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Nightmare with money<br />

My partner is really irresponsible<br />

with money. He spends all his wages<br />

every month and often borrows money<br />

from me and our friends. He won’t<br />

acknowledge there is a problem, and<br />

every time I broach the subject, we<br />

end up rowing. He never buys anything<br />

extravagant, just endless takeaways and<br />

rounds at the local pub. I on the other<br />

hand, am trying to save every penny for<br />

our future, especially as I want to start<br />

having children. My biggest fear is that<br />

we will never be financially secure to<br />

have a family or future together. How<br />

can I get him to change his ways?<br />

Penny, La Manga<br />

Penny,<br />

We all have a personal vision of how we want<br />

our future to be and yours is a very practical<br />

one. To have a secure future and children<br />

requires not only a stable relationship but<br />

also the financial means to support the<br />

dream, but does your partner share the same<br />

vision, or does he feel that he is entitled to<br />

spend his hard-earned money with his mates?<br />

By lending him money, you are indirectly<br />

condoning his actions and any attempt to<br />

discuss the situation will naturally give rise<br />

to tension. So who holds the “purse strings”<br />

in this relationship? If it is you, then may I<br />

suggest that you make a “money plan” in<br />

which you decide what percentage gets saved<br />

and only give your partner, “beer money!”<br />

This way, there are two winners – yourself<br />

and your partner. He will be forced to adapt<br />

or limit his spending pattern, but it also does<br />

not deny him time at the pub! However, if he<br />

manages the finances, which he is not doing<br />

a good job of it at the moment, then be more<br />

assertive and demand that as a couple, you<br />

decide a money management plan to secure<br />

a good future together. To make someone<br />

change against their will can only lead to<br />

tension. However, if there is an agreed or<br />

joint goal then change becomes a positive<br />

experience.<br />

Jennifer<br />

No longer excited!<br />

My husband and I have been married for<br />

5 years – a second marriage for both of<br />

us. We are contented with our marriage<br />

but not excited anymore! The laughter<br />

and the sex appear to be slowing down<br />

and I don’t want to become bored with<br />

this marriage, as I did with my first! I’ve<br />

read advice in several magazines that<br />

having “date nights” can spice things up<br />

again for couples on the wane, but I am<br />

not convinced this is for us. Any thoughts<br />

on how to keep our marriage exciting?<br />

Tina, Cieza<br />

Tina,<br />

We all love to be “head over heels” in love<br />

– the warm, tingly feeling we get being in a<br />

loving relationship. Naturally, we don’t want<br />

it to end and who can blame us! It gives<br />

meaning to our existence, a reason to jump<br />

out of bed in the mornings, and a reason to<br />

come home at night, but is excitement in<br />

a relationship over-rated? It is unrealistic,<br />

however, to expect relationships to stay<br />

at a pitch of excitement all the time and<br />

unfortunately, some things have to give. Try<br />

to pinpoint the current reason or cause of your<br />

“lost excitement”. Does it mean less romance,<br />

less sex, less communication? Once you know<br />

what the problem is, it is easier to remedy<br />

the situation, but this does not need to spell<br />

the end of a marriage! As relationships<br />

progress, we can only hope that while the<br />

excitement might diminish, that pleasure<br />

also grows. Togetherness, laughter and sex<br />

need not suffer. “Date nights” may work for<br />

some couples, but not for others. Decide for<br />

yourselves what works and what brought<br />

you together as a couple. Remember, there<br />

is a difference between losing excitement in<br />

a marriage altogether and a slight reduction<br />

in the level of excitement. Actively seek<br />

activities, social events etc. to share and do<br />

together whilst enjoying the pleasure of each<br />

other’s company. This is one way to manage<br />

the disappointment of “lost excitement”, so<br />

don’t let the rot set in and let the marriage<br />

get stale. Replace what is lost with the<br />

“pleasure and excitement of the unknown”.<br />

It’s there to be explored together.<br />

Jennifer<br />

Jennifer Rahman is a life coach and<br />

therapist. You can send your questions to<br />

her at: jennifer@lifemaxxinternational.<br />

com<br />

In association with <strong>Costa</strong> Cálida International Radio and www.angloINFO.com<br />

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