Disclosure form and evidence of coverage - Kaiser Permanente ...
Disclosure form and evidence of coverage - Kaiser Permanente ...
Disclosure form and evidence of coverage - Kaiser Permanente ...
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Member Service Contact Center: toll free 1-800-443-0815 (TTY users call 711) seven days a week 8 a.m.–8 p.m.<br />
• Emergency contraceptive pills: no charge<br />
• The following insulin-administration devices at a<br />
$5 Copayment for up to a 30-day supply: needles,<br />
syringes, alcohol swabs, <strong>and</strong> gauze<br />
Catastrophic Coverage Stage. All Medicare<br />
prescription drug plans include catastrophic <strong>coverage</strong> for<br />
people with high drug costs. In order to qualify for<br />
catastrophic <strong>coverage</strong>, you must spend $4,750 out-<strong>of</strong>pocket<br />
during 2013. When the total amount you have<br />
paid for your Cost Sharing reaches $4,750, you will pay<br />
the following for the remainder <strong>of</strong> 2013:<br />
• a $3 Copayment per prescription for insulin<br />
administration devices <strong>and</strong> generic drugs<br />
• a $10 Copayment per prescription for br<strong>and</strong>-name<br />
<strong>and</strong> specialty drugs<br />
• Injectable Part D vaccines: no charge<br />
• Emergency contraceptive pills: no charge<br />
Note: Each year, effective on January 1, the Centers for<br />
Medicare & Medicaid Services may change <strong>coverage</strong><br />
thresholds <strong>and</strong> catastrophic <strong>coverage</strong> Copayments that<br />
apply for the calendar year. We will notify you in<br />
advance <strong>of</strong> any change to your <strong>coverage</strong>.<br />
These payments are included in your out-<strong>of</strong>-pocket<br />
costs. When you add up your out-<strong>of</strong>-pocket costs, you<br />
can include the payments listed below (as long as they<br />
are for Part D covered drugs <strong>and</strong> you followed the rules<br />
for drug <strong>coverage</strong> that are explained in this "Outpatient<br />
Prescription Drugs, Supplies, <strong>and</strong> Supplements" section):<br />
• The amount you pay for drugs when you are in the<br />
Initial Coverage Stage<br />
• Any payments you made during this calendar year as<br />
a member <strong>of</strong> a different Medicare prescription drug<br />
plan before you joined our Plan<br />
It matters who pays:<br />
• If you make these payments yourself, they are<br />
included in your out-<strong>of</strong>-pocket costs<br />
• These payments are also included if they are made on<br />
your behalf by certain other individuals or<br />
organizations. This includes payments for your drugs<br />
made by a friend or relative, by most charities, by<br />
AIDS drug assistance programs, or by the Indian<br />
Health Service. Payments made by Medicare's Extra<br />
Help Program are also included<br />
These payments are not included in your out-<strong>of</strong>pocket<br />
costs. When you add up your out-<strong>of</strong>-pocket costs,<br />
you are not allowed to include any <strong>of</strong> these types <strong>of</strong><br />
payments for prescription drugs:<br />
• The amount you contribute, if any, toward your<br />
group's Premium<br />
• Drugs you buy outside the United States <strong>and</strong> its<br />
territories<br />
• Drugs that are not covered by our Plan<br />
• Drugs you get at an out-<strong>of</strong>-network pharmacy that do<br />
not meet our Plan's requirements for out-<strong>of</strong>-network<br />
<strong>coverage</strong><br />
• Prescription drugs covered by Part A or Part B<br />
• Payments you make toward prescription drugs not<br />
normally covered in a Medicare prescription drug<br />
plan<br />
• Payments for your drugs that are made or funded by<br />
group health plans, including employer health plans<br />
• Payments for your drugs that are made by certain<br />
insurance plans <strong>and</strong> government-funded health<br />
programs such as TRICARE <strong>and</strong> the Veterans<br />
Administration<br />
• Payments for your drugs made by a third-party with a<br />
legal obligation to pay for prescription costs (for<br />
example, Workers' Compensation)<br />
Reminder: If any other organization such as the ones<br />
described above pays part or all <strong>of</strong> your out-<strong>of</strong>-pocket<br />
costs for Part D drugs, you are required to tell our Plan.<br />
Call our Member Service Contact Center to let us know<br />
(phone numbers are on the cover <strong>of</strong> this Evidence <strong>of</strong><br />
Coverage).<br />
Keeping track <strong>of</strong> Medicare Part D drugs. The<br />
Explanation <strong>of</strong> Benefits is a document you will get for<br />
each month you use your Part D prescription drug<br />
<strong>coverage</strong>. The Explanation <strong>of</strong> Benefits will tell you the<br />
total amount you have spent on your prescription drugs<br />
<strong>and</strong> the total amount we have paid for your prescription<br />
drugs. An Explanation <strong>of</strong> Benefits is also available upon<br />
request from our Member Service Contact Center.<br />
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