CURRY COLLEGE - University Health Plans

TABLE OF CONTENTS
Page
Where to Find Help..................................................................... 2
Curry College Student Health Insurance Plan........................ 4
Policy Period................................................................................. 4
Premium Rates.............................................................................. 4
Premium Refund Policy............................................................... 5
Student Coverage.......................................................................... 5
Waiver Process/Procedure.......................................................... 5
Newborn Infant and Adopted Child Coverage....................... 6
Pre-Existing Conditions/Continuously Insured Provisions.. 6
Limitations..................................................................................... 7
Preferred Provider Network....................................................... 7
Inpatient Admission Pre-Certification Program..................... 8
Description of Benefits............................................................... 9
Summary of Benefits Chart...................................................... 10
Additional Services and Discounts........................................... 18
General Provisions...................................................................... 22
Definitions.................................................................................... 24
Exclusions..................................................................................... 29
Extension of Benefits................................................................. 33
Termination of Insurance.......................................................... 33
Claim Procedure.......................................................................... 33
Accidental Death and Dismemberment Benefits.................. 34
Worldwide Emergency Travel Assistance Services................ 34
Worldwide Emergency and
Return of Mortal Remains Services......................................... 35
Notice............................................................................................ 37
THIS SUMMARY OF COVERAGE IS NOT
MEDICARE SUPPLEMENT COVERAGE.
If you are eligible for Medicare, review the Medicare
Supplement Buyer's Guide available from the Plan
administrator.
1.