tykxedk;Zizf'k{k.kiqLrd

u{ksdsizdkj 101
5.2.3 lSVsykbZVu{kk
vktdy lSVsykbZV }kjk fdlh Hkh txg dk fp= fy;k tk ldrk gSA bu u{kksa
esa tehu dh lrg dk fp= gksrk gSA lSVsykbZV u{ks dks vk/kkj cukdj dbZ izdkj ds
fo"k;d u{ks cuk;s tkrs gS] ftudk mi;ksx tyxzg.k {ks= dk;ksZ ds izHkko dks tkuus ds
fy, fd;k tkrk gSA oSls rks bu u{kksa esa ekuoh; xyfr;ka gksus dh laHkkouk ugha ds
cjkcj gksrh gS D;ksafd blesa losZ ;a=ksa dk mi;ksx ugha fd;k tkrk gS ijUrq ;g t+ehu
dhtkudkjhbruhnwjlsysrsgSafddsoylrgdhphtsaghutjvkrhgSaAvr%bl
u{ksdkbLrsekyvU;u{kksadslkFkfd;ktkukpkfg,A
5.2.4 fo"k;du{kk
5.2.5 Vksiks'khV
fp= 5.4% Hkkjrtux.kuk dk ,d fo"k;d u{kk
tksfdrfeyukMesaLFkkbZclusokysifjokjksads
fo"k;ijgS
tc fdlh [kkl fo"k; dks u{ks ij
n'kkZ;k tkrk gS rks ,sls u{ks dks fo"k;d
u{kk dgrs gSA tSls] o"kkZ] ekSle] feV˜Vh]
ukys&ukyh] HkwxHkZ vkfn dks n'kkZrs gq,
fo"k;d u{ks cuk, tk ldrs gSaA bl
fp=.k ds fy, csl esi dh vko';drk
gksrh gSA bu u{kksa dk iSekuk fooj.k dh
vko';drk dsvuqlkjpquktkrkgSA
;g u{ks gesa fdlh Hkh txg dh HkkSxksfyd fLFkfr dh tkudkjh nsrs gSA Vksiks'khV
ysofyax ;a= }kjk foLr`r losZ ds vk/kkj ij cukbZ tkrh gSA bl u{ks dh ,d fo'ks"krk
;ggSfdblesafn'kk]iSekukvkSjladsrdsvykokdaVwjjs[kk¼lekuÅapkbZdsfcUnqvksa
dks feykus okyh dkYifud js[kk&ns[ksa v/;k; 3½ Hkh gksrh gSA Vksiks'khV ls izkIr eq[;
tkudkjh& ty fudkl js[kk] daVwj js[kk] jgoklh {ks=] rkykc] iks[kj] csap ekdZ] LikWV
gkbZV]taxydk{ks=]jktLo{sk=]lM+dvkfnAdaVwjjs[kk,alekulh/ksvUrjky¼VI½
ijgksrhgSaAVksiks'khVesan'kkZbZgqbZtkudkjhlsfdlhHkhLFkkudhÅapkbZdkvkadyu