2012 Benefit Enrollment Guide - Education Management Corporation

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Disability Insurance
Accidents happen. Illness strikes. And that can mean weeks, even years, of not being able
to earn a living. But, you can protect yourself with disability insurance which replaces a
portion of your income while you are unable to work.
1-866-502-8883
www.mylibertyconnection.com
Claimant services ID: EDMCDIS
PIN: Your Social Security number
Short-Term Disability
No one wants to be ill or injured, especially if it means missing
work. That’s why EDMC provides short-term disability (STD)
coverage at no cost to eligible full-time employees. Employees
must satisfy an eligibility waiting period before the plan benefits
take effect.
The benefits payable under the STD plan are equal to 100% of
your base salary that is in effect on the first day of your disability.
Base salary does not include overtime pay, bonuses or other
forms of special compensation.
Payment of STD will only be made for the period of time that
the disability has been certified by Liberty Mutual. You are
eligible for payment of STD benefits as of the first day of
absence that:
• Extends more than five consecutive workdays, and
• Is due to pregnancy or non-work-related illness, accident
or injury.*
The chart below shows the number of workdays for which
you may be eligible to receive STD benefits based on your
length of service.
Filing a disability claim
To file a short-term disability claim, follow these simple steps:
1. Notify your supervisor by completing a Request for Leave
form (found on Employee Resource).
2.
Report the nature of your disability and the length of
time you will be unable to work to Liberty Mutual
by phone at 1-866-502-8883, or online at
www.mylibertyconnection.com. You will need your
claimant services ID (EDMCDIS) and your personal identification
number (PIN), which is your Social Security number.
Liberty Mutual will review your application and authorize
payments as applicable. If you have LTD coverage, you do not
have to file a claim. Liberty Mutual will automatically transfer
your STD claim to LTD for review.
Years of Service
Workdays at Full Pay
Date of eligibility to completion Up to 10 days
of 6 months
Beginning of 7 months
Up to 30 days
to completion of 2 years
Beginning of 3 years
Up to 50 days
to completion of 5 years
Beginning of 6 years
Up to 70 days
to completion of 8 years
Beginning of 9 years
Up to 90 days
to completion of 11 years
Beginning of 12 years
Up to 110 days
to completion of 15 years
Beginning of 16 years and over Up to 130 days
Available days are calculated on a rolling 12-month “look-back”
basis and your eligible service with EDMC or any predecessor
company. If you pass a service milestone while receiving STD
benefits, the additional number of workdays will be added,
provided you remain disabled.
*See the STD Booklet found on Employee Resource for a full listing of
plan exclusions.
Questions? Contact HR One Connect at 1.888.471.3362 (1.888.HR1.EDMC).
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