2013 benefits open enrollment guide - Jones Lang LaSalle

Flexible Spending Accounts (FSA)
Jones Lang LaSalle offers employees an opportunity to pay for expenses such as childcare and healthcare expenses on a pre-tax basis through
an FSA.
Healthcare FSA
*NEW- the annual FSA contribution limit for 2013 has decreased from $5,000 to $2,500. The HealthCare FSA works differently depending on which
medical plan option you select. This is due to changes in the Health Care Reform laws.
If you enroll in the Standard Plan option, you may use your FSA to reimburse all eligible out-of-pocket medical, dental, and vision care expenses.
If you enroll in the Plus or Basic Plan, your Healthcare FSA is considered a limited purpose FSA by the IRS and may only be used to
reimburse dental and vision expenses.
Child/Elder (Dependent) Care FSA
The Dependent Care FSA reimburses you for expenses incurred in the form of wages paid to a licensed baby sitter, licensed day care center,
nursery school, adult day care center, or housekeeper caring for an eligible dependent.
You will also receive a debit card for eligible expenses.
If you live in the states of Massachusetts, Maine, and New Hampshire you will not receive a Consumer Account MasterCard from UnitedHealth
Care. You will need to submit claims for reimbursement through UnitedHealth Care.
Use the money for…
Contributions
Participation
Portability
Healthcare FSA
Reimbursement for medical, dental, and/or vision
expenses. NOTE: you can no longer use for over the
counter medication without a prescription.
Dependent (child) care FSA
Reimbursement for expenses incurred in the form of
wages paid to a baby sitter, licensed day care center,
and adult day care center up to age 13.
Contributions to both FSA accounts are on a pre-tax basis. This is solely an employee funded account and JLL makes
no funding contributions.
You must enroll each year if you wish to participate in an FSA plan.
Any money left in the account is forfeited at the end of the calendar year, or after all eligible claims have been paid.
IRS Annual Contribution Limits $2,500 $5,000
For more information on Flexible Spending Accounts, refer to the Benefit Summary Guide on Connect.
Page 34