EQUI-VEST - AXA Equitable

Contents of this prospectus
EQUI-VEST SM
Index of key words and phrases 5
Who is AXA Equitable? 6
How to reach us 7
EQUI-VEST SM at a glance — key features 9
Fee table 12
Examples 15
Condensed financial information 18
1. Contract features and benefits 19
How you can purchase and contribute to your contract 19
Owner and annuitant requirements 21
How you can make your contributions 21
What are your investment options under the contract? 21
Portfolios of the Trusts 22
Selecting your investment method 28
Allocating your contributions 29
Your right to cancel within a certain number of days 29
Death benefit 29
Inherited IRA beneficiary continuation contract 30
2. Determining your contract’s value 32
Your account value and cash value 32
Your contract’s value in the variable investment options 32
Your contract’s value in the guaranteed interest option 32
Your contract’s value in the fixed maturity options 32
‘‘We,’’ ‘‘our’’ and ‘‘us’’ refer to AXA Equitable.
When we address the reader of this prospectus with words such as
‘‘you’’ and ‘‘your,’’ we mean the person who has the right or responsibility
that the prospectus is discussing at that point. This is usually the
contract owner.
When we use the word ‘‘contract’’ it also includes certificates that are
issued under group contracts in some states.
Contents of this prospectus 3