Same commitment. - Seaway Bank and Trust Company
Same commitment. - Seaway Bank and Trust Company
Same commitment. - Seaway Bank and Trust Company
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The installation of<br />
the new <strong>Seaway</strong> <strong>Bank</strong><br />
<strong>and</strong> <strong>Trust</strong> <strong>Company</strong><br />
sign in October, 2008<br />
was a symbol of <strong>Seaway</strong>’s<br />
<strong>commitment</strong> to<br />
the community.<br />
Commitment To Our Community<br />
Putting community first is one of the core<br />
principles upon which <strong>Seaway</strong> <strong>Bank</strong> <strong>and</strong><br />
<strong>Trust</strong> <strong>Company</strong> was founded.<br />
<strong>Seaway</strong>’s response to last year’s economic<br />
downturn provides yet another compelling<br />
example of the invaluable role a community<br />
bank plays. Loan delinquencies nationwide<br />
are at their highest level since 1993, according<br />
to the Federal Deposit Insurance Corporation.<br />
True to the spirit of its founders,<br />
however, <strong>Seaway</strong>’s response to this challenge<br />
was to continue to put the community first.<br />
“I’ve spoken with people who have been<br />
in business for 30 years <strong>and</strong> have never experienced<br />
anything like this,” <strong>Bank</strong> President<br />
Walter E. Grady says, referring to the<br />
overall economic plight faced by many of<br />
<strong>Seaway</strong>’s customers. “The question they all<br />
ask is, What now? Our responsibility is to<br />
give them an answer, <strong>and</strong> we do.”<br />
<strong>Seaway</strong> answered the call in 2008 by<br />
working with each client to address specific,<br />
individual financial needs, whether that<br />
meant restructuring loans or assembling<br />
mortgage rescue plans to assist borrowers<br />
severely impacted by the economic crisis.<br />
It’s a strategy that mirrors the bank’s approach<br />
to lending. No two customers are<br />
alike, <strong>and</strong> <strong>Seaway</strong>’s lending team is committed<br />
to providing the personalized lending<br />
solutions each client deserves.<br />
Initiatives like the Management Trainee<br />
Program, Board of Education Work Study<br />
<strong>and</strong> Internship Programs <strong>and</strong> <strong>Bank</strong>-at-<br />
School programs continue to be popular,<br />
<strong>and</strong> are all testaments to <strong>Seaway</strong>’s ongoing<br />
effort to make a positive difference in the<br />
community we serve.<br />
This personal <strong>commitment</strong> has been<br />
more than a source of satisfaction for <strong>Seaway</strong><br />
<strong>and</strong> its employees. It’s also been one of<br />
the primary keys to our continued success.<br />
<strong>Seaway</strong>’s new look is<br />
applied to the many<br />
banking products<br />
offered to customers<br />
including consumer<br />
accounts <strong>and</strong> home<br />
equity loans.<br />
<strong>Seaway</strong> worked with<br />
customers in 2008<br />
to restructure loans<br />
or assemble mortgage<br />
rescue plans to<br />
ensure families could<br />
stay in their homes.<br />
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