PERSONAL BANkiNg PLANS - Servus Credit Union

PERSONAL
Banking Plans

Personal Banking Plans
Servus Credit Union’s personal banking plans offer great value to
you, the member, with the features you’re looking for and details
that are easy to understand.
The plans are highly competitive and are better than most other
major financial institutions.
Choose the plan that fits your banking style and enjoy benefits like:
• A generous amount of transactions for a reasonable monthly fee
• Tiered interest for most of the accounts
• Monthly fees can be waived with minimum monthly balances
Account Charts
US Accounts
Personal US
Pay-As-You-Go
Personal US Savings
Account Details:
Monthly fee $0.00 $0.00
In-branch withdrawals and
other debits, cheques,and
automated fund transfers
$0.65 each
3 free, then $1.00
each (no cheques)
Transfers (between US
accounts only)
Free
Free
Coverdrafts
(between US accounts only)
$5.00 each $5.00 each
Statement:
Frequency Monthly Quarterly
Paper Statement with cheque
images
$1.00
Included (No
Cheques)
E-Statement (optional) Free Free

Daily Banking Accounts
Youth Plan 60
(Ages 0 - 16)
Young & Free (Ages
17 - 25)
Personal
Pay-As-You-Go
Personal Plan 30 Personal Plan 60
Personal
e-Plan 60
Personal
Unlimited Plan
Personal Premium
Unlimited Plan
Seniors Unlimited
(Ages 60+)
Account Details:
Monthly fee $0.00 ($9 value) $0.00 ($13 value) $0.00 $6.50 $9.00 $8.00 $13.00 $25.00 $0.00 ($13 value)
Monthly fee waived with minimum monthly balance n/a n/a n/a $1,000 $2,500 $1,000 $5,000 $7,500 n/a
In-branch withdrawals, cheques and other debits
$0.75 each
Online and telephone banking bill payments, direct
payment purchases, Canadian credit union ATM
withdrawals,automated fund transfers
60 free,
then $0.65 each
Free
$0.65 each
30 free,
then $0.65 each
60 free,
then $0.65 each
60 free,
then $0.50 each
Free Free Free
Fund Transfers between Servus Accounts
(In branch, Online, Telephone)
Free Free Free Free Free Free Free Free Free
Coverdrafts $5.00 each $5.00 each $5.00 each $5.00 each $5.00 each $5.00 each
5 free,
then $5.00 each
Free
5 free,
then $5.00 each
ATM bill payments Free Free Free Free Free Free Free Free Free
ATM—Interac
(other Canadian non Credit Union ATM)
1 free,
then $1.50 each
$1.50 each $1.50 each $1.50 each
1 free,
then $1.50 each
1 free,
then $1.50 each
3 free,
then $1.50 each
10 free,
then $1.50 each
$1.50 each
ATM—Cirrus
(other Foreign Financial Institution ATM)
$3.00 each $3.00 each $3.00 each $3.00 each $3.00 each $3.00 each $3.00 each
5 free,
then $3.00 each
$3.00 each
In-branch bill payments (handling fee) $1.50 each Free $1.50 each
3 free,
then $1.50 each
5 free,
then $1.50 each
$1.50 each Free Free Free
Statement:
Frequency Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly Monthly
Paper Statement Included Included $1.00 Included Included $1.00 Included Included Included
Cheque Images Included Included Included Included Included Included Included Included Included
E-Statement (optional) Free Free Free Free Free Free Free Free Free
Additional Features:
Free Personalized Cheques
n/a
100 Free
(#6704 only)
n/a n/a n/a n/a
100 Free
(#6704 only)
Unlimited Free
(#6704 only)
100 Free
(#6704 only)
Safety Deposit Box n/a n/a n/a n/a n/a n/a n/a $20 discount $10 discount
Travellers Cheques (CDN, USD, Sterling) n/a n/a n/a n/a n/a n/a n/a
Commission free
(single signature only)
Commission free
(single signature only)
Mortgage Appraisal Fee n/a n/a n/a n/a n/a n/a n/a $200 n/a
Canadian Money Orders n/a n/a n/a n/a n/a n/a n/a Free Free
Official Cheques n/a n/a n/a n/a n/a n/a n/a Free n/a
Credential Direct RRSP Trustee Fee n/a n/a n/a n/a n/a n/a n/a 1 Free n/a

Savings Accounts
Personal Savings
Personal High
Yield Savings
RRSP High
Yield Savings
RRIF High
Yield Savings
TFSA High
Yield Savings
AgriInvest High
Yield Savings
Account Details:
Monthly fee $0.00 $0.00 $0.00 $0.00 $0.00 $0.00
In-branch withdrawals
and other debits
Online and telephone
banking bill payments,
direct payment purchases,
Canadian credit union
ATM withdrawals,
automated fund transfers
3 free,
then $1.00 each
1 free,
then $5.00 each
$5.00 each
n/a
1 free
(outside of
normal scheduled
payments), then
$5.00 each
n/a
1 free,
then $5.00 each
1 free,
then $5.00 each
Fund Transfers between
Servus Accounts (In
branch, Online, Telephone)
Free
$5.00 each
Free (to other
products within
registered plan only)
Free (to other
products within
registered plan only)
$5.00 each $5.00 each
Coverdrafts $5.00 each $5.00 each n/a n/a $5.00 each $5.00 each
ATM bill payments Free Free n/a n/a Free Free
ATM—Interac
(other Canadian non
Credit Union ATM)
ATM—Cirrus
(other Foreign Financial
Institution ATM)
$1.50 each $5.00 each n/a n/a $5.00 each $5.00 each
$3.00 each $5.00 each n/a n/a $5.00 each $5.00 each
In-branch bill
payments (handling fee)
$1.50 each $1.50 each n/a n/a $1.50 each $1.50 each
Statement:
Frequency Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly
Paper Statement Included Included Included Included Included Included
E-Statement (optional) Free Free Free Free Free Free

When you open a personal banking plan with Servus, you become
a member-owner and can benefit from our 100% deposit guarantee
and our Profit Sharing Program—which is unique in the financial services
industry. You will also be part of a credit union renown for exceptional
member service and for supporting communities across Alberta.
Delivering exceptional service to members and communities has
been the foundation of our success and is a continuing priority for
us. As a member-owner you are not just a number to us. We want
you to feel at home and have a comfortable banking experience.
servus.ca | 187SERVUSCU
(PBNKPLANS)