913.030 3.210.581 

0 45.361 1.084.540 45.361 

16.634 1.194.768 10.108.845 1.194.768 

77.928 2.990.555 14.846.746 2.990.555 

19.784 275.456 9.237.388 275.456 

17.796 273.468 8.850.259 273.468 

1.988 1.988 387.129 1.988 

0 219.459 2.658.787 219.459 

0 70.747 827.876 70.747 

100.141 1.817.751 25.346.516 1.817.751 

48.064 1.595.915 18.420.231 1.595.915 

48.064 1.255.309 14.970.904 1.255.309 

0 340.606 3.449.327 340.606 

0 0 0 0 

52.077 221.836 6.926.285 221.836 

0 73.496 823.838 73.496 

0 2.364.122 42.038.216 2.364.122 

0 1.919.492 36.156.918 1.919.492 

0 444.630 5.881.298 444.630 

95.824 2.069.486 33.244.026 2.069.486 

40.474 334.118 7.639.247 334.118 

55.350 1.735.368 25.604.779 1.735.368

296.419 1.432.223 20.415.333 1.432.223 

279.908 615.358 7.565.875 615.358 

16.511 816.865 12.849.458 816.865 

7.349.801 186.794.743 2.242.041.260 186.794.743 

34.035 3.928.618 171.828.331 3.928.618 

0 0 11.933.356 0 

0 0 21.971.550 0 

0 0 13.132.736 0 

0 0 2.213.800 0 

34.035 3.924.758 102.824.677 3.924.758 

0 3.860 19.752.211 3.860 

0 0 0 0 

0 96 74.873.178 96 

0 0 42.014 0 

0 0 24.634.688 0 

0 96 39.316.312 96 

0 0 8.953.751 0 

0 0 0 0 

0 0 1.926.412 0 

6.594.903 159.358.397 1.768.943.375 159.358.397 

0 0 36.884.468 0 

1.654.343 25.563.952 209.911.834 25.563.952 

3.180.528 89.631.133 1.084.744.001 89.631.133 

1.404.868 37.522.725 352.215.060 37.522.725 

306.619 3.480.675 50.057.489 3.480.675 

48.545 3.159.913 35.130.521 3.159.913 

-7.192 506.289 768.377 506.289 

16.566 756.381 7.229.369 756.381 

0 39.055 55.137 39.055 

0 4.356.785 19.972.758 4.356.785 

80.295 2.665.389 25.712.548 2.665.389 

23.762 2.388.361 15.754.433 2.388.361 

13.915 38.166 4.196.612 38.166 

1.850 36.641 1.445.317 36.641 

40.768 202.221 4.316.186 202.221 

6.243 846.169 12.438.907 846.169 

1.309 368.840 6.519.175 368.840 

4.934 477.330 5.919.732 477.330 

0 0 0 0 

15.977 1.374.483 13.201.415 1.374.483 

0 0 0 0 

6.740.827 173.831.663 2.095.023.398 173.831.663 

643.856 12.805.419 145.061.565 12.805.419 

37.378 4.934.053 9.680.995 4.934.053 

37.378 4.934.053 9.680.995 4.934.053 

0 0 0 0 

209.970 1.349.960 52.403.476 1.349.960 

393.613 6.024.224 68.098.764 6.024.224 

397.825 6.009.043 67.055.150 6.009.043

-4.212 15.180 1.043.614 15.180 

0 3.515 11.027.666 3.515 

0 0 2.486.820 0 

0 0 0 0 

0 3.515 8.540.846 3.515 

0 25.946 840.959 25.946 

2.895 574.605 6.556.535 574.605 

0 54.991 1.864.910 54.991 

-36.181 -31.368 -8.122.247 -31.368 

-36.181 -93.681 -2.446.359 -93.681 

0 -10.566 19.478 -10.566 

0 0 -1.013.517 0 

0 71.949 -4.327.317 71.949 

0 0 0 0 

0 930 -355.522 930 

0 0 991 0 

1.299 189.029 10.078.542 189.029 

0 1.381 296.997 1.381 

1.299 187.649 9.781.545 187.649 

608.974 12.963.081 147.017.860 12.963.081 

7.349.801 186.794.743 2.242.041.260 186.794.743 

181.556 9.049.483 124.156.787 9.049.483 

210.173 21.137.437 347.396.361 21.137.437 

0 0 0

103.989 3.646.149 48.012.617 3.646.149 

54.913 1.726.283 23.215.899 1.726.283 

0 0 0 0 

49.076 1.919.866 24.796.719 1.919.866 

404 20.478 554.336 20.478 

-592 4.434 481.989 4.434 

13.022 910.703 10.749.731 910.703 

822 187.371 1.897.468 187.371 

7.308 70.082 1.913.965 70.082 

4.864 51.112 1.466.598 51.112 

0 0 -48.411 0 

0 15.399 485.216 15.399 

2.444 3.571 10.562 3.571 

441 21.505 1.024.030 21.505 

1.262 964.113 7.734.947 964.113 

0 856.096 6.127.979 856.096 

41 54.529 541.243 54.529 

1.221 53.488 1.065.725 53.488 

3.124 930.740 7.344.235 930.740 

0 814.737 5.436.636 814.737 

12 35.616 290.482 35.616 

3.112 80.387 1.617.118 80.387 

66.975 2.793.071 38.014.015 2.793.071 

36.155 1.062.306 15.871.735 1.062.306 

22.747 578.099 9.378.238 578.099 

13.408 484.207 6.493.498 484.207 

3.872 107.713 1.665.163 107.713 

64 40.509 1.878.948 40.509 

11.282 666.488 8.165.758 666.488 

10.667 665.484 8.103.893 665.484 

615 1.004 61.866 1.004 

15.602 916.055 10.432.409 916.055 

17.842 19.551 977.424 19.551 

0 -640 18.188 -640 

17.842 20.191 959.236 20.191 

484 6.492 753.554 6.492 

0 0 373 0 

-2.176 -102.933 -649.481 -102.933 

-3.932 800.063 9.559.432 800.063 

-8.302 205.029 2.106.139 205.029 

0 0 0 0 

4.370 595.034 7.453.292 595.034 

-1.314 -7.471 -6.989 -7.471 

3.056 587.563 7.446.302 587.563 

2.895 574.605 6.556.535 574.605 

161 12.957 889.767 12.957

3.056 587.563 7.446.302 587.563 

-11.608 37.695 -4.031.085 37.695 

-16.122 62.185 -452.703 62.185 

-15.627 60.149 -394.381 60.149 

495 -2.036 58.322 -2.036 

0 0 0 0 

0 13.078 63.558 13.078 

0 9.355 7.291 9.355 

0 -3.723 -56.263 -3.723 

0 0 0 0 

0 0 4 0 

0 0 1.099.946 0 

0 0 1.103.027 0 

0 0 3.081 0 

0 0 0 0 

0 725 -4.628.150 725 

0 709 -4.653.727 709 

0 -16 -25.577 -16 

0 0 0 0 

0 0 0 0 

0 0 0 0 

0 0 0 0 

0 0 0 0 

0 0 19.442 0 

0 -63 -153.429 -63 

0 -117 -153.429 -117 

0 -54 0 -54 

0 0 0 0 

0 0 330 0

4.514 -38.230 19.922 -38.230 

-8.552 625.258 3.415.216 625.258 

-8.713 613.017 2.793.528 613.017 

161 12.240 621.688 12.240

BALANCES CONSOLIDADOS / GRUPOS / Septiembre 2011 

ACTIVO 


0049 0182 

BANCO BILBAO 

VIZCAYA ARGENTARIA 

1. CAJA Y DEPÓSITOS EN BANCOS CENTRALES ...................................................................................................... 84.050.165 24.636.633 

2. CARTERA DE NEGOCIACIÓN ..................................................................................................................................... 191.439.863 74.859.568 

2.1. Depósitos en entidades de crédito ............................................................................................................................. 20.784.978 0 

2.2. Crédito a la clientela..................................................................................................................................................... 1.972.769 0 

2.3. Valores representativos de deuda .............................................................................................................................. 60.032.562 23.860.137 

2.4. Instrumentos de capital .............................................................................................................................................. 6.432.112 3.401.992 

2.5. Derivados de negociación............................................................................................................................................ 102.217.443 47.597.439 

Pro-memoria: Prestados o en garantía ............................................................................................................................. 43.354.995 8.727.904 

3. OTROS ACTIVOS FINANCIEROS A VALOR RAZONABLE CON CAMBIOS EN PÉRDIDAS Y GANANCIAS....... 27.875.184 2.824.589 

3.1. Depósitos en entidades de crédito ............................................................................................................................. 6.455.252 0 

3.2. Crédito a la clientela .................................................................................................................................................... 11.038.979 0 

3.3. Valores representativos de deuda............................................................................................................................... 2.726.141 687.798 

3.4. Instrumentos de capital ............................................................................................................................................... 7.654.812 2.136.791 

Pro-memoria: Prestados o en garantía ............................................................................................................................. 11.788.990 0 

4. ACTIVOS FINANCIEROS DISPONIBLES PARA LA VENTA ..................................................................................... 79.410.184 58.767.529 

4.1. Valores representativos de deuda............................................................................................................................... 73.875.151 53.327.355 

4.2. Instrumentos de capital ............................................................................................................................................... 5.535.033 5.440.174 

Pro-memoria: Prestados o en garantía.............................................................................................................................. 42.518.996 13.183.514 

5. INVERSIONES CREDITICIAS ...................................................................................................................................... 772.143.582 369.918.627 

5.1. Depósitos en entidades de crédito.............................................................................................................................. 43.777.827 23.755.535 

5.2. Crédito a la clientela .................................................................................................................................................... 721.290.580 343.415.879 

5.3. Valores representativos de deuda .............................................................................................................................. 7.075.175 2.747.213 

Pro-memoria: Prestados o en garantía ............................................................................................................................. 10.373.486 44.798.895 

6. CARTERA DE INVERSIÓN A VENCIMIENTO.............................................................................................................. 0 11.049.323 

Pro-memoria: Prestados o en garantía.............................................................................................................................. 0 2.601.708 

7. AJUSTES A ACTIVOS FINANCIEROS POR MACRO-COBERTURAS...................................................................... 1.836.965 124.650 

8. DERIVADOS DE COBERTURA..................................................................................................................................... 9.434.161 4.842.271 

9. ACTIVOS NO CORRIENTES EN VENTA ..................................................................................................................... 6.963.106 1.887.638 

10. PARTICIPACIONES..................................................................................................................................................... 1.211.920 5.352.449 

10.1. Entidades asociadas.................................................................................................................................................. 1.211.921 5.082.521 

10.2. Entidades multigrupo................................................................................................................................................. 0 269.928 

11. CONTRATOS DE SEGUROS VINCULADOS A PENSIONES................................................................................... 2.168.054 0 

12. ACTIVO MATERIAL ACTIVOS POR REASEGUROS................................................................................................ 679.159 29.827 

13. ACTIVO MATERIAL..................................................................................................................................................... 13.527.347 7.026.155 

13.1. Inmovilizado material................................................................................................................................................. 9.616.234 5.468.539 

13.1.1. De uso propio.......................................................................................................................................................... 7.348.754 4.650.352 

13.1.2. Cedido en arrendamiento operativo....................................................................................................................... 2.267.480 818.187 

13.1.3. Afecto a la Obra Social (solo Cajas de ahorros y Cooperativas de crédito).......................................................... 0 0 

13.2. Inversiones inmobiliarias............................................................................................................................................ 3.911.114 1.557.616 

Pro-memoria: Adquirido en arrendamiento financiero........................................................................................................ 869.801 892 

14. ACTIVO INTANGIBLE................................................................................................................................................. 29.488.547 10.067.524 

14.1. Fondo de comercio.................................................................................................................................................... 25.913.633 8.405.532 

14.2. Otro activo intangible................................................................................................................................................. 3.574.913 1.661.992 

15. ACTIVOS FISCALES................................................................................................................................................... 22.599.885 6.664.238 

15.1. Corrientes................................................................................................................................................................... 5.785.086 1.249.020 

15.2. Diferidos..................................................................................................................................................................... 16.814.799 5.415.218 

16. RESTO DE ACTIVOS................................................................................................................................................... 7.648.199 6.386.669 

16.1. Existencias................................................................................................................................................................. 379.579 3.542.585 

16.2. Otros .......................................................................................................................................................................... 7.268.620 2.844.084 

TOTAL ACTIVO 1.250.476.320 584.437.690 

P A S I V O 

1. CARTERA DE NEGOCIACIÓN..................................................................................................................................... 168.750.807 50.615.716 

1.1. Depósitos de bancos centrales.................................................................................................................................... 12.268.404 0 

1.2. Depósitos de entidades de crédito.............................................................................................................................. 23.200.657 0 

1.3. Depósitos de la clientela.............................................................................................................................................. 15.368.033 0 

1.4. Débitos representados por valores negociables......................................................................................................... 1.507.320 0 

1.5. Derivados de negociación............................................................................................................................................ 101.557.163 46.403.222 

1.6. Posiciones cortas de valores....................................................................................................................................... 14.849.230 4.212.494 

1.7. Otros pasivos financieros............................................................................................................................................. 0 0


0075 0081 

ACTIVO 

BANCO POPULAR 

BANCO SABADELL 

1. CAJA Y DEPÓSITOS EN BANCOS CENTRALES ...................................................................................................... 

2. CARTERA DE NEGOCIACIÓN ..................................................................................................................................... 

2.1. Depósitos en entidades de crédito ............................................................................................................................. 

2.2. Crédito a la clientela..................................................................................................................................................... 

2.3. Valores representativos de deuda .............................................................................................................................. 

2.4. Instrumentos de capital .............................................................................................................................................. 

2.5. Derivados de negociación............................................................................................................................................ 

Pro-memoria: Prestados o en garantía ............................................................................................................................. 



3.2. Crédito a la clientela .................................................................................................................................................... 

3.3. Valores representativos de deuda............................................................................................................................... 

3.4. Instrumentos de capital ............................................................................................................................................... 


4. ACTIVOS FINANCIEROS DISPONIBLES PARA LA VENTA ..................................................................................... 



Pro-memoria: Prestados o en garantía.............................................................................................................................. 

5. INVERSIONES CREDITICIAS ...................................................................................................................................... 

5.1. Depósitos en entidades de crédito.............................................................................................................................. 




6. CARTERA DE INVERSIÓN A VENCIMIENTO.............................................................................................................. 


7. AJUSTES A ACTIVOS FINANCIEROS POR MACRO-COBERTURAS...................................................................... 

8. DERIVADOS DE COBERTURA..................................................................................................................................... 

9. ACTIVOS NO CORRIENTES EN VENTA ..................................................................................................................... 

10. PARTICIPACIONES..................................................................................................................................................... 

10.1. Entidades asociadas.................................................................................................................................................. 

10.2. Entidades multigrupo................................................................................................................................................. 

11. CONTRATOS DE SEGUROS VINCULADOS A PENSIONES................................................................................... 

12. ACTIVO MATERIAL ACTIVOS POR REASEGUROS................................................................................................ 

13. ACTIVO MATERIAL..................................................................................................................................................... 

13.1. Inmovilizado material................................................................................................................................................. 

13.1.1. De uso propio.......................................................................................................................................................... 

13.1.2. Cedido en arrendamiento operativo....................................................................................................................... 

13.1.3. Afecto a la Obra Social (solo Cajas de ahorros y Cooperativas de crédito).......................................................... 

13.2. Inversiones inmobiliarias............................................................................................................................................ 

Pro-memoria: Adquirido en arrendamiento financiero........................................................................................................ 

14. ACTIVO INTANGIBLE................................................................................................................................................. 

14.1. Fondo de comercio.................................................................................................................................................... 

14.2. Otro activo intangible................................................................................................................................................. 

15. ACTIVOS FISCALES................................................................................................................................................... 

15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 

16. RESTO DE ACTIVOS................................................................................................................................................... 

16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 

1. CARTERA DE NEGOCIACIÓN..................................................................................................................................... 

1.1. Depósitos de bancos centrales.................................................................................................................................... 

1.2. Depósitos de entidades de crédito.............................................................................................................................. 

1.3. Depósitos de la clientela.............................................................................................................................................. 

1.4. Débitos representados por valores negociables......................................................................................................... 


1.6. Posiciones cortas de valores....................................................................................................................................... 

1.7. Otros pasivos financieros............................................................................................................................................. 

1.209.658 1.029.994 

1.359.095 1.739.911 

0 0 

0 0 

132.309 169.292 

75.411 37.932 

1.151.375 1.532.687 

721 0 

399.658 176.476 

0 0 

0 0 

284.699 0 

114.959 176.476 

0 0 

10.037.961 12.302.037 

9.502.736 11.085.408 

535.225 1.216.629 

3.930.961 5.625.532 

101.389.141 73.007.861 

4.159.037 2.378.406 

97.230.104 70.629.455 

0 0 

20.102.987 838.802 

7.501.121 0 

4.792.728 0 

4.492 0 

1.017.789 414.068 

3.382.818 468.693 

599.436 720.114 

599.436 718.137 

0 1.977 

146.588 166.765 

2.949 2 

1.695.210 1.068.903 

669.105 866.515 

669.105 779.669 

0 86.846 

0 0 

1.026.105 202.388 

0 0 

648.505 997.269 

549.587 822.009 

98.918 175.260 

1.287.622 1.284.316 

258.911 459.244 

1.028.711 825.072 

1.004.818 2.330.273 

489.991 2.142.315 

514.827 187.958 

131.686.861 95.706.682 

1.113.447 1.467.284 

0 0 

0 0 

0 0 

0 0 

1.108.188 1.467.284 

5.259 0 

0 0


0128 0072 

ACTIVO 

BANKINTER 

BANCO PASTOR 




































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 









465.249 245.526 

5.030.665 163.926 

0 0 

0 0 

4.187.298 6.785 

162.138 5.421 

681.229 151.720 

4.187.297 0 

15.312 193.854 

0 0 

0 0 

0 193.854 

15.312 0 

0 188.320 

3.212.141 2.445.656 

3.088.370 2.396.984 

123.771 48.672 

2.395.655 1.816.802 

48.377.534 22.336.109 

1.838.428 366.990 

46.539.106 21.052.725 

0 916.394 

900.523 4.353.734 

3.265.958 2.093.779 

1.191.541 237.274 

14.120 19.491 

195.576 136.247 

339.618 1.315.796 

33.392 100.961 

31.529 89.544 

1.863 11.417 

7.789 24.903 

3.803 0 

445.858 169.933 

445.858 140.485 

434.390 121.052 

11.468 19.433 

0 0 

0 29.448 

0 0 

343.044 27.919 

161.837 0 

181.207 27.919 

137.453 285.558 

34.426 46.592 

103.028 238.966 

104.210 820.287 

0 683.835 

104.210 136.452 

61.991.722 30.379.945 

3.460.238 106.083 

0 0 

0 0 

0 0 

0 0 

887.872 106.083 

2.572.366 0 

0 0


0061 0019 

ACTIVO 

BANCA MARCH 


S.A.E 




































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 









224.509 127.108 

79.661 190.194 

0 0 

0 0 

0 3.735 

9.850 0 

69.811 186.459 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

696.288 5.701 

419.865 1.547 

276.423 4.154 

84.450 0 

8.663.603 15.904.603 

779.438 902.659 

7.884.165 15.001.944 

0 0 

101.171 410.497 

23.016 0 

0 0 

0 0 

136.706 182.968 

132.130 49.832 

2.510.328 0 

2.510.328 0 

0 0 

0 0 

655 0 

311.076 52.572 

311.076 46.809 

135.294 46.809 

175.782 0 

0 0 

0 5.763 

0 0 

13.303 0 

9.081 0 

4.222 0 

118.622 108.475 

8.214 13.799 

110.408 94.676 

46.563 52.015 

1.331 0 

45.232 52.015 

12.956.460 16.673.468 

69.995 209.810 

0 0 

0 0 

0 0 

0 0 

69.995 209.810 

0 0 

0 0


0046 0130 

ACTIVO 

BANCO GALLEGO 





































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 









73.155 30.271 

4.606 0 

0 0 

0 0 

0 0 

420 0 

4.186 0 

0 0 

1.593 0 

0 0 

0 0 

1.593 0 

0 0 

0 0 

163.233 113.135 

128.591 112.722 

34.642 413 

28.347 0 

3.662.896 5.831.409 

145.924 697.793 

3.516.972 4.723.618 

0 409.998 

0 439.998 

516.856 752.673 

64.831 0 

0 0 

10.441 739 

72.553 53.678 

19.016 0 

19.016 0 

0 0 

0 30.078 

0 0 

76.317 24.114 

76.317 21.564 

76.317 21.362 

0 202 

0 0 

0 2.550 

0 0 

13.659 13.683 

2.707 0 

10.952 13.683 

59.183 84.439 

18.031 4.625 

41.152 79.814 

96.261 13.387 

64.399 0 

31.862 13.387 

4.769.769 6.947.606 

3.930 0 

0 0 

0 0 

0 0 

0 0 

3.930 0 

0 0 

0 0


0094 0138 

ACTIVO 


SERVICES ESPAÑA 

BANKOA 




































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 









2.455 36.760 

655 1.367 

0 0 

0 0 

2 0 

0 0 

653 1.367 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

36.536 58.360 

34.991 55.885 

1.545 2.475 

0 7.558 

1.402.248 1.519.671 

1.092.936 30.080 

309.312 1.489.591 

0 0 

836.521 0 

0 75.889 

0 45.659 

0 0 

0 0 

0 7.308 

0 2.368 

0 2.368 

0 0 

0 0 

0 0 

8.806 26.389 

8.806 23.436 

8.806 23.436 

0 0 

0 0 

0 2.953 

0 0 

793 240 

0 0 

793 240 

732 2.969 

447 161 

285 2.808 

1.839 2.649 

0 0 

1.839 2.649 

1.454.064 1.733.970 

645 1.318 

0 0 

0 0 

0 0 

0 0 

645 1.318 

0 0 

0 0


0078 0236 

ACTIVO 

BANCA PUEYO 

LLOYDS BANK 

INTERNATIONAL 




































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 









23.970 35.180 

245 1.316 

0 0 

0 0 

0 0 

0 0 

245 1.316 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

175.355 2.758 

165.474 1.906 

9.882 852 

0 525 

718.702 1.963.246 

45.054 40.250 

673.648 1.922.996 

0 0 

0 0 

30.165 0 

30.165 0 

0 0 

0 2.697 

14.275 30.469 

0 0 

0 0 

0 0 

0 0 

0 0 

15.528 3.276 

13.957 3.276 

13.957 3.276 

0 0 

0 0 

1.571 0 

0 0 

0 591 

0 4 

0 587 

4.450 20.135 

1.001 118 

3.449 20.017 

5.110 2.475 

0 0 

5.110 2.475 

987.800 2.062.143 

242 465 

0 0 

0 0 

0 0 

0 0 

242 465 

0 0 

0 0


0232 0186 

ACTIVO 




































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 









INVERSIS MEDIOLANUM ESPAÑA 

6.321 16.820 

38.579 586 

0 0 

0 0 

36.429 0 

2.150 0 

0 586 

4.127 0 

1.209 0 

0 0 

0 0 

1.209 0 

0 0 

0 0 

267.100 737.592 

267.100 689.163 

0 48.429 

0 517.617 

456.048 171.656 

354.210 36.197 

101.838 135.459 

0 0 

7.052 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 122 

0 0 

7.199 7.065 

7.199 7.065 

7.199 7.065 

0 0 

0 0 

0 0 

0 0 

65.910 724 

55.528 0 

10.382 724 

18.294 15.691 

657 1.550 

17.637 14.141 

17.437 225 

0 0 

17.437 225 

878.097 950.481 

40 638 

0 0 

0 0 

0 0 

0 0 

40 586 

0 52 

0 0


0059 0226 

ACTIVO 

BANCO DE MADRID 

UBS BANK 




































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 









4.488 15.731 

385 1.579 

0 0 

0 0 

0 0 

0 0 

385 1.579 

0 0 

946 0 

0 0 

0 0 

946 0 

0 0 

0 0 

8.661 495 

3.490 0 

5.171 495 

0 0 

739.542 887.952 

561.283 321.474 

178.259 566.478 

0 0 

35.235 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

5.829 1.931 

5.829 1.931 

5.829 1.931 

0 0 

0 0 

0 0 

0 0 

2.928 103 

0 0 

2.928 103 

1.624 3.887 

68 275 

1.556 3.612 

8.490 14.077 

9 0 

8.481 14.077 

772.893 925.755 

359 1.442 

0 0 

0 0 

0 0 

0 0 

359 1.442 

0 0 

0 0


0058 0225 

ACTIVO 

BNP PARIBAS ESPAÑA 

BANCO CETELEM 




































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 









2.287 11 

70.785 0 

0 0 

0 0 

0 0 

0 0 

70.785 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

3.475 0 

6 0 

3.469 0 

0 0 

705.885 2.876.507 

103.872 37.102 

602.013 2.839.404 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

30.614 0 

0 0 

924 11.844 

924 11.844 

924 11.844 

0 0 

0 0 

0 0 

0 0 

15.978 12.896 

15.137 0 

841 12.896 

16.865 45.467 

284 1.874 

16.581 43.593 

6.887 11.141 

0 0 

6.887 11.141 

853.700 2.957.866 

70.785 0 

0 0 

0 0 

0 0 

0 0 

70.785 0 

0 0 

0 0


0188 0200 

ACTIVO 

BANCO ALCALÁ 

PRIVAT BANK 

DEGROOF 




































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 









253 1.365 

0 286 

0 0 

0 0 

0 93 

0 193 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

5.712 260 

0 0 

5.712 260 

0 0 

45.015 116.679 

33.792 36.910 

11.223 79.733 

0 36 

16.998 0 

76.845 0 

68.850 0 

0 0 

0 0 

0 2.773 

0 0 

0 0 

0 0 

0 0 

0 0 

1.271 1.854 

1.271 1.854 

1.271 1.854 

0 0 

0 0 

0 0 

0 0 

2 1.196 

0 825 

2 371 

401 676 

400 83 

1 593 

31 517 

0 0 

31 517 

129.530 125.606 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0


0235 

ACTIVO 

BANCO PICHINCHA 

TOTAL GRUPOS 




































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 









1.029 112.238.938 

0 274.983.272 

0 20.784.978 

0 1.972.769 

0 88.428.642 

0 10.127.619 

0 153.669.265 

0 56.275.044 

0 31.488.821 

0 6.455.252 

0 11.038.979 

0 3.896.240 

0 10.098.350 

0 11.977.310 

11.195 168.461.364 

11.195 155.167.939 

0 13.293.426 

0 70.109.957 

38.839 1.432.877.355 

26.316 81.521.513 

12.523 1.340.207.025 

0 11.148.816 

0 83.215.899 

0 25.385.625 

0 9.032.756 

0 1.999.718 

0 16.373.663 

0 14.720.687 

0 10.549.984 

0 10.264.800 

0 285.185 

0 2.574.913 

0 716.395 

1.097 24.490.498 

1.097 17.750.991 

1.097 14.371.593 

0 3.379.398 

0 0 

0 6.739.508 

0 870.693 

3 41.714.817 

0 35.935.880 

3 5.778.936 

1.239 32.762.221 

81 7.884.947 

1.158 24.877.275 

3.510 18.577.070 

0 7.304.044 

3.510 11.273.026 

56.912 2.209.915.340 

0 225.873.244 

0 12.268.404 

0 23.200.657 

0 15.368.033 

0 1.507.320 

0 151.889.429 

0 21.639.401 

0 0


ACTIVO 




































13.1.1. De uso propio.......................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................... 

15.2. Diferidos..................................................................................................................................................................... 


16.1. Existencias................................................................................................................................................................. 

16.2. Otros .......................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 








1.7. Otros pasivos financieros.............................................................................................................................................

0049 0182 

BANCO BILBAO 

ACTIVO 

BANCO SANTANDER VIZCAYA ARGENTARIA 

2. OTROS PASIVOS FINANCIEROS A VALOR RAZONABLE CON CAMBIOS EN PÉRDIDAS Y GANANCIAS....... 66.939.737 1.716.493 

2.1. Depósitos de bancos centrales.................................................................................................................................... 942.918 0 

2.2. Depósitos de entidades de crédito.............................................................................................................................. 14.149.731 0 

2.3. Depósitos de la clientela.............................................................................................................................................. 43.414.917 0 

2.4. Débitos representados por valores negociables......................................................................................................... 8.432.171 0 

2.5. Pasivos subordinados.................................................................................................................................................. 0 0 

2.6. Otros pasivos financieros............................................................................................................................................. 0 1.716.493 

3. PASIVOS FINANCIEROS A COSTE AMORTIZADO................................................................................................... 887.243.619 468.494.213 

3.1. Depósitos de bancos centrales.................................................................................................................................... 11.636.848 20.709.466 

3.2. Depósitos de entidades de crédito.............................................................................................................................. 81.798.545 59.362.603 

3.3. Depósitos de la clientela.............................................................................................................................................. 561.128.234 282.049.869 

3.4. Débitos representados por valores negociables......................................................................................................... 187.749.796 83.106.972 

3.5. Pasivos subordinados.................................................................................................................................................. 25.847.702 16.067.111 

3.6. Otros pasivos financieros............................................................................................................................................. 19.082.493 7.198.192 

4. AJUSTES A PASIVOS FINANCIEROS POR MACRO-COBERTURAS...................................................................... 841.341 -13 

5. DERIVADOS DE COBERTURA..................................................................................................................................... 5.936.958 2.443.172 

6. PASIVOS ASOCIADOS CON ACTIVOS NO CORRIENTES EN VENTA.................................................................... 47.092 0 

7. PASIVOS POR CONTRATOS DE SEGUROS.............................................................................................................. 9.894.228 7.477.889 

8. PROVISIONES............................................................................................................................................................... 15.198.055 7.659.047 

8.1. Fondo para pensiones y obligaciones similares.......................................................................................................... 9.087.881 5.453.835 

8.2. Provisiones para impuestos y otras contingencias legales......................................................................................... 3.312.279 268.741 

8.3. Provisiones para riesgos y compromisos contingentes.............................................................................................. 830.907 294.249 

8.4. Otras provisiones......................................................................................................................................................... 1.966.989 1.642.222 

9. PASIVOS FISCALES..................................................................................................................................................... 8.909.151 2.094.667 

9.1. Corrientes..................................................................................................................................................................... 5.177.852 719.894 

9.2. Diferidos....................................................................................................................................................................... 3.731.299 1.374.773 

10. FONDO DE LA OBRA SOCIAL (solo Cajas de ahorros y Cooperativas de crédito)............................................ 0 0 

11. RESTO DE PASIVOS................................................................................................................................................... 8.425.932 4.068.263 

12. CAPITAL REEMBOLSABLE A LA VISTA (solo Cooperativas de crédito)............................................................ 0 0 

TOTAL PASIVO 1.172.186.919 544.569.447 


1. FONDOS PROPIOS ..................................................................................................................................................... 79.144.333 41.551.790 

1.1. Capital/Fondo de dotación........................................................................................................................................... 4.220.137 2.364.149 

1.1.1. Escriturado................................................................................................................................................................ 4.220.137 2.364.149 

1.1.2. Menos: Capital no exigido......................................................................................................................................... 0 0 

1.2. Prima de emisión......................................................................................................................................................... 29.446.037 18.969.811 

1.3. Reservas ..................................................................................................................................................................... 32.888.596 18.048.527 

1.3.1. Reservas (pérdidas) acumuladas............................................................................................................................. 32.775.922 17.686.935 

1.3.2. Reservas (pérdidas) de entidades valoradas por el método de la participación..................................................... 112.673 361.592 

1.4. Otros instrumentos de capital...................................................................................................................................... 8.703.851 54.700 

1.4.1. De instrumentos financieros compuestos................................................................................................................. 1.668.049 0 

1.4.2. Cuotas participativas y fondos asociados (solo Cajas de ahorros).......................................................................... 0 0 

1.4.3. Resto de instrumentos de capital............................................................................................................................. 7.035.802 54.700 

1.5. Menos: Valores propios............................................................................................................................................... 276.302 441.979 

1.6. Resultado del ejercicio atribuido a la entidad dominante............................................................................................ 5.303.426 3.142.939 

1.7. Menos: Dividendos y retribuciones.............................................................................................................................. 1.141.411 586.357 

2. AJUSTES POR VALORACIÓN..................................................................................................................................... -6.518.681 -3.413.660 

2.1. Activos financieros disponibles para la venta.............................................................................................................. -1.403.768 -440.303 

2.2. Coberturas de los flujos de efectivo............................................................................................................................. -267.970 74.059 

2.3. Coberturas de inversiones netas en negocios en el extranjero.................................................................................. -992.981 -7.894 

2.4. Diferencias de cambio................................................................................................................................................. -3.854.155 -2.761.394 

2.5. Activos no corrientes en venta .................................................................................................................................... 0 0 

2.6. Entidades valoradas por el método de la participación............................................................................................... 193 -1.128 

2.7. Resto de ajustes por valoración.................................................................................................................................. 0 -277.000 

3. INTERESES MINORITARIOS........................................................................................................................................ 5.663.749 1.730.113 

3.1. Ajustes por valoración.................................................................................................................................................. 220.361 -76.413 

3.2. Resto............................................................................................................................................................................ 5.443.388 1.806.526 

TOTAL PATRIMONIO NETO............................................................................................................................................. 78.289.401 39.868.243 

TOTAL PASIVO Y PATRIMONIO NETO........................................................................................................................... 1.250.476.320 584.437.690 


1. RIESGOS CONTINGENTES.......................................................................................................................................... 47.552.087 38.530.211 

2. COMPROMISOS CONTINGENTES.............................................................................................................................. 206.961.595 94.632.247

0075 0081 

ACTIVO 






2.5. Pasivos subordinados.................................................................................................................................................. 


3. PASIVOS FINANCIEROS A COSTE AMORTIZADO................................................................................................... 







4. AJUSTES A PASIVOS FINANCIEROS POR MACRO-COBERTURAS...................................................................... 


6. PASIVOS ASOCIADOS CON ACTIVOS NO CORRIENTES EN VENTA.................................................................... 

7. PASIVOS POR CONTRATOS DE SEGUROS.............................................................................................................. 

8. PROVISIONES............................................................................................................................................................... 

8.1. Fondo para pensiones y obligaciones similares.......................................................................................................... 

8.2. Provisiones para impuestos y otras contingencias legales......................................................................................... 

8.3. Provisiones para riesgos y compromisos contingentes.............................................................................................. 

8.4. Otras provisiones......................................................................................................................................................... 

9. PASIVOS FISCALES..................................................................................................................................................... 

9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 

10. FONDO DE LA OBRA SOCIAL (solo Cajas de ahorros y Cooperativas de crédito)............................................ 

11. RESTO DE PASIVOS................................................................................................................................................... 

12. CAPITAL REEMBOLSABLE A LA VISTA (solo Cooperativas de crédito)............................................................ 

TOTAL PASIVO 


1. FONDOS PROPIOS ..................................................................................................................................................... 

1.1. Capital/Fondo de dotación........................................................................................................................................... 

1.1.1. Escriturado................................................................................................................................................................ 

1.1.2. Menos: Capital no exigido......................................................................................................................................... 

1.2. Prima de emisión......................................................................................................................................................... 

1.3. Reservas ..................................................................................................................................................................... 

1.3.1. Reservas (pérdidas) acumuladas............................................................................................................................. 

1.3.2. Reservas (pérdidas) de entidades valoradas por el método de la participación..................................................... 

1.4. Otros instrumentos de capital...................................................................................................................................... 

1.4.1. De instrumentos financieros compuestos................................................................................................................. 

1.4.2. Cuotas participativas y fondos asociados (solo Cajas de ahorros).......................................................................... 

1.4.3. Resto de instrumentos de capital............................................................................................................................. 

1.5. Menos: Valores propios............................................................................................................................................... 

1.6. Resultado del ejercicio atribuido a la entidad dominante............................................................................................ 

1.7. Menos: Dividendos y retribuciones.............................................................................................................................. 

2. AJUSTES POR VALORACIÓN..................................................................................................................................... 

2.1. Activos financieros disponibles para la venta.............................................................................................................. 

2.2. Coberturas de los flujos de efectivo............................................................................................................................. 

2.3. Coberturas de inversiones netas en negocios en el extranjero.................................................................................. 

2.4. Diferencias de cambio................................................................................................................................................. 

2.5. Activos no corrientes en venta .................................................................................................................................... 

2.6. Entidades valoradas por el método de la participación............................................................................................... 

2.7. Resto de ajustes por valoración.................................................................................................................................. 

3. INTERESES MINORITARIOS........................................................................................................................................ 

3.1. Ajustes por valoración.................................................................................................................................................. 

3.2. Resto............................................................................................................................................................................ 

TOTAL PATRIMONIO NETO............................................................................................................................................. 

TOTAL PASIVO Y PATRIMONIO NETO........................................................................................................................... 


1. RIESGOS CONTINGENTES.......................................................................................................................................... 

2. COMPROMISOS CONTINGENTES.............................................................................................................................. 

BANCO POPULAR BANCO SABADELL 

97.034 0 

0 0 

0 0 

0 0 

0 0 

0 0 

97.034 0 

119.234.069 86.805.875 

4.311.041 39.338 

10.667.667 10.046.620 

80.290.903 53.998.743 

20.396.241 19.557.325 

2.603.596 1.874.654 

964.621 1.289.195 

0 438.665 

1.280.951 107.712 

0 0 

566.075 176.498 

314.780 355.459 

192.534 175.185 

46.847 51.047 

69.585 85.759 

5.814 43.468 

456.915 146.639 

250.090 31.336 

206.825 115.303 

0 0 

303.612 264.375 

0 0 

123.366.883 89.762.507 

9.026.252 6.269.836 

140.015 173.789 

140.015 173.789 

0 0 

1.962.703 1.858.228 

6.031.592 3.455.777 

5.995.134 3.214.267 

36.458 241.510 

691.302 817.174 

0 817.174 

0 0 

691.302 0 

133.400 173.047 

404.047 207.431 

70.007 69.516 

-813.964 -368.376 

-872.515 -260.621 

32.492 -26.083 

0 0 

26.059 3.159 

0 0 

0 -85.822 

0 991 

107.690 42.715 

-2.495 -5.606 

110.185 48.321 

8.319.978 5.944.175 

131.686.861 95.706.682 

13.491.708 8.225.744 

10.899.793 12.409.289

0128 0072 

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 






BANKINTER BANCO PASTOR 

0 186.242 

0 0 

0 0 

0 186.242 

0 0 

0 0 

0 0 

54.359.832 28.090.746 

2.002.201 1.900.187 

4.591.812 4.239.285 

31.279.212 15.582.423 

14.906.780 5.752.861 

956.233 354.930 

623.594 261.060 

0 0 

47.883 88.965 

0 0 

657.992 2.472 

66.529 86.790 

7.938 50.155 

0 16.115 

21.891 8.284 

36.700 12.236 

184.175 17.427 

46.218 290 

137.957 17.137 

0 0 

147.414 71.903 

0 0 

58.924.062 28.650.628 

3.112.561 1.758.117 

142.034 90.041 

142.034 90.041 

0 0 

737.079 144.763 

1.717.457 1.242.332 

1.698.388 1.228.289 

19.070 14.043 

404.812 248.903 

0 0 

0 0 

404.812 248.903 

354 18.815 

147.010 50.893 

35.478 0 

-44.902 -47.739 

-43.846 -47.715 

0 0 

0 0 

206 0 

0 0 

-1.262 -24 

0 0 

0 18.939 

0 0 

0 18.939 

3.067.659 1.729.317 

61.991.722 30.379.945 

2.387.435 890.699 

9.795.078 2.121.330

0061 0019 

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 







BANCA MARCH 

S.A.E 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

9.239.605 15.089.757 

0 0 

930.974 9.392.987 

7.508.258 4.889.370 

688.333 0 

0 323.180 

112.040 484.220 

0 0 

4.600 2.973 

0 0 

175.390 0 

54.460 63.070 

13.212 15.395 

4.000 8.579 

9.381 27.203 

27.867 11.893 

63.144 53.192 

2.642 14.927 

60.502 38.265 

0 0 

37.107 183.853 

0 0 

9.644.301 15.602.655 

1.629.688 981.919 

29.159 88.836 

29.159 88.836 

0 0 

2.804 368.138 

1.660.496 493.743 

1.443.521 493.743 

216.975 0 

0 0 

0 0 

0 0 

0 0 

0 0 

49.357 31.202 

112.128 0 

-180.968 88.894 

-13.985 2.575 

0 86.319 

0 0 

-290 0 

0 0 

-166.693 0 

0 0 

1.863.439 0 

-314.446 0 

2.177.885 0 

3.312.159 1.070.813 

12.956.460 16.673.468 

697.958 2.854.355 

808.597 2.301.048

0046 0130 

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 






BANCO GALLEGO BANCO CAIXA GERAL 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

4.458.847 6.411.375 

537.200 1.085.990 

610.476 2.948.242 

3.064.798 2.322.568 

0 0 

194.260 31.355 

52.113 23.220 

0 0 

16.128 4.615 

0 0 

0 0 

6.303 58.207 

245 31.136 

0 20.599 

5.801 1.881 

257 4.591 

1.780 497 

162 0 

1.618 497 

0 0 

14.923 23.229 

0 0 

4.501.911 6.497.923 

289.671 505.630 

148.792 518.792 

148.792 518.792 

0 0 

57.192 747 

83.016 -14.438 

94.943 -14.438 

-11.927 0 

0 0 

0 0 

0 0 

0 0 

33 7 

704 536 

0 0 

-22.086 -55.947 

-22.086 -55.947 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

273 0 

0 0 

273 0 

267.858 449.683 

4.769.769 6.947.606 

234.230 133.663 

274.788 616.695

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 








0094 0138 

BANKOA 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

1.340.435 1.595.760 

0 195.016 

22.890 500.660 

1.049.202 791.195 

0 89.623 

0 0 

268.343 19.266 

0 0 

0 0 

0 0 

0 497 

2.192 3.864 

63 0 

0 0 

238 2.637 

1.891 1.227 

1.684 3.704 

1.243 3.569 

441 135 

0 0 

2.783 4.261 

0 0 

1.347.739 1.609.404 

105.297 130.060 

12.500 25.411 

12.500 25.411 

0 0 

7.275 48.595 

82.724 50.765 

82.724 48.374 

0 2.391 

0 0 

0 0 

0 0 

0 0 

0 0 

2.798 5.289 

0 0 

1.028 -5.494 

1.028 -5.494 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

106.325 124.566 

1.454.064 1.733.970 

10.617 176.842 

70.449 158.693

0078 0236 

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 






LLOYDS BANK 

BANCA PUEYO INTERNATIONAL 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

902.290 1.957.517 

44.019 0 

18.462 1.246.233 

830.369 660.173 

0 0 

0 45.082 

9.439 6.029 

0 0 

0 2.697 

0 0 

0 0 

578 10.536 

0 631 

0 307 

578 251 

0 9.347 

821 206 

499 0 

321 206 

0 0 

1.007 6.075 

0 0 

904.938 1.977.496 

90.556 84.167 

4.800 131.080 

4.800 131.080 

0 0 

0 0 

80.526 -23.730 

80.526 -23.730 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

5.230 -23.183 

0 0 

-7.694 480 

-7.694 480 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

82.862 84.647 

987.800 2.062.143 

17.241 10.914 

42.130 89.794

0232 0186 

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 







1.324 0 

0 0 

0 0 

1.324 0 

0 0 

0 0 

0 0 

727.838 808.140 

0 30.053 

143.057 462.048 

525.269 300.774 

0 0 

0 0 

59.512 15.265 

0 0 

0 0 

0 0 

0 0 

549 2.414 

0 879 

0 0 

17 93 

532 1.442 

0 820 

0 30 

0 790 

0 0 

4.488 822 

0 0 

734.239 812.834 

147.788 141.851 

94.547 86.032 

94.547 86.032 

0 0 

75.702 29.388 

-27.247 25.197 

-27.247 25.197 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

4.786 1.234 

0 0 

-3.947 -4.204 

-4.817 -4.204 

0 0 

0 0 

0 0 

870 0 

0 0 

0 0 

17 0 

0 0 

17 0 

143.858 137.647 

878.097 950.481 

861 4.791 

49.684 24.356

0059 0226 

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 







UBS BANK 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

729.442 840.032 

0 0 

409.727 590.808 

296.269 239.253 

0 0 

20.000 0 

3.446 9.971 

0 0 

0 0 

0 0 

0 0 

4.766 3.225 

102 0 

0 0 

109 137 

4.555 3.088 

188 605 

90 605 

98 0 

0 0 

1.250 8.043 

0 0 

736.005 853.347 

38.403 72.453 

34.800 82.224 

34.800 82.224 

0 0 

0 0 

3.597 -15.318 

3.597 -15.318 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

6 5.547 

0 0 

-1.515 -45 

-1.515 -45 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

36.888 72.408 

772.893 925.755 

15.423 20.147 

38.343 82.492

0058 0225 

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 






BNP PARIBAS ESPAÑA BANCO CETELEM 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

650.410 2.625.714 

0 0 

420.357 2.546.728 

218.124 0 

0 0 

0 50.000 

11.929 28.986 

0 0 

0 0 

0 0 

0 0 

36.687 3.305 

30.614 0 

2.129 0 

1.532 0 

2.412 3.305 

2.236 19.436 

0 19.433 

2.236 3 

0 0 

11.925 17.104 

0 0 

772.043 2.665.560 

80.463 292.066 

52.405 60.902 

52.405 60.902 

0 0 

0 6.611 

26.835 179.386 

26.835 179.386 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

1.223 45.167 

0 0 

1.194 0 

1.194 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 240 

0 0 

0 240 

81.657 292.307 

853.700 2.957.866 

141.621 0 

98.856 2.272.929

0188 0200 

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 






PRIVAT BANK 

BANCO ALCALÁ 

DEGROOF 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

97.690 100.669 

0 0 

0 36.497 

97.683 62.740 

0 0 

0 0 

7 1.432 

0 0 

0 0 

0 6 

0 0 

52 124 

0 0 

9 0 

43 124 

0 0 

1.147 0 

347 0 

800 0 

0 0 

756 1.184 

0 0 

99.645 101.983 

28.497 23.972 

18.080 14.514 

18.080 14.514 

0 0 

0 1.276 

8.138 7.991 

8.138 7.991 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

2.279 191 

0 0 

1.388 -349 

1.388 -349 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

29.885 23.623 

129.530 125.606 

1.430 8.867 

8.627 13.830

0235 

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 






BANCO PICHINCHA TOTAL GRUPOS 

0 68.940.830 

0 942.918 

0 14.149.731 

0 43.602.483 

0 8.432.171 

0 0 

0 1.813.527 

39.182 1.691.843.057 

0 42.491.359 

5.487 190.992.165 

32.051 1.047.217.480 

0 332.247.931 

0 48.368.103 

1.644 30.526.017 

0 1.279.993 

0 9.936.654 

0 47.098 

0 18.951.041 

5 23.930.997 

0 15.059.805 

0 3.730.652 

0 1.360.700 

5 3.779.841 

0 11.958.434 

0 6.269.227 

0 5.689.206 

0 0 

0 13.600.309 

0 0 

39.187 2.066.361.656 

18.265 145.523.635 

25.000 8.558.039 

25.000 8.558.039 

0 0 

0 53.716.349 

-3.095 66.002.867 

-3.095 65.010.082 

0 992.785 

0 10.920.742 

0 2.485.223 

0 0 

0 8.435.519 

0 1.043.937 

-3.640 9.384.472 

0 2.014.897 

-540 -11.397.127 

-540 -3.178.779 

0 -101.183 

0 -1.000.875 

0 -6.586.415 

0 870 

0 -254.736 

0 -276.009 

0 9.427.175 

0 -178.599 

0 9.605.774 

17.725 143.553.684 

56.912 2.209.915.340 

167 115.407.011 

1.559 343.772.202 

0

ACTIVO 



















8. PROVISIONES............................................................................................................................................................... 






9.1. Corrientes..................................................................................................................................................................... 

9.2. Diferidos....................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado................................................................................................................................................................ 



1.3. Reservas ..................................................................................................................................................................... 




















3.2. Resto............................................................................................................................................................................ 





2. COMPROMISOS CONTINGENTES..............................................................................................................................

0049 0182 

ACTIVO 


BANCO BILBAO 

VIZCAYA ARGENTARIA

0075 0081 

ACTIVO 

BANCO POPULAR 

BANCO SABADELL

0128 0072 

ACTIVO 

BANKINTER 

BANCO PASTOR

0061 0019 

ACTIVO 

BANCA MARCH 


S.A.E

0046 0130 

ACTIVO 

BANCO GALLEGO 

BANCO CAIXA GERAL

0094 0138 

ACTIVO 



BANKOA

0078 0236 

ACTIVO 

BANCA PUEYO 

LLOYDS BANK 

INTERNATIONAL

0232 0186 

ACTIVO 

INVERSIS MEDIOLANUM ESPAÑA

0059 0226 

ACTIVO 


UBS BANK

0058 0225 

ACTIVO 


BANCO CETELEM

0188 0200 

ACTIVO 

BANCO ALCALÁ 

PRIVAT BANK 

DEGROOF

0235 

ACTIVO 


TOTAL GRUPOS

ACTIVO

0049 0182 

ACTIVO 


BANCO BILBAO 

VIZCAYA ARGENTARIA

0075 0081 

ACTIVO 

BANCO POPULAR 

BANCO SABADELL

0128 0072 

ACTIVO 

BANKINTER 

BANCO PASTOR

0061 0019 

ACTIVO 

BANCA MARCH 


S.A.E

0046 0130 

ACTIVO 

BANCO GALLEGO 

BANCO CAIXA GERAL

0094 0138 

ACTIVO 



BANKOA

0078 0236 

ACTIVO 

BANCA PUEYO 

LLOYDS BANK 

INTERNATIONAL

0232 0186 

ACTIVO 


0059 0226 

ACTIVO 


UBS BANK

0058 0225 

ACTIVO 


BANCO CETELEM

0188 0200 

ACTIVO 

BANCO ALCALÁ 

PRIVAT BANK 

DEGROOF

0235 

ACTIVO 


TOTAL GRUPOS

ACTIVO

0049 0182 

ACTIVO 


BANCO BILBAO 

VIZCAYA ARGENTARIA

0075 0081 

ACTIVO 

BANCO POPULAR 

BANCO SABADELL

0128 0072 

ACTIVO 

BANKINTER 

BANCO PASTOR

0061 0019 

ACTIVO 

BANCA MARCH 


S.A.E

0046 0130 

ACTIVO 

BANCO GALLEGO 

BANCO CAIXA GERAL

0094 0138 

ACTIVO 



BANKOA

0078 0236 

ACTIVO 

BANCA PUEYO 

LLOYDS BANK 

INTERNATIONAL

0232 0186 

ACTIVO 


0059 0226 

ACTIVO 


UBS BANK

0058 0225 

ACTIVO 


BANCO CETELEM

0188 0200 

ACTIVO 

BANCO ALCALÁ 

PRIVAT BANK 

DEGROOF

0235 

ACTIVO 


TOTAL GRUPOS

ACTIVO

0049 0182 

ACTIVO 



BANCO BILBAO 


1. Intereses y rendimientos asimilados 45.389.640 17.714.953 

2. Intereses y cargas asimiladas 22.536.906 8.039.279 

3. Remuneración de capital reembolsable a la vista (solo Cooperativas de crédito) 0 0 

A) MARGEN DE INTERESES 22.852.734 9.675.674 

4. Rendimiento de instrumentos de capital 293.779 332.230 

5. Resultado de entidades valoradas por el método de la participación 16.270 393.521 

6. Comisiones percibidas 9.642.425 4.151.796 

7. Comisiones pagadas 1.624.932 727.791 

8. Resultado de operaciones financieras (neto) 1.821.361 755.335 

8.1. Cartera de negociación 1.927.215 686.947 

8.2. Otros instrumentos financieros a valor razonable con cambios en pérdidas y ganancias -98.839 -5.572 

8.3. Instrumentos financieros no valorados a valor razonable con cambios en pérdidas y ganancias 395.861 73.960 

8.4. Otros -402.875 0 

9. Diferencias de cambio (neto) 196.526 307.553 

10. Otros productos de explotación 6.992.140 3.226.569 

10.1. Ingresos de contratos de seguros y reaseguros emitidos 6.035.792 2.567.618 

10.2. Ventas e ingresos por prestación de servicios no financieros 301.900 466.890 

10.3. Resto de productos de explotación 654.448 192.061 

11. Otras cargas de explotación 6.936.031 3.063.351 

11.1 Gastos de contratos de seguros y reaseguros 5.685.936 1.909.899 

11.2. Variación de existencias 175.730 206.736 

11.3. Resto de cargas de explotación 1.074.365 946.716 

B) MARGEN BRUTO 33.254.272 15.051.536 

12. Gastos de administración 13.149.918 6.678.208 

12.1. Gastos de personal 7.682.311 3.906.975 

12.2. Otros gastos generales de administración 5.467.608 2.771.233 

13. Amortización 1.575.147 620.445 

14. Dotaciones a provisiones (neto) 1.840.343 327.565 

15. Pérdidas por deterioro de activos financieros (neto) 7.790.224 2.889.548 

15.1. Inversiones crediticias 7.768.304 2.873.133 

15.2. Otros instrumentos financieros no valorados a valor razonable con cambios en pérdidas y ganancias 21.920 16.415 

C) RESULTADO DE LA ACTIVIDAD DE EXPLOTACIÓN 8.898.640 4.535.770 

16. Pérdidas por deterioro del resto de activos (neto) 170.188 291.752 

16.1. Fondo de comercio y otro activo intangible 7.990 0 

16.2. Otros activos 162.198 291.752 

17. Ganancias (pérdidas) en la baja de activos no clasificados como no corrientes en venta 21.980 44.000 

18. Diferencia negativa en combinaciones de negocios 0 374 

19. Ganancias (pérdidas) de activos no corrientes en venta no clasificados como operaciones interrumpidas -472.121 -143.622 

D) RESULTADO ANTES DE IMPUESTOS 8.278.311 4.144.770 

20. Impuesto sobre beneficios 2.301.647 652.333 

21. Dotación obligatoria a obras y fondos sociales (solo Cajas de ahorros y Cooperativas de crédito) 0 0 

E) RESULTADO DEL EJERCICIO PROCEDENTE DE OPERACIONES CONTINUADAS 5.976.665 3.492.437 

22. Resultado de operaciones interrumpidas (neto) -21.349 0 

F) RESULTADO CONSOLIDADO DEL EJERCICIO 5.955.316 3.492.437 

F.1) Resultado atribuido a la entidad dominante 5.303.426 3.142.939 

F.2) Resultado atribuido a intereses minoritarios 651.889 349.498

0075 0081 

ACTIVO 


BANCO POPULAR 














8.4. Otros 


































3.385.184 2.498.891 

1.825.169 1.345.700 

0 0 

1.560.015 1.153.191 

4.929 7.697 

36.193 41.833 

614.174 471.294 

99.120 47.244 

61.178 186.911 

150 72.205 

-1.930 0 

36.627 108.263 

26.331 6.443 

34.794 46.710 

113.073 66.574 

14.424 24.400 

16.047 4.084 

82.602 38.090 

74.136 61.588 

8.010 23.702 

20.971 11 

45.155 37.875 

2.251.100 1.865.378 

925.327 847.065 

581.277 554.648 

344.050 292.417 

78.863 93.682 

-15.826 6.456 

783.609 504.241 

789.084 417.309 

-5.475 86.932 

479.127 413.934 

382.764 236.210 

13.000 127 

369.764 236.083 

504.232 3.631 

0 0 

-231.960 -20.363 

368.635 160.992 

-38.634 -49.797 

0 0 

407.269 210.789 

0 0 

407.269 210.789 

404.047 207.431 

3.222 3.358

0128 0072 

ACTIVO 


BANKINTER 

BANCO PASTOR 













8.4. Otros 


































1.179.554 772.315 

786.052 449.184 

0 0 

393.502 323.131 

14.294 580 

10.383 3.394 

199.458 99.337 

51.376 27.364 

43.217 88.394 

16.667 24.151 

-5.879 106 

23.838 64.257 

8.591 -120 

26.552 1.894 

535.440 27.770 

0 0 

0 12.684 

535.440 15.086 

360.773 10.863 

0 0 

0 5.269 

360.773 5.594 

810.697 506.273 

433.552 262.687 

251.518 172.692 

182.034 89.995 

47.269 20.532 

27.855 -7.982 

115.443 85.465 

115.443 82.401 

0 3.064 

186.577 145.571 

628 24.841 

0 41 

628 24.800 

23.167 -5.065 

0 0 

-13.195 -48.069 

195.921 67.596 

48.912 16.488 

0 0 

147.010 51.108 

0 0 

147.010 51.108 

147.010 50.893 

0 215

0061 0019 

ACTIVO 


BANCA MARCH 


S.A.E 













8.4. Otros 


































244.891 366.698 

145.932 112.591 

0 0 

98.959 254.107 

619 252 

198.337 0 

66.301 198.029 

6.752 37.131 

-3.626 9.959 

-3.810 3.013 

0 -1 

153 0 

31 6.947 

8.254 10.097 

60.832 10.377 

45.869 0 

13.283 347 

1.680 10.030 

51.391 4.675 

45.832 0 

0 0 

5.559 4.675 

371.533 441.015 

119.087 267.894 

80.562 164.642 

38.525 103.252 

13.271 6.485 

26.406 7.025 

87.454 111.082 

87.533 111.069 

-79 13 

125.315 48.529 

0 0 

0 0 

0 0 

186.863 569 

0 0 

-16.203 -3.417 

295.975 45.681 

40.369 14.479 

0 0 

255.606 31.202 

0 0 

255.606 31.202 

49.357 31.202 

206.249 0

0046 0130 

ACTIVO 


BANCO GALLEGO 














8.4. Otros 


































134.643 169.021 

76.291 78.539 

0 0 

58.352 90.482 

645 17 

398 0 

17.047 14.414 

1.401 4.415 

9.321 9 

3.007 0 

0 0 

6.254 0 

60 9 

556 144 

12.814 2.832 

0 0 

11.247 0 

1.567 2.832 

3.729 2.692 

0 0 

0 0 

3.729 2.692 

94.003 100.791 

63.778 71.890 

42.224 45.419 

21.554 26.471 

10.667 5.845 

385 5.434 

16.882 341 

16.023 0 

859 341 

2.291 17.281 

24 11.659 

0 0 

24 11.659 

-411 0 

0 0 

-1.570 -4.703 

286 919 

-343 383 

0 0 

629 536 

0 0 

629 536 

704 536 

-75 0

0094 0138 

ACTIVO 




BANKOA 













8.4. Otros 


































22.374 37.895 

18.762 20.583 

0 0 

3.612 17.312 

104 152 

0 -150 

11.951 9.024 

1.775 1.976 

1.414 1.374 

1.414 256 

0 -111 

0 1.229 

0 0 

1.346 109 

239 1.192 

0 0 

0 214 

239 978 

93 355 

0 0 

0 0 

93 355 

16.798 26.682 

11.803 18.878 

7.853 12.283 

3.950 6.595 

1.067 869 

182 -436 

-246 532 

-246 353 

0 179 

3.992 6.839 

0 0 

0 0 

0 0 

5 0 

0 0 

0 310 

3.997 7.149 

1.199 1.860 

0 0 

2.798 5.289 

0 0 

2.798 5.289 

2.798 5.289 

0 0

0078 0236 

ACTIVO 


BANCA PUEYO 

LLOYDS BANK 

INTERNATIONAL 













8.4. Otros 


































29.962 38.421 

11.019 20.483 

0 0 

18.943 17.938 

213 58 

0 0 

4.064 7.318 

308 470 

651 4 

0 1 

0 0 

651 0 

0 3 

3 1.184 

163 1.675 

0 4 

0 118 

163 1.553 

369 1.192 

0 0 

0 0 

369 1.192 

23.360 26.515 

11.012 30.636 

6.205 17.582 

4.807 13.054 

728 1.026 

-94 251 

-89 14.032 

0 14.032 

-89 0 

11.803 -19.430 

2.709 0 

0 0 

2.709 0 

138 -8 

0 0 

-1.951 -3.745 

7.280 -23.183 

2.051 0 

0 0 

5.230 -23.183 

0 0 

5.230 -23.183 

5.230 -23.183 

0 0

0232 0186 

ACTIVO 














8.4. Otros 



































12.585 11.334 

5.078 5.111 

0 0 

7.507 6.223 

13 4.296 

0 0 

54.912 20.383 

25.903 13.858 

9.506 700 

9.505 573 

1 127 

0 0 

0 0 

3.766 -8 

0 459 

0 0 

0 295 

0 164 

164 236 

0 0 

0 0 

164 236 

49.637 17.959 

40.542 17.498 

21.313 10.079 

19.229 7.419 

4.468 1.061 

-32 5 

-64 -569 

43 -411 

-107 -158 

4.723 -36 

0 0 

0 0 

0 0 

63 -9 

0 0 

0 0 

4.786 -45 

0 -1.279 

0 0 

4.786 1.234 

0 0 

4.786 1.234 

4.786 1.234 

0 0

0059 0226 

ACTIVO 



UBS BANK 













8.4. Otros 


































5.035 10.604 

4.146 5.644 

0 0 

889 4.960 

1 0 

0 0 

7.860 28.465 

5.067 5.809 

9.514 4.287 

2.373 4.116 

103 139 

0 0 

7.038 32 

-20 2.195 

209 1.901 

0 0 

0 0 

209 1.901 

152 193 

0 0 

0 0 

152 193 

13.234 35.806 

12.305 28.789 

6.866 20.989 

5.439 7.800 

2.257 904 

4.538 240 

3.361 712 

3.361 712 

0 0 

-9.227 5.161 

0 5 

0 0 

0 5 

9.233 138 

0 0 

0 0 

6 5.294 

0 -253 

0 0 

6 5.547 

0 0 

6 5.547 

6 5.547 

0 0

0058 0225 

ACTIVO 



BANCO CETELEM 













8.4. Otros 


































12.887 266.232 

5.564 60.606 

0 0 

7.323 205.626 

108 0 

0 0 

20.429 56.335 

2.288 29.914 

2.406 0 

2.406 0 

0 0 

0 0 

0 0 

673 0 

596 11.518 

0 0 

404 0 

192 11.518 

232 0 

0 0 

0 0 

232 0 

29.015 243.564 

28.442 78.739 

17.414 11.019 

11.028 67.719 

716 4.183 

-113 4 

-433 0 

-433 0 

0 0 

403 160.638 

0 102.307 

0 0 

0 102.307 

0 6.269 

0 0 

0 0 

403 64.600 

-820 19.433 

0 0 

1.223 45.167 

0 0 

1.223 45.167 

1.223 45.167 

0 0

0188 0200 

ACTIVO 


BANCO ALCALÁ 

PRIVAT BANK 

DEGROOF 













8.4. Otros 


































1.531 2.116 

743 1.058 

0 0 

788 1.058 

105 0 

0 0 

1.192 5.295 

18 1.809 

1.642 2.996 

0 2.996 

0 0 

1.642 0 

0 0 

0 -8 

5 44 

0 0 

0 0 

5 44 

3 31 

0 0 

0 0 

3 31 

3.711 7.545 

1.189 7.053 

634 4.388 

555 2.665 

12 446 

0 -26 

0 59 

0 59 

0 0 

2.510 13 

-525 0 

0 0 

-525 0 

44 218 

0 0 

0 0 

3.079 231 

800 46 

0 0 

2.279 185 

0 6 

2.279 191 

2.279 191 

0 0

0235 

ACTIVO 



TOTAL GRUPOS 













8.4. Otros 


































971 72.307.737 

97 35.554.537 

0 0 

874 36.753.200 

0 660.092 

0 700.179 

638 15.702.141 

52 2.716.773 

0 3.006.553 

0 2.753.185 

0 -111.856 

0 712.735 

0 -347.510 

-112 642.208 

726 11.067.148 

0 8.688.107 

0 827.513 

726 1.551.528 

9 10.572.258 

0 7.673.379 

0 408.717 

9 2.490.162 

2.065 55.242.489 

5.471 23.111.763 

2.717 13.621.610 

2.754 9.490.153 

118 2.490.061 

8 2.222.188 

1.153 12.402.737 

1.153 12.278.922 

0 123.815 

-4.685 15.015.739 

0 1.222.562 

0 21.158 

0 1.201.404 

1.045 796.102 

0 374 

0 -960.609 

-3.640 13.629.043 

0 3.008.874 

0 0 

-3.640 10.620.172 

0 -21.343 

-3.640 10.598.829 

-3.640 9.384.472 

0 1.214.356

ACTIVO 














8.4. Otros 

































F.2) Resultado atribuido a intereses minoritarios

0049 0182 

ACTIVO 


BANCO BILBAO 

VIZCAYA ARGENTARIA

0075 0081 

ACTIVO 

BANCO POPULAR 

BANCO SABADELL

0128 0072 

ACTIVO 

BANKINTER 

BANCO PASTOR

0061 0019 

ACTIVO 

BANCA MARCH 


S.A.E

0046 0130 

ACTIVO 

BANCO GALLEGO 

BANCO CAIXA GERAL

0094 0138 

ACTIVO 



BANKOA

0078 0236 

ACTIVO 

BANCA PUEYO 

LLOYDS BANK 

INTERNATIONAL

0232 0186 

ACTIVO 


0059 0226 

ACTIVO 


UBS BANK

0058 0225 

ACTIVO 


BANCO CETELEM

0188 0200 

ACTIVO 

BANCO ALCALÁ 

PRIVAT BANK 

DEGROOF

0235 

ACTIVO 


TOTAL GRUPOS

ACTIVO

0049 0182 

ACTIVO 



BANCO BILBAO 


A) RESULTADO CONSOLIDADO DEL EJERCICIO 5.955.316 3.492.437 

B) OTROS INGRESOS Y GASTOS RECONOCIDOS -4.821.532 -2.357.132 

1. Activos financieros disponibles para la venta -252.293 -1.018.297 

1.1. Ganancias (pérdidas) por valoración 69.291 -1.141.835 

1.2. Importes transferidos a la cuenta de pérdidas y ganancias 321.584 -105.843 

1.3. Otras reclasificaciones 0 17.695 

2. Coberturas de los flujos de efectivo -139.627 24.524 

2.1. Ganancias (pérdidas) por valoración -141.936 55.273 

2.2. Importes transferidos a la cuenta de pérdidas y ganancias -2.309 30.364 

2.3. Importes transferidos al valor inicial de las partidas cubiertas 0 0 

2.4. Otras reclasificaciones 0 -385 

3. Coberturas de inversiones netas en negocios en el extranjero 962.843 149.742 

3.1. Ganancias (pérdidas) por valoración 968.489 149.742 

3.2. Importes transferidos a la cuenta de pérdidas y ganancias 5.646 0 

3.3. Otras reclasificaciones 0 0 

4. Diferencias de cambio -5.525.466 -1.783.488 

4.1. Ganancias (pérdidas) por valoración -5.558.477 -1.783.023 

4.2. Importes transferidos a la cuenta de pérdidas y ganancias -33.011 465 


5. Activos no corrientes en venta 0 0 

5.1. Ganancias (pérdidas) por valoración 0 0 

5.2. Importes transferidos a la cuenta de pérdidas y ganancias 0 0 


6. Ganancias (pérdidas) actuariales en planes de pensiones 0 0 

7. Entidades valoradas por el método de la participación 364 14.392 

7.1. Ganancias (pérdidas) por valoración 364 14.392 

7.2. Importes transferidos a la cuenta de pérdidas y ganancias 0 0 


8. Resto de ingresos y gastos reconocidos 0 -277.000 

9. Impuesto sobre beneficios 132.647 532.995 

C) TOTAL INGRESOS Y GASTOS RECONOCIDOS (A+B)C) 1.133.783 1.135.305 

C1) Atribuidos a la entidad dominante 1.099.948 776.080 

C2) Atribuidos a intereses minoritarios 33.835 359.225

0075 0081 

ACTIVO 


BANCO POPULAR 


































C2) Atribuidos a intereses minoritarios 

407.269 210.789 

-234.077 -44.560 

-339.897 95.766 

-303.771 34.410 

36.126 -61.356 

0 0 

7.227 -31.641 

7.227 -36.825 

0 -5.184 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

-6.256 2.032 

-6.256 2.029 

0 -3 

0 0 

0 0 

0 0 

0 0 

0 0 

14.693 0 

0 -90.867 

0 -90.867 

0 0 

0 0 

0 0 

90.156 -19.850 

173.192 166.229 

172.465 162.788 

727 3.441

0128 0072 

ACTIVO 


BANKINTER 

BANCO PASTOR 


































147.010 51.108 

-22.109 -3.635 

-29.788 -2.289 

-24.209 3.577 

5.579 5.866 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

7 0 

71 0 

64 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

-1.803 -389 

-1.803 -389 

0 0 

0 0 

0 0 

9.475 -957 

124.901 47.473 

124.901 47.258 

0 215

0061 0019 

ACTIVO 


BANCA MARCH 


S.A.E 


































255.606 31.202 

-146.642 20.244 

-2.079 1.238 

-1.988 1.238 

91 0 

0 0 

0 26.285 

0 26.285 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

-13 0 

-13 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

-207.382 0 

-207.382 0 

0 0 

0 0 

0 978 

62.832 -8.257 

108.964 51.446 

-45.860 51.446 

154.824 0

0046 0130 

ACTIVO 


BANCO GALLEGO 



































629 536 

-4.466 -15.352 

-6.380 -21.931 

-6.381 -21.931 

0 0 

1 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

1.914 6.579 

-3.837 -14.816 

-3.762 -14.816 

-75 0

0094 0138 

ACTIVO 




BANKOA 


































2.798 5.289 

13 -1.511 

18 -2.571 

18 -3.787 

0 -1.216 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

-5 1.060 

2.811 3.778 

2.811 3.778 

0 0

0078 0236 

ACTIVO 


BANCA PUEYO 

LLOYDS BANK 

INTERNATIONAL 


































5.230 -23.183 

-5.801 33 

-7.008 34 

-7.535 34 

-527 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

1.207 -1 

-572 -23.150 

-572 -23.150 

0 0

0232 0186 

ACTIVO 




































4.786 1.234 

1.002 -771 

1.016 -1.093 

1.016 -1.093 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

416 0 

-430 322 

5.788 463 

5.788 463 

0 0

0059 0226 

ACTIVO 



UBS BANK 


































6 5.547 

0 -91 

0 -77 

0 -45 

0 32 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 -14 

6 5.456 

6 5.456 

0 0

0058 0225 

ACTIVO 



BANCO CETELEM 


































1.223 45.167 

157 0 

224 0 

224 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

-67 0 

1.380 45.167 

1.380 45.167 

0 0

0188 0200 

ACTIVO 


BANCO ALCALÁ 

PRIVAT BANK 

DEGROOF 


































2.279 191 

-955 0 

-1.755 0 

-1.755 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

0 0 

800 0 

1.324 191 

1.324 191 

0 0

0235 

ACTIVO 



TOTAL GRUPOS 


































-3.640 10.598.829 

0 -7.637.185 

0 -1.587.162 

0 -1.404.522 

0 200.336 

0 17.696 

0 -113.232 

0 -89.976 

0 22.871 

0 0 

0 -385 

0 1.112.585 

0 1.118.231 

0 5.646 

0 0 

0 -7.313.184 

0 -7.345.669 

0 -32.485 

0 0 

0 0 

0 0 

0 0 

0 0 

0 14.693 

0 -285.685 

0 -285.685 

0 0 

0 0 

0 -275.606 

0 810.406 

-3.640 2.961.642 

-3.640 2.409.450 

0 552.192

ACTIVO 



































BALANCES CONSOLIDADOS / GRUPOS / Diciembre 2011 

ACTIVO 




































13.1.1. De uso propio....................................................................................................................................................... 









15.1. Corrientes................................................................................................................................................................

15.2. Diferidos.................................................................................................................................................................. 


16.1. Existencias.............................................................................................................................................................. 

16.2. Otros ....................................................................................................................................................................... 

TOTAL ACTIVO 

P A S I V O 



























8. PROVISIONES............................................................................................................................................................. 






9.1. Corrientes.................................................................................................................................................................. 

9.2. Diferidos.................................................................................................................................................................... 




TOTAL PASIVO 




1.1.1. Escriturado............................................................................................................................................................. 



1.3. Reservas ..................................................................................................................................................................

1.3.1. Reservas (pérdidas) acumuladas........................................................................................................................... 



















3.2. Resto......................................................................................................................................................................... 



















8.4. Otros 






























22. Resultado de operaciones interrumpidas (neto)





























7. Entidades valoradas por el método de la participación









0049 0182 0075 0081 0128 


BANCO BILBAO 


96.523.824 30.939.261 522.205 1.290.678 412.795 

172.636.879 70.601.895 1.316.564 1.682.120 2.415.506 

4.635.628 0 0 0 0 

8.055.770 0 0 0 0 

52.703.733 20.974.820 140.417 205.931 1.768.879 

4.743.588 2.198.424 25.768 38.516 101.733 

102.498.160 47.428.651 1.150.379 1.437.673 544.894 

32.596.132 4.987.965 0 0 1.768.879 

19.562.840 2.977.036 377.504 173.326 31.377 

4.700.917 0 0 0 0 

11.748.167 0 0 0 0 

2.649.160 707.879 265.475 0 0 

464.595 2.269.157 112.029 173.326 31.377 

9.990.669 0 0 0 0 

86.612.453 58.143.386 10.405.746 13.268.170 4.776.069 

81.588.688 52.913.867 9.860.805 12.090.847 4.644.306 

5.023.765 5.229.519 544.941 1.177.323 131.763 

50.677.459 9.113.838 2.450.083 5.869.458 3.074.142 

779.525.394 381.076.545 100.741.920 76.282.944 47.167.367 

42.389.486 26.107.145 3.970.821 3.628.914 1.779.395 

730.296.238 351.900.210 96.771.099 72.654.030 45.387.972 

6.839.670 3.069.190 0 0 0 

14.294.528 52.045.556 20.216.532 1.541.697 950.667 

0 10.954.846 7.568.415 0 3.150.931 

0 2.326.896 2.932.355 0 0 

2.024.012 145.898 19.546 0 11.463 

9.897.686 4.551.651 1.092.040 417.685 118.651 

5.338.066 2.089.928 3.601.723 530.881 308.514 

4.154.299 5.842.845 595.184 696.934 28.341 

2.081.728 5.567.179 595.184 694.957 26.301 

2.072.571 275.666 0 1.977 2.040 

2.146.074 0 141.809 162.735 5.140 

254.213 26.119 3.033 0 3.928 

13.846.462 7.330.066 1.734.231 1.106.881 466.901 

9.995.441 5.740.125 689.735 877.935 466.901 

7.797.363 4.904.718 689.735 792.694 435.354 

2.198.078 835.407 0 85.241 31.547 

0 0 0 0 0 

3.851.022 1.589.941 1.044.496 228.946 0 

793.439 946 0 0 0 

28.082.645 8.677.499 649.131 1.022.161 338.040 

25.088.682 6.798.272 537.497 823.815 161.837 

2.993.963 1.879.227 111.634 198.346 176.203 

22.901.611 7.841.438 1.212.610 1.408.384 159.271 

5.140.352 1.509.127 171.097 411.076 55.743

17.761.260 6.332.311 1.041.513 997.308 103.529 

8.018.360 6.489.837 944.042 2.394.481 97.132 

318.787 3.993.859 450.106 2.238.784 0 

7.699.573 2.495.978 493.936 155.697 97.132 

1.251.524.819 597.688.250 130.925.703 100.437.380 59.491.426 

146.948.566 51.302.639 1.104.323 1.451.021 2.360.584 

7.740.191 0 0 0 0 

9.287.155 0 0 0 0 

16.573.652 0 0 0 0 

77.382 0 0 0 0 

103.083.153 46.691.911 1.104.323 1.451.021 857.273 

10.187.033 4.610.728 0 0 1.503.311 

0 0 0 0 0 

44.908.413 1.824.965 93.761 0 0 

1.509.593 0 0 0 0 

8.231.746 0 0 0 0 

26.982.303 0 0 0 0 

8.184.771 0 0 0 0 

0 0 0 0 0 

0 1.824.965 93.761 0 0 

935.668.916 479.903.885 118.279.831 91.586.490 52.929.286 

34.995.840 33.147.460 13.993.728 4.040.717 7.006.897 

81.372.629 59.355.763 11.336.547 8.128.791 3.260.647 

588.977.417 282.173.457 68.742.520 58.444.050 25.505.317 

189.109.529 81.929.837 20.448.938 17.643.095 15.540.242 

22.992.473 15.418.674 2.834.927 1.859.370 958.170 

18.221.029 7.878.694 923.171 1.470.467 658.012 

875.993 -7 0 449.245 0 

6.443.731 2.709.574 1.414.056 111.145 68.677 

42.129 0 0 0 0 

517.035 7.737.312 571.109 173.348 642.782 

15.571.042 7.561.100 281.552 350.203 64.122 

9.044.632 5.577.220 169.268 163.510 5.245 

3.662.979 350.343 41.508 51.079 0 

658.650 291.083 67.086 89.611 20.626 

2.204.782 1.342.454 3.690 46.003 38.251 

8.173.594 2.330.315 279.630 202.133 189.555 

5.101.048 772.696 73.736 71.466 70.572 

3.072.546 1.557.619 205.894 130.667 118.983 

0 0 0 0 0 

9.516.725 4.259.998 513.217 179.651 149.425 

0 0 0 0 0 

1.168.666.144 557.629.781 122.537.479 94.503.236 56.404.430 

80.895.322 40.952.453 9.124.148 6.276.160 3.118.641 

4.454.522 2.402.571 140.093 173.881 143.076 

4.454.522 2.402.571 140.093 173.881 143.076 

0 0 0 0 0 

31.222.602 18.969.811 1.968.111 1.861.702 737.079 

32.980.472 17.940.254 6.071.691 3.438.009 1.711.705

32.921.239 17.579.992 6.043.097 3.213.527 1.700.636 

59.234 360.262 28.594 224.482 11.070 

8.707.698 51.906 685.814 814.621 404.812 

1.668.049 0 0 814.621 0 

0 0 0 0 0 

7.039.649 51.906 685.814 0 404.812 

250.515 300.294 152.795 174.439 742 

5.350.831 3.003.748 479.653 231.902 181.227 

1.570.288 1.115.543 68.419 69.516 58.516 

-4.481.624 -2.786.796 -841.923 -389.228 -31.645 

-976.905 -681.989 -912.391 -277.573 -29.248 

-201.919 29.973 33.857 -30.374 0 

-1.849.528 -158.070 0 0 0 

-1.358.045 -1.937.449 36.611 2.790 206 

0 0 0 0 0 

-95.228 188.690 0 -85.062 -2.603 

0 -227.951 0 991 0 

6.444.977 1.892.812 105.999 47.212 0 

435.117 36.224 -2.903 -6.150 0 

6.009.860 1.856.588 108.902 53.362 0 

82.858.675 40.058.469 8.388.224 5.934.144 3.086.996 

1.251.524.819 597.688.250 130.925.703 100.437.380 59.491.426 

48.041.919 39.903.548 13.978.129 8.347.022 2.439.670 

195.382.137 93.765.565 10.904.964 11.657.865 9.208.807

60.856.407 24.188.289 4.580.521 3.394.082 1.636.295 

30.035.135 11.028.064 2.493.610 1.856.819 1.093.620 

0 0 0 0 0 

30.821.272 13.160.225 2.086.911 1.537.263 542.675 

394.454 562.109 8.495 8.752 16.491 

56.696 600.154 46.068 37.650 14.675 

12.748.874 5.618.208 821.904 637.624 265.641 

2.277.495 1.057.892 136.372 64.031 66.758 

2.837.751 1.113.990 81.479 271.246 59.162 

2.112.766 1.054.149 6.454 139.025 11.910 

21.026 3.946 -1.884 0 97 

803.375 55.895 53.310 126.056 45.987 

-99.417 0 23.599 6.165 1.168 

-521.870 364.523 47.745 69.999 38.678 

8.049.691 4.247.093 144.477 99.430 716.231 

6.748.273 3.316.615 19.590 34.912 0 

399.731 655.887 21.848 3.563 0 

901.686 274.591 103.039 60.955 716.231 

8.031.405 4.042.340 104.073 91.209 482.315 

6.355.599 2.435.845 12.975 34.208 0 

249.023 297.700 27.914 41 0 

1.426.784 1.308.795 63.184 56.960 482.315 

44.077.965 20.566.070 2.996.634 2.506.724 1.104.480 

17.780.821 9.103.540 1.262.965 1.145.091 580.823 

10.326.021 5.310.966 778.756 742.600 329.965 

7.454.800 3.792.574 484.209 402.491 250.858 

2.108.672 847.077 106.191 130.921 64.097 

2.601.222 510.013 -18.032 13.997 28.175 

11.868.295 4.226.295 970.370 634.524 158.229 

11.040.249 4.201.279 940.158 512.633 156.196 

828.046 25.016 30.212 121.891 2.033 

9.718.955 5.879.145 675.140 582.191 273.157 

1.517.116 1.885.036 398.741 377.388 1.244 

1.161.355 1.444.208 30.000 316 0 

355.761 440.828 368.741 377.072 1.244 

1.846.059 46.177 506.853 5.672 25.205 

0 375 0 0 0 

-2.108.553 -270.990 -339.111 -23.007 -56.970 

7.939.346 3.769.671 444.141 187.466 240.148 

1.775.588 284.553 -39.835 -48.406 58.922 

0 0 0 0 0 

6.163.757 3.485.118 483.976 235.872 181.227 

-24.420 0 0 0 0

6.139.338 3.485.118 483.976 235.872 181.227 

5.350.831 3.003.748 479.653 231.902 181.227 

788.507 481.370 4.323 3.970 0 

6.139.338 3.485.118 483.976 235.872 181.227 

-2.569.718 -1.894.631 -253.465 -65.954 -8.852 

344.163 -1.239.748 -394.818 70.644 -8.934 

231.413 -1.350.185 -342.047 -21.472 -3.202 

-155.968 -88.835 52.771 -92.116 5.732 

-43.218 21.602 0 0 0 

-16.895 -32.462 9.177 -37.771 0 

-108.817 -60.761 9.177 -42.930 0 

-91.922 -28.908 0 -5.159 0 

0 0 0 0 0 

0 -609 0 0 0 

106.296 -434 0 0 0 

12.774 -434 0 0 0 

-8.877 0 0 0 0 

84.645 0 0 0 0 

-2.823.874 -959.544 8.819 1.632 7 

-2.906.468 -962.679 8.819 1.629 71 

-85.546 -3.135 0 -3 64 

-2.952 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 -240.429 26.878 0 0 

-95.768 204.210 0 -90.107 -3.719

-37.832 204.210 0 -90.107 -3.719 

0 0 0 0 0 

-57.936 0 0 0 0 

0 -89.792 0 0 0 

-83.640 463.568 96.479 -10.352 3.794 

3.569.619 1.590.487 230.511 169.918 172.375 

3.184.410 986.754 229.091 166.409 172.375 

385.209 603.733 1.420 3.509 0

0072 0065 0093 0061 0019 

BANCO PASTOR BARCLAYS BANK, S.A. BANCO DE VALENCIA BANCA MARCH 


S.A.E 

432.215 752.384 134.894 197.393 74.974 

177.409 5.610 112.895 101.740 188.520 

0 0 0 0 0 

0 0 0 0 0 

5.102 398 7.610 0 1.825 

156 0 0 1.782 0 

172.151 5.212 105.285 99.958 186.695 

0 0 0 0 0 

193.952 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

193.952 0 0 0 0 

0 0 0 0 0 

186.746 0 0 0 0 

2.542.147 1.963.568 1.700.299 846.794 4.736 

2.499.173 1.954.442 1.632.776 564.916 298 

42.974 9.126 67.523 281.878 4.438 

2.415.224 1.477.204 1.548.033 96.562 0 

22.109.232 25.725.453 18.663.339 8.675.852 15.964.824 

319.974 978.943 265.725 742.057 891.592 

20.932.508 24.746.510 17.071.499 7.933.795 15.073.232 

856.750 0 1.326.115 0 0 

7.947.224 0 13.090.656 92.131 384.653 

2.079.066 0 0 31.003 0 

250.453 0 0 0 0 

20.615 0 0 0 0 

102.095 46.540 16.740 164.146 192.825 

1.352.943 96.802 653.744 153.470 58.844 

104.162 439 153.084 2.508.323 0 

91.677 439 153.038 2.508.323 0 

12.485 0 46 0 0 

21.583 30.293 7.431 0 0 

0 0 0 549 0 

166.640 143.614 314.180 308.804 54.447 

138.770 143.493 221.658 308.804 48.756 

119.396 119.990 221.657 135.268 48.756 

19.374 23.503 1 173.536 0 

0 0 0 0 0 

27.870 121 92.522 0 5.691 

0 0 0 0 0 

28.999 55.949 13.700 13.208 0 

0 0 9.410 9.081 0 

28.999 55.949 4.290 4.127 0 

282.915 513.488 588.141 170.879 99.255 

32.518 18.455 28.327 36.529 2.683

250.397 495.033 559.814 134.350 96.572 

761.914 99.436 109.105 32.001 61.947 

622.836 45.731 105.676 2.367 0 

139.078 53.705 3.429 29.634 61.947 

30.375.887 29.433.576 22.467.552 13.204.162 16.700.372 

122.188 6.218 105.346 105.718 210.167 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

122.188 6.218 105.346 105.718 210.167 

0 0 0 0 0 

0 0 0 0 0 

184.906 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

184.906 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

28.094.139 26.683.908 21.827.133 9.367.645 15.073.243 

2.700.750 1.050.292 3.229.997 200.055 0 

3.129.099 7.628.539 3.718.920 946.074 9.352.957 

16.436.479 10.976.699 12.023.855 7.415.156 5.063.168 

5.231.641 6.821.112 2.146.056 724.841 0 

352.999 0 437.188 0 322.752 

243.171 207.266 271.117 81.519 334.366 

0 0 0 0 0 

106.121 206.593 57.063 4.371 1.987 

0 0 0 0 0 

2.485 0 0 195.612 0 

74.505 161.320 52.635 57.425 75.788 

44.027 62.614 7.431 15.803 21.260 

13.309 0 0 4.049 7.893 

7.227 54.421 36.291 10.859 30.027 

9.942 44.285 8.913 26.714 16.608 

22.356 40.915 22.717 63.391 50.609 

3.538 2.737 509 5.341 10.057 

18.818 38.178 22.208 58.050 40.552 

0 0 0 0 0 

46.579 182.273 34.890 35.328 200.143 

0 0 0 0 0 

28.653.279 27.281.227 22.099.784 9.829.490 15.611.937 

1.753.638 2.193.801 325.452 1.772.534 993.999 

90.041 1.454.981 123.132 29.159 88.836 

90.041 1.454.981 123.132 29.159 88.836 

0 0 0 0 0 

144.763 197.547 275.915 2.804 368.138 

1.244.974 802.359 865.198 1.668.138 492.564

1.230.073 784.010 871.157 1.459.969 492.564 

14.901 18.349 -5.959 208.169 0 

246.776 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

246.776 0 0 0 0 

18.830 0 51.993 0 0 

51.939 -261.086 -886.800 72.433 44.461 

6.025 0 0 0 0 

-50.189 -41.481 -19.845 -170.834 94.436 

-50.290 -53.259 -19.826 -12.734 2.551 

0 11.778 0 0 91.885 

0 0 0 0 0 

0 0 -19 -242 0 

0 0 0 0 0 

101 0 0 -157.858 0 

0 0 0 0 0 

19.159 29 62.161 1.772.972 0 

0 29 -613 -298.055 0 

19.159 0 62.774 2.071.027 0 

1.722.608 2.152.349 367.768 3.374.672 1.088.435 

30.375.887 29.433.576 22.467.552 13.204.162 16.700.372 

862.465 1.486.991 1.377.093 767.383 2.955.996 

1.809.119 1.839.228 940.695 790.943 2.231.705

1.039.716 801.827 766.108 336.428 505.010 

614.311 487.917 532.700 204.689 155.551 

0 0 0 0 0 

425.405 313.910 233.408 131.739 349.459 

1.810 5.725 1.166 1.810 253 

5.615 0 -42.399 247.193 0 

130.966 190.951 96.735 91.359 263.040 

36.315 17.267 8.557 8.847 51.967 

98.605 28.051 13.241 -1.850 13.810 

31.190 432 1.844 -2.880 3.904 

80 0 0 0 0 

67.449 4.077 10.739 813 0 

-114 23.542 658 217 9.906 

2.684 9.996 4.806 11.477 15.134 

39.214 4.589 38.603 95.973 24.255 

0 0 0 75.965 0 

18.621 0 15.498 17.666 1.927 

20.593 4.589 23.105 2.342 22.328 

18.507 8.115 36.845 84.790 9.549 

0 0 0 76.157 0 

10.609 0 25.315 0 0 

7.898 8.115 11.530 8.633 9.549 

649.477 527.840 300.158 484.064 604.435 

356.791 520.698 175.172 159.335 362.012 

233.574 341.933 118.216 107.573 218.880 

123.217 178.765 56.956 51.762 143.132 

27.114 40.520 13.980 17.500 8.711 

-10.849 26.882 29.131 33.724 21.525 

124.957 217.843 929.239 72.955 145.590 

117.794 217.843 909.685 73.004 145.575 

7.163 0 19.554 -49 15 

151.464 -278.103 -847.364 200.550 66.597 

18.156 76.242 204.747 0 0 

41 0 21.864 0 0 

18.115 76.242 182.883 0 0 

-6.501 -10.736 88 193.509 1.333 

0 0 0 0 0 

-65.647 -9.599 -246.434 -23.065 -5.562 

61.160 -374.680 -1.298.457 370.994 62.368 

9.032 -113.595 -376.663 28.672 17.924 

0 0 0 0 0 

52.128 -261.085 -921.794 342.322 44.444 

0 0 0 0 17

52.128 -261.085 -921.794 342.322 44.461 

51.939 -261.086 -886.800 72.433 44.461 

189 1 -34.994 269.889 0 

52.128 -261.085 -921.794 342.322 44.461 

-6.084 63.768 24.519 -120.116 24.606 

-6.149 55.213 35.054 -294 1.203 

-706 55.213 31.487 -215 1.203 

5.443 0 -3.567 79 0 

0 0 0 0 0 

0 35.887 0 0 34.236 

0 32.210 0 0 34.236 

0 -3.677 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 -27 55 0 

0 0 -27 55 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

-210 0 0 -171.340 0

-210 0 0 -171.340 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 -287 

275 -27.332 -10.508 51.463 -10.545 

46.044 -197.317 -897.275 222.206 69.067 

45.855 -197.317 -862.281 79.193 69.067 

189 0 -34.994 143.013 0

0198 0046 0130 0122 0094 

BANCO 

COOPERATIVO 

ESPAÑOL BANCO GALLEGO BANCO CAIXA GERAL CITIBANK ESPAÑA 



1.551.888 57.159 37.397 48.595 3.410 

1.316.351 3.646 0 0 813 

0 0 0 0 0 

0 0 0 0 0 

993.626 0 0 0 2 

235 0 0 0 0 

322.490 3.646 0 0 811 

209.281 0 0 0 0 

0 1.547 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 1.547 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.650.186 152.778 111.130 12.186 46.514 

1.637.033 118.046 108.737 0 44.915 

13.153 34.732 2.393 12.186 1.599 

356.653 27.772 105.529 0 0 

10.970.061 3.514.097 5.932.738 2.480.343 1.220.844 

10.559.694 122.215 930.411 53.932 981.574 

410.367 3.391.882 4.603.650 2.426.411 239.270 

0 0 398.677 0 0 

0 0 428.677 0 746.137 

307.635 706.906 744.996 0 0 

7.000 98.592 0 0 0 

0 0 0 0 0 

0 8.943 1.159 0 0 

0 75.861 52.361 44.339 0 

12.086 20.018 0 0 0 

12.086 20.018 0 0 0 

0 0 0 0 0 

0 0 24.409 0 0 

0 0 0 0 0 

16.763 75.233 23.210 9.170 8.746 

16.763 75.233 20.666 9.170 8.746 

16.763 75.233 20.465 9.170 8.746 

0 0 201 0 0 

0 0 0 0 0 

0 0 2.544 0 0 

0 0 0 0 0 

1.450 14.032 12.835 8.357 644 

0 2.707 0 0 0 

1.450 11.325 12.835 8.357 644 

9.123 70.090 82.545 76.488 1.444 

866 14.941 4.860 1.849 1.265

8.257 55.149 77.685 74.639 179 

51.263 100.504 16.510 27.316 1.729 

0 64.262 0 0 0 

51.263 36.242 16.510 27.316 1.729 

15.886.806 4.800.814 7.039.290 2.706.794 1.284.144 

326.898 2.815 0 0 796 

0 0 0 0 0 

2.044 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

324.854 2.815 0 0 796 

0 0 0 0 0 

0 0 0 0 0 

107.842 0 0 0 0 

0 0 0 0 0 

107.842 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

15.116.064 4.520.832 6.500.214 1.967.997 1.169.574 

4.202.838 715.417 1.055.251 0 0 

5.651.043 446.783 2.927.575 1.093.674 20.036 

1.803.547 3.117.540 2.475.139 846.729 955.108 

3.427.631 0 0 0 0 

10.002 192.766 31.567 0 0 

21.003 48.326 10.682 27.594 194.430 

0 0 0 0 0 

10.474 15.441 5.778 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.092 8.308 53.933 91.545 2.051 

0 1.353 24.730 71.322 64 

0 0 21.520 4.924 0 

1.092 6.681 2.052 220 61 

0 274 5.631 15.079 1.926 

4.148 1.976 317 3.908 1.983 

2.278 349 0 2.325 1.532 

1.870 1.627 317 1.583 451 

0 0 0 0 0 

30.479 12.563 25.093 238.418 2.455 

0 0 0 0 0 

15.596.997 4.561.935 6.585.335 2.301.868 1.176.859 

300.201 259.143 505.769 391.976 106.232 

91.009 148.792 518.792 187.500 12.500 

91.009 148.792 518.792 187.500 12.500 

0 0 0 0 0 

85.972 57.192 747 163.274 7.275 

108.595 83.007 -14.438 79.206 82.724

106.114 94.907 -14.438 79.206 82.724 

2.481 -11.900 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 31 7 0 0 

17.625 -29.817 675 -38.004 3.733 

3.000 0 0 0 0 

-10.601 -20.509 -51.814 3.685 1.053 

-10.695 -20.509 -51.814 3.685 1.053 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

94 0 0 0 0 

0 0 0 0 0 

209 245 0 9.265 0 

0 0 0 -2 0 

209 245 0 9.267 0 

289.809 238.879 453.955 404.926 107.285 

15.886.806 4.800.814 7.039.290 2.706.794 1.284.144 

99.661 221.408 124.361 10.109 2.759 

379.724 293.822 641.548 3.411.848 77.872

320.566 182.429 228.554 344.094 28.783 

281.341 103.649 105.202 48.321 23.781 

0 0 0 0 0 

39.225 78.780 123.352 295.773 5.002 

728 934 17 46 149 

128 545 0 0 0 

27.709 21.614 18.127 107.526 15.290 

16.264 1.991 5.829 46.275 2.274 

1.495 17.109 423 -269 2.205 

1.496 2.794 0 0 2.205 

-329 -12 0 0 0 

328 14.327 0 0 0 

0 0 423 -269 0 

272 883 222 1.586 1.726 

2.424 26.124 3.445 36.080 254 

0 0 0 0 0 

2.307 24.170 0 0 0 

117 1.954 3.445 36.080 254 

67 5.126 4.406 2.320 187 

0 0 0 0 0 

0 0 0 0 0 

67 5.126 4.406 2.320 187 

55.650 138.872 135.351 392.147 22.165 

22.684 94.917 93.776 258.427 15.794 

14.744 66.019 59.419 133.713 10.450 

7.940 28.898 34.357 124.714 5.344 

1.661 13.949 7.827 8.805 1.397 

301 1.266 7.288 3.876 5 

5.873 72.164 504 134.498 -325 

5.873 68.061 0 134.498 -325 

0 4.103 504 0 0 

25.131 -43.424 25.956 -13.459 5.294 

0 126 17.919 0 0 

0 0 0 0 0 

0 126 17.919 0 0 

32 7.302 0 1.055 7 

0 0 0 0 0 

0 -6.938 -6.800 -41.555 0 

25.163 -43.186 1.237 -53.959 5.301 

7.486 -13.292 562 -5.859 1.568 

0 0 0 0 0 

17.677 -29.894 675 -48.100 3.733 

0 0 0 0 0

17.677 -29.894 675 -48.100 3.733 

17.625 -29.817 675 -38.004 3.733 

52 -77 0 -10.096 0 

17.677 -29.894 675 -48.100 3.733 

11.867 -2.889 -11.218 4.113 37 

16.931 -4.127 -16.026 5.876 53 

17.527 -20.649 -16.026 5.876 53 

596 -16.522 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

15 0 0 0 0

15 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

-5.079 1.238 4.808 -1.763 -16 

29.544 -32.783 -10.543 -43.987 3.770 

29.492 -32.706 -10.543 -33.891 3.770 

52 -77 0 -10.096 0

0138 0078 0234 0236 0232 

BANKOA BANCA PUEYO BANCO CAMINOS 

LLOYDS BANK 

INTERNATIONAL INVERSIS 

41.460 26.158 27.746 39.721 6.496 

1.499 258 6.052 3.022 59.332 

0 0 0 0 0 

0 0 0 0 0 

0 0 1.333 0 57.363 

0 0 4.533 0 1.969 

1.499 258 187 3.022 0 

0 0 0 0 2.058 

0 0 16.559 0 1.253 

0 0 0 0 0 

0 0 0 0 0 

0 0 16.559 0 1.253 

0 0 0 0 0 

0 0 0 0 0 

58.656 209.528 244.384 2.991 647.059 

56.819 199.479 236.263 2.135 645.062 

1.837 10.049 8.121 856 1.997 

12.282 0 150.624 1.005 0 

1.567.482 722.237 665.760 1.894.433 557.166 

81.954 48.706 70.585 32.436 287.680 

1.485.528 673.530 595.175 1.861.997 269.486 

0 0 0 0 0 

0 0 27.614 0 14.586 

76.654 31.242 62.830 0 0 

44.514 31.242 62.017 0 0 

0 0 0 0 0 

0 0 0 5.471 0 

6.303 11.102 4.298 33.346 0 

2.368 0 0 0 0 

2.368 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

26.138 16.607 44.383 3.008 7.244 

23.201 15.051 36.333 3.008 7.244 

23.201 15.051 36.333 3.008 7.244 

0 0 0 0 0 

0 0 0 0 0 

2.937 1.555 8.051 0 0 

0 0 0 0 0 

322 0 5.852 518 10.842 

0 0 4.233 4 0 

322 0 1.619 514 10.842 

2.698 6.992 7.155 19.723 20.523 

166 337 566 56 692

2.532 6.655 6.589 19.667 19.831 

2.527 226 403 1.428 13.483 

0 0 0 0 0 

2.527 226 403 1.428 13.483 

1.786.107 1.024.350 1.085.423 2.003.661 1.323.398 

1.506 255 0 15 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.506 255 0 15 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 1.329 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 1.329 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.644.309 936.962 973.919 1.843.742 1.229.595 

227.058 50.014 130.093 0 422.449 

506.226 19.159 2.529 1.101.345 153.029 

736.436 858.174 830.668 695.196 599.303 

157.975 0 0 0 0 

0 0 0 45.081 0 

16.614 9.615 10.630 2.120 54.814 

0 0 0 0 0 

0 0 0 5.471 0 

0 0 0 0 0 

555 0 0 0 0 

4.184 578 2.042 6.779 514 

0 0 0 1.093 0 

0 0 0 307 0 

2.505 578 1.178 251 17 

1.679 0 864 5.128 497 

4.444 2.631 3.406 206 1.436 

4.421 567 1.874 0 486 

23 2.064 1.532 206 950 

0 0 0 0 0 

5.318 375 774 7.268 4.216 

0 0 0 0 0 

1.660.316 940.800 980.142 1.863.481 1.237.090 

130.638 90.334 111.282 139.688 93.139 

25.411 4.800 29.811 211.080 94.547 

25.411 4.800 29.811 211.080 94.547 

0 0 0 0 0 

48.595 0 29.028 0 75.702 

49.816 80.597 49.784 -23.730 -82.774

47.425 80.597 49.784 -23.730 -82.774 

2.391 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 2.638 0 0 

6.816 5.117 5.297 -47.662 5.664 

0 180 0 0 0 

-5.160 -6.785 -7.363 492 -6.848 

-5.160 -6.785 -7.363 492 -7.770 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 922 

0 0 0 0 0 

0 0 0 0 0 

313 0 1.362 0 17 

0 0 -122 0 0 

313 0 1.484 0 17 

125.791 83.549 105.281 140.180 86.308 

1.786.107 1.024.350 1.085.423 2.003.661 1.323.398 

166.643 18.151 79.704 10.725 890 

147.250 40.142 127.051 80.239 43.653

52.000 40.415 28.540 51.891 19.791 

28.281 14.928 15.112 28.282 8.058 

0 0 0 0 0 

23.719 25.488 13.428 23.609 11.733 

175 322 36 63 4 

-150 0 0 0 0 

12.120 5.544 7.117 9.144 71.446 

2.638 417 1.066 692 34.104 

1.393 556 2.770 6 13.049 

284 0 2.797 1 13.538 

0 0 -213 0 1 

1.109 556 193 0 0 

0 0 -7 5 -490 

141 4 49 1.708 4.735 

1.488 257 1.790 2.128 0 

0 0 0 4 0 

292 0 0 128 0 

1.196 257 1.790 1.996 0 

490 495 593 2.555 234 

0 0 0 0 0 

0 0 0 0 0 

490 495 593 2.555 234 

35.758 31.259 23.532 33.411 66.629 

25.171 15.808 14.615 40.583 54.380 

16.208 8.195 8.267 22.606 28.792 

8.963 7.613 6.348 17.977 25.588 

1.163 940 1.394 1.535 5.912 

-116 -95 -295 -1.557 -32 

666 4.450 467 33.993 282 

474 3.839 916 33.993 389 

192 612 -449 0 -107 

8.874 10.155 7.352 -41.143 6.087 

0 0 292 0 0 

0 0 0 0 0 

0 0 292 0 0 

0 167 370 -8 63 

0 0 0 0 0 

339 -3.137 -47 -6.157 0 

9.213 7.186 7.383 -47.308 6.150 

2.423 2.069 2.044 354 486 

0 0 0 0 0 

6.790 5.117 5.339 -47.662 5.664 

0 0 0 0 0

6.790 5.117 5.339 -47.662 5.664 

6.816 5.117 5.297 -47.662 5.664 

-26 0 42 0 0 

6.790 5.117 5.339 -47.662 5.664 

-1.177 -4.892 -2.299 45 -1.899 

-1.204 -5.708 -1.981 46 -3.203 

-95 -6.235 -1.631 46 -3.203 

1.109 -527 350 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 -913 0 490 

27 817 594 -1 814 

5.613 225 3.040 -47.617 3.765 

5.639 225 2.998 -47.617 3.765 

-26 0 42 0 0

0186 0211 0059 0225 0058 

MEDIOLANUM 

ESPAÑA 

EBN BANCO DE 

NEGOCIOS BANCO DE MADRID BANCO CETELEM 

BNP PARIBAS 

ESPAÑA 

55.958 3.002 19.263 7 4.505 

587 23.375 13.082 0 61.264 

0 0 2.481 0 0 

0 0 0 0 0 

0 1.348 10.205 0 0 

0 0 0 0 0 

587 22.027 396 0 61.264 

0 0 0 0 0 

0 0 975 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 975 0 0 

0 0 0 0 0 

0 0 0 0 0 

689.699 81.771 102.335 0 3.549 

641.268 5.003 97.135 0 6 

48.431 76.768 5.200 0 3.543 

442.652 3.398 0 0 0 

166.332 263.045 284.785 2.911.638 678.693 

24.184 36.053 140.173 45.996 88.972 

142.148 226.992 144.612 2.865.642 589.721 

0 0 0 0 0 

0 0 23.935 0 0 

0 487.512 131.480 0 0 

0 461.965 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 24.806 0 0 2.050 

0 7.921 0 0 0 

0 7.921 0 0 0 

0 0 0 0 0 

239 0 0 0 28.123 

0 0 0 0 0 

6.936 43.522 5.660 8.623 879 

6.936 43.522 5.660 8.623 879 

6.936 43.522 5.660 8.623 879 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

665 0 2.382 17.928 10.789 

0 0 0 0 10.017 

665 0 2.382 17.928 772 

16.902 25.639 18.995 34.212 17.071 

99 408 28 1.850 456

16.803 25.231 18.967 32.362 16.615 

127 951 2.737 360 7.100 

0 0 9 0 0 

127 951 2.728 360 7.100 

937.445 961.544 581.694 2.972.767 814.023 

779 24.358 265 0 61.264 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

587 24.358 265 0 61.264 

192 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

792.735 829.939 527.184 2.648.288 627.497 

89.064 51.018 200.050 0 0 

400.840 425.077 15.701 2.559.494 425.562 

288.970 353.123 283.753 0 189.574 

0 0 0 0 0 

0 0 20.107 50.000 0 

13.861 721 7.573 38.793 12.361 

0 0 0 0 0 

0 3.990 0 0 0 

0 17.187 0 0 0 

0 0 0 0 0 

2.539 2.369 1.468 489 34.193 

872 2.360 0 0 28.123 

0 0 0 0 2.055 

52 9 278 0 1.721 

1.615 0 1.190 489 2.294 

706 7.855 211 1.879 1.363 

31 424 113 1.879 0 

675 7.431 98 0 1.363 

0 0 0 0 0 

1.249 1.763 1.169 19.992 13.875 

0 0 0 0 0 

798.008 887.461 530.297 2.670.648 738.192 

147.465 63.829 52.875 301.879 74.585 

86.032 39.281 34.800 60.902 52.405 

86.032 39.281 34.800 60.902 52.405 

0 0 0 0 0 

29.388 10.955 0 6.611 0 

25.197 30.086 14.883 179.386 26.835

25.197 31.250 14.883 179.386 26.835 

0 -1.164 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

6.848 -16.493 3.192 54.980 -4.655 

0 0 0 0 0 

-8.028 9.999 -1.478 0 1.246 

-8.028 11.230 -1.478 0 1.246 

0 -1.114 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 -117 0 0 0 

0 0 0 0 0 

0 255 0 240 0 

0 0 0 0 0 

0 255 0 240 0 

139.437 74.083 51.397 302.119 75.831 

937.445 961.544 581.694 2.972.767 814.023 

9.124 14.165 16.064 0 134.345 

25.054 8.779 17.042 2.398.362 72.990

18.849 18.980 7.746 342.788 17.214 

8.203 12.522 10.077 81.403 7.447 

0 0 0 0 0 

10.646 6.458 -2.331 261.385 9.767 

9.997 1.572 1 0 156 

0 303 0 0 0 

28.238 4.802 8.198 90.161 26.840 

18.562 387 4.837 40.840 2.417 

813 2.770 3.313 0 2.813 

675 853 3.239 0 2.813 

138 0 49 0 0 

0 1.917 0 0 0 

0 0 25 0 0 

14 -21 362 0 831 

534 399 159 15.414 942 

0 0 7 0 0 

377 139 0 0 647 

157 260 152 15.414 295 

677 107 210 0 344 

0 0 0 0 0 

0 0 0 0 0 

677 107 210 0 344 

31.003 15.789 4.655 326.119 38.588 

23.917 8.805 16.979 114.639 39.280 

14.003 6.150 9.230 14.936 23.097 

9.914 2.655 7.749 99.703 16.183 

1.419 577 2.844 5.467 936 

174 -117 3.927 -2.812 785 

-270 30.118 -4.107 0 -24 

-90 13.449 -4.107 0 -24 

-180 16.669 0 0 0 

5.763 -23.594 -14.988 208.825 -2.389 

0 0 0 137.324 5.120 

0 0 0 0 5.120 

0 0 0 137.324 0 

-9 0 613 9.118 1 

0 1 0 0 0 

0 -125 0 0 0 

5.754 -23.718 -14.375 80.619 -7.508 

-1.094 -7.582 -17.567 25.639 -2.853 

0 0 0 0 0 

6.848 -16.136 3.192 54.980 -4.655 

0 -516 0 0 0

6.848 -16.652 3.192 54.980 -4.655 

6.848 -16.493 3.192 54.980 -4.655 

0 -159 0 0 0 

6.848 -16.652 3.192 54.980 -4.655 

-4.595 1.907 0 0 209 

-6.557 4.318 0 0 298 

-6.557 -10.524 0 0 298 

0 -14.842 0 0 0 

0 0 0 0 0 

0 -1.592 0 0 0 

0 -4.401 0 0 0 

0 -2.809 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.962 -819 0 0 -89 

2.253 -14.745 3.192 54.980 -4.446 

2.253 -14.586 3.192 54.980 -4.446 

0 -159 0 0 0

0226 0011 0188 0200 0235 

UBS BANK ALLFUNDS BANK BANCO ALCALÁ 

PRIVAT BANK 

DEGROOF BANCO PICHINCHA 

16.549 932 261 1.339 1.590 

2.949 107 0 245 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 47 0 

0 0 0 198 0 

2.949 107 0 0 0 

0 0 0 0 0 

0 32 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 32 0 0 0 

0 0 0 0 0 

386 0 184 0 11.922 

0 0 0 0 11.922 

386 0 184 0 0 

0 0 0 0 0 

881.505 255.840 31.123 120.782 51.278 

276.614 238.240 21.833 45.774 9.371 

604.891 17.600 9.290 74.973 41.907 

0 0 0 35 0 

0 0 7 0 0 

0 0 108.705 0 0 

0 0 69.477 0 0 

0 0 0 0 0 

0 0 0 0 585 

0 0 0 70 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

2.051 3.246 2.626 1.803 1.368 

2.051 3.246 2.626 1.803 1.368 

2.051 3.246 2.626 1.803 1.368 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

70 3.927 1 1.177 2 

0 0 0 825 0 

70 3.927 1 352 2 

3.691 6.950 1.016 626 1.226 

656 6.950 612 199 80

3.035 0 404 427 1.146 

8.646 49.269 7 358 789 

0 0 0 0 0 

8.646 49.269 7 358 789 

915.847 320.303 143.923 126.400 68.760 

2.788 72 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

2.788 72 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

830.218 139.388 116.107 106.373 49.136 

0 0 0 0 0 

626.337 21.181 0 26.523 24.054 

194.368 55.546 115.895 77.908 22.625 

0 0 0 0 0 

0 0 0 0 0 

9.513 62.661 212 1.942 2.457 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

4.536 0 753 115 0 

0 0 0 0 0 

1.400 0 8 0 0 

140 0 43 115 0 

2.996 0 702 0 0 

342 10.158 1.810 0 0 

342 10.158 1.792 0 0 

0 0 18 0 0 

0 0 0 0 0 

9.509 43.616 1.066 603 806 

0 0 0 0 0 

847.393 193.234 119.736 107.091 49.942 

68.529 127.069 24.144 19.309 19.037 

82.224 27.041 18.080 14.514 25.000 

82.224 27.041 18.080 14.514 25.000 

0 0 0 0 0 

0 0 0 1.276 0 

-15.318 79.464 8.139 7.972 -3.095

-15.318 79.464 8.139 7.972 -3.095 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

1.623 20.564 2.135 -4.453 -2.868 

0 0 4.210 0 0 

-75 0 43 0 -219 

-75 0 43 0 -219 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

68.454 127.069 24.187 19.309 18.818 

915.847 320.303 143.923 126.400 68.760 

45.738 0 1.308 8.065 31 

87.217 39.025 4.615 20.982 5.402

14.512 2.483 2.270 3.039 2.098 

7.818 54 1.025 1.492 431 

0 0 0 0 0 

6.694 2.429 1.245 1.547 1.667 

0 0 104 0 0 

0 0 0 0 0 

37.180 252.091 1.574 7.216 808 

8.270 193.389 24 1.947 82 

4.661 35 2.994 3.349 586 

4.449 35 0 3.349 586 

165 0 0 0 0 

0 0 2.994 0 0 

47 0 0 0 0 

3.008 6 0 22 -821 

2.392 317 6 65 83 

0 0 0 0 0 

0 317 0 0 0 

2.392 0 6 65 83 

443 619 4 43 10 

0 0 0 0 0 

0 619 0 0 0 

443 0 4 43 10 

45.222 60.870 5.895 10.209 2.231 

41.120 26.363 3.213 9.566 8.024 

30.036 14.885 2.121 5.884 3.772 

11.084 11.478 1.092 3.682 4.252 

1.150 3.435 22 595 175 

1.420 0 351 -35 -3 

-105 5 0 4.760 -1.694 

-105 5 0 4.001 -1.694 

0 0 0 759 0 

1.637 31.067 2.309 -4.677 -4.271 

5 503 -526 0 0 

0 0 0 0 0 

5 503 -526 0 0 

52 0 44 220 529 

0 0 0 0 0 

0 0 0 0 0 

1.684 30.564 2.879 -4.457 -3.741 

61 10.000 744 3 -873 

0 0 0 0 0 

1.623 20.564 2.135 -4.460 -2.868 

0 0 0 7 0

1.623 20.564 2.135 -4.453 -2.868 

1.623 20.564 2.135 -4.453 -2.868 

0 0 0 0 0 

1.623 20.564 2.135 -4.453 -2.868 

-14 0 -2.356 349 0 

-22 0 -3.100 499 0 

25 0 -3.100 -128 0 

47 0 0 -627 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

0 0 0 0 0 

8 0 744 -150 0 

1.609 20.564 -221 -4.104 -2.868 

1.609 20.564 -221 -4.104 -2.868 

0 0 0 0 0

BALANCES CONSOLIDADOS / SUBGRUPOS / Diciembre 2011 

0030 0224 0042 

TOTAL GRUPOS ACTIVO BANESTO 

SANTANDER 

CONSUMER 

FINANCE 

BANCO 

GUIPUZCOAN 

O 

TOTAL 

SUBGRUPOS 

133.224.059 ########### 4.633.798 857.339 51.172 5.542.309 

250.731.720 ########### 7.611.103 122.323 43.283 7.776.709 

4.638.109 ############ 0 0 0 0 

8.055.770 ############ 0 0 0 0 

76.872.639 ############ 304.157 0 5.058 309.215 

7.116.902 ############ 1.290.142 0 0 1.290.142 

154.048.301 ############ 6.016.804 122.323 38.225 6.177.352 

39.564.315 ########### 182.503 0 0 182.503 

23.336.401 ########### 937.351 0 0 937.351 

4.700.917 ############ 836.380 0 0 836.380 

11.748.167 ############ 0 0 0 0 

3.836.800 ############ 31.147 0 0 31.147 

3.050.516 ############ 69.824 0 0 69.824 

10.177.415 ########### 0 0 0 0 

184.288.626 ########### 7.326.363 193.639 2.298.070 9.818.072 

171.553.941 ############ 6.648.310 192.326 2.273.175 9.113.811 

12.734.685 ############ 678.053 1.313 24.895 704.261 

77.821.918 ########### 4.229.416 0 1.037.559 5.266.975 

1.511.103.052 ########### 77.862.364 66.297.359 4.803.199 148.962.922 

95.170.449 ############ 8.591.987 9.190.334 1.305.993 19.088.314 

1.403.442.165 ############ 69.198.400 56.609.199 3.497.206 129.304.805 

12.490.437 ############ 71.977 497.826 0 569.803 

111.804.600 ########### 34.607 1.350.000 1.009 1.385.616 

26.442.221 ########### 3.402.807 0 0 3.402.807 

6.284.511 ########### 3.381.710 0 0 3.381.710 

2.221.534 ########### 185.341 376.982 0 562.323 

16.616.217 ########### 1.493.038 90.847 20.362 1.604.247 

14.439.451 ########### 2.349.130 208.221 88.449 2.645.800 

14.126.004 ########### 29.943 229.994 3.696 263.633 

11.761.219 ############ 29.943 229.995 1.719 261.657 

2.364.785 ############ 0 0 1.977 1.977 

2.567.836 ########### 190.613 27.738 0 218.351 

287.842 ########### 44.165 0 0 44.165 

25.779.442 ########### 1.175.010 366.543 100.115 1.641.668 

18.923.747 ############ 1.010.694 366.543 52.405 1.429.642 

15.556.859 ############ 1.010.694 173.620 52.405 1.236.719 

3.366.888 ############ 0 192.923 0 192.923 

0 ############ 0 0 0 0 

6.855.696 ############ 164.316 0 47.710 212.026 

794.385 ############ 23.810 56.889 0 80.699 

38.973.125 ########### 73.663 2.211.123 0 2.284.786 

33.446.380 ############ 0 1.778.415 0 1.778.415 

5.526.745 ############ 73.663 432.709 0 506.372 

35.601.101 ########### 1.072.216 900.885 111.461 2.084.562 

7.442.843 ############ 52.296 98.270 55.488 206.054

28.158.260 15.2. Diferidos 1.019.920 802.615 55.973 1.878.508 

19.293.988 ########### 461.167 675.213 204.744 1.341.124 

7.842.417 ############ 294.066 10.894 195.932 500.892 

11.451.571 16.2. Otros ..... 167.101 664.318 8.812 840.231 

2.299.032.620 TOTAL ACTIVO 108.848.072 72.558.207 7.724.551 189.130.830 

P A S I V O 

204.138.581 ########### 5.631.779 135.131 36.003 5.802.913 

7.740.191 ############ 0 0 0 0 

9.289.199 ############ 0 0 0 0 

16.573.652 ############ 0 0 0 0 

77.382 ############ 0 0 0 0 

154.156.893 ############ 5.609.165 135.131 36.003 5.780.299 

16.301.264 ############ 22.614 0 0 22.614 

0 ############ 0 0 0 0 

47.121.216 ########### 0 0 0 0 

1.509.593 ############ 0 0 0 0 

8.339.588 ############ 0 0 0 0 

27.168.538 ############ 0 0 0 0 

8.184.771 ############ 0 0 0 0 

0 ############ 0 0 0 0 

1.918.726 ############ 0 0 0 0 

1.821.984.549 ########### 91.213.397 61.962.659 6.973.156 160.149.212 

107.508.988 ############ 5.005.842 515.143 0 5.520.985 

204.676.134 ############ 7.130.530 19.608.428 2.527.711 29.266.669 

1.090.257.720 ############ 51.246.144 33.062.214 3.064.936 87.373.294 

343.180.897 ############ 24.022.730 7.719.420 1.048.891 32.791.041 

45.526.076 ############ 1.365.819 777.868 306.300 2.449.987 

30.834.734 ############ 2.442.332 279.586 25.318 2.747.236 

1.325.231 ########### 875.993 0 6.456 882.449 

11.164.472 ########### 575.190 566.929 11.092 1.153.211 

59.316 ########### 0 9.883 0 9.883 

9.840.238 ########### 2.507.061 0 0 2.507.061 

24.467.180 ########### 2.035.324 483.969 59.919 2.579.212 

15.240.927 ############ 1.947.103 361.010 20.750 2.328.863 

4.161.374 ############ 0 23.439 13.915 37.354 

1.282.874 ############ 30.846 3.888 1.959 36.693 

3.782.006 ############ 57.375 95.632 23.295 176.302 

11.423.994 ########### 138.975 592.491 10.369 741.835 

6.140.271 9.1. Corrientes 73.998 192.597 840 267.435 

5.283.723 9.2. Diferidos.. 64.977 399.894 9.529 474.400 

0 ########### 0 0 0 0 

15.538.836 ########### 428.051 2.045.462 12.542 2.486.055 

0 ########### 0 0 0 0 

2.147.063.612 TOTAL PASIVO 103.405.770 65.796.524 7.109.537 176.311.831 


150.433.271 ########### 5.424.176 6.653.847 642.323 12.720.346 

10.864.813 ############ 543.036 4.353.639 37.378 4.934.053 

10.864.813 ############ 543.036 4.353.639 37.378 4.934.053 

0 ############ 0 0 0 0 

56.264.487 ############ 0 1.139.990 209.970 1.349.960 

67.981.700 1.3. Reservas 4.903.607 724.824 393.615 6.022.046

67.070.792 ############ 4.899.600 709.808 397.826 6.007.234 

910.910 ############ 4.007 15.016 -4.211 14.812 

10.911.627 ############ 4.075 0 0 4.075 

2.482.670 ############ 0 0 0 0 

0 ############ 0 0 0 0 

8.428.957 ############ 4.075 0 0 4.075 

952.284 ############ 27.954 0 0 27.954 

8.258.625 ############ 125.141 435.394 1.360 561.895 

2.895.697 ############ 123.729 0 0 123.729 

-8.821.491 ########### -17.890 -22.693 -28.433 -69.016 

-3.113.811 ############ -43.446 321 -28.433 -71.558 

-65.914 ############ 25.482 -58.857 0 -33.375 

-2.007.598 ############ 0 0 0 0 

-3.256.148 ############ 65 35.631 0 35.696 

922 ############ 0 0 0 0 

-151.983 ############ 9 212 0 221 

-226.960 ############ 0 0 0 0 

10.357.227 ########### 36.016 130.530 1.124 167.670 

163.525 ############ 0 -12.373 0 -12.373 

10.193.702 3.2. Resto....... 36.016 142.902 1.124 180.042 

151.969.007 ########### 5.442.302 6.761.684 615.014 12.819.000 

2.299.032.620 ########### 108.848.072 72.558.207 7.724.551 189.130.830 


121.123.467 ########### 8.491.769 384.407 154.913 9.031.089 

336.453.645 ########### 11.026.669 7.993.501 180.333 19.200.503 

0 

del epigrafe 

pasivo Capital 

con naturaleza 

de pasivo 

financiero para 

el analisis 0


99.831.725 1. Intereses y rendimientos 3.071.009asimilados 

4.080.280 230.949 7.382.238 

49.289.843 2. Intereses y cargas 1.554.697 asimiladas 1.945.394 129.670 3.629.761 

0 3. Remuneración de capital 0reembolsable a 0la vista (solo Cooperativas 0 de 0 crédito) 

50.541.883 A) MARGEN DE INTERESES 1.516.312 2.134.886 101.279 3.752.477 

1.015.369 4. Rendimiento de instrumentos 32.570 de capital 20 676 33.266 

966.478 5. Resultado de entidades -1.518 valoradas por 12.537 el método de -3.869 la participación 7.150 

21.618.047 6. Comisiones percibidas 665.932 1.098.783 22.222 1.786.937 

4.107.806 7. Comisiones pagadas 124.449 242.249 1.604 368.302 

4.575.556 8. Resultado de operaciones 99.535 financieras -22.340 (neto) 33.031 110.226 

3.397.908 8.1. Cartera de negociación 40.683 -20.066 32.111 52.728 

23.064 8.2. Otros instrumentos financieros 0 a valor razonable 0 con cambios 0 en pérdidas 0 y ganancias 

1.189.125 8.3. Instrumentos financieros 57.084 no valorados -718 a valor razonable 510 con cambios 56.876 en pérdidas y ganancia 

-34.542 8.4. Otros 1.768 -1.556 410 622 

57.899 9. Diferencias de cambio 52.664 (neto) 367 865 53.896 

13.553.857 10. Otros productos 1.343.493 de explotación 117.184 3.126 1.463.803 

10.195.366 10.1. Ingresos de contratos 1.285.892 de seguros y reaseguros 0 emitidos0 1.285.892 

1.163.118 10.2. Ventas e ingresos 26.691 por prestación de 46.866 servicios no financieros 2 73.559 

2.195.372 10.3. Resto de productos 30.910 de explotación70.317 3.124 104.351 

12.928.078 11. Otras cargas de 1.290.269 explotación 117.215 7.053 1.414.537 

8.914.784 11.1 Gastos de contratos 1.211.756 de seguros y reaseguros 0 41 1.211.797 

611.221 11.2. Variación de existencias 659 37.172 7.012 44.843 

3.402.074 11.3. Resto de cargas de 77.854 explotación 80.043 0 157.897 

75.293.202 B) MARGEN BRUTO2.294.270 2.981.972 148.673 5.424.915 

32.375.309 12. Gastos de administración 882.368 1.210.497 72.907 2.165.772 

19.001.011 12.1. Gastos de personal 611.030 500.250 46.082 1.157.362 

13.374.298 12.2. Otros gastos generales 271.338 de administración 710.247 26.825 1.008.410 

3.425.986 13. Amortización 108.911 102.958 6.618 218.487 

3.250.119 14. Dotaciones a provisiones 15.114 (neto) 50.877 1.076 67.067 

19.629.552 15. Pérdidas por deterioro 661.017 de activos 853.304 financieros (neto) -1.072 1.513.249 

18.573.569 15.1. Inversiones crediticias 660.651 853.304 -1.981 1.511.974 

1.055.984 15.2. Otros instrumentos financieros 366 no valorados 0 a valor razonable 909 con cambios 1.275 en pérdidas y g 

16.612.237 C) RESULTADO DE LA 626.860 ACTIVIDAD DE 764.337 EXPLOTACIÓN 69.144 1.460.341 

4.639.433 16. Pérdidas por deterioro 33.474 del resto de 63.584 activos (neto) 95.971 193.029 

2.662.904 16.1. Fondo de comercio y -644 otro activo intangible 63.612 0 62.968 

1.976.529 16.2. Otros activos 34.118 -28 95.971 130.061 

2.627.215 17. Ganancias (pérdidas) 167.750 en la baja de -3.346 activos no clasificados 501 como 164.905 no corrientes en vent 

376 18. Diferencia negativa en combinaciones 0 de 0 negocios 0 0 

-3.213.358 19. Ganancias (pérdidas) -633.260 de activos no -39.447 corrientes en 7.037 venta no clasificados -665.670 como operacio 

11.387.038 D) RESULTADO ANTES 127.876 DE IMPUESTOS 657.960 -19.289 766.547 

1.600.511 20. Impuesto sobre beneficios 5.249 166.574 -22.093 149.730 

0 21. Dotación obligatoria a obras 0 y fondos sociales 0 (solo Cajas 0 de ahorros 0 y Cooperativas d 

9.786.527 E) RESULTADO DEL EJERCICIO 122.627 PROCEDENTE 491.385 DE OPERACIONES 2.804 616.816 CONTINUADAS 

-24.912 22. Resultado de operaciones 0 interrumpidas -24.420 (neto) -1.314 -25.734

9.761.616 F) RESULTADO CONSOLIDADO 122.627 DEL 466.965 EJERCICIO 1.490 591.082 

8.258.625 F.1) Resultado atribuido 125.141 a la entidad dominante 435.394 1.360 561.895 

1.502.991 F.2) Resultado atribuido -2.514 a intereses minoritarios 31.572 130 29.188 


9.761.616 A) RESULTADO CONSOLIDADO 122.627 DEL 466.965 EJERCICIO 1.490 591.082 

-4.818.739 B) OTROS INGRESOS Y 9.940 GASTOS RECONOCIDOS 

-19.785 -3.860 -13.705 

-1.157.573 1. Activos financieros disponibles 98.518 para la 309 venta -5.361 93.466 

-1.442.834 1.1. Ganancias (pérdidas) 83.199 por valoración -10.729 -3.509 68.961 

-306.877 1.2. Importes transferidos -15.319 a la cuenta de -11.038 pérdidas y ganancias 1.852 -24.505 

-21.616 1.3. Otras reclasificaciones 0 0 0 0 

-9.420 2. Coberturas de los flujos -83.024 de efectivo43.082 0 -39.942 

-141.286 2.1. Ganancias (pérdidas) -39.392 por valoración -29.550 0 -68.942 

-132.475 2.2. Importes transferidos 43.632 a la cuenta de -72.632 pérdidas y ganancias0 -29.000 

0 2.3. Importes transferidos al valor 0 inicial de las 0partidas cubiertas 0 0 

-609 2.4. Otras reclasificaciones 0 0 0 0 

105.862 3. Coberturas de inversiones 0 netas en negocios 0 en el extranjero 0 0 

12.340 3.1. Ganancias (pérdidas) por 0valoración 

0 0 0 

-8.877 3.2. Importes transferidos a la 0cuenta de pérdidas 0 y ganancias0 0 

84.645 3.3. Otras reclasificaciones 0 0 0 0 

-3.772.932 4. Diferencias de cambio 111 -49.364 0 -49.253 

-3.858.600 4.1. Ganancias (pérdidas) por 111valoración 

-48.008 0 -47.897 

-88.620 4.2. Importes transferidos a la 0cuenta de pérdidas 1.356 y ganancias0 1.356 


0 5. Activos no corrientes en venta 0 0 0 0 

0 5.1. Ganancias (pérdidas) por 0valoración 

0 0 0 

0 5.2. Importes transferidos a la 0cuenta de pérdidas 0 y ganancias0 0 

0 5.3. Otras reclasificaciones 0 0 0 0 

-213.551 6. Ganancias (pérdidas) actuariales 0 en planes 0 de pensiones 0 0 

-156.919 7. Entidades valoradas por -984 el método de 212 la participación 0 -772

-98.983 7.1. Ganancias (pérdidas) por 3valoración 

212 0 215 

0 7.2. Importes transferidos a 987 la cuenta de pérdidas 0 y ganancias 0 987 


-90.502 8. Resto de ingresos y gastos 0 reconocidos0 0 0 

476.297 9. Impuesto sobre beneficios -4.681 -14.024 1.501 -17.204 

4.942.876 C) TOTAL INGRESOS 132.567 Y GASTOS RECONOCIDOS 447.180 (A+B)C) -2.370 577.377 

3.851.061 C1) Atribuidos a la entidad 135.081 dominante 430.078 -2.500 562.659 

1.091.815 C2) Atribuidos a intereses -2.514 minoritarios 17.102 130 14.718

PUBLIC CONSOLIDATED BALANCE SHEET 

ASSETS 

1. CASH AND BALANCES WITH CENTRAL BANKS 

2. FINANCIAL ASSETS HELD FOR TRADING 

2.1. Loans and advances to credit institutions 

2.2. Loans and advances to other debtors 

2.3. Debt securities 

2.4. Equity instruments 

2.5. Trading derivatives 

Memorandum item: Loaned or advanced as collateral 

3. OTHER FINANCIAL ASSETS DESIGNATED AT FAIR VALUE THROUGH 

PROFIT OR LOSS 






4. AVAILABLE-FOR-SALE FINANCIAL ASSETS 




5. LOANS AND RECEIVABLES 





6. HELD-TO-MATURITY INVESTMENTS 


7. CHANGES IN THE FAIR VALUE OF THE HEDGED ITEMS IN PORTFOLIO 

HEDGES OF INTEREST RATE RISK 

8. HEDGING DERIVATIVES 

9. NON-CURRENT ASSETS HELD FOR SALE 

10. INVESTMENTS 

10.1. Associates 

10.2. Jointly controlled entities 

11. INSURANCE CONTRACTS LINKED TO PENSIONS 

12. ACTIVO MATERIAL REINSURANCE ASSETS 

13. TANGIBLE ASSETS 

13.1. Property, plants and equipment 

13.1.1. For own use 

13.1.2. Other assets leased out under an operating lease 

13.1.3. Assigned to welfare projects (only Savings Banks and Coop.) 

13.2. Investment properties 

Memorandum item: Acquired under a finance lease 

14. INTANGIBLE ASSETS 

14.1. Goodwill 

14.2. Other intangible assets 

15. TAX ASSETS 

15.1. Current 

15.2. Deferred 

16. OTHER ASSETS 

16.1. Inventories 

16.2. Rest 

TOTAL ASSETS 

LIABILITIES

1.1. Deposits from central banks 

1.2. Deposits from credit institutions 

1.3. Deposits from other creditors 

1.4. Debt certificates including bonds 

1.5. Trading derivatives 

1.6. Short positions 

1.7. Other financial liabilities 

2. OTHER FINANCIAL LIABILITIES AT FAIR VALUE THROUGH 

PROFIT OR LOSS 





2.5. Subordinated liabilities 


3. FINANCIAL LIABILITIES AT AMORTIZED COST 





3.5. Subordinated liabilities 


4. CHANGES IN THE FAIR VALUE OF THE HEDGED ITEMS IN 

PORTFOLIO HEDGES OF INTEREST RATE RISK 

5. HEDGING DERIVATIVES 

6. HEDGING DERIVATIVES LIABILITIES ASSOCIATED WITH 

NON-CURRENT ASSETS HELD FOR SALE 

7. LIABILITIES UNDER INSURANCE CONTRACTS 

8. PROVISIONS 

8.1. Provisions for pensions and similar obligations 

8.2. Provisions for taxes and other legal contingencies 

8.3. Provisions for contingent exposures and commitments 

8.4. Other provisions 

9. TAX LIABILITIES 

9.1. Current 

9.2. Deferred 

10. Welfare funds (only Savings Banks and Coop.) 

11. OTHER LIABILITIES 

12. Capital repayable an demand (only Cooperatives) 

TOTAL LIABILITIES 

EQUITY 

1. OWN FUNDS 

1.1. Capital or endowment fund 

1.1.1. Issued 

1.1.2. Unpaid and uncalled (-) 

1.2. Share premium 

1.3. Reserves 

1.3.1. Accumulated reserves (losses) 

1.3.2. Reserves (losses) of entities accounted for using the equity method 

1.4. Other equity instruments 

1.4.1. Equity component of compound financial instruments 

1.4.2. Non-voting equity units and associated funds (Savings Banks) 

1.4.3. Other equity instruments 

1.5. Less: Treasury shares 

1.6. Profit or loss attributed to the parent company 

1.7. Less: Dividends and remuneration

2.1. Available-for-sale financial assets 

2.2. Cash flow hedges 

2.3. Hedge of net investment in a foreign operations 

2.4. Exchange differences 

2.5. Non-current assets held for sale 

2.6. Entities accounted for using the equity method 

2.7. Other valuation adjustments 

3. NON-CONTROLLING INTEREST 

3.1. Valuation adjustments 

3.2. Rest 

TOTAL EQUITY 

TOTAL LIABILITIES AND EQUITY 

MEMORANDUM ITEM 

1. CONTINGENT EXPOSURES 

2. CONTINGENT COMMITMENTS 

PUBLIC CONSOLIDATED INCOME STATEMENT 

1. Interest and similar income 

2. Interest and similar charges 

3. Remuneration of capital having the nature of a financial liability (only Coop.) 

A) NET INTEREST INCOME 

4. Return on equity instruments 

5. Share of profit or loss of entities accounted for using the equity method 

6. Fee and commission income 

7. Fee and commission expenses 

8. Net gains (losses) on financial assets and liabilities 

8.1. Held for trading 

8.2. Other financial instruments at fair value through profit or loss

8.4. Rest 

9. Net exchange differences 

10. Other operating income 

10.1. Income on insurance and reinsurance contracts 

10.2. Financial income from non-financial services 

10.3. Rest of other operating income 

11. Other operating expenses 

11.1 Expenses on insurance and reinsurance contracts 

11.2. Changes in inventories 

11.3. Rest of other operating expenses 

B) GROSS INCOME 

12. Administration expenses 

12.1. Personnel expenses 

12.2. Other administrative expenses 

13. Depreciation and amortization 

14. Provisioning expense (net) 

15. Impairment losses on financial assets (net) 

15.1. Loans and receivables 

15.2. Other financial instruments not at fair value through profit or loss 

C) NET OPERATING INCOME 

16. Impairment losses on other assets (net) 

16.1. Goodwill and other intangible assets 

16.2. Other assets 

17. Gains (losses) on derecognized assets not classified as non-current assets 

held for sale 

18. Negative goodwill 

19. Gains (losses) in non-current assets held for sale not classified as 

discontinued operations 

D) INCOME BEFORE TAX 

20. Income tax 

21. Mandatory transfer to welfare funds 

(only Savings Banks and Coop.) 

E) INCOME FROM CONTINUING TRANSACTIONS 

22. Income from discontinued transactions (net) 

F) NET INCOME 

F1) Net Income attributed to parent company 

F2) Net income attributed to non-controlling interests

CONSOLIDATED STATEMENTS OF RECOGNIZED INCOME AND EXPENSES 

A) NET INCOME RECOGNIZED IN INCOME STATEMENT 

B) OTHER RECOGNIZED INCOME (EXPENSES) 

1. Available-for-sale financial assets 

1.1. Revaluation gains/losses 

1.2. Amounts transferred to income statement 

1.3. Reclassifications 

2. Cash flow hedgs 



2.3. Amounts transferred to the initial carrying amount of the hedged items 


3. Hedge of net investment in foreign operations 




4. Exchange differences 




5. Non-current assets held for sale 




6. Actuarial gains and losses in post-employment plans 

7. Entities accounted for using the equity method 




8. Rest of recognized income and expenses 

9. Income tax 

C) TOTAL RECOGNIZED INCOME/EXPENSES 

C1) Attributed to the parent company 

C2) Attributed to minority interests

Estados Financieros Consolidados de los Grupos Bancarios en España 

Año: 2011 

Nota: 

Los estados han sido formulados aplicando las Normas de Información 

Financiera Pública de la Circular del Banco de España 6/2008, de 26 

Nota: Ubicación de los Estados consoliados en cada trimestre: 

BALANCES CONSOLIDADOS (A1) 

CUENTAS DE PÉRDIDAS Y GANANCIAS CONSOLIDADAS (A152) 

ESTADO DE INGRESOS Y GASTOS RECONOCIDOS CONSOLIDADOS (A221)

Normas de Información 

spaña 6/2008, de 26 de noviembre.

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