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Saving Patterns and Probability of … 16 6. Moore, A., Beverly S., and several authors (2001) “Saving, IDA Programs, and Effects of IDAs: A Survey of Participants”, Center for Social Development, Washington University in Saint Louis. (http://gwbweb.wustl.edu/csd/Publications/2001/shortsurveyreport.pdf) 7. Schreiner, Mark, (2004) “Program Costs for Individual Development Accounts: Final Figures from CAPTC in Tulsa”, Center for Social Development, Washington University in Saint Louis. (http://gwbweb.wustl.edu/csd/Publications/2004/Research_Report_IDA_Program_Costs. pdf ) 8. Schreiner, M., Sherraden, M., and several other authors, (2001), “Asset Accumulation in Low-Resource Households: Evidence from Individual Development Accounts”, Paper for the Federal Reserve System’s Second Community Affairs Research Conference “Changing Financial Markets and Community Development”, (http://gwbweb.wustl.edu/users/csd/). 9. Zhan, M. and Schreiner, M., (2005), “Saving for Post-Secondary Education in Individual Development Accounts”, Journal of Sociology and Social Welfare, vol. 32, 3, pp 139- 163. 10. Ssewamala, F. M., and Sherraden, M., (2004), “Saving for Microenterprise in Individual Development Accounts: Lessons from the American Dream Demonstration”, research report, Center for Social Development, Washington University, retrieved at (http://gwbweb.wustl.edu/csd). 11. Curley, J., & Grinstein-Weiss, M., (2003) “A comparative analysis of rural and urban saving performance in Individual Development Accounts” [Special issue]. Social Development Issues, vol. 25, (1 & 2), 89-105. 16
Saving Patterns and Probability of … 17 12. Grinstein-Weiss, M., Zhan, M., and Sherraden, M., (2006), “Saving performance in Individual Development Accounts: Does marital status matter?” Journal of Marriage and Family, 68 (February 2006), 192-204. 13. Grinstein-Weiss, M., Wagner, K., and Ssewamala, F. M., (2006) “Saving and asset accumulation among low-income families with children in IDAs” Children and Youth Services Review vol. 28, 2, pp. 193-211. 17
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