2013 benefits open enrollment guide - Jones Lang LaSalle

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Medical Section for California and Oregon employees participating in the Kaiser Permanente Plan Page 22
Things to consider when deciding which medical plan is right for you and your family: • Can your spouse or domestic partner obtain coverage elsewhere i.e. under their employer’s health plan • Anticipated major medical and/or prescription drug expenses. • Changes based on Health Care Reform laws now covering certain contraceptive. • Monthly premium • Importance of a tax free health cost savings account for health expenses now or in the future such as for retirement. • Determine if you want to participate in Health Empowerment Rewards Program and participate in the Wellness Pledge. Medical Your health matters. Staying well and feeling good enhances your quality of life, not just for you, but also for the important people in your life. Jones Lang LaSalle understands that access to quality, affordable healthcare is a key to staying well or getting healthy if you suffer from an acute illness or chronic condition. Jones Lang LaSalle is committed to your health and well-being and to our philosophy of employees managing their health. We demonstrate our commitment by providing multiple choices in medical plan options designed to meet your needs and the needs of your family. Please refer to the following medical comparison charts for the plan options available in your state as your options may differ. How the Medical Plans Work The Kaiser Permanente HMO plans use a network of preferred providers who have agreed to provide health care services to plan members at discounted fees. These choices are HMO options, which mean you must go only to Kaiser Permanente providers to receive benefits. There are no out-of-network benefits. Referrals from your primary care physician may be required to go to some types of specialists. The firm offers three Kaiser Permanente options: Traditional Option • The Standard Plan (no Health Savings Account) Account-based Options • The Plus Plan (includes Health Savings Account) • The Basic Plan (includes Health Savings Account The comparison chart on the next page provides you with an overview of our Kaiser Permanente medical program features. Please review the information carefully as you cannot change your medical option until the next open enrollment period, unless you have a qualified family status change. Page 23
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Page 17 and 18: Comparing the PPO plans Medical Exp
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Page 39 and 40: EMPLOYEE SUPPLEMENTAL AD&D For all
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2013 benefits open enrollment guide - Jones Lang LaSalle

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