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Electronic payments<br />

Koby Levy<br />

VP International Operations, Netwise Applications<br />

Creating an electronic<br />

payment foundation<br />

Koby Levy explains why public <strong>sector</strong> organisations need a central government e-payments solution<br />

In a world motivated by the<br />

information revolution, where the<br />

World Wide Web and mobile phones<br />

have been turned into a platform for<br />

electronic commerce, government<br />

and public organisations are<br />

required to enable citizens to make<br />

their payments online or by mobile<br />

phones, safely, quickly and easily.<br />

The challenge<br />

The requirements of a government<br />

e-payments system, designed to<br />

facilitate the online payment of various<br />

government taxes and fees, are quite<br />

different than those of traditional<br />

e-payments systems.<br />

Government e-payments systems<br />

should:<br />

• Easily integrate with various<br />

back-end systems (different local<br />

governments, departments and<br />

public organisations) in order to<br />

obtain payment details and report<br />

back the payments made<br />

• Serve various end users (citizens,<br />

corporations, businesses or<br />

business representatives)<br />

• Support all payment types<br />

(voucher payments, service fees,<br />

product catalogue or referrals –<br />

i.e. business registration renewal<br />

fees, council taxes, building<br />

tax payments and land registry<br />

information)<br />

• Enable different payment methods<br />

(debit/credit card, direct online<br />

bank transfer and PayPal)<br />

• Provide a holistic view of all<br />

government payments.<br />

Enterprise or other banking<br />

e-payments solutions are ill suited to<br />

government needs. These solutions<br />

are concerned mainly with the<br />

management of product catalogues<br />

and inventories that are of little<br />

interest to governments. They do<br />

not support ad-hoc generation of<br />

personalised payment items or<br />

provide tight integration with a large<br />

variety of back-end systems, which are<br />

some of the unique requirements of a<br />

government e-payments foundation<br />

solution. In order to overcome this<br />

challenge, a central solution capable<br />

of matching these requirements needs<br />

to be implemented.<br />

Introducing GPay<br />

Netwise has been developing its<br />

government specific e-payments<br />

platform product for many years. It<br />

has been put to the test in real life and<br />

ever since has been carefully enhanced<br />

and upgraded to what it is today. The<br />

GPay product is a complete solution<br />

for government e-payments.<br />

Gpay generates personalised<br />

payment items through different<br />

“The requirements of a<br />

government e-payments<br />

system, designed to facilitate<br />

the online payment of<br />

various government taxes<br />

and fees, are quite different<br />

than those of traditional<br />

e-payments systems”<br />

17

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