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UNICREDIT HAS BUILT THE # 1 FRANCHISE IN EUROPE SERVING<br />

40 MLN CUSTOMERS AND IN THE CURRENT SCENARIO CAN<br />

RELY ON SOME KEY COMPETITIVE ADVANTAGES<br />

Top 3<br />

Top 5<br />

Top 10<br />

% of 2007<br />

Revenues<br />

90%<br />

6%<br />

4%<br />

UniCredit has the broadest<br />

presence in Europe among<br />

peers (22 countries), with a<br />

network of ~10,000 branches<br />

(~2,000 more than the 2 nd<br />

player) and can leverage on:<br />

unparalleled branch<br />

network connecting us to<br />

millions of customers<br />

global factories<br />

supplying the network<br />

with top notch products<br />

at competitive prices<br />

common platforms<br />

across Europe to<br />

increase efficiency and<br />

effectiveness<br />

significant in-house<br />

expertise in all aspects<br />

of the banking industry<br />

9

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