Annual report 2004 (PDF, 4141 kB) - Unicredit Bank

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for comparable transactions with other customers, and did not, in the opinion of management, involve more than normal credit risk or present other unfavourable features. 6 SECURITIES State treasury and other bills eligible for CNB refinancing at 31 December 2004 CZK m 2003 CZK m Bonds and similar debt securities at 31 December 2004 CZK m 2003 CZK m Shares, mutual share and other interest equity securities at 31 December 2004 CZK m 2003 CZK m Trading 606 1 377 4 413 3 423 0 0 - issued by government 606 1 377 0 0 0 0 - issued by financial sector 0 0 4 413 3 325 0 0 - issued by nonfinancial sector 0 0 0 98 0 0 Available for sale 0 0 757 771 22 22 - issued by government 0 0 0 256 0 0 - issued by financial sector 0 0 524 238 22 22 - issued by nonfinancial sector 0 0 233 277 0 0 606 1 377 5 170 4 194 22 22 (a) Trading securities State treasury bills and other securities accepted by Central bank for re-financing 31 December 2004 CZK m 31 December 2003 CZK m State treasury bills 357 1 377 Main or auxiliary market of recognised domestic stock exchanges 249 0 606 1 377 28
Other debt securities 31 December 2004 CZK m 31 December 2003 CZK m Main or auxiliary market of recognised foreigner stock exchanges 4 413 3 423 4 413 3 423 Trading securities at 31 December 2004 include CZK 153 million of bonds issued by the parent company recognised at fair value (31 December 2003: CZK 163 million). (b) Securities available-for-sale Bonds and similar debt securities 31 December 2004 CZK m 31 December 2003 CZK m Main or auxiliary market of recognised foreigner stock exchanges 757 771 Unquoted 0 0 757 771 Shares and similar equity securities 31 December 2004 CZK m 31 December 2003 CZK m Traded on main or auxiliary market of recognised stock exchanges Open mutual funds 12 12 Equity indices 0 0 Not traded on main or auxiliary market of recognised stock exchanges Joint stock company 10 10 Limited liability and other companies 0 0 Net value 22 22 29
Page 1 and 2: Annual Report of Živnostenská ban
Page 3 and 4: Composition of the Supervisory Boar
Page 5 and 6: Introduction by the Chairman of the
Page 7 and 8: Directors’ Report Dear Clients an
Page 9 and 10: During 2004, the Bank opened 14 new
Page 11: provided support to a number of pro
Page 14 and 15: Liabilities: Note 31 December 2004
Page 16 and 17: Income Statement for the Year Ended
Page 18 and 19: Schedule to the Financial Statement
Page 20 and 21: • on sale or transfer of any secu
Page 22 and 23: (o) Receivables Receivables are sta
Page 24 and 25: The Bank creates social fund. The s
Page 26 and 27: In 2004 and 2003, the Bank did not
Page 30 and 31: Securities available-for-sale at 31
Page 32 and 33: (c) Movements in investments in sub
Page 34 and 35: Tangible fixed assets 31 December 2
Page 36 and 37: 10 ALLOWANCES, PROVISIONS AND WRITE
Page 38 and 39: 11 DUE TO BANKS 31 December 2004 CZ
Page 40 and 41: 13 LIABILITIES FROM DEBT SECURITIES
Page 42 and 43: If the balance of the statutory res
Page 44 and 45: 31 December 2004 31.December 2003 C
Page 46 and 47: 20 COMMISSION AND FEE INCOME AND EX
Page 48 and 49: 23 ADMINISTRATIVE EXPENSES 31 Decem
Page 50 and 51: 24 TAXATION 31 December 2004 CZK m
Page 52 and 53: 26 FINANCIAL RISKS (a) Strategy in
Page 54 and 55: on a daily basis (so-called “back
Page 56 and 57: As at 31 December 2004 Assets CZK E
Page 58 and 59: The VaR amount for interest rate ri
Page 60 and 61: (g) Liquidity risk The Bank is expo
Page 62 and 63: At 31 December 2003 Assets Within 3
Page 65 and 66: Consolidated Financial Statement au
Page 67 and 68: Consolidated Income Statements of C
Page 69 and 70: Schedule to the Consolidated Financ
Page 71 and 72: (c) Foreign currencies The consolid
Page 73 and 74: (h) Sale and repurchase agreements
Page 75 and 76: Property, plant and equipment and i
Page 77 and 78: 3 NET FEE AND COMMISSION INCOME 31
Page 79 and 80:
7 OPERATING EXPENSES Operating expe
Page 81 and 82:
The tax on the operating profit dif
Page 83 and 84:
13 STATE TREASURY AND OTHER BILLS E
Page 85 and 86:
31 December 2004 31 December 2003 N
Page 87 and 88:
18 SECURITIES AVAILABLE-FOR-SALE 31
Page 89 and 90:
Property, plant and equipment Dispo
Page 91 and 92:
y 29 December 2014, with no repayme
Page 93 and 94:
The following table indicates the c
Page 95 and 96:
(b) Capital adequacy To monitor the
Page 97 and 98:
Geographical concentrations of asse
Page 99 and 100:
market movements. The Board of Dire
Page 101 and 102:
CZK USD GBP EUR Other Total As at 3
Page 103 and 104:
As at 31 December 2004 Up to 1-3 3-
Page 105 and 106:
The table below summarises the effe
Page 107 and 108:
Maturities of assets and liabilitie
Page 109 and 110:
to be completely matched since busi
Page 111 and 112:
34 RELATED PARTY TRANSACTIONS Parti
Page 113 and 114:
Non-Audited Supplemental Informatio
Page 115 and 116:
NON-AUDITED RECONCILIATION OF THE I
Page 117 and 118:
Report on Relations between the Con
Page 119 and 120:
1.4. In addition to the above menti
Page 121 and 122:
Supplementary Data in Conformity wi
Page 123 and 124:
1.3. The Board of Directors as at 3
Page 125 and 126:
- supplementary investment services
Page 127 and 128:
was launched aimed to introduce the
Page 129 and 130:
Other Top Managers of Živnostensk
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Annual report 2004 (PDF, 4141 kB) - Unicredit Bank

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