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Disclosure form and evidence of coverage - Kaiser Permanente ...

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this section calls a "fast complaint" is also called an<br />

"expedited grievance"<br />

Step 2: We look into your complaint <strong>and</strong> give you our<br />

answer<br />

• If possible, we will answer you right away. If you call<br />

us with a complaint, we may be able to give you an<br />

answer on the same phone call. If your health<br />

condition requires us to answer quickly, we will do<br />

that<br />

• Most complaints are answered in 30 calendar days. If<br />

we need more in<strong>form</strong>ation <strong>and</strong> the delay is in your<br />

best interest or if you ask for more time, we can take<br />

up to 14 more calendar days (44 calendar days total)<br />

to answer your complaint<br />

• If we do not agree with some or all <strong>of</strong> your complaint<br />

or don't take responsibility for the problem you are<br />

complaining about, we will let you know. Our<br />

response will include our reasons for this answer. We<br />

must respond whether we agree with the complaint or<br />

not<br />

You can also make complaints about quality <strong>of</strong><br />

care to the Quality Improvement Organization<br />

You can make your complaint about the quality <strong>of</strong> care<br />

you received to us by using the step-by-step process<br />

outlined above.<br />

When your complaint is about quality <strong>of</strong> care, you also<br />

have two extra options:<br />

• You can make your complaint to the Quality<br />

Improvement Organization. If you prefer, you can<br />

make your complaint about the quality <strong>of</strong> care you<br />

received directly to this organization (without making<br />

the complaint to us)<br />

♦ the Quality Improvement Organization is a group<br />

<strong>of</strong> practicing doctors <strong>and</strong> other health care experts<br />

paid by the federal government to check <strong>and</strong><br />

improve the care given to Medicare patients<br />

♦ to find the name, address, <strong>and</strong> phone number <strong>of</strong><br />

the Quality Improvement Organization for your<br />

state, look in the "Important Phone Numbers <strong>and</strong><br />

Resources" section. If you make a complaint to<br />

this organization, we will work with them to<br />

resolve your complaint<br />

• Or, you can make your complaint to both at the<br />

same time. If you wish, you can make your<br />

complaint about quality <strong>of</strong> care to us <strong>and</strong> also to the<br />

Quality Improvement Organization<br />

You can also tell Medicare about your<br />

complaint<br />

You can submit a complaint about our Plan directly to<br />

Medicare. To submit a complaint to Medicare, go to<br />

www.medicare.gov/MedicareComplaintForm/home.a<br />

spx. Medicare takes your complaints seriously <strong>and</strong> will<br />

use this in<strong>form</strong>ation to help improve the quality <strong>of</strong> the<br />

Medicare program.<br />

If you have any other feedback or concerns, or if you feel<br />

our Plan is not addressing your issue, please call 1-800-<br />

MEDICARE (1-800-633-4227). TTY/TDD users can<br />

call 1-877-486-2048.<br />

Additional Review<br />

You may have certain additional rights if you remain<br />

dissatisfied after you have exhausted our grievance<br />

procedure, <strong>and</strong> if applicable, external review:<br />

• If your Group's benefit plan is subject to the<br />

Employee Retirement Income Security Act (ERISA),<br />

you may file a civil action under section 502(a) <strong>of</strong><br />

ERISA. To underst<strong>and</strong> these rights, you should check<br />

with your Group or contact the Employee Benefits<br />

Security Administration (part <strong>of</strong> the U.S. Department<br />

<strong>of</strong> Labor) at 1-866-444-EBSA (1-866-444-3272)<br />

• If your Group's benefit plan is not subject to ERISA<br />

(for example, most state or local government plans<br />

<strong>and</strong> church plans), you may have a right to request<br />

review in state court<br />

Binding Arbitration<br />

For all claims subject to this "Binding Arbitration"<br />

section, both Claimants <strong>and</strong> Respondents give up the<br />

right to a jury or court trial <strong>and</strong> accept the use <strong>of</strong> binding<br />

arbitration. Ins<strong>of</strong>ar as this "Binding Arbitration" section<br />

applies to claims asserted by <strong>Kaiser</strong> <strong>Permanente</strong> Parties,<br />

it shall apply retroactively to all unresolved claims that<br />

accrued before the effective date <strong>of</strong> this Evidence <strong>of</strong><br />

Coverage. Such retroactive application shall be binding<br />

only on the <strong>Kaiser</strong> <strong>Permanente</strong> Parties.<br />

Scope <strong>of</strong> arbitration<br />

Any dispute shall be submitted to binding arbitration<br />

if all <strong>of</strong> the following requirements are met:<br />

• The claim arises from or is related to an alleged<br />

violation <strong>of</strong> any duty incident to or arising out <strong>of</strong> or<br />

relating to this Evidence <strong>of</strong> Coverage or a Member<br />

Party's relationship to <strong>Kaiser</strong> Foundation Health Plan,<br />

Inc. (Health Plan), including any claim for medical or<br />

hospital malpractice (a claim that medical services or<br />

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