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The Ancient Sport of Falconry is Alive in Georgia Pecans—a ...

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Ag<strong>Georgia</strong> Services and Benefits<br />

You have many choices and benefits for manag<strong>in</strong>g your loan when you do bus<strong>in</strong>ess with Ag<strong>Georgia</strong> Farm Credit. Here are just a few:<br />

AccountAccess LoanL<strong>in</strong>e Patronge Refund<br />

Have you tried AccountAccess? It’s a<br />

handy, easy way for you to keep tabs on your<br />

Ag<strong>Georgia</strong> loan. You can view your account<br />

<strong>in</strong>formation onl<strong>in</strong>e at any time at www.<br />

aggeorgia.com. You can also make your loan<br />

payments when it’s convenient for you—24<br />

hours a day, 7 days a week. Your annual<br />

year-end statement and IRS 1098 and 1099<br />

tax forms are also available onl<strong>in</strong>e through<br />

AccountAccess.<br />

LoanL<strong>in</strong>e <strong>is</strong> around-the-clock access to<br />

your loan <strong>in</strong>formation. At Farm Credit, we<br />

understand that your day doesn’t end at five<br />

o’clock. That’s why we’ve created LoanL<strong>in</strong>e,<br />

your 24-hour toll-free telephone access to<br />

loan <strong>in</strong>formation. LoanL<strong>in</strong>e works around<br />

your schedule. Dial toll-free 1-877-LoanL<strong>in</strong>e<br />

(1-877-562-6546.)<br />

A major difference between Ag<strong>Georgia</strong><br />

Farm Credit and other lenders <strong>is</strong> that Farm<br />

Credit can return its pr<strong>of</strong>its to our borrowers.<br />

As a cooperative we can share our pr<strong>of</strong>its with<br />

our borrowers through Patronage Refunds.<br />

A patronage refund <strong>is</strong> a way <strong>of</strong> d<strong>is</strong>tribut<strong>in</strong>g<br />

the association’s net <strong>in</strong>come to its memberstockholders.<br />

A member’s refund <strong>is</strong> based on<br />

the proportion <strong>of</strong> <strong>in</strong>terest earned on h<strong>is</strong> or<br />

her loan to the total <strong>in</strong>terest earned by the<br />

association and <strong>is</strong> a way to refund a portion<br />

<strong>of</strong> the <strong>in</strong>terest you have paid on your loan.<br />

Th<strong>is</strong> reduces your effective cost <strong>of</strong> borrow<strong>in</strong>g.<br />

So it pays to do bus<strong>in</strong>ess with Ag<strong>Georgia</strong><br />

Farm Credit! z<br />

Ag<strong>Georgia</strong>.25.w<strong>in</strong>ter 2011

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