Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
O p p o s i t e p a g e : g e t t y i m a g e s , d r e a m s t i m e , f o t o l i a ; T h i s p a g e : g e t t y i m a g e s<br />
YOUR<br />
BANKING:<br />
easier.<br />
Manage your money in one<br />
place from anywhere, anytime<br />
at usaa.<strong>com</strong>.<br />
your free checking<br />
Now you can deposit checks, pay bills, transfer funds,<br />
view balances — all from the <strong>com</strong>fort of your home —<br />
and in the <strong>com</strong>fort of your PJs.<br />
No monthly service fees and no minimum balances.<br />
Free <strong>USAA</strong> Deposit@Home SM , lets you make fast, easy<br />
and secure deposits 24/7 by scanning your checks<br />
from your PC or Mac. 5<br />
Free usaa Web BillPay ® , plus the ability to move<br />
money, check balances and download statements.<br />
usaa.<strong>com</strong><br />
Start Saving<br />
Today!<br />
Open a <strong>USAA</strong> Savings Account and<br />
you’ll receive one of the highest interest<br />
rates in the nation. Plus, the more you<br />
save, the higher your rate goes. You’ll also<br />
get Free <strong>USAA</strong> Deposit@Home SM — all<br />
with no monthly service fee and<br />
no minimum balance.<br />
usaa.<strong>com</strong><br />
ENT-<strong>2007</strong>-2685<br />
Open your account on usaa.<strong>com</strong> today!<br />
Keyword: <strong>USAA</strong>Checking<br />
Open your account on usaa.<strong>com</strong> today!<br />
Keyword: <strong>USAA</strong>Savings<br />
Use Any<br />
Bank’s ATM in<br />
the World and<br />
We’ll Refund<br />
the Fees! 6<br />
Super Low Rates, Super Fast<br />
Rewards<br />
<strong>USAA</strong> Total Rewards SM MasterCard®<br />
<strong>USAA</strong> Total Rewards SM American Express®<br />
<strong>USAA</strong> Total Rewards credit cards are the fastest way<br />
to earn rewards and still get a great rate — right now as<br />
low as 7.75% 7<br />
No annual fee … no balance transfer fee …<br />
no convenience check fee … no redemption fee — ever.<br />
Get your choice of rewards: cash, gift cards, merchandise<br />
and airline discounts.<br />
Combine points with your <strong>USAA</strong> Total Rewards SM debit card<br />
to earn rewards faster. 8<br />
Do it all online: Check your balance, available credit, and<br />
purchases. Plus, transfer balances, download monthly<br />
statements and pay bills.<br />
usaa.<strong>com</strong><br />
Open an account in minutes.<br />
Keyword: <strong>USAA</strong>RewardCard<br />
INVESTMENTS/INSURANCE: NOT FDIC<br />
INSURED • NOT BANK GUARANTEE • MAY<br />
LOSE VALUE<br />
1<br />
Annual savings based on countrywide<br />
survey of new customers from 1/1/07 through<br />
3/31/07 and include a discount for online<br />
purchase or quote. Actual savings may vary.<br />
Savings do not apply in NJ and MA. Online<br />
discount not available in CA, FL, GA, HI, MA,<br />
ME, and NC. Discount is up to $30 in MO.<br />
2<br />
To qualify for <strong>USAA</strong>’s best auto loan rate,<br />
you must have pristine credit, apply online,<br />
sign up for automatic payment and either<br />
have <strong>USAA</strong> auto insurance or sign up for<br />
automatic payments from a <strong>USAA</strong> checking<br />
account. Loans subject to credit and property<br />
approval. Auto loan rate is for a term of 36<br />
to 60 months and is available to qualifying<br />
borrowers when financing a 2006, <strong>2007</strong> or<br />
2008 auto loan. This offer may not be used<br />
to refinance an existing <strong>USAA</strong> car loan. Rates<br />
shown effective as of October 10, <strong>2007</strong>,<br />
and are subject to change without notice.<br />
Obtaining insurance from <strong>USAA</strong> is optional,<br />
not required to receive credit, and can be<br />
acquired from other sources.<br />
3<br />
All new cars arranged for sale are subject<br />
to price and availability from the selling<br />
franchised new car dealer. Car buying service<br />
available for new car/truck purchases, lowest<br />
possible price not guaranteed.<br />
4<br />
Online discount not available in CA, FL,<br />
GA, HI, MA, ME, and NC. Discount is up to<br />
$30 in MO.<br />
5 You must qualify for Deposit@Home; credit<br />
approval required.<br />
6<br />
<strong>USAA</strong> does not charge a fee for the first<br />
10 withdrawals and refunds up to $15 in other<br />
banks’ ATM fees each month.<br />
7<br />
Variable rate effective 10/15/07.<br />
8<br />
Earn 1 point for every $1 credit card purchase<br />
or $2 debit card purchase. Select “credit” at<br />
checkout; PIN-based purchases do not earn<br />
points. Restrictions apply. Points terminate if<br />
account is closed or program ends.<br />
INSURANCE<br />
Eligibility restrictions apply to purchase of<br />
property and casualty insurance. Eligibility<br />
may change based on factors such as marital<br />
status, rank, or military status. You must<br />
update status for proper rates. Underwriting<br />
restrictions apply. Use of the term “member”<br />
does not convey any legal, eligibility, or<br />
ownership rights.<br />
<strong>USAA</strong> COMPANIES<br />
<strong>USAA</strong> means United Services Automobile<br />
Association and its affiliates. Property and<br />
casualty insurance provided by United Services<br />
Automobile Association, <strong>USAA</strong> Casualty<br />
Insurance Company, <strong>USAA</strong> General Indemnity<br />
Company, Garrison Property and Casualty<br />
Insurance Company, <strong>USAA</strong> County Mutual<br />
Insurance Company, <strong>USAA</strong> Texas Lloyd’s Company<br />
and <strong>USAA</strong>, Ltd. (Europe), San Antonio, TX.<br />
Investment products and services provided<br />
by <strong>USAA</strong> Investment Management Company,<br />
a registered broker dealer. Life insurance<br />
and annuity products provided by <strong>USAA</strong> Life<br />
Insurance Company, San Antonio, TX. In New<br />
York life insurance and annuities provided<br />
by <strong>USAA</strong> Life Insurance Company of New York,<br />
Highland Falls, N.Y. Financial advice provided<br />
by Financial Advice Center as a service of<br />
<strong>USAA</strong> Financial Planning Services Insurance<br />
Agency, Inc. (known as <strong>USAA</strong> Financial Insurance<br />
Agency in California), and <strong>USAA</strong> Financial<br />
Advisors, Inc., a registered broker dealer. Merchandise<br />
services provided by <strong>USAA</strong> Merchandise<br />
Services Company. Alliance services provided<br />
through <strong>USAA</strong> Alliance Services, L.P. Credit<br />
cards provided by <strong>USAA</strong> Savings Bank, other<br />
banking products provided by <strong>USAA</strong> Federal<br />
Savings Bank, an equal housing lender, both<br />
Member FDIC.<br />
winter <strong>2007</strong><br />
19<br />
usaa.<strong>com</strong>
Change language