GIF Select - Repsource - Manulife Financial

Manulife Guaranteed Investment Funds Select (GIF Select)
Changes to your investment options
Effective Monday, October 31, 2011, there will be some changes in the fund selection
available through your GIF Select contract. Why? Because we’re committed to
providing one of the best fund selections available in the industry. Our revised line-up
of segregated funds can mean even better choice, flexibility and security for you.
MANULIFE GIF SELECT FUND ADDITIONS
The following new funds will be available to you beginning Monday, October 31, 2011 for the InvestmentPlus Series only:
Manulife GIF Select
InvestmentPlus Series Fund Additions
Manulife Canadian Opportunities
GIF Select
Manulife Canadian Opportunities
Balanced GIF Select
New Fund Objective
The Fund seeks to generate long term capital growth by investing
mainly in equity securities of Canadian companies with no restrictions
on market capitalization.
The Fund seeks to provide income and long-term capital growth. The
Fund’s assets are primarily allocated across two fundamental asset classes
– equities and fixed income securities.
Management Expense
Ratio (MER)* (%)
2.90
2.70
Manulife Global Opportunities Balanced
GIF Select
The Fund seeks to provide long term capital growth and safety of principal. 2.70
Manulife Emerging Markets Equity
GIF Select
The Fund seeks long-term capital appreciation by investing primarily in
emerging markets equities as defined by the sub-advisor.
3.10
* Management Expense Ratio (MER) refers to the cost of investing in a fund and includes expenses and fees charged by the underlying fund(s). It includes the management fee (paid to the fund
company for the management of the fund), plus the fund’s operating expenses. You pay for the MER indirectly since it is paid from the fund before the unit value is calculated. The MERs provided
above are estimates for 2011 and include HST.

Manulife GIF Select Fund Closures
Effective Friday, November 18, 2011, we will close the following funds and assets will be switched to the continuing funds.
Closing Fund Continuing Fund MER of Continuing Fund (%) *
Manulife Global Monthly Income GIF Select Manulife Simplicity Income Portfolio GIF Select 2.33
Manulife U.S. Mid-Cap GIF Select Manulife U.S. Opportunities GIF Select 3.04
Manulife Japan Class GIF Select (MFC Global) Manulife World Investment GIF Select 2.98
* The MERs shown here were those charged in 2010. They included GST only until June 30, 2010 and a blended HST rate was applied from July 1, 2010 onward. In 2011, MERs will include a
blended HST for the full year.
Closing funds will not accept new deposits or
switches-in on or after Monday, October 31, 2011.
Any deposits to the closing funds prior to this date will
switch to the continuing fund. Regularly scheduled
investments in place [pre-authorized chequing plans
(PACs), monthly switches-in and scheduled withdrawal
payments (SWPs)] for any of the closing funds listed,
will automatically move to the continuing fund, unless
you notify us otherwise.
If you have investments allocated to these funds
as of Friday, July 8, 2011, you could be entitled to
fundamental change rights. This means that we will not
apply a deferred sales charge should you decide
to withdraw your investment from the contract
between Monday, September 19, 2011 and no later
than Monday, November 14, 2011.
At any time you may switch to another eligible
fund within your contract. Any switch, either to the
continuing fund(s) listed or another eligible fund is a
taxable disposition and may result in a capital gain or
loss to you.
Please speak to your Advisor to determine the
most appropriate course of action, given your
individual investment and tax circumstances.
MANULIFE GIF SELECT FUND NAME CHANGES
Some of our Segregated Funds will be changing names effective Monday, October 31, 2011.
Segregated Fund Name
Manulife American Focused GIF Select
Manulife Canadian Growth Equity GIF Select
Manulife Trimark Select Growth GIF Select
New Segregated Fund Name
Manulife U.S. Opportunities GIF Select
Manulife Canadian Equity GIF Select
Manulife Trimark Global Fundamental Equity GIF Select
We had previously communicated that the Manulife U.S. Equity GIF Select name would be changed to the
Manulife U.S. Opportunities GIF Select. Please note that this change did not occur and the fund will remain named
the Manulife U.S. Equity GIF Select.
IF YOU HAVE ANY QUESTIONS, PLEASE CONTACT
YOUR ADVISOR OR MANULIFE INVESTMENTS AT MANULIFE.CA/INVESTMENTS
Customer Service Centre: 1 888 790 4387 Quebec Residents: 1 800 355 6776
The Manufacturers Life Insurance Company (Manulife Financial) is the issuer of the Manulife GIF Select insurance contract which offers the IncomePlus, EstatePlus and
InvestmentPlus Series and the guarantor of any guarantee provisions therein. Manulife Investments is the brand name identifying the personal wealth management lines of
business offered by Manulife Financial and its subsidiaries in Canada. Manulife, Manulife Investments, the Manulife Investments For Your Future logo, GIF Select IncomePlus,
EstatePlus, InvestmentPlus, the Block Design, and Strong Reliable Trustworthy Forward-thinking are trademarks of The Manufacturers Life Insurance Company and are used
by it, and by its affiliates under license.
MCC895935 06/11 TMK918E
strong reliable trustworthy forward-thinking