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RISK MANAGEMENT WILL BE A KEY SUCCESS FACTOR SO<br />
THAT BEING MEMBER OF A MAJOR GROUP IS AN IMPORTANT<br />
ADVANTAGE<br />
Risk management will become a crucial capability,<br />
especially in retail, as banking systems in the region are not<br />
experienced in managing risks during economic slowdown<br />
There is a widespread presence of internal rating and scoring<br />
systems, but what is lacking is history: all databases are quite<br />
“young” when compared to western banks standards<br />
In this scenario, banks belonging to international groups<br />
could be better positioned than local players having the<br />
opportunity to exploit well-established risk management<br />
systems<br />
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