INFORMATION MEMORANDUM DATED 9 JULY 2009 ...

Global Note or a dispute regarding the existence, validity or termination of this Global
Note) or the consequences of its nullity.
(b) Appropriate forum: The Issuer agrees that the courts of England are the most
appropriate and convenient courts to settle any Dispute and, accordingly, that it will not
argue to the contrary.
(c)
(d)
Rights of the bearer to take proceedings outside England: Paragraph 20(a) (English
courts) is for the benefit of the bearer only. As a result, nothing in this paragraph 20
prevents the bearer from taking proceedings relating to a Dispute ("Proceedings") in any
other courts with jurisdiction. To the extent allowed by law, the bearer may take
concurrent Proceedings in any number of jurisdictions.
Service of process: The Issuer agrees that the documents which start any Proceedings
and any other documents required to be served in relation to those Proceedings may be
served on it by being delivered to SANTANDER CONSUMER (UK) plc at 3 Princess
Way, Redhill, Surrey RH1 1SR or at any address of the Issuer in Great Britain at which
service of process may be served on it in accordance with Part XXIII of the Companies
Act 1985. Nothing in this sub-paragraph shall affect the right of the bearer to serve
process in any other manner permitted by law.
21. The Notes represented by this Global Note have been admitted to listing on the Official List of
the Irish Stock Exchange Limited (the "Irish Stock Exchange") and to trading on the Main
Market of the Irish Stock Exchange (and/or have been admitted to listing, trading and/or
quotation on any other listing authority, stock exchange and/or quotation system), all notices
required to be published concerning this Global Note shall be published in accordance with the
requirements of the Irish Stock Exchange (and/or of the relevant listing authority, stock
exchange and/or quotation system). So long as the Notes are represented by this Global Note,
and this Global Note has been deposited with a depositary or common depositary for the
ICSDs, Euroclear, France or any other relevant clearing system or a Common Safekeeper
(which expression has the meaning given in the Agency Agreement), the Issuer may, in lieu of
such publication and if so permitted by the rules of the Irish Stock Exchange (and/or of the
relevant listing authority, stock exchange and/or quotation system), deliver the relevant notice
to the clearing system(s) in which this Global Note is held but only upon a receipt of an
undertaking by such intermediaries to ensure the timely delivery of such notifications to such
Beneficial Owners.
22. Claims for payment of principal and interest in respect of this Global Note shall become
prescribed and void unless made, in the case of principal, within ten years after the Maturity
Date (or, as the case may be, the Relevant Date) or, in the case of interest, five years after the
relevant Interest Payment Date.
23. No person shall have any right to enforce any provision of this Global Note under the Contracts
(Rights of Third Parties) Act 1999.
- 60 -