WE ARE - Wiener Städtische

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2 ANNUAL REPORT 2010 | Wiener StädtiSche NUMBER 1 IN AUSTRIA WE HAVE APPROXIMATELY 140 BUSINESS OFFICES AND MORE THAN 2,000 ADVISORS. NO ONE ELSE IN AUSTRIA CAN OFFER SO MUCH TO THEIR CUSTOMERS.
WE ARE AVAILABLE nation-wide ANNUAL REPORT 2010 | Wiener StädtiSche 3
Page 1: AnnuAl rePOrt 2010 | WiENER STädTi
Page 5 and 6: WE GIVE NEW MEANING TO problem-free
Page 7 and 8: WE OFFER THE MOST professional ADVI
Page 9 and 10: WE BELONG TO THE VIENNA INSURANCE G
Page 11 and 12: »We Are AuStriA ...« in August 20
Page 13 and 14: »... FAced With the chAllenge OF B
Page 15 and 16: the AuStriAn inSurAnce MArKet ...«
Page 17 and 18: the SucceSS OF All Our eMPlOYeeS.«
Page 19 and 20: chriStine dOrnAuS Member of the Man
Page 21 and 22: c MAnAgeMent rePOrt 2010 Business d
Page 23 and 24: Life 43.5% cOMPAnY & StrAtegY | MAJ
Page 25 and 26: Grieskirchen Ried/Innkreis Vöcklab
Page 27 and 28: Proximity to customers and service
Page 29 and 30: MAnY BrAndS, One grOuP and are the
Page 31 and 32: cOMPAnY & StrAtegY | MAJOR TOPicS 2
Page 33 and 34: ance coverage. Wiener Städtische t
Page 35 and 36: cOMPAnY & StrAtegY | MAJOR TOPicS 2
Page 37 and 38: tailored courses for the different
Page 39 and 40: Cross throughout Austria to provide
Page 41 and 42: COMPANY & STRATEGY | MAJOR TOPICS 2
Page 43 and 44: After several years of increased cl
Page 45 and 46: income tax. No insurance taxes or s
Page 47 and 48: COMPANY & STRATEGY | MAJOR TOPICS 2
Page 49 and 50: of EUR 10,000 with annuitisation, a
Page 51 and 52: ter role in the future. This, in tu
Page 53 and 54:
Print campaigns Consistent with the
Page 55 and 56:
Expenses for claims and insurance b
Page 57 and 58:
Life insurance Wiener Städtische l
Page 59 and 60:
RISK REPORT The risk management dep
Page 61 and 62:
OUTLOOK ECONOMIC GROWTH FOR AUSTRIA
Page 63 and 64:
PROPOSED DISTRIBUTION OF PROFITS CO
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Wiener StädtiSche Versicherung Ag
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COMPANY & STRATEGY | MAJOR TOPICS 2
Page 69 and 70:
Page 71 and 72:
Page 73 and 74:
Page 75 and 76:
Page 77 and 78:
Page 79 and 80:
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The insurance business operations o
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Japanese Small/Mid Ca, INVESCO GLB
Page 85 and 86:
shown under deferred income on the
Page 87 and 88:
values (purchase price, reduced by
Page 89 and 90:
IV. NOTES TO THE INCOME STATEMENT C
Page 91 and 92:
Page 93 and 94:
V. PROFIT PARTICIPATION HEALTH INSU
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a) an interest bonus equal to 0.5%
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Settlement Classes 2008 and 2010 -
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2. In accordance with policy terms
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VII. OTHER DISCLOSURES The company
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The company is a wholly-owned subsi
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We believe that the audit evidence
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ecommend unqualified approval to th
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PROVINCIAL ADVISORY COUNCILS The fo
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Michael Koch Helmut Löffler Hans L
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CONTACTS AND ADDRESSES ADVERTISING
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REAL ESTATE AND REAL ESTATE-RELATED
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Hollabrunn Direct dial 51900 Bahnst
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Schörfling Direct dial 57100 Markt
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Bad Gastein Direct dial 61700 Bahnh
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GLOSSARY Actuarial reserve A reserv
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Hidden reserves The actual value (m
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POSTAL ADDRESS WIENER STÄDTISCHE V
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WE ARE - Wiener Städtische

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