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Your rights and benefits 140 • your baby is born before the start of your Statutory Maternity Pay. In this case Statutory Maternity Pay will start on the day following the birth and will be paid for 26 weeks. You cannot get Statutory Maternity Pay for any week in which you work. If you return to work early your Statutory Maternity Pay will stop. How do I claim? You must give your employer at least 28 days notice of the date you want to start your pay; they may need this in writing. You must also send your maternity certificate (MAT B1 form), which is issued by your GP or midwife from the 20 weeks before the week your baby is due (usually the 21st week of pregnancy). You can give notice for leave and pay together in the 15th week before your baby is due. You can change your mind about the dates you have given for the start of your Statutory Maternity Pay, but you must give your employer 28 days’ notice of this change and confirm the new date in writing. MATERNITY ALLOWANCE (MA) What is it? A weekly allowance for women who can’t get Statutory Maternity Pay (see above). You may also get Maternity Allowance if you are self-employed, if you stopped work or if you changed jobs during pregnancy. Who gets it? You can claim Maternity Allowance if you have been employed and/or self-employed in at least 26 of the 66 weeks before your expected week of childbirth. This 66-week period is known as the test period. You must also have gross weekly earnings of at least £30 per week in any 13 weeks in the test period. You should choose the 13 weeks in which you earned the most. In your chosen weeks, you can add together earnings from more than one job, including any self-employed work. How much is it? Maternity Allowance is paid at a flat rate of £108.85 a week, or 90% of your average earnings if this is less, for 26 weeks. When is it paid? Maternity Allowance is paid for up to 26 weeks, but only for weeks in which you are not working. The earliest that Maternity Allowance can start is 11 weeks before the week your baby is due and the latest is the day following the birth. If you are unemployed your Maternity Allowance will start 11 weeks before the week your baby is due. If you are employed or self-employed at the start of the 11th week before the week your baby is due, you can choose when to start your Maternity Allowance. You can even work right up until the date the baby is due, but if: • you have a pregnancy-related illness at the start of, or in, the last four weeks of your pregnancy, your Maternity Allowance will start automatically the day following the first day of absence from work for that illness; • your baby is born before your Maternity Allowance is due to start, your Maternity Allowance will start from the day following the birth. How do I claim? You can claim Maternity Allowance from the 14th week before the week your baby is due. Fill in form MA1, available from your local Jobcentre Plus (in Northern Ireland, Incapacity Benefits Branch, Castle Court, Royal Avenue, Belfast BT1 1SB). Return it to the Jobcentre Plus/Incapacity Benefits Branch along with your maternity certificate (form MAT B1), which is issued by your GP or midwife from the 20 weeks before the week your baby is due (usually the 21st week of pregnancy). If you are employed and do not qualify for Statutory Maternity Pay, send form SMP1 from your employer to show why you don’t qualify. Claim as soon as you can, even if you are still at work or if you do not have the medical evidence needed, or cannot provide any other information needed to complete the claim form. You can always send more information later. You must claim within three months of the date your Maternity Allownace period is due to start. If you delay, you will lose money. How is it paid? Maternity Allowance is paid directly into your bank account, weekly or every four weeks in arrears. Anything else? If you are not entitled to Maternity Allowance, the Jobcentre Plus/Incapacity Benefits Branch or social security office will automatically check whether you might be entitled to Incapacity Benefit (see below). For further information about Maternity Allowance, see leaflet NIL17A A guide to maternity benefits, available from the Department for Social Development website at: www.dsdni.gov.uk/index/publications/social_security _and_pensions/ssa_leaflets_list.htm
Your rights and benefits INCAPACITY BENEFIT (IB) What is it? A weekly benefit which can be paid to women who don’t qualify for Statutory Maternity Pay or Maternity Allowance. Who gets it? You get Incapacity Benefit (IB) if you have enough National Insurance contributions in earlier tax years. Claim if you have paid any National Insurance contributions during the last three tax years that do not overlap the current calendar year. If you are not sure whether or not you qualify, claim and your local Job Centre Plus/Incapacity Benefits Branch will work out whether you can get the benefit. How much is it and when is it paid? It is £59.20 per week. It is awarded from the Sunday of the 6th week before the week your baby is due, until two weeks after the baby’s birth. As with all claims to Incapacity Benefit, you will have to serve three waiting days before your benefit is actually paid. You won’t get Incapacity Benefit for any week in which you work. How do I claim? Make a claim for Maternity Allowance using form MA1, which you can get from your Jobcentre Plus/Social Security Office (Jobs & Benefits office) or your antenatal clinic. You also have to send your maternity certificate (form MAT B1), which is issued by your GP or midwife from the 20 weeks before the week your baby is due (usually the 21st week of pregnancy). You don’t need to send in a sick note from your doctor. If you are not entitled to Maternity Allowance, the Jobcentre Plus, or in Northern Ireland the Incapacity Benefits Branch, will check automatically to see if you qualify for Incapacity Benefit. It can be paid directly into your bank or by a book of orders that you cash. You must claim within three months of the start of your entitlement. CONTRIBUTION-BASED JOBSEEKER’S ALLOWANCE (JSA) What is it? An allowance which lasts for up to 26 weeks for people who are unemployed or working less than 16 hours a week. that do not overlap the current calendar year. You have to be available for work for at least 16 hours and actively seeking work. How much is it? If you are under 18 you get £34.60 a week; if you are aged 18-24 you get £45.50 a week; if you are 25 or over you get £57.45 a week. Your partner’s earnings are not taken into account but, if you are in part-time work, your earnings are. How do I claim? Go to your local Jobcentre Plus/Social Security Office (Jobs & Benefits office) in person, or you can claim by post if you live too far away. You will have to go to the Jobcentre Plus/Social Security Office (Jobs & Benefits office) every fortnight to ‘sign on’ to show that you are available for work. The benefit is paid directly into your bank account, or by cheque normally every two weeks. Anything else? If your family has no other income, you will probably be entitled to income-based Jobseeker’s Allowance and other benefits for families on low incomes (see section overleaf). If I resign from my job and don't go back to work after maternity leave, can I claim anything? You may be able to claim contribution-based Jobseeker’s Allowance for up to six months. However, you will have to show that you had ‘just cause’ for voluntarily leaving your job. You will also have to be available for work for as many hours a week as your caring responsibilities permit (and not less than 16). If you haven’t paid enough National Insurance contributions, you may be able to claim incomebased Jobseeker’s Allowance instead (see page 142), depending on your personal circumstances. Apply in person at the Jobcentre Plus/Social Security Office (Jobs & Benefits office). If you are a single parent you may be able to claim Income Support or tax credits (see overleaf) once the baby is born. If you are in a couple and your partner has a low income, you may be able to claim tax credits. Who gets it? You get it if you have paid enough National Insurance contributions during the last two tax years 141
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Birth five to This book gives you a
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Birth five to Your complete guide t
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1 The first weeks There’s somethi
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The first weeks SCREENING AT A GLAN
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The first weeks B REASTFEEDING Brea
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The first weeks 2 Be patient… Sta
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The first weeks Allow your baby to
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The first weeks USING BREAST PUMPS
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The first weeks STERILISING All the
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The first weeks Follow the manufact
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The first weeks S LEEPING Some babi
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• When you check your baby, if he
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The first weeks If you’re finding
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The first weeks NAPPY RASH Most bab
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The first weeks WASHING AND BATHING
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The first weeks T WINS ( OR MORE) P
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YEARS MONTHS 1 2 3 4 5 6 7 8 9 10 2
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How your child will grow • Walk o
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How your child will grow BRUSHING Y
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How your child will grow HEIGHT AND
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How your child will grow You should
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3 Learning and playing What we call
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Learning and playing I DEAS FOR PLA
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Learning and playing H OW TO MAKE S
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Learning and playing TRANSITION FRO
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Learning and playing MAKING CHILDCA
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4 Habits and behaviour There are so
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Habits and behaviour PROBLEMS WITH
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Habits and behaviour • By twelve
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Habits and behaviour A NEW BABY IN
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Habits and behaviour • Sometimes
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Habits and behaviour time he or she
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Habits and behaviour out to buy one
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5 Feeding your child Food is one of
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Feeding your child - push the bowl
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Feeding your child ALLERGIES Babies
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Make sure you give them full-fat da
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Feeding your child • Squashes, fi
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Feeding your child Fruit and vegeta
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Feeding your child ‘When you go s
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Feeding your child Types of vegetar
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Feeding your child Sugar Most young
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Feeding your child F OOD SAFETY You
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Feeding your child • If your chil
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6 Illness and accidents Every child
Page 91 and 92: Illness and accidents ● ● ●
Page 93 and 94: Illness and accidents smoking or en
Page 95 and 96: Illness and accidents D IARRHOEA YO
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Page 99 and 100: Illness and accidents Alternative t
Page 101 and 102: Illness and accidents thermometer.
Page 103 and 104: Illness and accidents ILLNESS INFEC
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Page 107 and 108: Illness and accidents irritable, an
Page 109 and 110: Illness and accidents become a carr
Page 111 and 112: Illness and accidents ❑ ❑ ❑
Page 113 and 114: Illness and accidents Danger - stra
Page 115 and 116: Illness and accidents IF YOUR CHILD
Page 117 and 118: Illness and accidents 3 Tilt the he
Page 119 and 120: Illness and accidents THINGS STUCK
Page 121 and 122: Illness and accidents W HEN A CHILD
Page 123 and 124: Your own life P HYSICAL PROBLEMS A
Page 125 and 126: Your own life visitor about other l
Page 127 and 128: Your own life Stress also comes fro
Page 129 and 130: Your own life • Share the housewo
Page 131 and 132: Your own life • Suggest a regular
Page 133 and 134: 8 Your services There is a wide ran
Page 135 and 136: Your services H OW TO CHANGE YOUR G
Page 137 and 138: make. The money cannot be taken out
Page 139 and 140: Your rights and benefits of childca
Page 141: Your rights and benefits child’s
Page 145 and 146: Your rights and benefits you work p
Page 147 and 148: Your rights and benefits HOUSING BE
Page 149 and 150: USEFUL ORGANISATIONS Some of these
Page 151 and 152: Coeliac Society of the United Kingd
Page 153 and 154: INDEX A accidents 108-18 additives
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