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NOV. 12, 2010<br />

HERITAGE<br />

CONTINUED FROM A1<br />

are taken into consideration.<br />

Kusiak said the tree<br />

must be unique, have importance<br />

to the community, have<br />

some historic significance, be<br />

a defining landmark, be the<br />

largest tree or be a rare<br />

species.<br />

<strong>The</strong> tree under consideration<br />

does not have to meet<br />

all of the criteria.<br />

Kusiak said the<br />

Planning Department<br />

received few nominations for<br />

heritage tree designation.<br />

<strong>The</strong> Environmental Advisory<br />

Commission reviews all heritage<br />

applications and makes<br />

a recommendation to the<br />

CONSUMER<br />

CONTINUED FROM A13<br />

before putting anything away<br />

for big-ticket items.<br />

Where to keep it<br />

Emergency money<br />

should be deposited where<br />

you can get to it quickly.<br />

According to Consumer<br />

Reports Money Adviser, the<br />

safest place is in a bank savings<br />

account. You can find<br />

the highest-paying accounts<br />

by checking the national savings<br />

and money-market rates<br />

at Bankrate.com. (Sort<br />

results by APR.) Also check<br />

the websites of local banks<br />

and credit unions, which<br />

might have higher rates than<br />

national banks.<br />

You have more flexibility<br />

with money you’re accumulating<br />

for a major purchase<br />

several years from now.<br />

You might put the money in<br />

CDs and short-term Treasury<br />

bills and bond funds.<br />

Planning Commission. <strong>The</strong><br />

environmental commissioners<br />

voted unanimously to<br />

support the nomination in<br />

September.<br />

Butler won a reprieve<br />

when the Planning<br />

Commission split 2-2 on the<br />

designation in its September<br />

vote.<br />

<strong>The</strong> tie allowed the<br />

applicant to return Nov. 4<br />

with more evidence that the<br />

tree deserved recognition<br />

and allowed all five commissioners<br />

to vote.<br />

<strong>The</strong> 18-foot tree was<br />

planted on a private avocado<br />

orchard in 1929, lending it<br />

historical significance.<br />

<strong>The</strong> Planning<br />

Commission unanimously<br />

Once your savings goals<br />

are met, reallocate money to<br />

investments like stocks,<br />

bonds, and mutual funds.<br />

Those are generally appropriate<br />

only for cash you won’t<br />

need for at least five years.<br />

Visit the Consumer Reports website at<br />

www.consumerreports.org.<br />

approved the designation,<br />

relying on the age of the tree<br />

and the rarity of its species.<br />

City planners found only<br />

one other cockspur coral in<br />

THE COAST NEWS<br />

the city’s inventory, although<br />

staff suggested others might<br />

be on private property.<br />

<strong>The</strong> one on Requeza<br />

Way is the larger of the two.<br />

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2 Convenient No. County Locations<br />

A23<br />

<strong>The</strong> <strong>Coast</strong> <strong>News</strong><br />

is available at the<br />

following locations:<br />

1. Henry’s Oceanside:<br />

471 College Blvd.<br />

2. Henry’s Encinitas:<br />

1327 Encinitas Blvd.<br />

3. Henry’s Carlsbad:<br />

2618 El Camino Real<br />

4. Henry’s Carlsbad:<br />

3243 Camino de los Coches<br />

5. Henry’s Solana Beach:<br />

659 Lomas Santa Fe<br />

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