SuperFund Brochure - Old Mutual

OLD MUTUAL SUPERFUND
RETIREMENT BENEFITS AND COMPREHENSIVE DEATH AND
DISABILITY COVER TAILORED FOR EMPLOYERS AND EMPLOYEES
OF SMALL BUSINESSES AND LARGE CORPORATES.

COMPREHENSIVE RETIREMENT AND RISK BENEFITS FOR
YOUR EMPLOYEES
Even in today’s difficult economic environment, more and more employers – big
and small – are offering their employees comprehensive risk and retirement
benefits. Why?
• To offset financial risk caused by financial obligation to staff,
• To provide financial protection for staff and their dependants in times of need,
• To help retain and attract talent,
• To reward loyal employees with a comfortable retirement.
CHOOSING THE RIGHT BENEFIT PLAN FOR YOUR COMPANY
Stricter legislation, increased governance requirements and greater accountability
for investment performance has resulted in a shift towards multi-employer funds (also
known as umbrella funds), such as those offered by Old Mutual SuperFund.
Old Mutual SuperFund has employee benefit offerings to meet a diverse range of
employee needs.
With Old Mutual SuperFund, employers can offer their employees a range of
retirement benefits and death and disability cover. Now you can continue to focus on
the successful running of your business, while Old Mutual assists you in looking after
your staff’s financial future.
WHY EMPLOYEE BENEFITS WITH OLD MUTUAL CORPORATE?
• A comprehensive product range tailored for small business owners to large corporates.
• As the market leader we have considerable experience and a proven track record.
• A well-established footprint – wherever you are, we have a branch near you.
• Industry-leading governance to give you peace of mind.
• Completely transparent cost structures.
• A wide range of investment options, including an option compliant with Islamic Sharia
law.

OLD MUTUAL SUPERFUND
EASY BENEFIT PLAN
EASY TO USE OFF-THE-SHELF SOLUTION
BRYAN DANIELS
GLASS MANUFACTURER
“I have a small busy company and wanted a solution that worked for everyone but didn’t
take up time to administer. Easy Benefit Plan has no complex choices, no medical tests
and no lengthy processes. A good, simple design that suits me down to the ground.”
THE SOLUTION
Members of Easy Benefit Plan participate in a registered provident fund within Old Mutual
SuperFund. Risk benefits include a temporary disability income benefit, lump sum disability
benefit, lump sum death benefit, as well as family funeral benefits.
Retirement savings are invested in Old Mutual’s Absolute Stable Growth Portfolio, with
the aim of delivering returns in excess of inflation, while significantly reducing short-term
volatility by smoothing the returns earned over time.
• Simple and affordable.
• Pre-packaged and pre-priced.
• No underwriting required.
• Funeral benefits included.

OLD MUTUAL SUPERFUND
ORION
FLEXIBLE BENEFIT DESIGN
FRANS CRONJE
CANNING PLANT GENERAL MANAGER
“My canning company employs everyone from management to designers to chefs to production
line packers. Orion suited us because it caters for our needs. It has been around for a long
time and the formula is tried and tested.”
THE SOLUTION
There are two Old Mutual SuperFund retirement funds available through Orion – a registered
pension fund and a registered provident fund. It also offers flexible benefit design and a
limited range of investment portfolios.
Retirement savings are invested in Old Mutual’s market-leading Absolute Stable Growth
Portfolio and/or one of the available SYmmETRY Multi-Manager portfolios, which include an
Islamic Sharia option.
• Proven track record.
• Flexible benefit design.
• Employer choice of investment portfolios.
• Web-enabled access.

OLD MUTUAL SUPERFUND
EVERGREEN
MAXIMUM EMPLOYEE CHOICE
ANDILE NKOSI
ARCHITECT
We are part of a global company and first-class employee benefits are very important to
us. I was looking for optimum choice and flexibility. Evergreen offers an extended range of
options and you pay only for what you use.
Evergreen prides itself on being the most flexible retirement fund solution available to
participating employers today – with clear cost structures and open architecture risk benefits.
THE SOLUTION
In addition, Evergreen provides initial member education sessions nationally at no additional
cost to the employer, ensuring that all members are well informed of their options. As part of
this involvement philosophy, Evergreen also offers web enabled access and allows members
to view their details and benefits online.
There are two Old Mutual SuperFund retirement funds available through Evergreen – a
registered pension fund and a registered provident fund. Risk benefits can be structured and
underwritten by a life assurer of choice.
• Pay only for what you use.
• Freedom to choose at employer and employee level.
• Member education program.
• Web-enabled access.

OLD MUTUAL SUPERFUND
PRESERVER
SAFE HAVEN FOR EMPLOYEES RETIREMENT SAVINGS
JOHN SITHOLE
CONSTRUCTION COMPANY
GENERAL MANAGER
“I know how important it is for my employees to keep their retirement savings invested.
Now, even when my employees change jobs, their retirement savings can keep on
growing until they retire one day.”
THE SOLUTION
Preserver is a cost effective and easy to use option which provides SuperFund members with an
innovative way of keeping their retirement savings invested, protected and growing – without
having to pay any tax.
Now members:
• Can keep their retirement planning on track – their retirement savings will stay invested.
• Can keep their options open – even though they should always try to keep their retirement
savings intact, with Preserver they can still access them at any time in the future.
• Have time to make good choices – by parking their retirement savings in Preserver, they
can now think carefully before making any important decision; and they can speak to an
authorised financial adviser if they’re unsure.
• Best of all – this option is incredibly simple for your employees to activate – no forms, no
fuss!

WANT TO KNOW MORE?
CONTACT YOUR OLD MUTUAL PERSONAL FINANCIAL ADVISER, YOUR INTERMEDIARY, OR AN
OLD MUTUAL CORPORATE CONSULTANT IN YOUR AREA FOR MORE INFORMATION OR ADVICE.
Old Mutual Corporate
Intermediary Consultants
Old Mutual Corporate
Direct Consultants
Johannesburg 011 217 1990 / 1249 011 217 1990 / 1537
Pretoria 012 360 0000 / 0001 012 360 0000
Western Cape 021 530 9604 / 9615 021 509 1098/ 530 9603
KwaZulu-Natal 031 275 0800 031 275 0800
Eastern Cape 041 391 6300 / 6319 041 391 6300
Bloemfontein 051 430 9780 051 430 9780
Visit our website at www.oldmutual.co.za/SuperFund
OMMS 07|2013 L6019
Old Mutual Corporate is a division of Old Mutual Life Assurance Company (South Africa) Limited, Jan Smuts Drive, Pinelands,
7405, South Africa. Registration no: 1999/004643/06. Old Mutual Life Assurance Company (South Africa) Limited is
a licensed Financial Services Provider authorised in terms of the Financial Advisory and Intermediary Services Act, 2002,
to furnish advice and render intermediary services with regard to long-term insurance and pension fund benefits, as well
as providing intermediary services as a discretionary investment manager. Please note that this license does not cover the
marketing of this product by persons other than Old Mutual and its staff.
This document has been written for easy reading. Every effort has been made to ensure that this document and the products
referred to, meet the statutory and regulatory requirements, pertaining to the manner and format in which information
regarding financial products is presented. However, should you become aware of any breach of such statutory and regulatory
requirements, please address the matter in writing to: The Compliance Officer, Old Mutual Corporate, PO Box 728, Cape
Town, 8000, South Africa.