CURRY COLLEGE - University Health Plans
CURRY COLLEGE - University Health Plans
CURRY COLLEGE - University Health Plans
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Summary of Benefits Chart (continued)<br />
Mental <strong>Health</strong> and Substance Abuse Benefits<br />
Inpatient<br />
Expense -<br />
Mental <strong>Health</strong><br />
Covered Medical Expenses for inpatient<br />
treatment of a mental health condition or<br />
for substance abuse are payable as<br />
follows:<br />
Treatment of biologically based mental<br />
health conditions, or rape related mental<br />
or emotional disorders, while confined as<br />
an inpatient in a hospital or facility<br />
licensed for such treatment are payable on<br />
the same basis as any other inpatient<br />
expense.<br />
Treatment of non-biologically based mental<br />
health conditions, or for substance<br />
abuse, while confined as an inpatient in a<br />
hospital or facility licensed for such treatment,<br />
are payable on the same basis as<br />
any other inpatient expense subject to a<br />
maximum of 60 days per Policy Year.<br />
Covered Medical Expenses also include<br />
the charges made for treatment received<br />
during partial hospitalization in a hospital<br />
or treatment facility. Prior review and<br />
approval must be obtained on a case-bycase<br />
basis by contacting Chickering<br />
Claims Administrators Inc. When<br />
approved, benefits will be payable in place<br />
of an inpatient admission, whereby 2 days<br />
of partial hospitalization may be<br />
exchanged for 1 day of full<br />
hospitalization.<br />
Outpatient<br />
Expense -<br />
Mental <strong>Health</strong><br />
Covered Medical Expenses for the care or<br />
treatment of a mental health condition by<br />
a licensed or accredited health service<br />
organization or hospital or by a licensed<br />
practitioner are payable as follows:<br />
Preferred Care: 100% of the Negotiated<br />
Charge after an $8 Copay per visit.<br />
Non-Preferred Care: 100% of the<br />
Reasonable Charge after a $10 Deductible<br />
per visit.<br />
Outpatient treatment is payable up to a<br />
maximum of $1,500 per policy year.<br />
13.