WE ARE - Wiener Städtische

»WE OFFER
A MOTOR VEHICLE
BONUS FOR
ENVIRONMENTALLY
CONSCIOUS
CUSTOMERS.«
50 ANNUAL REPORT 2010 | WIENER STÄDTISCHE
INSURANCE POLICIES FOR SMALL
BUDGETS
Insurance protection should not be a question
of money. Wiener Städtische therefore
offers people or students with only a limited
budget insurance solutions at low cost.
Household/homeowners insurance NEW
The new variant of the household and homeowners
insurance for the small wallet
offers comprehensive insurance protection
for little money. Risks such as fire, water
damage and burglary damage, including
vandalism, are covered. In addition, insurance
protection with as-new replacement
value and underinsurance waiver also apply
to the small variant. Extended natural hazard
coverage, for example, for flooding, high
water and rainfall, up to EUR 2,000 is new.
The product is characterised by solid basic
coverage at an affordable premium and by
the possibility to determine the insurance
amount individually.
“Take it easy” Student
With its “Take it easy” product offering,
Wiener Städtische launched ideal insurance
solutions for young adults who have
not yet completed their education. The
products meet customer needs and offer
affordable insurance protection in the areas
of household, health, and casualty
insurance as well as pension provision. The
consistently high demand proves that there
is much need for these products.
MOTOR VEHICLE BONUS FOR
ENVIRONMENTALLY CONSCIOUS
CUSTOMERS
With 600,000 customers in its motor vehicle
liability insurance and more than
200,000 customers in its motor vehicle
own-damage insurance, Wiener Städtische
is one of the leading providers of motor
vehicle insurance in Austria. Consulting,
leasing, insurance protection and registration
are offered from a single source. In this
area, Wiener Städtische is a pioneer in
offering environmentally friendly motor
vehicle insurances.
Climate and Environmental Bonus
With its climate and environmental bonus,
for five years now Wiener Städtische has
been offering two attractive products, designed
to promote the purchase of environmentally
friendly motor vehicles.
The climate bonus promotes the purchase
of low-emission vehicles with emissions of
up to 160 g CO2/km by providing a premium
discount of 10% for motor vehicle
liability insurance. Since there are now
more and more vehicles with even lower
CO2 emissions available in the market, this
bonus has been extended. For emissions of
up to 120 g CO2/km, customers of Wiener
Städtische receive a 20% premium discount.
The environment bonus promotes the purchase
of natural gas-powered vehicles,
electric or hybrid vehicles and other alternative
drive concepts by providing a 10%
premium discount for motor vehicle thirdparty
liability insurance.
Already one in two people benefits from the
Wiener Städtische motor vehicle insurance.
PRODUCT INITIATIVES IN 2011
In 2011 as well, Wiener Städtische will be
working on new quality in the area of products.
Customers now want a product that
meets their personal needs and can be
adapted to different life situations. The
trend towards customisation is increasingly
noticeable. The fact that many insurance
products have become more complex led
to the conclusion that simplification in the
product area will play an increasingly grea-