English - BMI Bank

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Our philosophy [OUR PHILOSOPHY] OUR VISION To become a dynamic regional bank, providing innovative and unique financial solutions. Our key pillars Innovation, inspiration, teamwork and a strong corporate culture. Our core values Integrity and ethical behavior, customer satisfaction, quality and excellence, empowerment and trust. Our creed [BMI Bank – Better, together.] [4] BMI Bank Annual Report 2011
Our philosophy Our purpose To provide high quality products and services in the form of Retail and Commercial Banking to an increasing number of people in selected markets throughout the MENA and other emerging markets. • To deliver a profitable performance; provide highquality products and services in competitive ways – maximizing revenues and minimizing cost. • To deliver a sustainable performance; provide products & services in a sustainable way attracting the best customers, accessing potential markets in which we enjoy their trust while bringing benefits to everyone concerned including customers, government, competitors, citizens and communities, thereby generating repeat business. • To deliver a consistent and growing performance; invest enough to deliver long-term growth while balancing it with returns to our shareholders. Our mission We are committed as a team to meet and exceed our customers’ expectations by providing them with innovative and high quality financial solutions – both conventional and Islamic. We are empowered with a strong corporate culture, knowledge, skills and the latest technology to meet our stakeholders’ expectations. We maintain our integrity, creating and sharing trust and practicing ethical behavior. BMI Bank Annual Report 2011 [5]
Page 1: [Growing Stronger] Annual Report 20
Page 4 and 5: [building a solid reputation for pr
Page 8 and 9: Financial highlights 2011 [2011 Fin
Page 10 and 11: STRENGTH THROUGH Progress thanks to
Page 12 and 13: Chairman’s report [10] BMI Bank A
Page 14 and 15: Chairman’s report LOCAL MARKET Af
Page 16 and 17: Chairman’s report MANAGING RISKS
Page 18 and 19: STRENGTH THROUGH PARTNERSHIP Unbeat
Page 20 and 21: Chief executive officer’s report
Page 26 and 27: STRENGTH THROUGH VERSATILITY A rang
Page 28 and 29: Board of Directors’ profiles [boa
Page 30 and 31: Board of Directors’ profiles Brig
Page 32 and 33: Board of Directors’ profiles Dr.
Page 34 and 35: STRENGTH THROUGH efficiency develop
Page 36 and 37: Sharia Supervisory Board [Sharia Su
Page 38 and 39: STRENGTH THROUGH PRIVILEGES A commi
Page 40 and 41: Corporate governance [Corporate Gov
Page 42 and 43: Corporate governance Term of the Bo
Page 44 and 45: Corporate governance • Overseeing
Page 46 and 47: Corporate governance COMMITTEE FREQ
Page 48 and 49: Corporate governance Executive Mana
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Page 52 and 53: STRENGTH THROUGH INNOVATION Save wi
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Management Discussion and Analysis
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[66] BMI Bank Annual Report 2011
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Consolidated Statement of Financial
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Consolidated Statement of Comprehen
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Notes to the Consolidated Financial
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English - BMI Bank

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