Minibus Plus Policy Wording - QBE

provided that such cover shall
i) not exceed a period of 30 (thirty) days from the date of your travel outside United
Kingdom and
ii)
iii)
not be applicable for business use of your vehicle; and
not apply to any country outside the territorial limits stated in the schedule.
9.1.3 The period of 30 (thirty) days under clause 9.1.2 can be extended to a further period as
agreed upon by us provided that you
i) contact us for such extension prior to your travel to any country within the
territorial limits and
ii)
pay an additional premium for such extension.
9.1.4 Claims made in respect of any accident arising while on travel to any other country within
the territorial limits during the extended period provided under clause 9.1.3 will be subject
to an additional excess of 100% of the excess stated in the schedule.
9.2. Extensions to foreign use cover
9.2.2. General Average
We will indemnify you against general average contribution, salvage, sue and labour
charges incurred and any customs duty arising out of the transportation of your vehicle by
sea provided that:
a) your vehicle is insured against loss or damage by Section 2 of this policy; and
b) the contribution relates to the value of your vehicle as agreed and shown in the
schedule;
except that the insurer shall not be liable for customs or excise duties or charges.
10 Injury to the driver and passengers
10.1. Accident injury benefits
We will pay you or, at your request, the injured party the benefits set down in the schedule
of benefits below if an insured person sustains bodily injury whilst travelling in, on,
mounting or dismounting from your vehicle as a direct result of an accident, during the
period of insurance involving your vehicle providing it was being driven by a person
authorised to drive by the certificate of motor insurance
not exceeding the
Schedule of Benefits
limit of indemnity
per insured person
Insured section – Personal Accident
Death GBP 30,000
Permanent total disablement GBP 30,000
Permanent disablement:
100% amount GBP 30,000
loss of limb(s) (one or more), total loss of sight in both eyes 100%
total loss of sight in one eye, total loss of speech or total
loss of hearing in both ears
100%
total loss of hearing in one ear
25%
dental injury expenses GBP 250
Maximum sum insured of any one occurrence GBP 510,000
PMBP151210Minibus Minibus Plus Policy Page 17 of 39