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2013 benefits open enrollment guide - Jones Lang LaSalle

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Plan Summary Chart for California and Oregon employees participating in the Kaiser Permanente plan<br />

The comparison chart below provides you with an overview of our medical programs. Please review the information carefully as you cannot change<br />

your medical option until the next <strong>open</strong> <strong>enrollment</strong> period, unless you have a qualified family status change.<br />

Important note:<br />

The Kaiser Permanente plan is only available to employees based in California and Oregon.<br />

Who Provides Care<br />

Preventative Care:<br />

KP STANDARD OPTION KP PLUS OPTION KP BASIC OPTION<br />

There are no out-of-network <strong>benefits</strong> available. Only services provided by a Kaiser Permanente provider are considered covered<br />

<strong>benefits</strong>.<br />

100% 100% 100%<br />

• Routine physical exam<br />

• Well-child care<br />

• Well-woman exam<br />

• Immunizations<br />

• Screenings<br />

Annual Deductible<br />

• Employee<br />

• Employee+1<br />

• Family<br />

$500<br />

$1,250<br />

$1,250<br />

$1,250<br />

$3,100<br />

$3,100<br />

Coinsurance 80% N/A 70%<br />

Annual Out-of-Pocket Maximum<br />

(includes deductible)<br />

• Employee<br />

• Employee+1<br />

• Family<br />

HSA Company Contribution<br />

• Employee<br />

• Employee+1<br />

• Family<br />

$2,000<br />

$5,000<br />

$5,000<br />

N/A<br />

$3,000<br />

$7,500<br />

$7,500<br />

Contributions are prorated<br />

$600<br />

$1,200<br />

$1,200<br />

$2,700<br />

$6,150<br />

$6,150<br />

$5,000<br />

$12,000<br />

$12,000<br />

Office Visit $20 copay $20 copay $30 copay<br />

Surgery or Hospital Care<br />

• Inpatient<br />

• Outpatient<br />

Infertility Treatment<br />

Mental Health Treatment<br />

• Outpatient<br />

• Inpatient hospital charges<br />

80% after deductible $250 per admission after deductible for<br />

outpatient<br />

50% Coinsurance after deductible (for<br />

diagnosis and treatment)<br />

$20 per individual visit for outpatient<br />

80% after deductible for inpatient<br />

$150 per procedure after deductible for<br />

Inpatient<br />

50% Coinsurance after deductible (for<br />

diagnosis and treatment)<br />

$20 per individual visit for outpatient<br />

$250 per admission after deductible for<br />

inpatient<br />

Contributions are prorated<br />

$600<br />

$1,200<br />

$1,200<br />

70% after deductible<br />

50% Coinsurance after deductible (for<br />

diagnosis and treatment)<br />

$30 per individual visit for outpatient<br />

70% after deductible for inpatient<br />

Vision Exam 100% $20 Copay after deductible $30 Copay after deductible<br />

Page 24

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