Minibus Plus Policy Wording - QBE

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Minibus Plus Policy Document
Contents Welcome to your insurance policy.............................................................................. 3 Policy cover index ...................................................................................................... 3 How to claim............................................................................................................... 4 Cooling off period.................................................................................................... 6 After commencement of cover................................................................................ 6 Our cancellation rights ............................................................................................ 6 Complaints procedure ................................................................................................ 7 Financial Services Compensation Scheme................................................................ 8 1 Your contract of insurance ................................................................................... 9 2 Loss of or damage your vehicle ......................................................................... 10 3 Personal effects ................................................................................................. 12 4 Glass in windscreen, sunroof or windows .......................................................... 12 5 Replacement locks............................................................................................. 13 6 Payment to the owner ........................................................................................ 13 7 Liability to third parties ....................................................................................... 14 8 Payment to principals......................................................................................... 16 9 Continental use.................................................................................................. 16 10 Injury to the driver and passengers.................................................................... 17 11 Emergency treatment......................................................................................... 19 12 Medical expenses .............................................................................................. 19 13 No claim discount............................................................................................... 19 14 UK breakdown assistance ................................................................................. 19 15 European breakdown assistance....................................................................... 21 16 Legal services and advice - uninsured loss recovery......................................... 24 17 General exceptions............................................................................................ 28 18 Claims procedure............................................................................................... 29 19 General conditions............................................................................................. 30 20 Definition of Terms ........................................................................................... .34 PMBP151210Minibus Minibus Plus Policy Page 2 of 39
Page 1: PMBP151210 COVER.qxp:Layout 1 6/7/1
Page 5 and 6: How to claim If you want to make a
Page 7 and 8: Your cancellation rights Cooling of
Page 9 and 10: Financial Services Compensation Sch
Page 11 and 12: 2 Loss of or damage your vehicle 2.
Page 13 and 14: 2.6.8 loss of or damage to your veh
Page 15 and 16: 7 Liability to third parties 7.1. Y
Page 17 and 18: 7.4.8. Property in your care and co
Page 19 and 20: 10.2. Dental injury expenses In the
Page 21 and 22: use reasonable care and skill when
Page 23 and 24: ) onward transportation if your veh
Page 25 and 26: 15.5.13. If the service you require
Page 27 and 28: 16.4.11 disputes between the insure
Page 29 and 30: 17 General exceptions Your policy d
Page 31 and 32: 19 General conditions 19.1. Anti-fr
Page 33 and 34: 19.9. Duty to prevent loss or damag
Page 35 and 36: 20 Definition of terms The followin
Page 37 and 38: 20.16. Insured person Insured perso
Page 39 and 40: 20.33.2. other country for which th

Minibus Plus Policy Wording - QBE

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