Technology in Banking-Insight and Foresight for BTA_2011 ... - IDRBT
Technology in Banking-Insight and Foresight for BTA_2011 ... - IDRBT
Technology in Banking-Insight and Foresight for BTA_2011 ... - IDRBT
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<strong>Technology</strong> <strong>in</strong> Bank<strong>in</strong>g – <strong>Insight</strong> & <strong>Foresight</strong> 14<br />
Exhibit 5: BC model<br />
Exhibit 6: SHG model<br />
*Note – The size denotes the number of FI accounts.<br />
The bus<strong>in</strong>ess correspondent-led model is much more leveraged <strong>in</strong> terms of customer acquisitions.<br />
The average number of FI accounts is 1,724 accounts per BC or BC agent. For SHGs, the number is 26<br />
accounts per SHG. However, there is no particular trend that is clearly visible. As expected, smaller<br />
banks seem to be clustered toward the lower end of the spectrum with a smaller number of BCs as<br />
well as SHGs l<strong>in</strong>ked. Large PSU banks occupy the higher end of the spectrum; these banks have both<br />
a large number of BCs as well as SHGs l<strong>in</strong>ked.<br />
Institute <strong>for</strong> Development & Research<br />
<strong>in</strong> Bank<strong>in</strong>g <strong>Technology</strong>
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