Huntington Ingalls Industries Savings Plan ... - Benefits Connect

Huntington Ingalls Industries
Savings Plan SPD
March 2011
Overview of the Core Investment Fund Options ....................................................... 76
Your Core Investment Funds at a Glance ................................................................. 78
Stable Value Fund .................................................................................................... 80
U.S. Fixed Income Fund ........................................................................................... 80
Balanced Fund ......................................................................................................... 80
U.S. Equity Fund ...................................................................................................... 81
International Equity Fund ......................................................................................... 81
Small Cap Fund ....................................................................................................... 81
Emerging Markets Equity Fund ................................................................................ 81
Huntington Ingalls Industries Stock Fund ................................................................. 82
The New P Stock Fund (formerly the Northrop Grumman Stock Fund) .................... 85
A CLOSER LOOK: BENCHMARKS ............................................................................. 86
Overview .................................................................................................................. 86
Merrill Lynch 1 – 3 Year Treasury Index ................................................................... 86
Barclays Capital U.S. Aggregate Bond Index. .......................................................... 86
Barclays Aggregate Bond Index ............................................................................... 86
Morgan Stanley Capital International EAFE® — Europe, Australasia, Far East —
Index (MSCI EAFE®) ............................................................................................... 86
Russell 2000® Index (Russell 2000) ........................................................................ 87
Russell 3000® Index (Russell 3000) ........................................................................ 87
MSCI Emerging Markets Index (NDR)...................................................................... 87
Standard & Poor’s 500 Stock Index (S&P 500) ......................................................... 87
SCHWAB PERSONAL CHOICE RETIREMENT ACCOUNT® (PCRA) ......................... 88
Overview .................................................................................................................. 88
If You Are Considering the Schwab PCRA ............................................................... 88
How the Schwab PCRA Works ................................................................................ 88
Mutual Funds Available Through the PCRA ............................................................. 89
Investments Not Available Through the PCRA ......................................................... 89
Special Schwab PCRA Provisions ............................................................................ 90
How to Open a Schwab PCRA ................................................................................. 91
Managing Your Schwab PCRA ................................................................................ 92
Placing Trade Orders ............................................................................................... 93
Schwab Resources at Your Disposal ....................................................................... 93
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