LISTING SUPPLEMENT $189000000 Class A-1 Notes $342100000 ...

and charges, as specified in the related prospectus supplement. These amounts will be payable
before the related notes, as specified in the related prospectus supplement.
General
DESCRIPTION OF THE NOTES
Each trust may issue one or more classes of notes under an indenture. We have filed the
form of the indenture as an exhibit to the registration statement of which this prospectus is a part.
The following summary describes the important terms of the notes and the indenture. It does not
cover every detail of the notes or the indenture and is subject to all of the provisions of the notes
and the indenture.
Principal and Interest on the Notes
The prospectus supplement will describe the timing and priority of payment, seniority,
allocations of losses, note rate and amount of or method of determining payments of principal
and interest on each class of notes. The right of holders of any class of notes to receive payments
of principal and interest may be senior or subordinate to the rights of holders of any other class
or classes of notes of that series. Payments of interest on the notes will be made before payments
of principal. Each class of notes may have a different note rate, which may be a fixed, variable,
adjustable, auction-determined rate or any combination of these rates. Classes of notes will have
a stated principal amount and will bear interest at a specified rate or may be entitled to:
Principal distributions with disproportionately low, nominal or no interest
distributions;
Interest distributions with disproportionately low, nominal or no principal
distributions;
Distributions based on a combination of components; or
Distributions limited to collections from a designated portion of assets in the
related trust fund.
The related prospectus supplement will specify the rate for each class of notes or the
method for determining the note rate.
Under some circumstances, the amount available for these payments could be less than
the amount of interest payable on the notes on any distribution date, in which case each class of
noteholders will receive its pro rata share of the aggregate amount available for interest on the
notes.
In the case of a series which includes two or more classes of notes, the prospectus
supplement will describe the sequential order and priority of payment of principal and interest of
each class. Payments of principal and interest of any class of notes will be on a pro rata basis
among all the noteholders of that class.
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