WE ARE - Wiener Städtische

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4 ANNUAL REPORT 2010 | Wiener StädtiSche EVEN MORE TIME FOR YOUR CONCERNS THE VIENNA INSURANCE GROUP ASSUMES GROUP AND HOLDING COMPANY RESPONSIBILITIES, AND WE HAVE MORE TIME TO SERVE OUR CUSTOMERS
WE GIVE NEW MEANING TO problem-free IN AUSTRIA ANNUAL REPORT 2010 | Wiener StädtiSche 5
Page 1 and 2: AnnuAl rePOrt 2010 | WiENER STädTi
Page 3: WE ARE AVAILABLE nation-wide ANNUAL
Page 7 and 8: WE OFFER THE MOST professional ADVI
Page 9 and 10: WE BELONG TO THE VIENNA INSURANCE G
Page 11 and 12: »We Are AuStriA ...« in August 20
Page 13 and 14: »... FAced With the chAllenge OF B
Page 15 and 16: the AuStriAn inSurAnce MArKet ...«
Page 17 and 18: the SucceSS OF All Our eMPlOYeeS.«
Page 19 and 20: chriStine dOrnAuS Member of the Man
Page 21 and 22: c MAnAgeMent rePOrt 2010 Business d
Page 23 and 24: Life 43.5% cOMPAnY & StrAtegY | MAJ
Page 25 and 26: Grieskirchen Ried/Innkreis Vöcklab
Page 27 and 28: Proximity to customers and service
Page 29 and 30: MAnY BrAndS, One grOuP and are the
Page 31 and 32: cOMPAnY & StrAtegY | MAJOR TOPicS 2
Page 33 and 34: ance coverage. Wiener Städtische t
Page 35 and 36: cOMPAnY & StrAtegY | MAJOR TOPicS 2
Page 37 and 38: tailored courses for the different
Page 39 and 40: Cross throughout Austria to provide
Page 41 and 42: COMPANY & STRATEGY | MAJOR TOPICS 2
Page 43 and 44: After several years of increased cl
Page 45 and 46: income tax. No insurance taxes or s
Page 47 and 48: COMPANY & STRATEGY | MAJOR TOPICS 2
Page 49 and 50: of EUR 10,000 with annuitisation, a
Page 51 and 52: ter role in the future. This, in tu
Page 53 and 54: Print campaigns Consistent with the
Page 55 and 56:
Expenses for claims and insurance b
Page 57 and 58:
Life insurance Wiener Städtische l
Page 59 and 60:
RISK REPORT The risk management dep
Page 61 and 62:
OUTLOOK ECONOMIC GROWTH FOR AUSTRIA
Page 63 and 64:
PROPOSED DISTRIBUTION OF PROFITS CO
Page 65 and 66:
Wiener StädtiSche Versicherung Ag
Page 67 and 68:
COMPANY & STRATEGY | MAJOR TOPICS 2
Page 69 and 70:
Page 71 and 72:
Page 73 and 74:
Page 75 and 76:
Page 77 and 78:
Page 79 and 80:
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The insurance business operations o
Page 83 and 84:
Japanese Small/Mid Ca, INVESCO GLB
Page 85 and 86:
shown under deferred income on the
Page 87 and 88:
values (purchase price, reduced by
Page 89 and 90:
IV. NOTES TO THE INCOME STATEMENT C
Page 91 and 92:
Page 93 and 94:
V. PROFIT PARTICIPATION HEALTH INSU
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a) an interest bonus equal to 0.5%
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Settlement Classes 2008 and 2010 -
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2. In accordance with policy terms
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VII. OTHER DISCLOSURES The company
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The company is a wholly-owned subsi
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We believe that the audit evidence
Page 107 and 108:
ecommend unqualified approval to th
Page 109 and 110:
PROVINCIAL ADVISORY COUNCILS The fo
Page 111 and 112:
Michael Koch Helmut Löffler Hans L
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CONTACTS AND ADDRESSES ADVERTISING
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REAL ESTATE AND REAL ESTATE-RELATED
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Hollabrunn Direct dial 51900 Bahnst
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Schörfling Direct dial 57100 Markt
Page 121 and 122:
Bad Gastein Direct dial 61700 Bahnh
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GLOSSARY Actuarial reserve A reserv
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Hidden reserves The actual value (m
Page 127 and 128:
POSTAL ADDRESS WIENER STÄDTISCHE V
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WE ARE - Wiener Städtische

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