Minibus Plus Policy Wording - QBE

20 Definition of terms
The following words will have the same meaning attached each time they appear in this
policy in bold type face.
20.1. AA
Where the context so admits or requires, words importing the singular will include the plural
and vice versa and words importing the masculine will import the feminine and the neuter.
References to 'a person' will be construed so as to include any individual, company,
partnership, or any other legal entity. References to a statute will be construed to include all
its amendments or replacements. All headings within the policy are included for
convenience only and will not form part of this policy.
AA means The Automobile Association Limited or its subsidiaries. The Automobile
Association Limited (Company nos. 73356) has its registered office at 22 Grenville Street, St
Helier, Jersey JE4 8PX. The Automobile Association is a permitted insurer but exempt from
authorisation under the Financial Services and Market Act 2000. The AA are within the
jurisdiction of the Financial Ombudsman and Financial Services Compensation Scheme.
The Automobile Association Limited is an authorised representative of Automobile
Association Insurance Services Limited which is authorised and regulated by the Financial
Services Authority (FSA). Registration number 310562
20.2. Accessories
Accessories means the additional or supplementary parts of your vehicle not directly
related to its function as a vehicle. These include radios and other in car entertainment,
communication equipment and car phones, all of which must form an integral part of your
vehicle. Mobile phones, in car entertainment and satellite positioning/navigation equipment
that operates independently through their own battery pack are not accessories.
20.3. Accident
Accident means any unforeseen event, one without apparent cause or anything that occurs
unintentionally or by chance.
20.4. Acromas
Acromas means Acromas Insurance Company Limited authorised and regulated by the
Commissioner of Insurance, Financial Services Commission, Gibraltar and regulated by the
Financial Services Authority, United Kingdom. Acromas Insurance Company Limited is a
member of the Association of British Insurers.
Registered office: Acromas Insurance Company Limited, 57-63 Line Wall Road, Gibraltar.
Registered Number 88716 (Gibraltar). UK branch address: Acromas Insurance Company
Limited, The Saga Building, Enbrook Park, Folkestone, Kent, CT20 3SE.
20.5. Attachments
Attachment means any item of equipment which can be added to a special type vehicle.
20.6. Bodily injury
Bodily injury means identifiable physical injury which:
20.6.1. is sustained by an insured person; and
20.6.2. is caused by an accident in the course of the use of your vehicle during the period of
insurance; and
20.6.3. occasions the death or disablement of the insured person within twelve (12) months from
the date of the accident; and
20.6.4. is solely and independent of any other cause, except illness directly resulting from or
medical or surgical treatment rendered necessary by such injury.
PMBP151210Minibus Minibus Plus Policy Page 34 of 39