Costa Cálida Chronicle - Costa Calida Chronicle
Costa Cálida Chronicle - Costa Calida Chronicle
Costa Cálida Chronicle - Costa Calida Chronicle
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The first walk of the season was held<br />
in San Juan de las Torreros on 17 th<br />
September with about 20 walkers<br />
enjoying the coastal route around that<br />
area. Lunch was held in a local restaurant<br />
after the walk and a brief discussion<br />
was held on basic points of humanism.<br />
The October walk was held on 22 nd in the<br />
La Majada area near Mazarrón with lunch<br />
at the end as usual in the local restaurant<br />
El Puente. The following day a group of<br />
members walked in the Race for Life at<br />
Camposol to raise money for the MABS<br />
cancer campaign.<br />
A new venture will be launched on Sat<br />
5th November with the first meeting of<br />
the Darwinian Gardeners. This is a club<br />
for gardening enthusiasts and will start<br />
with a visit to a wholesale gardening centre<br />
in La Majada meeting at 11am in the car<br />
park outside Restaurant El Puente for the<br />
short drive to the centre. Lunch afterwards<br />
in El Puente. There will be the opportunity<br />
to buy plants at the garden centre. We<br />
hope to have a separate web-page for the<br />
gardening club and this will be accessed<br />
through the bolnuevo.com website as is<br />
the evolutionist page.<br />
Dates for the future:<br />
November 19 th for a walk in the Almeria<br />
end of our group<br />
December 10 th for the Darwinian gardeners.<br />
Dec 17 th will be a walk in the Peñas Blancas<br />
again, organised by the Murcia side of the<br />
group.<br />
John<br />
Phone 968599437<br />
Would you go to a vet for a medical?<br />
With the on-going global economic crisis and<br />
the financial problems experienced by individuals,<br />
major corporations and industry sectors,<br />
there are many people who have lost confidence<br />
in the financial sector over the past few<br />
years. So when it comes to important issues,<br />
such as insurance matters, maybe it’s worth<br />
asking: “Should you deal with a bank or would<br />
it preferable to speak with a traditional broker<br />
or agent?”<br />
In the late 1980’s /early 1990’s many insurers<br />
who entered the Spanish market were promoted<br />
by banking institutions who used their<br />
branches and salaried employees to sell their<br />
insurance products. This led to an increase in<br />
the diversity of financial products sold, bringing<br />
about a slight financial advantage and significant<br />
market share to the banks. By the<br />
early 2000’s banks led the way in life insurance,<br />
where eight out of the top ten life insurers<br />
(in terms of premium volume), were affiliated<br />
with bank groups. Although a success, it<br />
did not translate to other core insurance areas<br />
(car, accident, health) where agents, brokers<br />
and insurers’ offices were more successful in<br />
contracting policies.<br />
Despite the success of banks, many customers<br />
in Spain have not been so impressed, citing a<br />
range of negative experiences, with complaints<br />
such as poor service, expensive premiums and<br />
slow waiting times in banks. Negative feedback<br />
highlighted cases where policies weren’t<br />
received by homeowners so they were left<br />
unaware of their cover. Also, there have been<br />
cases where the value of the property did not<br />
correspond with the mortgage and many others<br />
experienced problems making claims.<br />
In association with <strong>Costa</strong> Cálida International Radio and www.angloINFO.com<br />
Page 58<br />
Whether isolated incidents or not, for many<br />
people seeking to contract their insurance, going<br />
through a bank is not an option they wish<br />
to pursue. It may be due to a general lack of<br />
confidence in the banking industry as a whole,<br />
or the perception that banks have a lack of<br />
experience in insurance underwriting and that<br />
their expansion into unrelated products has led<br />
to expensive premiums. Whether this is justifiable<br />
or not, it may just come down to the<br />
fact that ultimately many people prefer to deal<br />
directly with a broker for a friendly, efficient,<br />
uncomplicated service. Customers want to<br />
feel confident that they are going to be offered<br />
expert, independent advice, tailored to their<br />
particular circumstances and at competitive<br />
prices; a service that can only be unique to a<br />
broker, such as Knight Insurance Brokers.<br />
For more information regarding insurance, contact<br />
Knight Insurance Brokers S.A. on 902<br />
28 28 20 or visit www.knight-insurance.com<br />
Please tell our customers where you saw their advertisement in the <strong>Costa</strong> Cálida <strong>Chronicle</strong><br />
To place an advertisement with us please see page 5 or contact Teresa 619 199 407<br />
www.costacalidachronicle.com email: costacalidachronicle@gmail.com