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Swiftly And Smartly! - IFBI.com

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Modern-day finance touches each one of us. To manage our lives intelligently and responsibly, we need<br />

to know the world of modern finance much better. As a professional - experienced or starting out in<br />

life, or a home-maker handling family finances, you need to know how to manage your money, protect<br />

your family from risks and avoid <strong>com</strong>mon pitfalls while investing. As your needs and responsibilities<br />

evolve, you need to know how best to grow and preserve your money, and how to make the financial<br />

system work better for you. There is no escaping the fact that in today’s world, financial awareness<br />

is an essential Life Skill.<br />

Consider some of the questions that confront us when it <strong>com</strong>es to investing, taking decisions<br />

among many choices and managing our money !!<br />

Training Methodology<br />

The <strong>IFBI</strong> Swift Personal Finance program has been designed using a rich mix of activities and real-life<br />

examples, while at the same time providing a solid foundation to acquire future knowledge. Wellcrafted<br />

exercises set the participant on the path to better manage his or her personal finances in the<br />

short term as well as the long term. Experienced <strong>IFBI</strong> faculty and convenient time schedules make the<br />

program an irresistible offer for every aspirant.<br />

Program Details:<br />

SWIFT PERSONAL FINANCE LEVEL-1<br />

Duration : 20 Hours<br />

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How do you invest in the Stock Market, safely?<br />

What else does Life Insurance do other than insuring your life?<br />

Should you invest in shares or Mutual Funds?<br />

How can you pay the lowest taxes on your salary?<br />

Must your Provident Fund deduction always be 12%?<br />

Do you use all the features of your bank account?<br />

What’s the catch in that 0% EMI offer?<br />

Why is it better to borrow to pay off your Credit Card, than to delay payment?<br />

What do they mean when they say Balance Transfer?<br />

What is a Systematic Investment Plan (SIP)?<br />

How do you choose the Mutual Fund that works best for you?<br />

How does Health Insurance work?<br />

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Personal Financial Planning & Setting Financial Goals<br />

Salary Components, Maximising Savings and incidence of Personal Taxation<br />

Overview of Indian Financial System<br />

Investment Principles - Balancing between returns, risk and cash<br />

Popular Investments with Fixed Returns - Tips & Tricks<br />

Bank Accounts & Features<br />

Credit Cards - How they work and how best to utilise them<br />

Life Insurance - Principles, types of policies and what works best<br />

Understanding Loans - EMIs, Penalties & Charges, Fine Print<br />

Home Loans - Maximising your benefits<br />

Auto Loans, Education Loans & Personal Loans - When and How to Use Them<br />

Investing in Equity – Level 1<br />

Direct Equity - Share market basics & safe practices<br />

Mutual Funds - Level 1 – Concept, types and benefits<br />

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Should you take a Home Loan to buy a house now, or later?<br />

Experience shows that due to inadequate knowledge and lack of awareness on modern day finances,<br />

many of us find it un<strong>com</strong>fortable to find the appropriate answers to these questions. We tend to use<br />

thumb rules or rely on advice from friends and relatives, which may not suit our unique needs.<br />

Proper financial awareness orients a person to participate and make judicious choices - from<br />

investments to insurance, savings to taxation, loans to real estate -thus, making one’s hard earned<br />

money work equally hard for one selves.<br />

NIIT Institute of Finance, Banking and Insurance (<strong>IFBI</strong>) announces the launch of “<strong>IFBI</strong> Swift<br />

Personal Finance “. This program aims to make individuals more confident and aware of the world of<br />

personal finance. It also aims at equipping them with an ability to understand, participate and take<br />

informed decisions on investments and money management<br />

SWIFT PERSONAL FINANCE LEVEL-2<br />

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Overview of Personal Financial Planning<br />

Mutual Funds - Level 2 – How to select mutual funds<br />

Investing in Equity - Level 2<br />

Derivatives & Modern Investment Products<br />

Real Estate investing<br />

Health Insurance – when to use and how to select<br />

Property, Fire & Motor Insurance - Using them intelligently<br />

Tips & Tricks of Debt Management<br />

Personal Tax Planning<br />

Passing on your Wealth - Gift / Transfers / Inheritance<br />

Duration : 20 Hours

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