Minibus Plus Policy Wording - QBE

one event for damage to property arising out of use of your vehicle not being a
motor cycle or private car;
b) GBP20,000,000 in respect of any one accident or series of accidents arising out of
one event for damage to property arising out of use of any motor cycle or private
car;
c) GBP5,000,000 or such greater sum as may in the circumstances be required by the
Road Traffic Act in respect of all claims consequent on one originating cause of
terrorism
but unlimited in respect of death or bodily injury to third parties regardless of the type of your
vehicle.
7.4.2. Aircraft and aircraft sites
for loss, damage, death or bodily injury whilst your vehicle is being used in that part of an
aerodrome or airport provided for the take-off and landing of aircraft on the surface, aircraft
parking aprons including the associated service roads and ground equipment areas, and
those parts of passenger terminals which come within the customs examination area except
where such liability is required to be covered by the Road Traffic Act.
7.4.3. Fines, penalties
for liability for fines, penalties, punitive or exemplary damages.
7.4.4. Injury from employment
for liability for death or injury to your employee, partner or any director of the policyholder
which arises out of or in the course of their employment, except where such liability is
required to be covered by the Road Traffic Act.
7.4.5. Loading and unloading your vehicle
liability for death, bodily injury or damage caused or arising beyond the limits of any
carriageway or thoroughfare in connection with the:
a) bringing of the load to your vehicle for loading thereon, or
b) taking away of the load from your vehicle after unloading.
7.4.6. Property owned or in custody
This insurance does not cover liability for loss of or damage to:
a) any premises belonging to or occupied by you or any other person entitled to or
claiming indemnity under this section or any fixtures and fittings therein;
b) any other property owned by you or in your custody or control or that of any other
person entitled to or claiming indemnity under this section;
c) any property or load being conveyed by your vehicle or any trailer owned by you or
in your care or that of any other person entitled to or claiming indemnity under this
section;
except in so far as may be required by the Road Traffic Acts but in any event not for any
amount in excess of the minimum requirements thereunder.
7.4.7. Pollution
liability for all loss, damage, injury or death directly or indirectly caused by pollution or
contamination unless caused by a sudden identifiable unintended and unexpected incident
which occurs in its entirety at a specific time and place during the period of insurance,
except where such liability is required to be covered by the Road Traffic Act.
For the purposes of this exception pollution or contamination means all pollution or
contamination of buildings or other structures or water or land or the atmosphere.
PMBP151210Minibus Minibus Plus Policy Page 15 of 39