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CURRY COLLEGE - University Health Plans

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Summary of Benefits Chart (continued)<br />

Maternity Benefits<br />

Maternity<br />

Expense<br />

(If included in the<br />

plan, any applicable<br />

referral<br />

requirements and<br />

associated penalties<br />

are waived for these<br />

services)<br />

Infertility<br />

Expense Benefit<br />

Covered Medical Expenses for pregnancy,<br />

childbirth and complications of<br />

pregnancy are payable on the same basis<br />

as any other Sickness. In the event of an<br />

inpatient confinement, such benefits<br />

would be payable for inpatient care of the<br />

Covered Person and any newborn child,<br />

for a minimum of 48 hours after a vaginal<br />

delivery and for a minimum of 96 hours<br />

after a cesarean delivery.<br />

Covered Medical Expenses are payable on<br />

the same basis as an expense for<br />

Medically Necessary expenses for the<br />

diagnosis and treatment of infertility.<br />

Covered Medical Expenses includes<br />

expenses incurred for non-experimental<br />

infertility procedures including artificial<br />

insemination (AI).<br />

In vitro fertilization and embryo placement<br />

(IVF), gamete intrafallopian transfer<br />

(GIFT), sperm, egg and/or inseminated<br />

egg procurement, processing, and banking<br />

to the extent such costs are not covered<br />

by the donor's insurer, if any; intracytoplasmic<br />

sperm injection (ICSI) for treatment<br />

of male factor fertility, and, zygote<br />

intrafallopian transfer (ZIFT).<br />

Benefits payable under this provision are<br />

not subject to any Pre-Existing<br />

Conditions exclusion (if applicable under<br />

the Plan).<br />

Voluntary<br />

Termination<br />

of Pregnancy<br />

Expense<br />

Covered Medical Expenses for voluntary<br />

termination of pregnancy are payable on<br />

the same basis as any other Sickness up to<br />

a maximum of $300.<br />

15.

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