June edition - The Police Association Victoria
June edition - The Police Association Victoria
June edition - The Police Association Victoria
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<strong>The</strong>re is a<br />
place for law<br />
CRICOS Provider: Monash University 00008C<br />
Postgraduate Law – Monash Law Chambers, CBD, Melbourne<br />
www.law.monash.edu.au/postgraduate<br />
Act now before the end of financial year.<br />
Whatever stage you are at in life, the end of the financial year is the perfect time to<br />
evaluate your situation and make the most of the tax advantages available to you.<br />
If you are an ESSSuper member, you have the opportunity to contribute extra 1 .<br />
And if you contribute before <strong>June</strong> 30, you may be eligible for rebates and deductions<br />
in your upcoming tax return.<br />
Three ways to top up your super before tax time:<br />
Put aside more from your pay packet – contribute to super by salary sacrifice and<br />
you may only have to pay 15% tax on those contributions.<br />
Make a spouse contribution – contribute up to $3,000 on behalf of your low-income<br />
or non-working spouse and you may be eligible for a tax rebate of up to $540 2 .<br />
Capitalise on co-contributions – make an after-tax super contribution and the<br />
Government may match what you put away by up to $1,000 3 .<br />
ESS2674_(04/11)_HP_TPAJ<br />
Tax time’s the perfect<br />
time to add to your<br />
super strength<br />
Take stock of your super situation today.<br />
Start by evaluating your current super balance via the secure Members Online area at<br />
www.esssuper.com.au and take action now, so you don’t have to worry in later years.<br />
For more information visit www.esssuper.com.au or call 1300 650 161<br />
to book an appointment with a Member Education Consultant.<br />
1 Contribution cap limits apply and tax deductions will be assessed<br />
by the ATO (www.ato.gov.au).<br />
2 Paid into an existing or new Accumulation Plan account.<br />
3 Provided you earn less than $61,920.<br />
Before making a decision about an ESSSuper product or service you<br />
should consider our Product Disclosure Statement (PDS), available<br />
at www.esssuper.com.au or by calling our Member Contact Centre,<br />
and the appropriateness of the product to your personal objectives,<br />
financial situation and needs. It may also be beneficial to seek<br />
professional advice from a licensed financial planner or adviser.<br />
Issued by Emergency Services Superannuation Board ABN 28 161 296<br />
741 the Trustee of the Emergency Services Superannuation Scheme<br />
ABN 89 894 637 037 (ESSSuper).<br />
Proudly serving our members