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Volume 21 Issue 24: June 23, 2011 - fp Turks and Caicos

Volume 21 Issue 24: June 23, 2011 - fp Turks and Caicos

Volume 21 Issue 24: June 23, 2011 - fp Turks and Caicos

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08<br />

<strong>June</strong> <strong>23</strong>, <strong>2011</strong> ____________________________________________________________________________________________________________ www.<strong>fp</strong>tci.com<br />

<strong>fp</strong><br />

Safe Home Tips<br />

Protect your home this hurricane season<br />

So you’ve got your hurricane supplies ready, your family knows your storm plan<br />

<strong>and</strong> you’re keeping an eye on tropical weather reports for approaching storms. What<br />

else can you do?<br />

Protect your home. A simple but important way to protect your home is to clear your<br />

property of potential flying objects. During hurricane season, keep trees branches cut<br />

as far away from your home as you can. If possible, have trees that are within damaging<br />

distance of your home removed.<br />

A good practice is to get in the habit of regularly checking the length of the branches<br />

on your trees to make sure they are not getting too long. Have a professional come in<br />

once a year to inspect for dead trees, which are far more susceptible to falling during<br />

hurricane weather, or even during simple thunderstorms, than live trees are.<br />

Finally, before your evacuate or on the day before a hurricane is scheduled to hit<br />

your area, pick up lawn items <strong>and</strong> potential debris <strong>and</strong> store them inside of your home.<br />

For lighter storms, this means removing fallen tree branches, potted plants <strong>and</strong> decorative<br />

items. For stronger storms, this may also include heavy items such as bicycles,<br />

grills, water hoses, etc.<br />

If you have a deck or a pool, make sure you move your outdoor table, chairs, umbrella,<br />

grill <strong>and</strong> whatever else may be freest<strong>and</strong>ing from your yard to a secure location,<br />

preferably indoors.<br />

The next step to take is reinforcing your home. While you are trying to decide what<br />

needs reinforcing, take into consideration any area that might allow debris or water<br />

into your home.<br />

For example, the cracks underneath doors are often forgotten. For protection<br />

against light flooding, install heavy duty door sweeps. Also, inspect your home for<br />

holes, cracks, etc., that may need repair. The slightest irregularity can make it easier<br />

for a hurricane to rip your home apart, so inspect often.<br />

Of course your windows are next on the agenda. Installing storm shutters is a great<br />

way to prevent damage from flying debris, but you can take even further precautions.<br />

Installing reinforced windows can be another addition to your hurricane-safe home.<br />

These windows are designed to withst<strong>and</strong> the trauma that can be inflicted by debris<br />

at upwards of thirty mph.<br />

You can also turn your interior décor into heavy duty protection. Purchase sturdy<br />

blinds <strong>and</strong> thick window treatments to make the barrier between your family <strong>and</strong><br />

the elements even stronger. Not only are heavier curtains <strong>and</strong> thicker blinds added<br />

protection, they are usually also much more pleasant aesthetically than their cheaper<br />

counterparts.<br />

If your home has a garage, you may be in for an unpleasant surprise during hurricane<br />

season. An airy garage is an excellent way for hurricane winds to enter your<br />

home, <strong>and</strong> most garage doors are no match for a storm’s fury. Keep your garage from<br />

becoming a dangerous wind trap by making sure that impact resistant doors have<br />

been installed.<br />

Storm Shelters (Pets are not permitted)<br />

Shelter<br />

Providenciales<br />

Enid Capron Primary School<br />

Oseta Jolly Primary School<br />

New Testament Church<br />

St. Monica’s Anglican Church<br />

Healing Waters Ministries Church<br />

Precious Treasures School<br />

Middle <strong>Caicos</strong><br />

Conch Bar Community Centre<br />

Mt. Moriah Baptist Church<br />

Bambarra Community Centre<br />

North <strong>Caicos</strong><br />

S<strong>and</strong>y Point Community Centre<br />

Kew Community Centre<br />

Adelaide Oemler Primary School<br />

Lighthouse Church<br />

South <strong>Caicos</strong><br />

Community Centre<br />

Mt. Oliver Baptist Church<br />

Gr<strong>and</strong> Turk<br />

Green Door<br />

Community College<br />

Salt Cay<br />

Community Centre<br />

Methodist Church Hall<br />

Five Cays<br />

Blue Hills<br />

Location<br />

Off Millennium Highway<br />

Cheshire Hall, off Leeward Highway<br />

Off Millennium Highway<br />

Near Light Industrial Subdivision,<br />

Discovery Bay<br />

Central Town Area, Conch Bar<br />

Central Town Area, Conch Bar<br />

Central Town Area, Bambarra<br />

Central Area, S<strong>and</strong>y Point<br />

Central Area, Kew<br />

Central Area, Bottle Creek<br />

Richmond, Bottle Creek<br />

Downtown (Central)<br />

Downtown (Central)<br />

Old Naval Base, Lighthouse Road,<br />

Old Naval Base, Lighthouse Road,<br />

South District<br />

North District<br />

Inspect your home for holes, cracks or damage that may need repair. The<br />

slightest irregularity can make it easier for a hurricane to rip your home apart.<br />

Many of the fatalities that occur during hurricanes are caused by flying debris, so<br />

think seriously about implementing each <strong>and</strong> every one of the aforementioned steps<br />

to keep your windows from becoming a deadly entryway into your home.<br />

Of course, your final protective measure is to talk to your insurance representative<br />

before hurricane season. Ask about how their company decides whether or not<br />

to cover any hurricane damage, <strong>and</strong> make sure to ask about whether you have flood<br />

insurance in addition to hurricane insurance because hurricane insurance may only<br />

cover wind damage.<br />

A simple but important way to protect<br />

your home is to clear your property of<br />

potential flying objects.<br />

Because life happens.<br />

Protect your family – Scotiabank makes it easy to plan for the unexpected.<br />

Financial security for your Scotiabank mortgage <strong>and</strong> loans.<br />

Your mortgage or loan payments should be the last thing you or your family need to worry about if you are diagnosed<br />

with a critical illness or suddenly die. Health Crisis Protection <strong>and</strong> Credit Life Protection can help by paying the outst<strong>and</strong>ing<br />

balance on your mortgage or loans if you are diagnosed with a covered critical illness or in the event of your death.<br />

Together, they offer:<br />

• Comprehensive coverage • Affordable premiums • Easy approval process<br />

Enroll today for peace of mind <strong>and</strong> a stress-free financial future.<br />

For more information, visit your local Scotiabank branch.<br />

Hurricane<br />

injuries <strong>and</strong><br />

fatalities<br />

are often<br />

caused by<br />

unsecured<br />

flying<br />

debris.<br />

turks<strong>and</strong>caicos.scotiabank.com<br />

Coverage is subject to policy maximums, specific limitations <strong>and</strong> exclusions, including age restrictions <strong>and</strong> pre-existing condition restrictions, as described in the Enrollment Form <strong>and</strong> the Certificate<br />

of Insurance, which you will receive. Insurance is underwritten by Sagicor Capital Life Insurance Company Limited.<br />

* Trademark of The Bank of Nova Scotia, used under licence. T&C (07/10)

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