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Disclosure form and evidence of coverage - Kaiser Permanente ...

Disclosure form and evidence of coverage - Kaiser Permanente ...

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Member Service Contact Center: toll free 1-800-443-0815 (TTY users call 711) seven days a week 8 a.m.–8 p.m.<br />

Introduction<br />

<strong>Kaiser</strong> Foundation Health Plan, Inc. (Health Plan) has a<br />

contract with the Centers for Medicare & Medicaid<br />

Services as a Medicare Advantage Organization. This<br />

Medicare contract is renewed annually.<br />

This contract provides Medicare Services (including<br />

Medicare Part D prescription drug <strong>coverage</strong>) through<br />

"<strong>Kaiser</strong> <strong>Permanente</strong> Senior Advantage with Part D"<br />

(Senior Advantage), except for hospice care for<br />

Members with Medicare Part A, which is covered under<br />

Original Medicare. Senior Advantage is for Members<br />

who have Medicare, providing the advantages <strong>of</strong><br />

combined Medicare <strong>and</strong> Health Plan benefits. Enrollment<br />

in this Senior Advantage plan means that you are<br />

automatically enrolled in Medicare Part D.<br />

This Evidence <strong>of</strong> Coverage describes our Senior<br />

Advantage health care <strong>coverage</strong> provided under the<br />

Group Agreement (Agreement) between Health Plan<br />

(<strong>Kaiser</strong> Foundation Health Plan, Inc.), Northern<br />

California Region <strong>and</strong> Southern California Region, <strong>and</strong><br />

the University <strong>of</strong> California or your Group (the entity<br />

with which Health Plan has entered into the Agreement).<br />

For benefits provided under any other Health Plan<br />

program, refer to that plan's <strong>evidence</strong> <strong>of</strong> <strong>coverage</strong>.<br />

Please read the following in<strong>form</strong>ation so that you will<br />

know from whom or what group <strong>of</strong> providers you<br />

may get health care. It is important to familiarize<br />

yourself with your <strong>coverage</strong> by reading this Evidence <strong>of</strong><br />

Coverage completely, so that you can take full advantage<br />

<strong>of</strong> your Health Plan benefits. Also, if you have special<br />

health care needs, please carefully read the sections that<br />

apply to you.<br />

In this Evidence <strong>of</strong> Coverage, Health Plan is sometimes<br />

referred to as "we" or "us." Members are sometimes<br />

referred to as "you." Some capitalized terms have special<br />

meaning in this Evidence <strong>of</strong> Coverage; please see the<br />

"Definitions" section for terms you should know.<br />

Term <strong>of</strong> this Evidence <strong>of</strong> Coverage<br />

This Evidence <strong>of</strong> Coverage is for the period January 1,<br />

2013, through December 31, 2013, unless amended.<br />

Benefits, <strong>form</strong>ulary, pharmacy network, Copayments,<br />

<strong>and</strong> Coinsurance may change on January 1 <strong>of</strong> each year<br />

<strong>and</strong> at other times in accord with the University <strong>of</strong><br />

California's Agreement with us. The University <strong>of</strong><br />

California can tell you whether this Evidence <strong>of</strong><br />

Coverage is still in effect <strong>and</strong> give you a current one<br />

if this Evidence <strong>of</strong> Coverage has been amended.<br />

About <strong>Kaiser</strong> <strong>Permanente</strong><br />

<strong>Kaiser</strong> <strong>Permanente</strong> provides Services directly to our<br />

Members through an integrated medical care program.<br />

Health Plan, Plan Hospitals, <strong>and</strong> the Medical Group<br />

work together to provide our Members with quality care.<br />

Our medical care program gives you access to all <strong>of</strong> the<br />

covered Services you may need, such as routine care<br />

with your own personal Plan Physician, hospital care,<br />

laboratory <strong>and</strong> pharmacy Services, Emergency Services,<br />

Urgent Care, <strong>and</strong> other benefits described in the<br />

"Benefits <strong>and</strong> Cost Sharing" section. Plus, our health<br />

education programs <strong>of</strong>fer you great ways to protect <strong>and</strong><br />

improve your health.<br />

We provide covered Services to Members using Plan<br />

Providers located in our Service Area, which is described<br />

in the "Definitions" section. You must receive all<br />

covered care from Plan Providers inside our Service<br />

Area, except as described in the sections listed below for<br />

the following Services:<br />

• Authorized referrals as described under "Getting a<br />

Referral" in the "How to Obtain Services" section<br />

• Certain care when you visit the service area <strong>of</strong><br />

another Region as described under "Visiting Other<br />

Regions" in the "How to Obtain Services" section<br />

• Emergency ambulance Services as described under<br />

"Ambulance Services" in the "Benefits <strong>and</strong> Cost<br />

Sharing" section<br />

• Emergency Services, Post-Stabilization Care, <strong>and</strong><br />

Out-<strong>of</strong>-Area Urgent Care as described in the<br />

"Emergency Services <strong>and</strong> Urgent Care" section<br />

• Out-<strong>of</strong>-area dialysis care as described under "Dialysis<br />

Care" in the "Benefits <strong>and</strong> Cost Sharing" section<br />

• Prescription drugs from Non–Plan Pharmacies as<br />

described under "Outpatient Prescription Drugs,<br />

Supplies, <strong>and</strong> Supplements" in the "Benefits <strong>and</strong> Cost<br />

Sharing" section<br />

• Routine Services associated with Medicare-approved<br />

clinical trials as described under "Routine Services<br />

Associated with Clinical Trials" in the "Benefits <strong>and</strong><br />

Cost Sharing" section<br />

E<br />

O<br />

C<br />

1<br />

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