SFMS Bank Application Interface Specifications Document ... - IDRBT

More documents

Recommendations

Info

SFMS Bank Application Interface specifications Version 3.0 1.1 Background CHAPTER 1 – INTRODUCTION The SFMS system provides a solution for financial message communication across the Indian Financial Network (INFINET). The system enables exchange of messages in a highly secured environment. A message structure in SFMS (Structured Financial Messaging Solution) has been developed to take care of all kinds of Financial Transactions involved in Indian Banking System. The message structure is an adoption of an international standard SWIFT with minor modifications to take care of the additional messages required for Indian banking needs. The solution will enable the Banks to carry out Inter-Bank/Inter-Branch transactions. With the Financial Network (INFINET) and a messaging format (SFMS) in place, it is envisaged that the Banks will carry out Inter-bank and Intra Bank transactions automatically. In order to meet the requirements of Inter-bank and Intra bank transactions, we need to have an interface between SFMS and External Applications. This document provides the SFMS-External Applications interface Specifications, along with the details and functioning of the SFMS-External Applications Integration. SFMS API is the application interface for External Bank Applications to send and receive messages. This is a part of the SFMS Online / Offline Server software. The document provides details about the interface Architecture, Message formats and about the interface examples. The intended audiences of this document are: • Interface Developers of Banks • Banking application Vendors 1.2 Definitions, Acronyms, Abbreviations API BankAPI CA CCA IDRBT IFSC INFINET LAN PDE Application Program Interface Bank Application Program Interface Certifying Authority Controller of Certifying Authorities Institute for development and Research in Banking Technology Indian Financial System Code INdian FINancial NETwork. Local Area Network Possible Duplicate Emission Confidential Uncontrolled when Printed Page 1 of 24
SFMS Bank Application Interface specifications Version 3.0 PDM RA RTGS SFMS SWIFT TCP/IP TCS SMAC UMAC UNAK Possible Duplicate Message Registration Authority Real Time Gross Settlement Structured Financial Messaging System. This includes the Branch, Gateway and HUB nodes and the communication links between them. Society for World wide Inter-bank Financial Telecommunication Transmission Control Protocol / Internet Protocol Tata Consultancy Services This is the MAC generated with node server certificate This is the MAC generated with Authorizer’s signature This is the User NAK and is generated when the UMAC verification fails at the receiving branch. 1.3 Organisation of the document The BankAPI Specifications document is organised into the following chapters including this introduction Chapter: Chapter 2 Chapter 3 Chapter 4 Chapter 5 Appendix-A BankAPI Architecture This chapter provides information about the BankAPI Architecture, message flow, Hardware / Software requirements and pre-requites if any. BankAPI Message Structures This chapter provides details about the message structures and provides examples. BankAPI Usage with examples. This chapter explains about BankAPI Server and usage of BankAPI client. Exceptions and Limitations This chapter provides a list of BankAPI Exceptions and Limitations in Usage. Digital Signing and Verification This Appendix provides information about the standards used in generation of UMAC. Confidential Uncontrolled when Printed Page 2 of 24
Page 1 and 2: Document Number: Copy Number: INSTI
Page 3: SFMS Bank Application Interface spe
Page 7 and 8: SFMS Bank Application Interface spe
Page 27: SFMS Bank Application Interface spe

SFMS Bank Application Interface Specifications Document ... - IDRBT

Create successful ePaper yourself

Delete template?

Save as template?