Table of Contents - Practising Law Institute
Table of Contents - Practising Law Institute
Table of Contents - Practising Law Institute
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
<strong>Table</strong> <strong>of</strong> <strong>Contents</strong><br />
§ 27:7.1 Disclosure Obligations........................................ 27-21<br />
[A] Information to Be Included in Privacy<br />
Notices................................................................ 27-22<br />
[A][1] Clear and Conspicuous.................................... 27-23<br />
[A][2] Level <strong>of</strong> Detail Required................................... 27-24<br />
[A][3] Written or Electronic Notice............................ 27-25<br />
[A][4] Joint Notice by Two or More Financial<br />
Institutions ...................................................... 27-26<br />
[A][5] Simplified Notice ............................................. 27-26<br />
[B] Timing <strong>of</strong> Notices............................................... 27-26<br />
[B][1] Initial Notice ................................................... 27-26<br />
[B][2] Annual Notices................................................ 27-28<br />
[B][3] Revised Policy Notices ..................................... 27-28<br />
[C] Reasonable Expectation <strong>of</strong> Delivery .................... 27-28<br />
[D] Joint Account Holders and Householding .......... 27-29<br />
§ 27:7.2 Disclosure <strong>of</strong> Nonpublic Personal Information<br />
and Consumer Report Information to<br />
Affiliates.............................................................. 27-30<br />
[A] FCRA Opt-Out for Affiliate Sharing ................... 27-30<br />
[B] Sharing Exceptions Under the FCRA ................. 27-30<br />
[C] 2003 Amendments to the FCRA........................ 27-31<br />
[D] State and Local <strong>Law</strong> Restrictions ........................ 27-33<br />
§ 27:7.3 Disclosures <strong>of</strong> Nonpublic Personal<br />
Information to Nonaffiliates............................... 27-34<br />
[A] Reasonable Means to Opt Out ........................... 27-34<br />
[B] Time to Opt Out ................................................ 27-35<br />
[C] Effect <strong>of</strong> a Consumer’s Opt-Out Election........... 27-36<br />
[D] Joint Accounts .................................................... 27-36<br />
[E] FCRA Considerations ......................................... 27-37<br />
[F] State and Local <strong>Law</strong> Restrictions ........................ 27-37<br />
§ 27:7.4 Model Privacy Form to Provide Safe Harbor<br />
for GLB Act Disclosures ..................................... 27-38<br />
[A] Proposed Model Privacy Form ............................ 27-39<br />
[B] Adopted Final Model Privacy Form .................... 27-40<br />
§ 27:7.5 Exceptions to Notice and Opt-Out<br />
Under Regulation S-P ......................................... 27-41<br />
[A] Service Providers and Joint Marketers ................ 27-41<br />
[B] Processing and Servicing Transactions................ 27-42<br />
[C] At the Direction <strong>of</strong> the Consumer or for<br />
Other Limited Reasons ....................................... 27-43<br />
[D] Proposed Exception for Limited Information<br />
Disclosure When Registered Representatives<br />
Change Firms ..................................................... 27-44<br />
§ 27:7.6 Reuse and Redisclosure by Third Parties ............ 27-45<br />
(Broker-Dealer Reg., Rel. #3, 5/13)<br />
ci
Change language